Kenny Zhu

Banking and Mortgage Expert

Kenny is a Banking and Mortgage Research Analyst for ValuePenguin and has worked in the financial industry since 2013. Previously, Kenny was a Senior Investment Analyst at PFM Asset Management LLC. He holds a Bachelors of Science from Carnegie Mellon University, where he majored in International Relations & Politics. He is a CFA® charterholder.

Michigan Homebuyer Savings Accounts Could Make Things Easier for Residents

If passed, Senate Bills 511 and 512 will allow first-time homebuyers in Michigan to save for their next home purchase on a tax-advantaged...

Where Are Homeowners Most Likely to Default?

According to CoreLogic, just 0.6% of mortgaged homes in the U.S. were in foreclosure as of March 2018. But with the current bull market...

FHA Loan Rates for March 25, 2020

Check out the current interest rates for FHA mortgages and see whether it makes sense to apply now. Our analysis of FHA loans includes a...

Best Cities for Software Developers

Tech is one of the hottest job markets in America. If you're a current or soon-to-be software developer, you'll want to take a look at our...

LendingPoint vs Avant: Which Personal Lender Has the Edge?

LendingPoint and Avant are both online lenders specializing in unsecured personal loans, but how do you know which lender is best? Read our...

SoFi vs Avant: Which Personal Lender Should You Choose?

SoFi and Avant both offer unsecured personal loans, but how do their terms differ? Read our comparison review of the two lenders to find...

OneMain Financial vs LendingClub: Which Lender Fits Your Needs?

Trying to decide which lender best fits your needs? Read our review of the pros and cons of both lenders, and figure out which one is right...

How Much Does it Cost to Move?

The costs of moving might include your time, packing materials, a rented truck and movers. This article suggests ways to make the process...

How to Negotiate Closing Costs on a House

When you buy a home, you typically need to bring two sums of cash to the table: your down payment and the closing costs. As lenders have...

How Much Down Payment Do You Need for a House?

You know you'll need a down payment if you want to buy a house. But how much do you actually need to pay down first? This guide will walk...

Save for a Down Payment for a House

Before you buy a home, you should save as much as possible for the down payment and other associated costs. Here's where you might find the...

How to Lower Mortgage Payments

If you feel that you're paying extra on your mortgage, or your mortgage payment is straining your budget, here are some tips on how to...

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