JetBlue Credit Card Review: Everything You Need to Know

JetBlue Credit Card Review: Everything You Need to Know

Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

The JetBlue Card is a good entry-level airline credit card for travelers who fly JetBlue regularly, don't care about rich benefits and want to avoid an annual fee.

Jump to: Read full review

Pros

  • $0 annual fee
  • 3X points on JetBlue purchases
  • Balance transfer offer
  • 50% off in-flight food and drink

Cons

  • Lackluster sign-up bonus
  • No free checked bags
  • No anniversary bonus
  • No car rental insurance
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JetBlue Card full review

The JetBlue Card is a solid choice for JetBlue travelers who don't fly the airline enough to justify paying an annual fee. The card is an especially good option for cardholders who also have high-interest debt on another card and are looking for a zero-percent balance transfer deal.

But this JetBlue Card has a number of drawbacks — including the fact that you get far fewer benefits than you'd get with the $99-a-year JetBlue Plus Card. For example, you won't get any free checked bags on flights with this card, a common perk offered by many airline credit cards.

Earn 10,000 points

What kind of welcome bonus do you get on the JetBlue Card? Earn 10,000 bonus points after making $1,000 in purchases within 90 days of account opening.

This sign-up bonus is worth less than $200 in airfare, but you may be able to eke a cheap domestic plane ticket out of it. For example, we found a coach flight from New York to Los Angeles for 9,900 JetBlue points.

This offer is very low compared with the sign-up bonuses on most of the top travel credit cards, including the JetBlue Plus Card. Plus, the Chase Sapphire Preferred® Card, which also has an annual fee, offers one of the best sign-up bonuses around, with flexible points that you can use on many airlines.

What it's worth: Around $160 in JetBlue airfare

Who's eligible to earn this offer? To qualify, you must live in the United States. You may not be eligible if you already have a JetBlue Card or had one in the past.

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Earn 3X points on JetBlue purchases

The JetBlue Card offers good earnings on JetBlue purchases, and a decent rate on dining and grocery shopping.

Earn 3x points on eligible JetBlue purchases, 2x points at restaurants and grocery stores and 1x points on all other purchases.

The JetBlue Card has a competitive rewards earnings rate, particularly for a no-annual-fee card, and sits squarely in the middle of the pack when compared with other top travel cards. For example, both the American Express® Gold Card and the Chase Sapphire Preferred® Card beat the JetBlue Card on rewards earnings rate, but the JetBlue Card comes out on top when compared to other popular airline cards.

To estimate a rewards earnings rate per dollar spent for the average consumer, we used U.S. Bureau of Labor spending data and multiplied it by the value of each card’s points or miles. Here's how the JetBlue Card stacks up:

Average rewards earned per $1 spent

$0.044
American Express® Gold Card
$0.025
Chase Sapphire Preferred® Card
$0.024
JetBlue Plus Card
$0.023
JetBlue Card
$0.015
Southwest Rapid Rewards® Premier Credit Card
$0.013
United℠ Explorer Card

It's also important to note that with the recent partnership between JetBlue and American Airlines, you can choose to earn JetBlue points for your flight when you fly American Airlines, and vice versa.

What are JetBlue points worth?

We peg the value of JetBlue points at an average of 1.6 cents per point, compared with an average value of 1.3 cents per mile or point for airline programs overall. This means that JetBlue points are worth about 30% more than the average airline mile or point (1.3 points), with a higher value for points or miles than American, United, Delta and Southwest.

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Redeeming JetBlue points

Booking a JetBlue ticket with your rewards is pretty easy. You simply search for a flight at JetBlue.com, or on the mobile app, and click the "TrueBlue points" circle to see prices in points.

The cost of JetBlue award flights depends on the type of fare, the route, the time of year and whether you're flying coach or first class. You can find tickets for less than 10,000 JetBlue points up to over 100,000 JetBlue points.

You'll have a few different fares to choose from, and they cost different amounts of JetBlue points. Here are the main differences between them (note that the fare rules are different for JetBlue Plus Card and JetBlue Business Cardholders, and for JetBlue elite flyers, known as Mosaics):

Redeeming JetBlue points
Blue Basic
  • 0 carry-on bags*
  • 0 checked bags included
  • Final boarding
  • Changes cost $100 to $200
  • $75 same-day switch
  • Online booking bonus of 1 point per $1
Blue
  • 1 carry-on bag
  • 0 checked bags* included
  • General boarding
  • No-fee changes
  • $75 same-day switch
  • Online booking bonus of 3 points per $1
Blue Extra
  • 1 carry-on bag
  • 0 checked bags* included
  • Early boarding
  • No-fee changes
  • $75 same-day switch
  • Online booking bonus of 3 points per $1
Blue Plus
  • 1 carry-on bag
  • 1 checked bag included
  • General boarding
  • No-fee changes
  • Free same-day switch
  • Online booking bonus of 3 points per $1
Mint
  • 1 carry-on bag
  • 2 checked bags included
  • Early boarding
  • No-fee changes
  • $75 same-day switch
  • Online booking bonus of 3 points per $1

