Visa Infinite: What Is It? How Is It Different From Other Credit Cards?

Visa Infinite: What Is It? How Is It Different From Other Credit Cards?

Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

Visa Infinite is the best Visa card you can own. In this guide, we go over the features you can expect from a Visa Infinite card.

Visa Infinite is the highest level of Visa-branded credit cards, above Visa Signature and Visa Traditional. There are only a few Visa Infinite cards in the U.S., as they're typically only the most high-end credit cards offering the best benefits of any card on the Visa network.

In reality, most card features are often controlled by the issuer. While we'll go over everything Visa Infinite has to offer in this guide, you should always double check with the bank to see what benefits are actually included.

What is Visa Infinite?

Visa Infinite is a type of Visa credit card reserved for the most premium credit cards.

You can recognize a Visa Infinite card by the logo on the lower right corner of a card.

Visa Card
Photo courtesy of Visa.

Currently, there are only a handful of Visa Infinite cards available in the United States. Again, note that card issuers can control which features are available to cardholders. Therefore, it's always best to confirm with a bank whether or not a particular perk you're interested in is available on the Visa Infinite card you're considering.

Visa Infinite benefits

On top of your bank-issued benefits, Visa Infinite comes with a long list of services and protections that can help you when you're shopping or traveling. (Note that some of these benefits may overlap with your card issuer, so you'll want to read your specific credit card's fine print to determine the best point of contact.)

Visa Infinite travel benefits

Visa Infinite cardholders can book hotels at visainfinitehotels.com, offering the best rate guarantee, automatic room upgrade upon arrival, complimentary Wi-Fi, complimentary daily breakfast, $25 food or beverage credit, VIP guest status, late check out and a $75 to $100 on-property credit (offerings depend on the hotel).

You can call Visa Infinite Concierge Services for 24/7 personalized assistance on travel planning, dinner reservations and more.

By paying with your Visa Infinite card, you can receive up to $100 reimbursement when applying for Global Entry (which also grants you TSA Precheck).

By booking your car rental with Avis, Hertz, National or Silvercar, you'll enjoy potential perks like rental discounts or free weekend night benefits.

Your Visa Infinite card offers complimentary Priority Pass™ lounge membership, giving you access to over 1,200 airport lounges worldwide.

You'll receive reimbursement for air travel fees including checked baggage charges, in-flight purchases and more. The card issuer sets the statement credit amount.

