Kenny Zhu

Banking and Mortgage Expert

Kenny covers Banking and Mortgage content for ValuePenguin and has worked in the financial industry since 2013. He produces studies, guides and opinion pieces on consumer finance. Prior to joining ValuePenguin, Kenny was a Senior Investment Analyst at PFM Asset Management LLC, where he helped manage fixed income portfolios on behalf of public sector clients. He holds a Bachelors of Science from Carnegie Mellon University, where he majored in International Relations & Politics.

Average Interest Rates: Home Equity Loans & HELOCs in 2019

Interest rates on home equity loans and HELOCs tend to price a few basis points (fractions of a percent) above primary mortgage rates due...

Michigan Homebuyer Savings Accounts Could Make Things Easier for Residents

If passed, Senate Bills 511 and 512 will allow first-time homebuyers in Michigan to save for their next home purchase on a tax-advantaged...

Where Are Homeowners Most Likely to Default?

According to CoreLogic, just 0.6% of mortgaged homes in the U.S. were in foreclosure as of March 2018. But with the current bull market...

FHA Loan Rates for August 21, 2019

Check out the current interest rates for FHA mortgages and see whether it makes sense to apply now. Our analysis of FHA loans includes a...

Best Cities for Software Developers in 2019

Tech is one of the hottest job markets in America. If you're a current or soon-to-be software developer, you'll want to take a look at our...

Best Cities for Dentists in the Midwest

Dentistry is one of the ten highest paying professions in the United States according to the Bureau of Labor Statistics, but a paycheck isn...

Best Cities for Dentists in the South

Few people enjoy going to the dentist—but according to the Centers for Disease Control and Prevention, 64% of American adults between 18...

New Law Could Expand SBA 7(a) Small Business Loan Program

This federal bill will allow the U.S. Small Business Administration to approve additional funding, beyond its congressional mandate, on an...

Is Small Business Growth Slowing in Louisiana?

Based on recent trends in commercial mortgage lending, the rate of mortgage originations for small-balance commercial mortgages (loans...

LendingPoint vs Avant: Which Personal Lender Has the Edge?

LendingPoint and Avant are both online lenders specializing in unsecured personal loans, but how do you know which lender is best? Read our...

SoFi vs Avant: Which Personal Lender Should You Choose?

SoFi and Avant both offer unsecured personal loans, but how do their terms differ? Read our comparison review of the two lenders to find...

OneMain Financial vs LendingClub: Which Lender Fits Your Needs?

Trying to decide which lender best fits your needs? Read our review of the pros and cons of both lenders, and figure out which one is right...