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Opinions, analyses, reviews, or recommendations expressed here are the author’s alone, and have not been reviewed or endorsed by the issuer. We may be compensated through the issuer’s Affiliate Program. For a full list of our advertisers, including American Express, see our disclosure page.

Advertiser Disclosure

Advertiser Disclosure: Some of the card offers that appear on this website are from companies which ValuePenguin receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The site does not review or include all companies or all available products.

Disclaimer: The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone. For a full list of our advertisers, see our disclosure page.

Opinions, analyses, reviews, or recommendations expressed here are the author’s alone, and have not been reviewed or endorsed by the issuer. We may be compensated through the issuer’s Affiliate Program. For a full list of our advertisers, including American Express, see our disclosure page.

United MileagePlus® Explorer Card: Who the Card is Best For

Image of United MileagePlus® Explorer Card
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"A good card for dedicated United Airlines customers."

Contents

The United MileagePlus® Explorer Card has some great perks and benefits, especially for high spenders loyal to United. Unless you'll be flying on United Airlines more than once a year, some of this card's best features will leave you unimpressed. If you fly United less, don't spend that much on your card, or would rather have more flexibility, we suggest considering general travel credit cards, or even cash back cards – these will usually result in a lower rewards rates at the added benefit of giving you extra freedom.

Good For… Bad For…
  • United travelers who check bags
  • Those who like to pay using their credit card when traveling abroad
  • Individuals who spend less than $25,000 per year
  • Anyone who only travels with United once a year or less

Review: Is The United MileagePlus® Explorer Card Worth It?

If you’re frequently flying with United Airlines and spending over $25,000 annually on your credit card, the United MileagePlus® Explorer Card is worth your consideration. The card offers a decent rewards rate (between 1.8% and 3.6%) across all purchases. Plus, if you meet the above mentioned spending threshold of 25k, you get to earn bonus miles that increase the total value you get out of the card.

There are other credit cards that can earn you frequent flyer miles with United, such as the Chase Sapphire Preferred® Card – however, this card does not provide you with the same airline benefits you get through the United MileagePlus® Explorer Card, including priority boarding. The only benefit to booking United Flights using the Chase Sapphire Preferred® Card is the increase in redemption flexibility. While the United miles you earn can only be used to book flights with United and other Star Alliance members, Chase Ultimate Rewards Points (earned with the Chase Sapphire Preferred® Card) can be transferred to 11 partnered programs, including both hotel and airline brands.

If you fly internationally, the United MileagePlus® Explorer Card has no foreign transaction fees, making it a more affordable choice in that regard. Typically, other credit cards will charge a fee of 2.7% to 3% per transaction outside of the United States. Furthermore, the United MileagePlus® Explorer Card comes equipped with an EMV chip, which will make it more acceptable abroad (and soon at home).

Bottom Line: We recommend the United MileagePlus® Explorer Card for high spenders, who travel with United Airlines at least twice a year (and are checking bags). If you want greater freedom, and the option to travel with other airlines, or to use your rewards to book hotel stays, check out the Chase Sapphire Preferred® Card.

United MileagePlus® Explorer Card Benefits & Features

At its core, the United MileagePlus® Explorer Card is all about earning you rewards and perks associated with its affiliated airline. Users can get perks such as free checked bags, bonus airline miles, boarding privileges, and more.

Image of United MileagePlus® Explorer Card
Annual Fee $95
Purchase APR 16.74% - 23.74% Variable
Card Details
  • Special offer: 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open
  • Check your first bag for free (a savings of up to $100 per roundtrip) when you use your Card to purchase your ticket
  • Enjoy priority boarding privileges and visit the United Club with 2 one-time passes each year for your anniversary
  • No foreign transaction fees
  • Earn 2 miles per $1 spent on tickets purchased from United, and 1 mile per $1 spent on all other purchases
  • Your miles don t expire as long as your credit card account is open, with no limit to the number of miles you can earn
  • Use your miles for any seat, any time, on any United-operated flight at the MileagePlus Standard Award level
  • $95 annual fee

For every $1 you spend on the United MileagePlus® Explorer Card towards United tickets, you will receive 2 miles. Every other purchase you make will net you 1 mile per $1. Charging at least $3,000 in purchases within the first 3 months of opening your United MileagePlus® Explorer Card will net you a bonus 50,000 miles – worth approximately $900. This is a respectable bonus, and in-line with what we’ve come to expect from other top airline credit cards at this price point.

