Gas isn't the only recurring cost that drivers have to expect when budgeting expenses. The cost of car insurance is a mandatory repeated payment for most drivers. On average across the 50 states and the District of Columbia, the cost of insurance equals 3% of the median annual income. It combines with the cost of gas and amounts to 5% of the median household income.
The state with the most expensive combined cost of auto insurance and gas is Michigan, where the insurance premiums are the highest in the nation. Michigan's median income is relatively modest (33rd of 51 jurisdictions), but the high cost of car insurance takes up 12% of the state's median household income. Adding gas costs, the amount Michiganders spend on owning a car equals 15% of their incomes.
Michigan | $7,406 | $1,593 | 12% | 15% |
Louisiana | $2,337 | $1,504 | 5% | 8% |
Kentucky | $2,228 | $1,631 | 4% | 7% |
Florida | $2,795 | $1,534 | 5% | 7% |
Arizona | $2,152 | $1,978 | 3% | 7% |
Nevada | $2,047 | $2,059 | 3% | 6% |
Mississippi | $1,451 | $1,500 | 3% | 6% |
West Virginia | $1,367 | $1,676 | 3% | 6% |
Rhode Island | $2,482 | $1,716 | 3% | 6% |
Arkansas | $1,310 | $1,513 | 3% | 6% |
Oklahoma | $1,536 | $1,560 | 3% | 6% |
Oregon | $1,691 | $2,112 | 3% | 6% |
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The cheapest place for recurring car-related expenses is Virginia. The median household income in 2019 was in the top 25% of states in the country at $76,456 a year. This combines with a low average cost of insurance — which is in the bottom quarter of the states in terms of the average cost of coverage. Together, gas and car insurance expenses consume a 4% share of the median household income in Virginia.
Where is it getting more expensive to own a car?
The good news for consumers is that the falling price of gas in the last five years has resulted in a corresponding fall in the cost passed along to the consumer. At the same time, insurance rates have not typically fallen. The pandemic resulted in average insurance rates across the country falling in 2020. However, rates had largely increased before that point. In most states, increases to the cost of insurance have not outpaced wage growth — but not in all states.
On average, the cost of car insurance has increased more quickly than wages in 13 states.
In no state has the cost of insurance increased by a higher percentage than wages than in Nevada. Here, the average year-over-year insurance rate change was 6.9% from 2015 to 2019, while wages grew by 4.3% during this time — a difference of 2.6 percentage points. In Louisiana, Colorado and Georgia, the difference in the rate at which wages increased compared to insurance was greater than 1 percentage point.
1 | Nevada | 2.6 | 4.3% | 6.9% |
2 | Louisiana | 2.3 | 3.0% | 5.3% |
3 | Colorado | 1.6 | 5.6% | 7.2% |
4 | Georgia | 1.6 | 5.3% | 6.9% |
5 | Indiana | 0.6 | 3.9% | 4.5% |
6 | Utah | 0.6 | 4.9% | 5.4% |
7 | New Mexico | 0.5 | 3.5% | 4.0% |
8 | Maryland | 0.5 | 3.7% | 4.2% |
9 | Florida | 0.4 | 5.2% | 5.6% |
10 | Missouri | 0.4 | 4.1% | 4.5% |
11 | Alaska | 0.3 | 0.9% | 1.3% |
12 | Texas | 0.1 | 4.4% | 4.5% |
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On the other hand, it became more affordable to own a car in West Virginia. From 2015 to 2019, wages increased by 3.5% and insurance rates decreased, on average. This means that the rate at which households earned more was 3.8 percentage points greater than the increase in insurance costs.
Drivers can mitigate the higher-than-average rates that are part of owning a car in a city by Compare Auto Insurance Quotes. It's important to compare more than the cost of auto insurance across different companies. Drivers should also be mindful of the different discount opportunities offered by each provider before purchasing or renewing coverage.
