Health Insurance Exchanges Explained
A health insurance exchange, also called a marketplace, is a website that lets you see and compare the health insurance plans available... Read More
Find Mortgages for Purchase and Refinance
Buying a home is one of the biggest financial decisions you'll ever make. Our tools and guides can help you navigate the mortgage process and evaluate your many options.
Mortgage Statistics
With hundreds of lenders looking for your business, vetting your options can seem like an endless task. We've conducted a number of studies that give you an idea of the typical payments, rates and fees you should expect in a home loan.
Figures and Statistics
Mortgage Guides and Research
Most people only shop for mortgages two or three times in their lives, so it's natural to feel confused. Our mortgage guides explain the most important concepts in clear and simple terms.
Mortgage Guides
Mortgage Research & Advice
What Is An Insurance Rating Area?
One of the factors health insurance companies are allowed to consider when setting premiums is where you live. The area you live in that's... Read More
The Affordable Care Act Individual Mandate and Penalties
The individual mandate of the Affordable Care Act requires that all Americans maintain health insurance but no longer assesses tax... Read More
Privacy Policy
Your privacy is important to us at ValuePenguin, and we work to protect the privacy of our visitors. Here’s our privacy... Read More
Best Cheap Car Insurance for High-Risk Drivers
If you have a ticket on your record, lack driving experience or have poor credit, then insurers may consider you a high-risk driver — and... Read More
Types of Auto Insurance
Each auto insurance policy can contain several types of vehicle insurance, including collision, comprehensive, liability and uninsured... Read More
Auto Insurance Deductibles: How Do They Work?
An auto insurance deductible is the amount of money you have to pay before the insurance company begins to cover costs. Unlike health... Read More
Collision vs. Comprehensive Car Insurance
Collision insurance protects you when your car is involved in a direct crash, while comprehensive insurance covers you if your car is... Read More