Wyndham Hotels along with Barclays offers two credit card options for consumers that may be interested in earning additional Wyndham rewards towards hotel stays and travel. We've reviewed the two cards to help guide you on how the cards work and whether or not they make financial sense to have. While the cards are not nesessarily one of our top picks for best rewards cards, they do have their perks as hotel specific credit cards.
Our Review: Decent Hotel Credit Cards
Judged purely on the value of the rewards you'll earn with the two credit cards you can expect a better than average rewards rate. At first glance it may seem that the cards are much more rewarding, since cardholders receive two points per dollar spent, but the Wyndham points are generally worth less than some of the other hotel counterparts. Wyndham points are around a penny each when redeemed for hotel stays. Overall this means that the cards will have near 2% rewards rate, which isn't bad all things considered. As an everyday option however you can probably do better.There's no real reason to choose one of these cards as your main credit card for things you buy everyday
Our opinion is that the Wyndham Rewards cards really only perform for travelers that find themselves staying at Wyndham resorts. If you're already a participating Wyndham Rewards member as a non cardholder and find yourself staying at related properties to get the most out of your membership, then these cards can help amplify your rewards. With triple and quintuple points on Wyndham bookings, its a good way to get 30-50% more out of each stay.
As for which card you should choose? The no annual fee card is the more risk free of the two, since there are minimal costs to applying and having the additional card. This way if you end up not staying at the hotels as much as you'd like, you won't have the downside of paying out fees for nothing. For supplemental cards that are used for a single purpose, we tend to lean towards those with no annual fee.
The fee version of the Wyndham Rewards Signature Visa can however make some sense for very high frequency clients. Generally this is probably exclusive to those who have stays related to business travel and find themselves on the road frequently. We're just not sure that the typical consumer stays at hotels enough to make it worhtwhile.
Better Choices For Primary Credit Cards
As mentioned earlier, while 2% for a primary credit card isn't bad, there are plenty of better choices when it comes to a card you'd use everyday for rewards. First the signing bonus on both the fee and no fee Wyndham cards aren't terribly exciting. The Barclaycard Arrival Plus® World Elite Mastercard® is a general travel credit card that basically guarantees you 2.1% rewards towards travel, without locking you into a particular brand or chain. If you're going to give up flexibility in how you can use your points, you should at least be getting a better value in rewards.
Wyndham Rewards Visa Credit Cards: Features And Benefits
|Annual Fee||No Annual Fee|
|Rewards||Earn 3 points per $1 spent on eligible purchases made at participating Wyndham hotels and timeshare properties|
|Earn 2 points per $1 on gas, utility and grocery store purchases|
|Earn 1 points per $1 spent everywhere else|
|Bonuses||15,000 bonus points with first purchase|
|Purchase APR||16.74%, 21.49% or 26.49% Variable|
Assessing The Value Of Wyndham Rewards Points
Since the two Wyndham cards don't really have any specific perks or benefits outside of the rewards points earned on spending, evaluating the value of these rewards is our top priority. As with other hotel cards, the primary way most consumers will use these rewards is for booking hotel stays at a participating resort.
Redeeming For Hotel Stays
First let us look at how the points usage is structured under the Wyndham Rewards programs. The amount of rewards needed for a single nights stay is based upon the Tier Category for the property you're staying at. These tiers are generally based upon the hotel's location, occupancy and average daily rate. The more expensive and higher demand locations will usually have a higher points requirement for each nights stay. Below is a table of the amount of rewards needed for a single nights stay at each tier of hotel.
In conducting our research it looks like the tier category for a hotel is fixed until the company decides to make a periodic restructuring to their rewards system.
Wyndham Hotel Brands
Along To help you figure out where you can earn bonus rewards and use your existing points for award bookings here is a list of the brands that fall under the Wyndham Hotel Group:
|Wyndham Hotel Group Properties|
|Dolce Hotels & Resorts||Wyndham||Tryp|
|Dazzler||Trademark Collection||La Quinta|
|Days Inn||Super 8||Howard Johnson|
Maximizing The Value Of Your Points
Given that the points needed for a hotel stay are generally fixed, this means that you have some ability to get extra value out of your rewards. This means taking advantage of awards bookings anytime the price of a hotel stay is higher than average, since that means you'll be getting more dollars per points for your redemption. In most cases hotel pricing will fluctuate based upon demand, so awards bookings during peak season are often the most lucrative. There you can easily get an additional 30-50% more when it comes to using your points than you normally would.
What Are Wyndham Points Worth?
Consumers should be careful when comparing travel rewards, since not all points and miles are created equal. The average point value for the Wyndham Rewards when used for hotel stays is around 1 cent per point, though your actual rate can vary pretty wildly. We've seen point values of as little as .8 cents to as high as 1.3 cents each.You can find out more about the different available redemption options by reading our comprehensive guide to the Wyndham rewards program.
Comparing The Wyndham Cards To Other Options
If you want to see how these cards stack up, use our models to compare the Wyndham Rewards Visa Signature cards to other possible options.