{"backgroundColor":"white","content":"\u003C\/p\u003E\n\n\u003Cp\u003EGas isn't the only recurring cost that drivers have to expect when budgeting expenses. The cost of car insurance is a mandatory repeated payment for most drivers. On average across the 50 states and the District of Columbia, the cost of insurance equals 3% of the median annual income. It combines with the cost of gas and amounts to 5% of the median household income.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeImageResponsive--root\"\u003E\n \u003Cfigure class=\"ShortcodeImage--root\"\u003E\n \u003Cpicture class=\"ShortcodeImage--picture\"\u003E\n \u003Csource\n media=\"(max-width: 607.5px)\"\n data-srcset=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/car-ins-city-state-m_lpntg2 1x, https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_2.0,f_auto,h_1600,q_auto,w_1600\/v1\/car-ins-city-state-m_lpntg2 2x\"\n\/\u003E\n \u003Cimg alt=\"Difference between the cost of car insurance in cities and their respective states\" class=\"lazyload\" data-src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/car-ins-city-state_xs0dwe\" src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_2.0,e_blur:1000,f_auto,h_1600,q_1,w_1600\/v1\/car-ins-city-state_xs0dwe\" data-srcset=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/car-ins-city-state_xs0dwe 1x, https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_2.0,f_auto,h_1600,q_auto,w_1600\/v1\/car-ins-city-state_xs0dwe 2x\"\u003E\n \u003C\/picture\u003E\n \u003C\/figure\u003E\n\u003C\/div\u003E\n\u003C\/p\u003E\n\n\u003Cp\u003EThe state with the most expensive combined \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Best and Cheapest Car Insurance in Michigan\" href=\"https:\/\/www.valuepenguin.com\/best-cheap-car-insurance-michigan\"\u003Ecost of auto insurance\u003C\/a\u003E\u003C\/span\u003E and gas is Michigan, where the insurance premiums are the highest in the nation. Michigan's median income is relatively modest (33rd of 51 jurisdictions), but the high cost of car insurance takes up 12% of the state's median household income. Adding gas costs, the amount Michiganders spend on owning a car equals 15% of their incomes.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn hCELBb\"\u003E\u003Ctr\u003E\u003Cth colSpan=\"1\" width=\"\" class=\"StyledHeaderCell-sc-nsptsd frWuiR\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EState\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth colSpan=\"1\" width=\"\" class=\"StyledHeaderCell-sc-nsptsd frWuiR\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EInsurance cost\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth colSpan=\"1\" width=\"\" class=\"StyledHeaderCell-sc-nsptsd frWuiR\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003ECost of gas\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth colSpan=\"1\" width=\"\" class=\"StyledHeaderCell-sc-nsptsd frWuiR\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EInsurance expenses\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth colSpan=\"1\" width=\"\" class=\"StyledHeaderCell-sc-nsptsd frWuiR\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003ETotal expenses\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EMichigan\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$7,406\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,593\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E12%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E15%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ELouisiana\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,337\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,504\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E5%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E8%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EKentucky\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,228\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,631\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E4%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E7%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EFlorida\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,795\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,534\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E5%