Janna Herron

Janna is a Senior Writer at ValuePenguin covering banking, credit cards and credit scores. She has spent more than a decade writing and reporting on personal finance, real estate and business, and has received three journalism awards for her work.

5 Ways to Spring Clean Your Credit Cards

Spring cleaning isn't just for house. Make your credit cards work better for you with these five spring-cleaning tips. Read More

How Much Home Can You Afford?

Conventional personal finance wisdom says you shouldn't spend more than 30% of your income on housing. Here's what that means when it comes to homebuying. Read More

Homeowners Are Tapping Their Equity. Should You?

More homeowners are tapping their home equity through cash-out refinances. Here's why and whether it's right for you. Read More

Will Amazon Step Into Cheap Checking?

News that Amazon is looking to partner with a bank to provide checking accounts may revive free or low-cost banking options. Here's what it could mean for you. Read More

6 Credit Card Tips For Your Spring Break Travel

The official start of spring is around the corner, and it’s the season for college students and families to take weeklong beach vacations,... Read More

Invested in Bitcoin? You May Owe the IRS Money You Don't Have

Some cryptocurrency investors are stuck with a huge capital gains tax bill they can't pay because of losses this year. Here's how to deal with your tax obligations. Read More

Here’s How the Federal Reserve Rate Hike Will Affect Your Money

The Federal Reserve is largely expected to raise a key benchmark rate. Here’s how that will affect your finances and how you can respond. Read More

6 Tips to Prevent Your Credit Card Rewards From Expiring

Don't accidentally let your credit card rewards expire before you can redeem them for your next vacation. Here are six tips to help you hang on to your points or miles. Read More

Why It’s Now Harder to Get a Mortgage With a Small Down Payment

Changes to private mortgage insurance could make it harder for first-time homebuyers to qualify for a mortgage if they put down less than 20%. Here's what to know and how you can respond. Read More

Do Credit Card Rewards, Points and Miles Expire?

Points or miles you earn with a regular rewards credit card largely don’t expire, but they can be lost on co-branded hotel and airlines cards. Here's what you need to know. Read More