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\u003C\/div\u003E\n\u003C\/div\u003E\n\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeToggle--root ShortcodeToggle--article \" id=\u003E\n \u003Cbutton class=\"ShortcodeToggle--toggle\" onclick=\"this.parentNode.classList.toggle('ShortcodeToggle--open');\"\u003E\u003Cp class=\"ShortcodeToggle--label\"\u003EVisa Infinite Concierge Services\u003C\/p\u003E\u003C\/button\u003E\n \u003Cdiv class=\"ShortcodeToggle--contents-wrapper\"\u003E\n \u003Cdiv class=\"ShortcodeToggle--contents\"\u003E\n \u003C\/p\u003E\n\n\u003Cp\u003EYou can call Visa Infinite Concierge Services for 24\/7 personalized assistance on travel planning, dinner reservations and more.\n\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeToggle--root ShortcodeToggle--article \" id=\u003E\n \u003Cbutton class=\"ShortcodeToggle--toggle\" onclick=\"this.parentNode.classList.toggle('ShortcodeToggle--open');\"\u003E\u003Cp class=\"ShortcodeToggle--label\"\u003EGlobal Entry statement credit\u003C\/p\u003E\u003C\/button\u003E\n \u003Cdiv class=\"ShortcodeToggle--contents-wrapper\"\u003E\n \u003Cdiv class=\"ShortcodeToggle--contents\"\u003E\n \u003C\/p\u003E\n\n\u003Cp\u003EBy paying with your Visa Infinite card, you can receive up to $100 reimbursement when applying for \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Guide to Global Entry\" href=\"https:\/\/www.valuepenguin.com\/travel\/what-to-know-global-entry\"\u003EGlobal Entry\u003C\/a\u003E\u003C\/span\u003E (which also grants you TSA Precheck).\n\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeToggle--root ShortcodeToggle--article \" id=\u003E\n \u003Cbutton class=\"ShortcodeToggle--toggle\" onclick=\"this.parentNode.classList.toggle('ShortcodeToggle--open');\"\u003E\u003Cp class=\"ShortcodeToggle--label\"\u003EVisa Infinite car rental privileges\u003C\/p\u003E\u003C\/button\u003E\n \u003Cdiv class=\"ShortcodeToggle--contents-wrapper\"\u003E\n \u003Cdiv class=\"ShortcodeToggle--contents\"\u003E\n \u003C\/p\u003E\n\n\u003Cp\u003EBy booking your car rental with \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Avis rewards program guide\" href=\"https:\/\/www.valuepenguin.com\/travel\/avis-preferred-rewards-program-guide\"\u003EAvis\u003C\/a\u003E\u003C\/span\u003E, \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Hertz Gold rewards program guide\" href=\"https:\/\/www.valuepenguin.com\/travel\/hertz-gold-plus-rewards-program\"\u003EHertz\u003C\/a\u003E\u003C\/span\u003E, National or Silvercar, you'll enjoy potential perks like rental discounts or free weekend night benefits.\n\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeToggle--root ShortcodeToggle--article \" id=\u003E\n \u003Cbutton class=\"ShortcodeToggle--toggle\" onclick=\"this.parentNode.classList.toggle('ShortcodeToggle--open');\"\u003E\u003Cp class=\"ShortcodeToggle--label\"\u003EPriority Pass\u2122 airport lounge access\u003C\/p\u003E\u003C\/button\u003E\n \u003Cdiv class=\"ShortcodeToggle--contents-wrapper\"\u003E\n \u003Cdiv class=\"ShortcodeToggle--contents\"\u003E\n \u003C\/p\u003E\n\n\u003Cp\u003EYour Visa Infinite card offers complimentary \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Cards with Priority Pass\" href=\"https:\/\/www.valuepenguin.com\/travel\/how-to-get-priority-pass-for-free\"\u003EPriority Pass\u2122 lounge membership\u003C\/a\u003E\u003C\/span\u003E, giving you access to over 1,200 airport lounges worldwide.\n\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeToggle--root ShortcodeToggle--article \" id=\u003E\n \u003Cbutton class=\"ShortcodeToggle--toggle\" onclick=\"this.parentNode.classList.toggle('ShortcodeToggle--open');\"\u003E\u003Cp class=\"ShortcodeToggle--label\"\u003EAirline incidentals statement credit\u003C\/p\u003E\u003C\/button\u003E\n \u003Cdiv class=\"ShortcodeToggle--contents-wrapper\"\u003E\n \u003Cdiv class=\"ShortcodeToggle--contents\"\u003E\n \u003C\/p\u003E\n\n\u003Cp\u003EYou'll receive reimbursement for air travel fees including checked baggage charges, in-flight purchases and more. The card issuer sets the statement credit amount.\n\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n","padding":"double"}

Visa Infinite experiences

Enjoy BOGO tastings, discounts and preferred pricing when visiting more than 50 Visa Signature wineries in Sonoma Wine Country.

Enter your Visa Infinite card number to join Troon Golf Rewards and enjoy premium benefits at over 115 golf courses worldwide, offering discounts on golf fees and merchandise.

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Visa Infinite travel protections

When paying for your eligible car rental with your Visa Signature card, you'll receive primary car rental insurance protecting you from theft or damage.

In case of a roadside emergency, you can access 24/7 roadside assistance services that can provide towing, jump starting and more. While there is no cost to access this benefit, you will be financially responsible for any services rendered.

If you're facing an emergency when traveling, you have access to 24/7 travel and emergency assistance services that can refer you to medical, legal and other resources. While there is no cost to access this benefit, you will be financially responsible for any services rendered.

If you pay for a passenger ticket on a common carrier (such as an airline) and your checked or carry-on luggage is lost or stolen, you can receive up to $3,000 per covered trip in reimbursement.

If you pay for your nonrefundable trip with your Visa Infinite card and unexpected circumstances cause your plans to be canceled or interrupted, you can receive up to $2,000 per insured person.

If you pay for a trip with your Visa Infinite card and it's delayed by more than six hours (or requires an overnight stay), you can receive up to $500 per purchased ticket to cover reasonable expenses. This coverage is supplementary to any travel insurance you've purchased.