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E7%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EArizona\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,152\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,978\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E3%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E7%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ENevada\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,047\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,059\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E3%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E6%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EMississippi\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,451\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,500\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E3%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E6%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EWest Virginia\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,367\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,676\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E3%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E6%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ERhode Island\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,482\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,716\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E3%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E6%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EArkansas\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,310\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,513\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E3%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E6%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EOklahoma\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,536\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,560\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E3%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E6%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EOregon\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$1,691\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E$2,112\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E3%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E6%\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv role=\"button\" class=\"StyledExpander-sc-1gnrutu gvWduk\"\u003EShow All Rows\u003C\/div\u003E\u003Cp class=\"SortableTable--footnote\"\u003EStates are ordered by the total expenses for drivers, relative to their incomes.\u003C\/p\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"right\",\"right\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"State\",\"Insurance cost\",\"Cost of gas\",\"Insurance expenses\",\"Total expenses\"],[\"Michigan\",\"$7,406\",\"$1,593\",\"12%\",\"15%\"],[\"Louisiana\",\"$2,337\",\"$1,504\",\"5%\",\"8%\"],[\"Kentucky\",\"$2,228\",\"$1,631\",\"4%\",\"7%\"],[\"Florida\",\"$2,795\",\"$1,534\",\"5%\",\"7%\"],[\"Arizona\",\"$2,152\",\"$1,978\",\"3%\",\"7%\"],[\"Nevada\",\"$2,047\",\"$2,059\",\"3%\",\"6%\"],[\"Mississippi\",\"$1,451\",\"$1,500\",\"3%\",\"6%\"],[\"West Virginia\",\"$1,367\",\"$1,676\",\"3%\",\"6%\"],[\"Rhode Island\",\"$2,482\",\"$1,716\",\"3%\",\"6%\"],[\"Arkansas\",\"$1,310\",\"$1,513\",\"3%\",\"6%\"],[\"Oklahoma\",\"$1,536\",\"$1,560\",\"3%\",\"6%\"],[\"Oregon\",\"$1,691\",\"$2,112\",\"3%\",\"6%\"],[\"Montana\",\"$1,381\",\"$1,813\",\"2%\",\"6%\"],[\"Alabama\",\"$1,369\",\"$1,496\",\"3%\",\"6%\"],[\"New Mexico\",\"$1,304\",\"$1,561\",\"3%\",\"6%\"],[\"Missouri\",\"$1,610\",\"$1,556\",\"3%\",\"6%\"],[\"South Carolina\",\"$1,505\",\"$1,504\",\"3%\",\"5%\"],[\"Delaware\",\"$2,042\",\"$1,704\",\"3%\",\"5%\"],[\"South Dakota\",\"$1,427\",\"$1,660\",\"2%\",\"5%\"],[\"New York\",\"$2,075\",\"$1,653\",\"3%\",\"5%\"],[\"Texas\",\"$1,790\",\"$1,504\",\"3%\",\"5%\"],[\"Tennessee\",\"$1,192\",\"$1,583\",\"2%\",\"5%\"],[\"Georgia\",\"$1,534\",\"$1,484\",\"2%\",\"5%\"],[\"Idaho\",\"$1,132\",\"$1,821\",\"2%\",\"5%\"],[\"North