Find Mortgages for Purchase and Refinance

Buying a home is one of the biggest financial decisions you'll ever make. Our tools and guides can help you navigate the mortgage process and evaluate your many options.

Finding the Best Mortgage Lenders in Your State

Click on your state to see our analysis of mortgage lenders and financing options near you.

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Best Mortgage Lenders

With hundreds of banks and direct lenders advertising mortgage rates, it's difficult to tell the difference. We evaluated dozens of companies to find the best place for your home loan.

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Lender30-Year Fixed RateMin. Down Payment
Quicken4.13%5%
SoFi4.63%10%
Chase4.00%3%

Mortgage Lender Reviews

With hundreds of lenders looking for your business, vetting your options can seem like an endless task. Our reviews of the biggest mortgage lenders will help you find what you need, whether that means a lower down payment, better interest rate or higher standards of customer service.


Mortgage Guides and Statistics

Most people only shop for mortgages two or three times in their lives, so it's natural to feel confused. Our mortgage guides explain the most important concepts in clear and simple terms. We've also conducted a number of studies that give you an idea of the typical payments, rates and fees you should expect in a home loan.


Mortgage Research & Advice

What are Closing Costs When Buying a Home?

Closing costs can be a large expense when buying or selling a home. In this guide, we've answered your most important questions about... Read More

What are Mortgage Points, Discount Points and Lender Credit?

A mortgage point is a charge paid by a borrower that equals 1% of a mortgage's total amount. Points are most commonly used to describe... Read More

Historical Mortgage Rates: Averages and Trends from the 1970s to 2020

We examined data from Freddie Mac's Primary Mortgage Market Survey to identify historical mortgage rate trends. Click to read about the... Read More

What is an FHA Loan and What's Required to Qualify?

FHA loans are government-insured mortgages that aim to promote homeownership among low income and low credit score homebuyers. If you're... Read More

What is a Down Payment on a House?

A down payment for a house is the money required up-front by your mortgage lender to secure the loan. Learn about how the percentage of... Read More

What is an Adjustable Rate Mortgage (ARM)?

An adjustable rate mortgage (ARM) is a mortgage whose interest rate changes annually based on the movement of market rates. Read more about... Read More

What is a Mortgage and How Does it Work?

A mortgage is a loan used to pay for a real estate purchase in exchange for monthly payments and a lien on the purchased property. Find out... Read More

Average Monthly Mortgage Payments

The median monthly mortgage payment for US homeowners was $1,492, including costs from taxes and insurance. Find out how average US... Read More

Florida Mortgage Rates for October 2020

We report on current mortgage rates in Florida for 30-year, 15-year and adjustable rate home loans. Find out what your interest rates will... Read More