*1 bag allowed on flights to/from London

Examples of JetBlue redemptions that would offer good value include:

  • Take a Caribbean vacation – We found a round-trip ticket from New York to Antigua for a weeklong escape in September 2021 that costs 15,800 JetBlue points.
  • Go on a foodie tour of Peru – If you're into gastronomic getaways, we found a round-trip ticket for a two-week trip to Lima for around 30,000 JetBlue points in October 2021.
  • Take your Valentine to Europe – Go to London in the off season for as little as 37,200 JetBlue points each way in February 2022.

There are plenty of good values to be had on JetBlue, for both domestic and international flights, so it's not hard to maximize your JetBlue points.

Other JetBlue Card benefits

In addition to allowing you to earn and redeem JetBlue points faster, the JetBlue Card also offers other benefits — these include discounts and a balance transfer deal.

Get half off in-flight food and drink purchases as a credit on your account, which you'll receive four to six weeks after the purchase is posted. In-flight purchases eligible for the discount include meals, beer, wine and cocktails; you won't get the discount on other in-flight items, such as earbuds, pillows or seat upgrades.

Points Pooling is a free program from JetBlue that lets you form a group of up to seven TrueBlue members. All the members' points automatically go into one big pool, then the person designated as the "pool leader" can then choose anyone in the group to redeem JetBlue points in the pool.

The JetBlue Card offers a 0% introductory APR for the first 12 billing cycles on balance transfers that post to your account within 45 days of opening (after which an APR of 15.99%, 19.99% or 24.99% variable applies). This allows you to pay down high-interest credit card debt faster and to pay less interest overall while also reaping the other benefits of an airline credit card.

The JetBlue Card doesn't charge any foreign transaction fees, which makes it a good choice to use for international travel. A foreign transaction fee (FX fee) is a surcharge (typically, up to 3%) that some cards tack onto purchases made outside of the United States. Always travel with a card that doesn't charge these fees to avoid this unnecessary upcharge on your international trips.

How does the JetBlue Card compare to other cards?

The $0-annual-fee JetBlue Card can be a great choice for some travelers, but it may not be right for everyone. Compare the Barclays JetBlue Card to the Barclays JetBlue Plus Card and other top travel credit cards to see which is the best fit for you.

JetBlue Card vs. JetBlue Plus Card

The JetBlue Plus Card provides double the rate of rewards on JetBlue purchases — 6X points on JetBlue purchases, 2X at restaurants & grocery stores, 1X on all other purchases — and also offers better airline benefits like a free first checked bag. If you fly JetBlue often, these additional benefits can easily justify the fee.

How does it compare?

  • Annual fee: $99 (Worse)
  • Welcome bonus: Earn 50,000 bonus points after spending $1,000 on purchases and paying the annual fee in full within the first 90 days. Earn an additional 50,000 bonus points after spending a total of $6,000 on purchases within the first 12 months. (Better)
  • Rewards earned/$1 spent: $0.024 (Better)
  • Other benefits: 5,000 bonus points on your card anniversary, free first checked bag on JetBlue flights, JetBlue Mosaic elite status every year you spend $50,000 or more on the card, up to $100 statement credit each year for JetBlue Vacations packages, 50% in-flight savings credit on food and drink purchases (Better)

JetBlue Card vs. Southwest Rapid Rewards® Premier Credit Card

  • On Chase's Secure Website

The Southwest Rapid Rewards® Premier Credit Card from Chase charges an annual fee and has a significantly lower rewards earning rate than the Barclays JetBlue Card. The higher welcome bonus is nice, but the annual fee, low earnings rate and sparse benefits make the JetBlue Card the superior option, especially for loyal JetBlue travelers.

How does it compare?

  • Annual fee: $99 (Worse)
  • Welcome bonus: Earn 40,000 points after you spend $1,000 on purchases in the first 3 months. Plus, earn 3X points on dining purchases for the first year. (Better)
  • Rewards earned/$1 spent: $0.015 (Worse)
  • Other benefits: 2 points per $1 spent on Southwest purchases and Rapid Rewards car rental and hotel purchases; anniversary bonus of 6,000 points per year; $0 foreign transaction fees. (Worse)

JetBlue Card vs. Chase Sapphire Preferred® Card

  • On Chase's Secure Website

The Chase Sapphire Preferred® Card is one of the best general purpose travel credit cards available, and it soundly beats the Barclays JetBlue Card in terms of benefits, flexibility and rewards. It lets you 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases worldwide. These points are far more valuable than JetBlue points — you can transfer them to your JetBlue loyalty account, along with a handful of other airline loyalty programs.

