Janna Herron

Janna is a Senior Writer at ValuePenguin covering banking, credit cards and credit scores. She has spent more than a decade writing and reporting on personal finance, real estate and business, and has received three journalism awards for her work.

Home Sellers: 3 Vital Questions to Ask Potential Real Estate Agents

Selling a home is not easy and requires much time and effort. That's why you may want to hire an experienced real estate agent to handle...

Should Your Retirement Plan Include a Reverse Mortgage?

Reverse mortgages used to have questionable reputations. But now, many financial planners consider these loans—which allow homeowners to...

Government to Guarantee Free Credit Freezes For Everyone

The federal bill will allow Americans to freeze and unfreeze their credit reports for free. Here's how it could protect you from identity...

What You Need to Know About Jumbo Mortgages

If you're buying a high-priced house, you may need a jumbo mortgage. Here's what you need to know about these specific home loans.

How a Professional Home Stager Can Help You Sell Your House

Homes that are professionally staged spend less time on the market and sell for more money. Here's what a home stager can offer you and how...

Why You Should (Or Shouldn’t) Have a Mortgage in Retirement

Having a mortgage in retirement can actually be a savvy money move, depending on your finances. Here's when it makes sense and when it...

10 Ways to Stage Your Home for Sale Like a Pro

Staging your home can help make it looks its best to prospective buyers. But you don't have to spend a fortune on pro; instead try these...

3 Mortgages to Finance Renovations for Your Fixer-Upper

Many homebuyers must compromise on their dream home and instead take the affordable house as-is. If that's you, consider these three...

No Down Payment, No Problem: How to Get a Mortgage With Low Savings

Many homebuyers find it's hard to come up with a 20% down payment. Here are options if you have far less than that—or even nothing.

5 Moves You Should Avoid Before Getting a Mortgage

Don’t complicate the homebuying process by making it harder to qualify for a mortgage. Here are five moves you shouldn't do when applying.

No Signature Needed: How Credit Card Transactions Are Changing

The credit card evolution from magnetic strip to EMV chip hit yet another milestone. Starting this week, stores and restaurants no longer...

5 Ways to Spring Clean Your Credit Cards

Spring cleaning isn't just for house. Make your credit cards work better for you with these five spring-cleaning tips.