What Is a Contingent Beneficiary?
A contingent beneficiary is the backup person who would receive your life insurance death benefit if all of your primary beneficiaries are... Read More
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Managing expenses is critical to achieving life goals, such as buying a house or getting married. Our personal finance guides can help you make those goals a reality.
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Personal Finance Articles
How to Borrow Against Your Life Insurance Policy
It's simple to borrow against the cash value of a permanent life insurance policy, as there are no loan requirements or qualifications... Read More
How Variable Life Insurance Works: Pros and Cons
Variable life insurance, also called variable appreciable life insurance, provides lifelong coverage, as well as a cash value account. See... Read More
Life Insurance for Your Family and Children
There are several ways to purchase life insurance for your family, including whole life insurance for your children, a joint life insurance... Read More
Do You Have to Pay Taxes on Life Insurance?
Life insurance death benefits are typically not taxed unless your total estate is very large. However, you usually need to pay taxes if you... Read More
Should I Buy Group and Supplemental Life Insurance?
Group and supplemental life insurance from your employer can provide coverage at discounted rates. But should you buy individual term life... Read More
How Much Life Insurance Do You Actually Need?
Your life insurance policy should include enough to cover the money your family relies on you for, plus your end-of-life expenses, if... Read More
Flood Zones & How They Affect Insurance
Your FEMA flood zone is used to determine whether you have to buy flood insurance. But it's no longer used to calculate your rates.... Read More
What is Universal Life Insurance? Pros and Cons
Universal life insurance offers permanent coverage similar to whole life insurance, but it has better rates and the opportunity to pay... Read More
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