Joe Resendiz

Joe Resendiz is a former investment banking analyst for Goldman Sachs, where he covered public sector and infrastructure financing. During his time on Wall Street, Joe worked closely with the debt capital markets team, which allowed him to gain unique insights into the credit market. Joe is currently a research analyst who covers credit cards and the payments industry. He earned a bachelor’s degree from the University of Texas at Austin, where he majored in finance.

Americans Commit 91 Financial Fails A Year

From not saving enough money (38 percent) to getting takeout instead of cooking (32 percent) or spending more than they should (29 percent...

Spookiest Credit Cards of 2018

We closely examined the fine print on dozens of credit cards to bring you the biggest personal finance scares just in time for Halloween.

Millions of Borrowers Could Get a Boost from New FICO Score

A new credit score named UltraFICO could improve credit access for millions by taking into account consumer's checking, savings and money...

The American Express® Gold Card vs Chase Sapphire Preferred® Card vs Chase Sapphire Reserve®

Amex recently launched the American Express® Gold Card leaving consumers wondering how it compares to the Chase Sapphire Preferred® Card...

Consumer Confidence Drives Co-Branded Credit Cards Trend

Should you sign up for one? Here’s how to decide.

Buying Health Insurance With Cash Back Rewards

Ken Jacobus, CEO of Good Start Packaging, earned $36,000 in cash back credit card rewards and then used the money to pay for health...

American Express Partners with GreenSky for Alternative Payments and Financing

A newly announced partnership with GreenSky means American Express can now offer financing at the register.

Facebook Seeking Financial Information On Its Users

The social media giant is requesting financial information about customers from several major banks.

Discover Eliminates Price Protection

Discover's cardholders see another card benefit get slashed just a few months after losing numerous other benefits.

Credit Card Fees at the Forefront as Kroger Contemplates Expanding Visa Ban

Kroger customers may have to think twice about what card they use next time they're at the supermarket.

Credit Card Users Can Protect Themselves Against Uber's 'Vomit Fraud'

Uber's "vomit fraud" can be avoided, provided you're willing to initiate a credit card chargeback.

Using Cash at the Pump May Soon Be a Thing of the Past

Cash may be on the way out at gasoline stations across the nation in favor of digital payments.