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If you add an authorized user to your account, within the first 3 months, you can get an additional 5,000 miles. These extra users are not required to pay any additional annual fees, so there is no upfront cost to put a spouse or family member onto your United MileagePlus® Explorer account.

Finally, big spenders have a chance to earn even more United miles. Every cardmember year you put at least $25,000 in purchases onto your card, you will receive a bonus 10,000 miles. This comes out to spending roughly an average of $2,084 every month. Since we estimate the value of this bonus to be around $180, those users who qualify will be essentially covering the cost of the annual fee, almost twice over.

United-Specific Benefits

Carrying a United MileagePlus® Explorer Card comes with some extra perks and features, which aren’t related to how much money you spend on the card. We estimate that the total value of the quantifiable bonus perks on the United MileagePlus® Explorer Card comes out to be $200.

The most valuable perk is a free first checked bag for you and a traveling companion (on United-operated flights only). To qualify, you must purchase the tickets using the United MileagePlus® Explorer Card, and be one of the people traveling on the itinerary. The value of this benefit is estimated to be up to $100 ($25 per checked bag x 2 travelers x 2 flights in one itinerary).

Being a United MileagePlus® Explorer cardholder also entitles you to two United Club passes each year. Each pass grants you admission to a United Club, where you can enjoy complimentary beverages, snacks, Wi-Fi, work spaces, and more. Each pass carries a value of $50 (the cost of buying one directly online).

If you pay for your United travels using this card, you also get to enjoy some luxury treatment, including priority boarding and hotel/resort privileges. In order to get priority boarding on United flights, you must add the MileagePlus® number to your reservation. This benefit applies to both you, and all individuals travelling with you on the same reservation.

Travel Protection

One of our favorite ancillary perks offered by the United MileagePlus® Explorer Card is Trip Delay Reimbursement. If a flight with any common carrier (not just United) is delayed more than 12 hours, you will be covered for up to $500 per ticket for things such as meals and lodging, and other reasonable expenses that arise as a result of the delay.

To qualify for Trip Delay Reimbursement your travel must be booked (at least in part) using the United MileagePlus® Explorer Card. All expenses you wish to be reimbursed must also be purchased using the card.

The card also gives users better than average auto rental insurance, which is commonly offered by credit cards. If you decline the rental company’s collision insurance, and use your MileagePlus® Explorer Card to pay for the entire cost, you will receive primary coverage. Primary coverage means it will kick-in before any personal auto insurance you have, which can potentially save you from having your premiums be raised.

All other travel protection benefits on this card are pretty standard, when it comes to credit cards.

How Does the United MileagePlus® Explorer Card Compare to Other Credit Cards?

The best way to figure out whether a credit card is good or not, is to compare it against what else is out there – are there other credit cards that provide the same or better benefits at a reduced cost? The answer almost always depends on what each individual consumer is hoping to get out of their rewards credit card. Below we profiled the United MileagePlus® Explorer Card against some of its leading competitors. In summary, here are how the two competitors we've highlighted below stack up to the United MileagePlus® Explorer.

This line chart shows how the Explorer card stacks up against its Club version and the Chase Sapphire Preferred in terms of the rewards consumers could earn

United MileagePlus® Explorer Card vs Chase Sapphire Preferred® Card

If you spend between $8,000 and $25,000 per year using your credit card, and don’t care about missing out on the United-specific benefits of the United MileagePlus® Explorer Card, you should consider the Chase Sapphire Preferred® Card. If you meet the above condition, this card can earn you far more United miles – at least indirectly. The Chase Sapphire Preferred® Card earns users Chase Ultimate Rewards points – highly valuable rewards that can be transferred to a number of different partner programs, including United. Additionally, if you manage to spend $4,000 in the first 3 months you have the Chase Sapphire Preferred® Card, you can earn a bonus greater than the one available through the United MileagePlus® Explorer.

