Janna Herron

Janna is a Senior Writer at ValuePenguin covering banking, credit cards and credit scores. She has spent more than a decade writing and reporting on personal finance, real estate and business, and has received three journalism awards for her work.

What You Need to Know About Jumbo Mortgages

If you're buying a high-priced house, you may need a jumbo mortgage. Here's what you need to know about these specific home loans. Read More

How a Professional Home Stager Can Help You Sell Your House

Homes that are professionally staged spend less time on the market and sell for more money. Here's what a home stager can offer you and how... Read More

Why You Should (Or Shouldn’t) Have a Mortgage in Retirement

Having a mortgage in retirement can actually be a savvy money move, depending on your finances. Here's when it makes sense and when it... Read More

10 Ways to Stage Your Home for Sale Like a Pro

Staging your home can help make it looks its best to prospective buyers. But you don't have to spend a fortune on pro; instead try these... Read More

3 Mortgages to Finance Renovations for Your Fixer-Upper

Many homebuyers must compromise on their dream home and instead take the affordable house as-is. If that's you, consider these three... Read More

No Down Payment, No Problem: How to Get a Mortgage With Low Savings

Many homebuyers find it's hard to come up with a 20% down payment. Here are options if you have far less than that—or even nothing. Read More

5 Moves You Should Avoid Before Getting a Mortgage

Don’t complicate the homebuying process by making it harder to qualify for a mortgage. Here are five moves you shouldn't do when applying. Read More

No Signature Needed: How Credit Card Transactions Are Changing

The credit card evolution from magnetic strip to EMV chip hit yet another milestone. Starting this week, stores and restaurants no longer... Read More

5 Ways to Spring Clean Your Credit Cards

Spring cleaning isn't just for house. Make your credit cards work better for you with these five spring-cleaning tips. Read More

How Much Home Can You Afford?

Conventional personal finance wisdom says you shouldn't spend more than 30% of your income on housing. Here's what that means when it comes... Read More