Dakota\",\"$1,399\",\"$1,703\",\"2%\",\"5%\"],[\"Colorado\",\"$1,992\",\"$1,705\",\"3%\",\"5%\"],[\"Nebraska\",\"$1,367\",\"$1,648\",\"2%\",\"5%\"],[\"Kansas\",\"$1,313\",\"$1,593\",\"2%\",\"5%\"],[\"Connecticut\",\"$1,959\",\"$1,730\",\"2%\",\"5%\"],[\"Pennsylvania\",\"$1,194\",\"$1,750\",\"2%\",\"5%\"],[\"Alaska\",\"$1,034\",\"$2,459\",\"1%\",\"5%\"],[\"Ohio\",\"$1,043\",\"$1,649\",\"2%\",\"5%\"],[\"Illinois\",\"$1,536\",\"$1,632\",\"2%\",\"5%\"],[\"Utah\",\"$1,656\",\"$1,813\",\"2%\",\"5%\"],[\"Wyoming\",\"$1,267\",\"$1,698\",\"2%\",\"5%\"],[\"Vermont\",\"$1,135\",\"$1,728\",\"2%\",\"5%\"],[\"North Carolina\",\"$976\",\"$1,599\",\"2%\",\"4%\"],[\"Indiana\",\"$987\",\"$1,577\",\"2%\",\"4%\"],[\"Hawaii\",\"$1,203\",\"$2,460\",\"1%\",\"4%\"],[\"Maine\",\"$865\",\"$1,720\",\"1%\",\"4%\"],[\"California\",\"$1,216\",\"$2,294\",\"2%\",\"4%\"],[\"Minnesota\",\"$1,576\",\"$1,634\",\"2%\",\"4%\"],[\"Iowa\",\"$1,033\",\"$1,604\",\"2%\",\"4%\"],[\"Wisconsin\",\"$1,037\",\"$1,685\",\"2%\",\"4%\"],[\"Washington\",\"$1,158\",\"$2,041\",\"1%\",\"4%\"],[\"New Jersey\",\"$1,811\",\"$1,650\",\"2%\",\"4%\"],[\"Maryland\",\"$1,733\",\"$1,712\",\"2%\",\"4%\"],[\"District of Columbia\",\"$1,841\",\"$1,792\",\"2%\",\"4%\"],[\"New Hampshire\",\"$1,380\",\"$1,670\",\"2%\",\"4%\"],[\"Massachusetts\",\"$1,439\",\"$1,717\",\"2%\",\"4%\"],[\"Virginia\",\"$1,130\",\"$1,552\",\"1%\",\"4%\"]],\"footnote\":\"States are ordered by the total expenses for drivers, relative to their incomes.\",\"hideHeaderRow\":false,\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/script\u003E\n\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003EThe cheapest place for recurring car-related expenses is Virginia. The median household income in 2019 was in the top 25% of states in the country at $76,456 a year. This combines with a low average cost of insurance \u2014 which is in the bottom quarter of the states in terms of the \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Average Cost of Car Insurance\" href=\"https:\/\/www.valuepenguin.com\/average-cost-of-insurance\"\u003Eaverage cost of coverage\u003C\/a\u003E\u003C\/span\u003E. Together, gas and car insurance expenses consume a 4% share of the median household income in Virginia.\u003C\/p\u003E\n\n\u003Ch3 id=\"ownership\"\u003EWhere is it getting more expensive to own a car?\u003C\/h3\u003E\n\n\u003Cp\u003EThe good news for consumers is that the falling price of gas in the last five years has resulted in a corresponding fall in the cost passed along to the consumer. At the same time, \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"State of Auto Insurance 2021\" href=\"https:\/\/www.valuepenguin.com\/state-of-auto-insurance-2021\"\u003Einsurance rates have not typically fallen\u003C\/a\u003E\u003C\/span\u003E. The pandemic resulted in average insurance rates across the country falling in 2020. However, rates had largely increased before that point. In most states, increases to the cost of insurance have not outpaced wage growth \u2014 but not in all states.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodePullquote--root\"\u003E\n \u003Cp class=\"ShortcodePullquote--text ShortcodePullquote--blue\"\u003E\n \nOn average, the cost of car insurance has increased more quickly than wages in 13 states.\n\n \u003C\/p\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003EIn no state has the cost of insurance increased by a higher percentage than wages than in Nevada. Here, the average year-over-year insurance rate change was 6.9% from 2015 to 2019, while wages grew by 4.3% during this time \u2014 a difference of 2.6 percentage points. In Louisiana, Colorado and Georgia, the difference in the rate at which wages increased compared to insurance was greater than 1 percentage point.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-SortableTable\" data-component-name=\"SortableTable\"\u003E\n \u003Cdiv class=\"StyledRootWrapper-sc-3qeib4 jYHfZo\"\u003E\u003Cdiv class=\"StyledTableWrapper-sc-5nmmx9 fesmOM\"\u003E\u003Cdiv class=\"StyledTableOverflowWrapper-sc-hixhp9 gVbnK\"\u003E\u003Ctable class=\"StyledTable-sc-ujzn9t jVpJxq\"\u003E\u003Cthead class=\"StyledHeaderRow-sc-1m1b8dn hCELBb\"\u003E\u003Ctr\u003E\u003Cth colSpan=\"1\" width=\"\" class=\"StyledHeaderCell-sc-nsptsd frWuiR\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003ERank\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth colSpan=\"1\" width=\"\" class=\"StyledHeaderCell-sc-nsptsd frWuiR\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r