United MileagePlus® Explorer Card vs United MileagePlus® Club Card

The United MileagePlus® Club Card is all about luxury – this card is for individuals who travel with United 2+ times per year, and want to enjoy free access to the United Club. The annual fee on the United MileagePlus® Club Card is $450 – that is on the higher end of the annual fee scale. Frequent flyers who can take advantage of the Club access will be coming out ahead in value, since the cost of an annual United Club Membership is $550 alone. The United MileagePlus® Club Card also offers a second set of checked bags free, but this alone is not a reason to choose the Club version over the explorer. The costs of checked bags are $25 for the first one and $35 for the second – you'd have to fly at least 3-4 times per year with 2 checked bags for the Club card to be worth it over the Explorer card on the basis of luggage alone.

Comparison Tool

As mentioned, the choice of "best credit card” is always highly dependent upon an individual’s spending profile. Our tool below allows users to input their estimated monthly purchases across a number of different categories, and then calculates for them their custom rewards rate. This tool does not incorporate some benefits which are harder to quantify, such as the free checked baggage benefit on the United MileagePlus® Explorer Card.

Edit Monthly Spend: $1,430
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Card Annual Fee 2-yr Net Rewards Rate

The Net Rewards Rate is equal to the Rewards Value over two years divided by the total spending. The total spending is equal to the values entered into the tool and multiplied by 24 months. See the Rewards Value note to see details on how it is calculated.

The estimates here are ValuePenguin's alone. They are not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

Bonus Value

The bonus field shows our estimate for the value of the card’s sign-up bonus. If the bonus is point or mile based, we multiply the total bonus points/miles by our estimate for their value to arrive at a dollar equivalent. We display $0 if there is no bonus or if the user doesn’t qualify for the bonus based on the current spending entered into the tool.

The estimates here are ValuePenguin's alone. They are not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

2-yr Rewards Value

The Rewards Value is calculated by adding together the rewards earned from charging purchases to the card over two years and any sign-up bonuses (if applicable). They are then multiplied by our estimated point/mile value, with any annual fees (if applicable) subtracted. All values are based on our own estimates for the dollar value of any points, miles or bonuses earned using a card.

The estimates here are ValuePenguin's alone. They are not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

Starwood Preferred Guest® Credit Card from American Express
$0 introductory annual fee for the first year, then $95. 3.69%
$600
Earn 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months
$1,329
Graph Card Read Review More Details

Terms and Limitations Apply

Annual Fee $0 introductory annual fee for the first year, then $95.
APR 16.24%-20.24% Variable
*Rates and Fees

Card Details

  • Earn 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months.
  • Earn 2 Starpoints® for each dollar of eligible purchases spent on the Card at participating SPG® & Marriott Rewards® hotels. Earn 1 Starpoint for all other purchases.
  • No Foreign Transaction Fees on International purchases.
  • Redeem Starpoints® at over 1,300 participating hotels and resorts in over 100 countries and for flights on more than 150 airlines with SPG flights, all with no blackout dates.
  • $0 introductory annual fee for the first year, then $95.
  • Terms Apply.

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.024 = $824
Bonuses
25,000 x $0.024 = $600
Less Annual Fees -$95
Total Net Estimated Rewards Through 24 Months 1,329
Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®
$95, waived for first 12 months* 3.35%
$837
Earn 60,000 American Airlines AAdvantage bonus miles after $3,000 in purchases the first 3 months
$1,205
Graph Card Read Review More Details
Annual Fee $95, waived for first 12 months*
APR 16.74% - 24.74%* (Variable)

Card Details

  • Earn 30,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening*
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation*
  • Enjoy preferred boarding on American Airlines flights*
  • No Foreign Transaction Fees on purchases¹
  • Receive 25% savings on inflight food and beverage purchases when you use your card on American Airlines flights*
  • Double AAdvantage® miles on eligible American Airlines purchases*
  • Earn 10% of your redeemed AAdvantage® miles back - up to 10,000 AAdvantage® miles each calendar year*

