Daniel Caughill

Daniel is a Staff Writer at ValuePenguin, covering insurance, retirement and other personal finance topics. He previously wrote about compliance and best practices for K-12 school districts at Frontline Education.

Your Spending Habits Could Be Increasing Your Auto Insurance Rates

If you're prone to accidents, you're prone to high car insurance rates, too. Everybody knows that. But what about how you manage your... Read More

How to Tell When You Should Cancel Your Life Insurance

If you died next week, how would your family's finances be affected? Do you have enough saved to fund their retirement? Would the house be... Read More

Insurers Want to Use Blockchain. Here's How It Affects You

Blockchain—the technology that underlies Bitcoin and other cryptocurrencies—could revolutionize the way we work, and insurance companies... Read More

When You Hit These 3 Milestones, You May Need Life Insurance

There are key moments in your life when coverage is more important than ever, and they may be earlier than you'd think. Read more to learn... Read More

Telematics: Should Homeowners Share Data for Lower Insurance Rates?

Smart devices are everywhere, offering convenience to individuals and data to the companies who want their business—including insurers. Do... Read More

So You Paid Off Your Mortgage. Now What?

Paying off your mortgage is a momentous event. But before you celebrate, follow these steps to make sure your loan is canceled and you're... Read More

2 Misconceptions Millennials Have About Life Insurance

Life insurance isn't a priority for most young people, but that may be because they misunderstand its purpose and how affordable it really... Read More

Renting a Car for Memorial Day Weekend? Double Check Who's Insured to Drive

Planning to rent a car for an upcoming road trip? Not everyone on your policy may be insured to drive. Read more to find out who could be... Read More

Insolvency Order Leaves High-Risk Drivers in 21 States Without Auto Insurance

The recent liquidation order of Access Insurance Co. has left thousands of high-risk drivers without auto insurance. What happens when your... Read More

Flood Insurance Rate Increases: Here's How Much You'll Pay This Year

FEMA's National Flood Insurance Program announced rate hikes this month that will affect policyholders nationwide. Read more to find out... Read More