Daniel Caughill

Daniel is a Staff Writer at ValuePenguin, covering the insurance industry and ways people can maximize their coverage and minimize their costs. Previously he wrote about compliance and best practices for K-12 school districts at Frontline Education. He has a BA in English and a minor in History.

When Your Insurance Will (and Won’t) Cover Mold Damage

Mold can be a serious issue that is only sometimes covered by homeowners insurance. We discuss in detail when you are and aren't covered... Read More

3 Ways New Technology Is Affecting Insurance Customers

The insurance industry is starting to embrace artificial intelligence and new technology. See why it's good news for you. Read More

New Laws Hit Those Who Use Their Cell Phone While Driving

States are cracking down on cell phone use while driving. See how you're affected. Read More

How Much Homeowners Insurance Do I Need?

Homeowners insurance is essential to protect your largest asset: your home. You don't want to overpay or be under-insured though, so in... Read More

What Does Landlord Insurance Cover?

As a landlord, you'll need a different type of policy than a standard homeowners insurance policy. Here's what you need to know about... Read More

Four Insurance Trends To Watch in 2018

Legislation, disasters and new technology will shape the insurance industry in 2018. Here are four trends to watch for this year. Read More

The Threat of Fraudulent Driver's Licenses—And What's Being Done To Remedy It

Fraudulent driver's licenses have been around for as long as licenses have existed, but the methods of creating them are becoming... Read More

How Are You Covered If Thieves Steal Holiday Gifts From Your Car?

With trees lit and wreaths hung, everybody now knows that the holidays are here—including thieves. These so called grinches target... Read More

With Fires a Higher Risk at the Holidays, Have You Completed Your Insurance Home Inventory?

Home fires are a higher risk during the holiday season. Follow these tips to make sure your home is properly protected by homeowners... Read More

6 Steps to Take if Your Package Gets Stolen from Your Door

Thousands of packages are stolen during the holiday season. Follow these steps if you've been the victim of package theft. Read More