Should I Buy Group and Supplemental Life Insurance?
Group and supplemental life insurance from your employer can provide coverage at discounted rates. But should you buy individual term life... Read More
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How Much Life Insurance Do You Actually Need?
Your life insurance policy should include enough to cover the money your family relies on you for, plus your end-of-life expenses, if... Read More
Flood Zones & How They Affect Insurance
Your FEMA flood zone is used to determine whether you're required to purchase flood insurance. However, it's no longer used to calculate... Read More
What is Universal Life Insurance? Pros and Cons
Universal life insurance offers permanent coverage similar to whole life insurance, but it has better rates and the opportunity to pay... Read More
What Happens to my Debt When I Die? Is it Forgiven or Transferable?
When you die, some debts are forgiven, but most are collected from your estate. If your loans are larger than the value of your estate,... Read More
Do You Need to Have Boat Insurance?
Most states don't require boat insurance. However, your bank or marina may require... Read More
No Medical Exam Life Insurance: Cheap Term & Whole Life Insurance Without a Physical
No medical exam life insurance, also called simplified issue, lets you get coverage without a physical, blood test or urine test. While... Read More
What Does Fire Insurance Cover?
Fire insurance pays for damage to the structure of your home and your stuff, like furniture and clothing. Fire coverage is included in most... Read More
How to Choose a Life Insurance Beneficiary & How Claims Work
When you purchase a life insurance policy, you’ll be given the option of designating one or multiple beneficiaries to receive a death... Read More