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While there is no cost to access this benefit, you will be financially responsible for any services rendered.\n\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeToggle--root ShortcodeToggle--article \" id=\u003E\n \u003Cbutton class=\"ShortcodeToggle--toggle\" onclick=\"this.parentNode.classList.toggle('ShortcodeToggle--open');\"\u003E\u003Cp class=\"ShortcodeToggle--label\"\u003ETravel and emergency assistance services\u003C\/p\u003E\u003C\/button\u003E\n \u003Cdiv class=\"ShortcodeToggle--contents-wrapper\"\u003E\n \u003Cdiv class=\"ShortcodeToggle--contents\"\u003E\n \u003C\/p\u003E\n\n\u003Cp\u003EIf you're facing an emergency when traveling, you have access to 24\/7 travel and emergency assistance services that can refer you to medical, legal and other resources. While there is no cost to access this benefit, you will be financially responsible for any services rendered.\n\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeToggle--root ShortcodeToggle--article \" id=\u003E\n \u003Cbutton class=\"ShortcodeToggle--toggle\" onclick=\"this.parentNode.classList.toggle('ShortcodeToggle--open');\"\u003E\u003Cp class=\"ShortcodeToggle--label\"\u003ELost luggage reimbursement\u003C\/p\u003E\u003C\/button\u003E\n \u003Cdiv class=\"ShortcodeToggle--contents-wrapper\"\u003E\n \u003Cdiv class=\"ShortcodeToggle--contents\"\u003E\n \u003C\/p\u003E\n\n\u003Cp\u003EIf you pay for a passenger ticket on a common carrier (such as an airline) and your checked or carry-on luggage is lost or stolen, you can receive up to $3,000 per covered trip in reimbursement.\n\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeToggle--root ShortcodeToggle--article \" id=\u003E\n \u003Cbutton class=\"ShortcodeToggle--toggle\" onclick=\"this.parentNode.classList.toggle('ShortcodeToggle--open');\"\u003E\u003Cp class=\"ShortcodeToggle--label\"\u003ETrip cancellation or interruption insurance\u003C\/p\u003E\u003C\/button\u003E\n \u003Cdiv class=\"ShortcodeToggle--contents-wrapper\"\u003E\n \u003Cdiv class=\"ShortcodeToggle--contents\"\u003E\n \u003C\/p\u003E\n\n\u003Cp\u003EIf you pay for your nonrefundable trip with your Visa Infinite card and unexpected circumstances cause your plans to be canceled or interrupted, you can receive up to $2,000 per insured person.\n\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeToggle--root ShortcodeToggle--article \" id=\u003E\n \u003Cbutton class=\"ShortcodeToggle--toggle\" onclick=\"this.parentNode.classList.toggle('ShortcodeToggle--open');\"\u003E\u003Cp class=\"ShortcodeToggle--label\"\u003ETrip delay reimbursement\u003C\/p\u003E\u003C\/button\u003E\n \u003Cdiv class=\"ShortcodeToggle--contents-wrapper\"\u003E\n \u003Cdiv class=\"ShortcodeToggle--contents\"\u003E\n \u003C\/p\u003E\n\n\u003Cp\u003EIf you pay for a trip with your Visa Infinite card and it's delayed by more than six hours (or requires an overnight stay), you can receive up to $500 per purchased ticket to cover reasonable expenses. This coverage is supplementary to any travel insurance you've purchased.\n\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n","padding":"double"}

Visa Infinite shopping and security protections

When purchasing eligible items that come with a U.S. manufacturer's warranty (under three years or less) with your Visa Infinite card, enjoy an additional year of coverage with the extended warranty benefit.

When purchasing eligible items on your Visa Infinite card, purchase security will offer a replacement, repair or reimbursement of items that are stolen or damaged up to 90 days after purchase.

When purchasing eligible items on your Visa Infinite card, you can receive reimbursement if your merchant does not accept a return within 90 days of purchase.

Call 800-847-2911 if your card is lost or stolen, and a representative will replace your card immediately.

If you don't recognize charges on your Visa Infinite card, you won't be financially responsible in the event of fraud.

In the event of an emergency, Visa Infinite can arrange a wire cash transfer within two hours of bank approval.

