Joe Resendiz

Joe is a Research Analyst at ValuePenguin, focusing on credit cards and the payments industry. He previously specialized in public sector and infrastructure financing at Goldman Sachs.

American Express® Gold Card vs Chase Sapphire Preferred® Card vs Chase Sapphire Reserve®

Amex recently launched the Amex Gold card leaving consumers wondering how it compares to the Chase Sapphire Preferred and Sapphire Reserve...

Spookiest Credit Cards of 2018

We closely examined the fine print on dozens of credit cards to bring you the biggest personal finance scares just in time for Halloween.

Consumer Confidence Drives Co-Branded Credit Cards Trend

Should you sign up for one? Here’s how to decide.

Buying Health Insurance With Cash Back Rewards

Ken Jacobus, CEO of Good Start Packaging, earned $36,000 in cash back credit card rewards and then used the money to pay for health...

American Express Partners with GreenSky for Alternative Payments and Financing

A newly announced partnership with GreenSky means American Express can now offer financing at the register.

Facebook Seeking Financial Information On Its Users

The social media giant is requesting financial information about customers from several major banks.

Discover Eliminates Price Protection

Discover's cardholders see another card benefit get slashed just a few months after losing numerous other benefits.

Credit Card Fees at the Forefront as Kroger Contemplates Expanding Visa Ban

Kroger customers may have to think twice about what card they use next time they're at the supermarket.

Credit Card Users Can Protect Themselves Against Uber's 'Vomit Fraud'

Uber's "vomit fraud" can be avoided, provided you're willing to initiate a credit card chargeback.

Using Cash at the Pump May Soon Be a Thing of the Past

Cash may be on the way out at gasoline stations across the nation in favor of digital payments.

Digital Payments Are Key for Small and Medium-Sized Businesses

A recent survey conducted by Visa hints that digital payments continue to be critical for small and medium sized-businesses.

Mastercard Patent Suggests Credit Card Company May Move Into Cryptocurrency

The credit card giant may be looking for a way to create synergies between fiat and cryptocurrency transactions.

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