Platinum Delta SkyMiles® Credit Card from American Express

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Platinum Delta SkyMiles® Credit Card from American Express

Good value for frequent Delta customers looking to upgrade their loyalty status.
Editor's Rating: 4.5/5.0
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Editor's Rating

{"onCurrent":true,"message":"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers."}

4.5/5.0

Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any credit card issuer.

The Delta SkyMiles® Platinum Card is a balanced card that helps Delta consumers earn status related benefits. We performed an in-depth breakdown of the cards best features and how it stacks up against the other SkyMiles options you may have.

Review: Our favorite of the SkyMiles credit cards

The Delta SkyMiles® Platinum Card is ideal for existing Delta frequent flyers looking for additional pathways for achieving higher loyalty status with the airline, or maintaining their current status for the next year. The main features of the card are the bonus Medallion Qualification Miles which can be used in Delta's loyalty program. As with its counterpart the Delta SkyMiles® Reserve American Express Card, these awards don't come cheap, so the card is most suitable to business travelers or frequent passengers of the airline.

Delta SkyMiles® Platinum Card

$250

15.74%-24.74% Variable

Good/Excellent

  • Earn up to 100,000 bonus miles. Earn 80,000 bonus miles after you spend $3,000 in purchases on your new Card in your first 3 months. Plus, earn an additional 20,000 bonus miles after your first anniversary of Card Membership. Offer Expires 4/1/2020.
  • NEW! With Status Boost™, earn 10,000 Medallion Qualification Miles (MQMs) after you spend $25,000 in purchases on your Card in a calendar year, up to two times per year getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different than miles you earn toward flights.
  • Enjoy your first checked bag free and Main Cabin 1 Priority Boarding on Delta flights.
  • NEW! Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • NEW! Earn 2X Miles at restaurants and at U.S. supermarkets.
  • Earn 1X Mile on all other eligible purchases.
  • Fee Credit for Global Entry or TSA Pre?®.
  • Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
  • Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
  • No Foreign Transaction Fees.
  • $250 annual fee.
  • Terms Apply.
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Overall the Delta SkyMiles® Platinum Card offers most of the important benefits of the Delta SkyMiles® Reserve American Express Card, but at a significantly lower annual fee. In comparison to the Delta SkyMiles® Gold Card, the Delta SkyMiles® Platinum Card is superior in almost every way. The already mentioned bonus MQMs as well as the annual companion certificate easily make up for the difference in annual fees, if your goal is to have a card that helps you get more out of Delta travel.

Delta SkyMiles® Platinum Card Benefits And Features

Companion Certificate After Year 1

Like the Delta SkyMiles® Reserve American Express Card, the Delta SkyMiles® Platinum Card will give cardholders an annual companion certificate that is good for an additional seat on a US domestic flight. The ticket is restricted to Economy class only, unlike the Delta SkyMiles® Reserve American Express Card which allows both First and Economy class. The narrower use of the companion certificate on the platinum card isn't much of a drawback, as the differences between first and economy class seats on most domestic flight's isnt really that big.

One thing to note about the certificate: While other airline credit cards will reward you with a similar certificate year one, you will only get the Delta certificate after your renewal. This perk only kicks in after the beginning of your second year. With the US Airways Credit Card for instance you'll get a domestic ticket a few weeks after approval.

Skyclub Access not very valuable

While Skyclub access with the card is discounted, it's not free, costing you $39 per person. Considering that you can pay for access at a cost of $50 dollars, the value of this perk is pretty limited since we doubt the $11 in savings is enough to make lounge access an attractive feature.

Region# Skyclub Locations
North America45
Europe0
Australia0
Asia Pacific3
Latin America1
Africa0

Rewards: Evaluating The SkyMiles Awards

The spending rewards for the Delta SkyMiles® Platinum Card is better than your average airline card. Structured as 3 SkyMiles per $1 spent on Delta related purchases, directly purchased hotel stays, 2 SkyMiles per $1 spend at restaurants worldwide and U.S. supermarkets, and 1 SkyMile on all else, you can rack up a fair amount of SkyMiles by using your Delta card for your everyday purchases. Overall cardholders can expect the SkyMiles to be worth on average 1.2 cents per SkyMile with the potential rates to be as high as 2-3 cents each.

Redeeming SkyMiles For Awards Flights

Your first option is to redeem SkyMiles for an awards flight where a set amount of miles are used in exchange for specific routes. The amount of miles necessary will vary depending on the route you pick, the class of ticket and the demand classification of the flight. Delta also classifies each flight into one of three categories: Saver, Standard or Peak adjusting the amount of miles based on how much demand there is for the flight.

For roundtrip flights originating in the United States to other destinations within the continental United States, Canada and Alaska, you'll need 12,500 to 30,000 SkyMiles for a flight. One thing to consider is that the lower end Saver tickets which is usually the best deal usually has limited availability. You should expect to need at least 20,000 miles or more if you value flexibility. Business class will require about double the amount of rewards for a similar route. For longer haul flights like US to Europe mileage will range from 30,000 - 65,000 while US to Asia will can require 35,000 - 80,000 SkyMiles for economy class flights. For a comprehensive list of the SkyMiles requirements for Awards bookings consult Delta's chart.

Awards flights can also be booked on any of the SkyTeam Global Alliance carriers.

SkyMiles: Pay With Points On Delta Flights

The second way to use your Delta SkyMiles for flights on Delta is to leverage their pay with miles option. This allows you to purchase a ticket directly from Delta for cash using the accrued miles to offset some of the cost. Miles used in this way are converted at a 1 cent per SkyMile if you redeem for a flight costing more than $100, less than what you can expect on an awards flight. While you may be getting less overall value from your points, you do benefit by being able to use the points in smaller increments. You're also able to apply them to more flights which is a plus if you value flexibility.

Delta is one of the few airlines we're aware of that permits its members to use awards in this way. You should never use this option for fares costing less than $100 however. Your redemption options there are to use 25,000 miles to cover the cost of the entire fare which is an awful conversion rate.

Bonus: Focus on MQMs

The heart and soul of the Delta SkyMiles® Platinum Card is the bonuses, especially the MQMs. This card and the Delta SkyMiles® Reserve American Express Card counterpart are pretty much your only options for getting Medallion Qualification Miles outside of flying Delta airlines. This is especially important if you find yourself coming up short when it comes to achieving the next status tier since the welcome and annual bonuses combined can contribute to 1 entire status level upgrade.

For the Delta SkyMiles® Platinum Card to be worthwhile, make sure you're able to spend enough to hit both the $25k and $50k spending thresholds for the annual miles boost.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The products that appear on this site may be from companies from which ValuePenguin receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). ValuePenguin does not include all financial institutions or all products offered available in the marketplace.

How We Calculate Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees. These estimates here are ValuePenguin's alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

Example of how we calculate the rewards rates: When redeemed for travel through Ultimate Rewards, Chase Sapphire Preferred points are worth $0.0125 each. The card awards 2 points on travel and dining and 1 point on everything else. Therefore, we say the card has a 2.5% rewards rate on dining and travel (2 x $0.0125) and a 1.25% rewards rate on everything else (1 x $0.0125).