The only downside? The Chase Sapphire Preferred® Card charges an annual fee.

How does it compare?

  • Annual fee: $95 (Worse)
  • Welcome bonus: Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®. (Better)
  • Rewards earned/$1 spent: $0.025 (Better)
  • Other benefits: 25% boost in value when redeeming points through Chase Ultimate Rewards, ability to transfer your points to Chase Ultimate Rewards transfer partners, auto rental and travel insurance benefits (including trip cancellation/interruption insurance and baggage delay coverage), $0 foreign transaction fees. (Better)

Is the JetBlue Card worth it?

The Barclays JetBlue Card offers several attractive benefits, including a 0% balance transfer APR and $0 annual fee. The card may be worth it for regular JetBlue flyers who travel the airline once or twice a year, but not enough to justify paying an annual fee. While the card doesn't offer free checked bags, you do get half off in-flight food and drink purchases, which is a nice perk.

If you fly JetBlue more than twice a year, you may want to consider the JetBlue Plus Card — this card offers more perks, including free checked bags. The annual fee is canceled out by the extra rewards and benefits if you spend enough on JetBlue each year.

Still, many travelers may find more value in the Chase Sapphire Preferred® Card or another top general purpose travel credit card. As long as you're going to pay an annual fee, you may be better served by the added flexibility, the ability to maximize rewards through a large number of transfer partners and the available travel insurance benefits.

JetBlue Card FAQs

What credit score do you need for the JetBlue Card?

The JetBlue Card generally is aimed at consumers who have a credit score of at least 700. However, having a score in this range doesn’t guarantee you'll be approved for a JetBlue Card, as credit card companies will consider a variety of factors in addition to credit score.

How many points do you need to get a free flight on JetBlue?

You can get a free coach domestic flight on JetBlue for less than 10,000 JetBlue points. We've found that round-trip award flights on JetBlue range from less than 10,000 points to almost 120,000 points or more, depending on the route, time of year, class of fare and other factors.

What are the benefits of a JetBlue Card?

A JetBlue Card offers a welcome bonus and extra rewards earnings on JetBlue purchases, at restaurants and grocery stores and through the JetBlue shopping portal. You also can get an introductory APR on balance transfers, as well as airline benefits and perks that include 50% off in-flight food and drink purchases.

How do you check your JetBlue Card application status?

To check the status of your JetBlue Card application, visit the Barclaycard check application status page. You'll have to type in your last name, the last four digits of your Social Security number, your zip code and your email address. Then click the "check status" button to see where you stand.

Can you prequalify for the JetBlue Card?

There's no way for U.S. consumers to prequalify for a JetBlue Card. However, some consumers may get an offer either electronically or in the mail. While this is no guarantee that you’ll qualify, it may be a good sign. The best way to gauge your eligibility is to check your credit history and score before you apply.

Does the JetBlue Card offer a free checked bag?

The $0-annual-fee JetBlue Card doesn’t offer a free checked bag. However, the JetBlue Plus Card, which charges an annual fee of $99 a year, does offer a free first checked bag for you and up to three travel companions on the same reservation. To get the benefit, you’ll need to use your JetBlue Plus Card to buy the tickets.

Does the JetBlue Card offer car rental insurance?

JetBlue credit cards do not offer car rental insurance — that's true of both the $0-annual-fee JetBlue Card and the $99-annual-fee JetBlue Plus Card. Car rental insurance is a common benefit on travel credit cards, especially those that charge an annual fee. If this benefit is important to you, consider one of our top travel credit cards, many of which offer auto rental insurance.

The information related to JetBlue Plus Card, JetBlue Card has been independently collected by ValuePenguin and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply to American Express credit card offers. See americanexpress.com for more information.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The products that appear on this site may be from companies from which ValuePenguin receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). ValuePenguin does not include all financial institutions or all products offered available in the marketplace.

How We Calculate Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees. These estimates here are ValuePenguin's alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

Example of how we calculate the rewards rates: When redeemed for travel through Ultimate Rewards, Chase Sapphire Preferred points are worth $0.0125 each. The card awards 2 points on travel and dining and 1 point on everything else. Therefore, we say the card has a 2.5% rewards rate on dining and travel (2 x $0.0125) and a 1.25% rewards rate on everything else (1 x $0.0125).