Find Mortgages for Purchase and Refinance
Buying a home is one of the biggest financial decisions you'll ever make. Our tools and guides can help you navigate the mortgage process and evaluate your many options.
Best Mortgage Lenders
With hundreds of banks and direct lenders advertising mortgage rates, it's difficult to tell the difference. We evaluated dozens of companies to find the best place for your home loan.
Lender | 30-Year Fixed Rate | Min. Down Payment |
|---|---|---|
| Quicken | 4.13% | 5% |
| SoFi | 4.63% | 10% |
| Chase | 4.00% | 3% |
Mortgage Lender Reviews
With hundreds of lenders looking for your business, vetting your options can seem like an endless task. Our reviews of the biggest mortgage lenders will help you find what you need, whether that means a lower down payment, better interest rate or higher standards of customer service.
Mortgage Guides and Statistics
Most people only shop for mortgages two or three times in their lives, so it's natural to feel confused. Our mortgage guides explain the most important concepts in clear and simple terms. We've also conducted a number of studies that give you an idea of the typical payments, rates and fees you should expect in a home loan.
Mortgage Guides
Figures and Statistics
Mortgage Research & Advice
Second Homes vs Investment Properties: Mortgage Terms and Tax Rules
While they may sound similar, an investment property and a second home are actually two separate occupancy designations that can have a... Read More
Can I Use a Home Equity Loan to Buy Another House?
If you already own your primary residence and are seeking to buy an investment property, unlocking the home equity in your current house... Read More
How Do You Get a Land Loan? Rates and Procedure, Explained
Getting a land loan requires meeting several lender requirements you wouldn't need for a regular mortgage. Read about the credit... Read More
FHA Appraisal Requirements: Checklist and Guidelines
If you're trying to buy a house using an FHA loan, your FHA lender will typically require an appraisal to validate the value of the home.... Read More
Claiming Rental Income to Qualify for a Mortgage: How Do Lenders View It?
If you're thinking about factoring the income on your rental property into a mortgage application for a new property, there's a series of... Read More
Can You Refinance With Your Current Mortgage Lender? Pros and Cons
It's possible to refinance your mortgage with your current lender, especially if several years have gone by since you took out your loan.... Read More
What is Title Insurance and Why Do You Need it?
Title insurance protects homeowners and mortgage lenders from damages that can result from undiscovered liens on a property or competing... Read More
What Mortgage Closing Costs Are Negotiable?: Getting the Best Deal
Lenders who are eager for your business may be willing to move on certain fees, but can't move on others. Read on to find out exactly which... Read More
Buying a House With Cash vs Getting a Mortgage: Pros and Cons
The majority of U.S. homebuyers finance their purchase. However, not everyone takes out a mortgage to purchase a home. If your... Read More