gPTwhA\"\u003E\u003Cspan\u003EState\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth colSpan=\"1\" width=\"\" class=\"StyledHeaderCell-sc-nsptsd frWuiR\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EPercentage point difference\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth colSpan=\"1\" width=\"\" class=\"StyledHeaderCell-sc-nsptsd frWuiR\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EWages\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003Cth colSpan=\"1\" width=\"\" class=\"StyledHeaderCell-sc-nsptsd frWuiR\"\u003E\u003Cdiv class=\"StyledColumnHeaderWrapper-sc-12xyb2r glLrYA\"\u003E\u003Cspan\u003EInsurance\u003C\/span\u003E\u003C\/div\u003E\u003C\/th\u003E\u003C\/tr\u003E\u003C\/thead\u003E\u003Ctbody class=\"StyledBody-sc-14y8oc0 dcdMVT\"\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E1\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ENevada\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E2.6\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E4.3%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E6.9%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E2\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ELouisiana\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E2.3\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E3.0%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E5.3%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E3\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EColorado\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E1.6\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E5.6%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E7.2%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E4\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EGeorgia\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E1.6\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E5.3%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E6.9%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E5\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EIndiana\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.6\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E3.9%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E4.5%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E6\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EUtah\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.6\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E4.9%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E5.4%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E7\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ENew Mexico\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.5\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E3.5%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E4.0%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E8\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EMaryland\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.5\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E3.7%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E4.2%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E9\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EFlorida\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.4\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E5.2%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E5.6%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E10\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EMissouri\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.4\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E4.1%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E4.5%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E11\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003EAlaska\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.3\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.9%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E1.3%\u003C\/td\u003E\u003C\/tr\u003E\u003Ctr\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003E12\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee XfhRD\"\u003ETexas\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E0.1\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E4.4%\u003C\/td\u003E\u003Ctd colSpan=\"1\" rowspan=\"1\" width=\"\" class=\"StyledBodyCell-sc-5cu9ee frAYUA\"\u003E4.5%\u003C\/td\u003E\u003C\/tr\u003E\u003C\/tbody\u003E\u003C\/table\u003E\u003C\/div\u003E\u003C\/div\u003E\u003Cdiv role=\"button\" class=\"StyledExpander-sc-1gnrutu gvWduk\"\u003EShow All Rows\u003C\/div\u003E\u003Cp class=\"SortableTable--footnote\"\u003EStates are ordered according to the difference between insurance rate increases and wage increases.