Joe Resendiz

Joe Resendiz is a former investment banking analyst for Goldman Sachs, where he covered public sector and infrastructure financing. During his time on Wall Street, Joe worked closely with the debt capital markets team, which allowed him to gain unique insights into the credit market. Joe is currently a research analyst who covers credit cards and the payments industry. He earned a bachelor’s degree from the University of Texas at Austin, where he majored in finance.

Buying Health Insurance With Cash Back Rewards

Ken Jacobus, CEO of Good Start Packaging, earned $36,000 in cash back credit card rewards and then used the money to pay for health...

Mastercard Patent Suggests Credit Card Company May Move Into Cryptocurrency

The credit card giant may be looking for a way to create synergies between fiat and cryptocurrency transactions.

JPMorgan Chase and Bank of America Figures Hint at Consumer Credit Card Debt Problems

Big banks are giving up on trying to collect credit card debt from Americans at a higher rate than last year.

Interview with the New York District of the U.S. Small Business Administration (SBA)

The U.S. Small Business Administration (SBA) is the only go-to business resource backed by the strength of the federal government. We sat...

In Which States Does Speeding Cause the Most Deaths?

Speeding endangers drivers and passengers alike, causing more than 10,000 fatalities, according to the most recent data available....

First Look at Afterpay Touch Installment Loans

Afterpay, an Australian lending company, is launching in the U.S. market. We go over the product, and whether this is good or bad news for...

Hippo Home Insurance Review

Hippo Insurance sets itself apart from other home insurance companies by offering unique benefits in a modern platform.

Which States Are the Most Dangerous for Senior Drivers?

Seniors' increased sensitivity to injuries means they face a higher risk of being involved in a fatal car crash when they get behind the...

Credit Card Rewards Report: How Much Are Consumers Getting?

Find out how much banks are spending on credit card rewards, and where in the country people are using those rewards most.

Millennials' Obsession with Fitness Will Benefit Life Insurers

Life insurance coverage has been on the decline for the past several decades, but fitness-based discount programs may offer a solution to...

What Are Credit Card Points? What Are They Worth?

Find out everything you need to know about credit card rewards points. We go over how to find their value, and how to calculate a rewards...

Lemonade Renters & Home Insurance Review

Lemonade offers great rates on home and renters insurance, but not the widest range of features. See our review of Lemonade and how it...