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.014 = $463
Bonuses
60,000 x $0.014 = $810
1,000 x $0.014 = $14
1,000 x $0.014 = $14
Less Annual Fees -$95
Total Net Estimated Rewards Through 24 Months 1,205
Barclaycard Arrival Plus™ World Elite MasterCard®
$89 - Waived first year 3.21%
$525
Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $500 travel statement credit
$1,157
Graph Card Read Review More Details
Annual Fee $89 - Waived first year
APR 16.99%, 20.99% or 23.99% Variable

Card Details

  • Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $500 travel statement credit
  • Earn 2X miles on all purchases
  • Redeem for travel or cash back statement credits, gift cards and merchandise. Redemption values vary
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Miles don't expire as long as your account is open, active and in good standing
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.99%, 20.99% or 23.99%, based on your creditworthiness.
  • Please note, there is a fee for balance transfers

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 68,640 x $0.011 = $721
Bonuses
50,000 x $0.011 = $525
Less Annual Fees -$89
Total Net Estimated Rewards Through 24 Months 1,157
Chase Sapphire Preferred® Card
Introductory Annual Fee of $0 the first year, then $95 2.86%
$625
50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening
$1,028
Graph Card Read Review More Details
Annual Fee Introductory Annual Fee of $0 the first year, then $95
APR 16.99% - 23.99% Variable

Card Details

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 39,840 x $0.013 = $498
Bonuses
50,000 x $0.013 = $625
Less Annual Fees -$95
Total Net Estimated Rewards Through 24 Months 1,028
United MileagePlus® Explorer Card
$95 2.75%
$700
Special Offer: 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open
$990
Graph Card Read Review More Details
Annual Fee $95
APR 16.74% - 23.74% Variable

Card Details

  • Special offer: 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open
  • Check your first bag for free (a savings of up to $100 per roundtrip) when you use your Card to purchase your ticket
  • Enjoy priority boarding privileges and visit the United Club with 2 one-time passes each year for your anniversary
  • No foreign transaction fees
  • Earn 2 miles per $1 spent on tickets purchased from United, and 1 mile per $1 spent on all other purchases
  • Your miles don t expire as long as your credit card account is open, with no limit to the number of miles you can earn
  • Use your miles for any seat, any time, on any United-operated flight at the MileagePlus Standard Award level
  • $95 annual fee

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.014 = $480
Bonuses
50,000 x $0.014 = $700
Less Annual Fees -$190
Total Net Estimated Rewards Through 24 Months 990
Gold Delta SkyMiles® Credit Card from American Express
$0 introductory annual fee for the first year, then $95. 1.88%
$360
Earn 30,000 bonus miles after you make $1,000 in purchases within your first 3 months
$677
Graph Card Read Review More Details

Terms and Limitations Apply

Annual Fee $0 introductory annual fee for the first year, then $95.
APR 16.74%-25.74% Variable
*Rates and Fees

Card Details

  • Earn 30,000 Bonus Miles after spending $1,000 in purchases on your new Card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 miles on every dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.
  • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
  • Settle into your seat sooner with Priority Boarding.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms Apply.

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.012 = $412
Bonuses
30,000 x $0.012 = $360
Less Annual Fees -$95
Total Net Estimated Rewards Through 24 Months 677
Citi® / AAdvantage® Gold World Elite™ Mastercard®
$50 1.95%
$338
Earn 25,000 American Airlines AAdvantage bonus miles after $700 in purchases the first 3 months
$701
Graph Card Read Review More Details
Annual Fee $50
APR 13.99%, 17.99% or 21.99% Variable

Card Details

  • Earn 25,000 American Airlines AAdvantage bonus miles after $700 in purchases the first 3 months
  • 1 AAdvantage mile for every $1 spent
  • Save 25% on eligible in-flight food and beverage purchases
  • No blackout dates on award travel
  • No spending limit

