Find Mortgages for Purchase and Refinance
Buying a home is one of the biggest financial decisions you'll ever make. Our tools and guides can help you navigate the mortgage process and evaluate your many options.
Best Mortgage Lenders
With hundreds of banks and direct lenders advertising mortgage rates, it's difficult to tell the difference. We evaluated dozens of companies to find the best place for your home loan.
Lender | 30-Year Fixed Rate | Min. Down Payment |
|---|---|---|
| Quicken | 4.13% | 5% |
| SoFi | 4.63% | 10% |
| Chase | 4.00% | 3% |
Mortgage Lender Reviews
With hundreds of lenders looking for your business, vetting your options can seem like an endless task. Our reviews of the biggest mortgage lenders will help you find what you need, whether that means a lower down payment, better interest rate or higher standards of customer service.
Mortgage Guides and Statistics
Most people only shop for mortgages two or three times in their lives, so it's natural to feel confused. Our mortgage guides explain the most important concepts in clear and simple terms. We've also conducted a number of studies that give you an idea of the typical payments, rates and fees you should expect in a home loan.
Mortgage Guides
Figures and Statistics
Mortgage Research & Advice
What is Escrow in a Mortgage, and Why is it Needed?
Escrow in a mortgage begins when you sign the purchase agreement and ends when you finalize the sale. Escrow accounts, on the other hand,... Read More
Cost of Title Insurance
The average cost of title insurance is $544 for lender policies and $830 for homeowner policies. Learn how property location, mortgage... Read More
How Much Does a Home Appraisal Cost?
A home appraisal typically costs $400 to $500, but the price may increase if you're looking at a property with unique features or more... Read More
J.G. Wentworth Mortgage Review: Strong VA Loans and Online Tools
J.G. Wentworth is a strong home loan option for veterans eligible to apply for VA loans. Find out how J.G. Wentworth's mortgage rates and... Read More
Average Closing Costs for a Mortgage
The average closing costs for a mortgage on a median-value home are $7,227. These costs cover the many services, insurance policies and... Read More
Mortgage LTV vs. CLTV: What's the Difference?
Your combined loan to value (CLTV) ratio includes all the loans secured by your property, while loan to value (LTV) includes just your... Read More
How Condo Mortgages Work
Mortgages for condos tend to have more requirements than a standard home loan, but some of these rules focus on the condo project rather... Read More
What is the Prepaid Interest Charged on a Mortgage?
As part of the closing costs on a mortgage, prepaid interest charges cover the expense of borrowing money in the time between your closing... Read More
Guaranteed Rate Mortgage Review: Great Option for Highly Qualified Borrowers
Guaranteed Rate is a nationwide mortgage lender specializing in lower rates and fees for highly qualified homebuyers. Click to read about... Read More