Find the Best Credit Card for You
Compare credit card rewards, bonuses, features and offers. Use our in-depth tools and research to find the best credit cards available for you.
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Advertiser Disclosure: ValuePenguin is an advertising-supported comparison service which receives compensation from some of the financial providers whose offers appear on our site. This compensation from our advertising partners may impact how and where products appear on our site (including for example, the order in which they appear). To provide more complete comparisons, the site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products.
Our articles and analyses simplify credit cards. Whether you’re a student taking the first steps in building credit or a mother of two looking to refinance her card debt, we provide the resources you need to make better financial decisions.
Average Rewards Among Top 10 Cards
What are the best travel cards?
We combed through hundreds of credit cards to figure out what the best ones are for a variety of people. We have the list of top travel credit cards for all the different offers you may be looking for.
Want a Credit Card for a Specific Purpose?
You can get the best value out of credit cards when you have a specific goal in mind. Whether you’re looking for pure cash back or want to earn airline miles, we culled together a list of top-notch credit cards that can serve most purposes.
Credit Scores 101
Credit scores are a three-digit-number that can decide a surprising number of aspects in your daily life. These guides can help you get a complete picture of credit scores, and everything you might want to know about them.
Credit Card Fees, Bills & Debt
Credit cards come with dozens of fees and rules governing your bill. We break down the items your monthly bill that may have you scratching your head in confusion.
Applying for a Credit Card
Credit scores are a three-digit-number that can decide a surprising number of aspects in your daily life. These guides can help you get a complete picture of credit scores, and everything you might want to Ready to apply for a credit card? Here are some things you might want to know before hitting that "Apply Now" button.
How Much In Travel Rewards Are Americans Missing Out On?
Our survey found that 59% of Americans aren't utilizing travel rewards programs. Top reasons for joining among those that do? Ability to earn rewards, special discounts and status perks.

Credit Card News & Analysis
48% of Americans Canceled Summer Travel Due to Coronavirus Concerns
Nearly half of those with an upcoming trip lost money on nonrefundable costs, averaging more than $800. Read More
The Majority of Americans Are Delaying Travel Because of Coronavirus Fears — Should You?
While 51% of Americans are postponing travels due to coronavirus, we have a few tips for traveling more safely during the outbreak. Read More
Where Are the Most Miserable Airports?
Whether your flight is delayed or it takes you a long time to go through security, air travel can be stressful. ValuePenguin crunched some... Read More
How Credit Card Companies Make and Earn Money
We explain how credit card companies make money, and show exactly how much the biggest card issuers earned this year. Read More
Average Cost of Travel Insurance by Policy and Age
The average cost of travel insurance in the U.S. is $148, but not all travel insurance policies are the same. Depending upon your age, trip... Read More
What is Travel Health Insurance?
Travel health insurance can save you thousands of dollars and lots of stress if a medical emergency happens while abroad — and, it’s... Read More
What's A Good Credit Score To Have? How To Get It?
A good credit score typically ranges between 680 and 750. Read More
Average Cost of a Vacation
Vacation costs have been rising, and the number of trips taken by Americans have gone way down. A large majority of American households... Read More
EMV Chip Credit Cards In the United States
Increasingly, credit cards come with a small chip that stores your information, which is much more secure than magnetic swipe cards. Read More