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.014 = $463
Bonuses
25,000 x $0.014 = $338
Less Annual Fees -$100
Total Net Estimated Rewards Through 24 Months 701
Platinum Delta Skymiles® Credit Card
195 1.51%
$520
Earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months. Offer ends 11/09/2016. ; Earn 5,000 Medallion® Qualifying Miles and 35,000 Bonus Miles after spending $1,000 in the first 3 months
$542
Graph Card Read Review More Details

Terms and Limitations Apply

Annual Fee 195
APR 16.74%-25.74% Variable
*Rates and Fees

Card Details

  • Limited Time Offer: Earn 70,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $4,000 in purchases on your new Card in your first 4 months.
  • In addition, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 4 months. Offer expires on 7/5/2017.
  • Earn 2 miles on every dollar spent on purchases made directly with Delta. Earn 1 mile for every dollar spent on all other eligible purchases.
  • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
  • Settle into your seat sooner with Priority Boarding.
  • Terms Apply.

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.012 = $412
Bonuses
0 x $0.012 = $100
35,000 x $0.012 = $420
Less Annual Fees -$390
Total Net Estimated Rewards Through 24 Months 542
Expedia®+ Card from Citi
No Annual Fee 0.97%
$107
Earn 15,000 Expedia+ rewards bonus points after you spend $1,000 on purchases in the first 3 months of account opening
$350
Graph Card Read Review More Details
Annual Fee No Annual Fee
APR 14.99%, 16.99% or 22.99% Variable

Card Details

  • Earn 15,000 Expedia+ rewards bonus points after you spend $1,000 on purchases in the first 3 months of account opening
  • Earn 3 Expedia+ bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and vacation packages
  • Earn 1 Expedia+ bonus point per $1 spent on other purchases
  • Automatic Expedia+ silver status
  • No annual Fee
  • One Elite Qualifying Hotel Night towards +gold status for every $2,500 in card spend on any purchases

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.007 = $244
Bonuses
15,000 x $0.007 = $107
Total Net Estimated Rewards Through 24 Months 350
Expedia®+ Voyager Card from Citi
$95 0.75%
$178
Earn 25,000 Expedia+ rewards bonus points after you spend $2,000 on purchases in the first 3 months of account opening
$270
Graph Card Read Review More Details
Annual Fee $95
APR 13.99%, 15.99% or 21.99% Variable

Card Details

  • Earn 25,000 Expedia+ rewards bonus points after you spend $2,000 on purchases in the first 3 months of account opening
  • Earn 4 Expedia+ bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and vacation packages
  • 2 Expedia+ bonus points per $1 spent on purchases for dining out and entertainment
  • Earn 1 Expedia+ bonus point per $1 spent on other purchases
  • Automatic Expedia+ gold status
  • No FX Fee
  • $100 annual statement credit for airline incidentals on qualified airlines or Wi–Fi Carries or for the Global Entry application fee

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 39,840 x $0.007 = $283
Bonuses
25,000 x $0.007 = $178
Less Annual Fees -$190
Total Net Estimated Rewards Through 24 Months 270
United MileagePlus® Club Card
$450 -0.22%
$100
Receive a $100 statement credit after your first purchase
$-79
Graph Card Read Review More Details
Annual Fee $450
APR 15.99%

Card Details

  • Receive a $100 statement credit after your first purchase
  • United Club membership
  • 1st and 2nd checked bags are free
  • Priority check-in, screening, and boarding
  • No foreign transaction fees
  • 2 points for every $1 spent on United Airlines tickets
  • 1.5 points for every $1 spent otherwise
  • United Club membership
  • First and second bags are checkable for free
  • No foreign transaction fee
  • Miles don't expire

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 51,480 x $0.014 = $721
Bonuses
0 x $0.014 = $100
Less Annual Fees -$900
Total Net Estimated Rewards Through 24 Months -79

Comments and Questions

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's website.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program. 

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

How We Calculate Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees. These estimates here are ValuePenguin's alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

Advertiser Disclosure: Some of the offers that appear on this website are from companies which ValuePenguin receives compensation. This compensation may impact how and where offers appear on this site (including, for example, the order in which they appear). The site does not review or include all companies or all available products. For more information please see our Advertiser Disclosure.