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The World Of Hyatt Credit Card has quickly become one of the best hotel cards that's available due to its outstanding rewards. While the card does come with a $95 annual fee, paying the fee will be well worth it for most cardholders. Keep in mind that The World Of Hyatt Credit Card is best for frequent Hyatt guests. If that doesn't describe you, consider a top travel card or hotel card instead.
The World Of Hyatt Credit Card: One of the Best Sign-Up Offers
The World Of Hyatt Credit Card has one of the best credit card sign-up bonus offers currently available. Provided you meet the $6,000 spending requirement, you'll essentially be gifted several hotel nights (assuming you redeem your points for standard rooms). Even if you don't get the signing bonus, the card will pay for itself, as long as you use the one free night per year that the card provides. Free night rewards are not only rare; they are among the best perks a card can have.
Earning points with The World Of Hyatt Credit Card will typically yield better rewards than earning points with most other cards, including top hotel and travel cards. That's because the Hyatt points you'll earn for every purchase are currently some of the most valuable around. We value each Hyatt point at 1.8 cents. As a frame of reference, the value of most other points is typically between 1 and 1.3 cents.
So, what are the downsides to the card? Well, the biggest one is that Hyatt doesn't have as many properties as other hotel brands. For instance, according to the Hyatt site, there are only three Hyatt properties located in Alabama. This may be a problem if you frequently travel to smaller cities. However, if you only visit large metropolitan areas, there should always be a Hyatt available wherever you go.
Bottom Line: Overall, The World Of Hyatt Credit Card is an excellent credit card choice for most people. That said, it's at its best when used by people who frequently stay at Hyatt properties since they'll get to enjoy status perks and earn a higher tier status quickly. If you don't foresee yourself booking a stay at a Hyatt hotel at least once per year, you'll be better off with a different hotel or travel card, like the IHG® Rewards Club Premier Credit Card or the Chase Sapphire Preferred® Card.
The World Of Hyatt Credit Card: Benefits and Features
The World Of Hyatt Credit Card offers cardholders one free night at a Hyatt hotel or resort for every year of card membership. Additionally, they'll receive an additional free night provided they spend at least $15,000 on the card within an anniversary year. It's worth noting that the free night can only be redeemed for hotels or resorts that are category four or lower. The exact value of a free Hyatt hotel or resort night will depend on where and when you use it. Currently, a category four hotel in Arizona can be booked for $200 per night. So, while the value of a free Hyatt night will vary, it can easily exceed $150.
On top of free nights, The World Of Hyatt Credit Card offers cardholders points for every purchase. These points can then be redeemed for free hotel nights, starting at 5,000 points. Cardholders earn 4 points for every dollar spent at Hyatt hotels. Furthermore, they earn 2 points for every dollar spent at restaurants and on airline tickets, local transit and gym memberships. All other purchases earn just 1 point per dollar. Keep in mind these are all bonus points on top of the 5 points per dollar you earn for being a World of Hyatt member. Below, we outline the minimum number of points needed to get free hotel nights.
|Hotel category||Standard room points per night||Regency/Grand Club points per night||Suite points per night|
Earning Hyatt Elite Status With The World Of Hyatt Credit Card
The World Of Hyatt Credit Card grants cardholders the lowest of the three tiers of elite status, Discoverist status. Cardholders get various perks, including complimentary internet access, late checkout options and free bottled water. However, the best perk is that you'll be able to get a 10% bonus on any points earned during your stay. This will make it substantially easier for you to earn a higher level of elite status. Assuming you didn't have The World Of Hyatt Credit Card, you'd have to spend a minimum of 10 tier-qualifying nights at a Hyatt hotel or earn 25,000 points to receive Discoverist status.
How Does The World Of Hyatt Credit Card Stack Up?
The best way to evaluate a card's value is to compare it to similar cards. Below, we outline how The World Of Hyatt Credit Card performs against some of the top competing cards.
The World Of Hyatt Credit Card vs IHG® Rewards Club Premier Credit Card
Between the two cards, the IHG® Rewards Club Premier Credit Card is best for cardholders who would have trouble meeting the $6,000 spending requirement on The World Of Hyatt Credit Card's sign-up bonus. That's because the IHG® Rewards Club Premier Credit Card has an impressive sign-up bonus that only requires that you spend $2,000 on the card in the first three months of card membership. The World Of Hyatt Credit Card will be the better card for most people in the long term, but the IHG® Rewards Club Premier Credit Card is a great alternative for low spenders.
Consider this card if …
- You spend less than $2,000 per month on your credit card.
- You prefer IHG-branded hotels over Hyatt.
The World Of Hyatt Credit Card vs Chase Sapphire Preferred® Card
Travelers who book nights with several hotel chains should opt for the Chase Sapphire Preferred® Card over The World Of Hyatt Credit Card. That's because the excellent 2.5% rewards rate (2 points per dollar multiplied by the 1.25 bonus when redeeming for travel on the Chase portal) on the Chase Sapphire Preferred® Card for travel purchases will be greater than that of The World Of Hyatt Credit Card on non-Hyatt hotel stays. The Chase Sapphire Preferred® Card awards cardholders Ultimate Rewards points, which can be transferred to several hotel and airline partners, including World of Hyatt, Marriott Rewards and Southwest Airlines. Both cards are among the best in their respective categories, but the Chase Sapphire Preferred® Card is the better choice for those who aren't particularly loyal to a specific brand. Keep in mind that the Chase Sapphire Preferred® Card won't earn you status at hotels or grant any of the perks that come along with it.
Consider this card if …
- You're not loyal to a particular hotel brand.