\u003C\/p\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"SortableTable\"\u003E{\"alignsHorizontal\":[\"left\",\"left\",\"right\",\"right\",\"right\"],\"alignsVertical\":[],\"columnWidths\":[],\"data\":[[\"Rank\",\"State\",\"Percentage point difference\",\"Wages\",\"Insurance\"],[\"1\",\"Nevada\",\"2.6\",\"4.3%\",\"6.9%\"],[\"2\",\"Louisiana\",\"2.3\",\"3.0%\",\"5.3%\"],[\"3\",\"Colorado\",\"1.6\",\"5.6%\",\"7.2%\"],[\"4\",\"Georgia\",\"1.6\",\"5.3%\",\"6.9%\"],[\"5\",\"Indiana\",\"0.6\",\"3.9%\",\"4.5%\"],[\"6\",\"Utah\",\"0.6\",\"4.9%\",\"5.4%\"],[\"7\",\"New Mexico\",\"0.5\",\"3.5%\",\"4.0%\"],[\"8\",\"Maryland\",\"0.5\",\"3.7%\",\"4.2%\"],[\"9\",\"Florida\",\"0.4\",\"5.2%\",\"5.6%\"],[\"10\",\"Missouri\",\"0.4\",\"4.1%\",\"4.5%\"],[\"11\",\"Alaska\",\"0.3\",\"0.9%\",\"1.3%\"],[\"12\",\"Texas\",\"0.1\",\"4.4%\",\"4.5%\"],[\"13\",\"South Carolina\",\"0.1\",\"5.0%\",\"5.0%\"],[\"14\",\"Alabama\",\"0.0\",\"3.8%\",\"3.8%\"],[\"15\",\"Michigan\",\"-0.2\",\"4.3%\",\"4.1%\"],[\"16\",\"Illinois\",\"-0.3\",\"4.3%\",\"4.0%\"],[\"17\",\"Arizona\",\"-0.3\",\"5.1%\",\"4.7%\"],[\"18\",\"New York\",\"-0.3\",\"4.7%\",\"4.3%\"],[\"19\",\"Connecticut\",\"-0.4\",\"3.3%\",\"2.9%\"],[\"20\",\"Delaware\",\"-0.5\",\"4.0%\",\"3.5%\"],[\"21\",\"Arkansas\",\"-0.6\",\"3.9%\",\"3.2%\"],[\"22\",\"Kentucky\",\"-0.8\",\"3.8%\",\"3.0%\"],[\"23\",\"New Jersey\",\"-0.9\",\"4.1%\",\"3.2%\"],[\"24\",\"Montana\",\"-0.9\",\"4.0%\",\"3.1%\"],[\"25\",\"Kansas\",\"-1.0\",\"4.0%\",\"3.1%\"],[\"26\",\"Pennsylvania\",\"-1.1\",\"4.1%\",\"3.0%\"],[\"27\",\"Rhode Island\",\"-1.1\",\"5.0%\",\"3.9%\"],[\"28\",\"Iowa\",\"-1.2\",\"3.4%\",\"2.2%\"],[\"29\",\"Mississippi\",\"-1.2\",\"3.8%\",\"2.7%\"],[\"30\",\"Nebraska\",\"-1.3\",\"4.2%\",\"2.9%\"],[\"31\",\"Virginia\",\"-1.6\",\"4.1%\",\"2.4%\"],[\"32\",\"Idaho\",\"-1.9\",\"5.5%\",\"3.6%\"],[\"33\",\"California\",\"-1.9\",\"6.0%\",\"4.1%\"],[\"34\",\"South Dakota\",\"-2.0\",\"4.0%\",\"2.1%\"],[\"35\",\"Washington\",\"-2.0\",\"6.2%\",\"4.2%\"],[\"36\",\"Oklahoma\",\"-2.0\",\"3.6%\",\"1.5%\"],[\"37\",\"Massachusetts\",\"-2.2\",\"5.2%\",\"3.0%\"],[\"38\",\"Ohio\",\"-2.2\",\"4.1%\",\"1.8%\"],[\"39\",\"Minnesota\",\"-2.4\",\"4.2%\",\"1.8%\"],[\"40\",\"Oregon\",\"-2.5\",\"5.9%\",\"3.4%\"],[\"41\",\"North Dakota\",\"-2.5\",\"3.0%\",\"0.5%\"],[\"42\",\"Wisconsin\",\"-2.6\",\"4.5%\",\"2.0%\"],[\"43\",\"New Hampshire\",\"-2.6\",\"4.0%\",\"1.4%\"],[\"44\",\"Vermont\",\"-2.9\",\"3.7%\",\"0.8%\"],[\"45\",\"Tennessee\",\"-3.0\",\"4.8%\",\"1.8%\"],[\"46\",\"North Carolina\",\"-3.2\",\"4.6%\",\"1.3%\"],[\"47\",\"District of Columbia\",\"-3.5\",\"6.5%\",\"3.0%\"],[\"48\",\"Hawaii\",\"-3.6\",\"4.1%\",\"0.5%\"],[\"49\",\"Maine\",\"-3.7\",\"4.7%\",\"1.0%\"],[\"50\",\"West Virginia\",\"-3.8\",\"3.5%\",\"-0.3%\"]],\"footnote\":\"States are ordered according to the difference between insurance rate increases and wage increases.\",\"hideHeaderRow\":false,\"hasMarginBottom\":true,\"isExpandable\":true,\"isSortable\":false,\"maxWidth\":\"1215\",\"minWidth\":\"100%\",\"showSearch\":false,\"sortColumnIndex\":0,\"sortDirection\":\"asc\"}\u003C\/script\u003E\n\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003EOn the other hand, it became more affordable to own a car in West Virginia. From 2015 to 2019, wages increased by 3.5% and insurance rates decreased, on average. This means that the rate at which households earned more was 3.8 percentage points greater than the increase in insurance costs.\u003C\/p\u003E\n\n\u003Cp\u003EDrivers can mitigate the higher-than-average rates that are part of owning a car in a city by Compare Auto Insurance Quotes. It's important to compare more than the cost of auto insurance across different companies. Drivers should also be mindful of the different discount opportunities offered by each provider before purchasing or renewing coverage.\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}
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