If you're traveling abroad and your card is lost or stolen, Visa Infinite will expedite your card replacement and ship it within 24 to 72 hours.

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benefit\u003C\/a\u003E\u003C\/span\u003E.\n\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeToggle--root ShortcodeToggle--article \" id=\u003E\n \u003Cbutton class=\"ShortcodeToggle--toggle\" onclick=\"this.parentNode.classList.toggle('ShortcodeToggle--open');\"\u003E\u003Cp class=\"ShortcodeToggle--label\"\u003EPurchase security\u003C\/p\u003E\u003C\/button\u003E\n \u003Cdiv class=\"ShortcodeToggle--contents-wrapper\"\u003E\n \u003Cdiv class=\"ShortcodeToggle--contents\"\u003E\n \u003C\/p\u003E\n\n\u003Cp\u003EWhen purchasing eligible items on your Visa Infinite card, purchase security will offer a replacement, repair or reimbursement of items that are stolen or damaged up to 90 days after purchase.\n\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeToggle--root ShortcodeToggle--article \" id=\u003E\n \u003Cbutton class=\"ShortcodeToggle--toggle\" onclick=\"this.parentNode.classList.toggle('ShortcodeToggle--open');\"\u003E\u003Cp class=\"ShortcodeToggle--label\"\u003EReturn protection\u003C\/p\u003E\u003C\/button\u003E\n \u003Cdiv class=\"ShortcodeToggle--contents-wrapper\"\u003E\n \u003Cdiv class=\"ShortcodeToggle--contents\"\u003E\n \u003C\/p\u003E\n\n\u003Cp\u003EWhen purchasing eligible items on your Visa Infinite card, you can receive reimbursement if your merchant does not accept a return within 90 days of purchase.\n\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeToggle--root ShortcodeToggle--article \" id=\u003E\n \u003Cbutton class=\"ShortcodeToggle--toggle\" onclick=\"this.parentNode.classList.toggle('ShortcodeToggle--open');\"\u003E\u003Cp class=\"ShortcodeToggle--label\"\u003ELost or stolen card reporting\u003C\/p\u003E\u003C\/button\u003E\n \u003Cdiv class=\"ShortcodeToggle--contents-wrapper\"\u003E\n \u003Cdiv class=\"ShortcodeToggle--contents\"\u003E\n \u003C\/p\u003E\n\n\u003Cp\u003ECall 800-847-2911 if your card is lost or stolen, and a representative will replace your card immediately.\n\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeToggle--root ShortcodeToggle--article \" id=\u003E\n \u003Cbutton class=\"ShortcodeToggle--toggle\" onclick=\"this.parentNode.classList.toggle('ShortcodeToggle--open');\"\u003E\u003Cp class=\"ShortcodeToggle--label\"\u003EZero liability\u003C\/p\u003E\u003C\/button\u003E\n \u003Cdiv class=\"ShortcodeToggle--contents-wrapper\"\u003E\n \u003Cdiv class=\"ShortcodeToggle--contents\"\u003E\n \u003C\/p\u003E\n\n\u003Cp\u003EIf you don't recognize charges on your Visa Infinite card, you won't be financially responsible in the event of fraud.\n\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeToggle--root ShortcodeToggle--article \" id=\u003E\n \u003Cbutton class=\"ShortcodeToggle--toggle\" onclick=\"this.parentNode.classList.toggle('ShortcodeToggle--open');\"\u003E\u003Cp class=\"ShortcodeToggle--label\"\u003EEmergency cash disbursement\u003C\/p\u003E\u003C\/button\u003E\n \u003Cdiv class=\"ShortcodeToggle--contents-wrapper\"\u003E\n \u003Cdiv class=\"ShortcodeToggle--contents\"\u003E\n \u003C\/p\u003E\n\n\u003Cp\u003EIn the event of an emergency, Visa Infinite can arrange a wire cash transfer within two hours of bank approval.\n\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeToggle--root ShortcodeToggle--article \" id=\u003E\n \u003Cbutton class=\"ShortcodeToggle--toggle\" onclick=\"this.parentNode.classList.toggle('ShortcodeToggle--open');\"\u003E\u003Cp class=\"ShortcodeToggle--label\"\u003EEmergency card replacement\u003C\/p\u003E\u003C\/button\u003E\n \u003Cdiv class=\"ShortcodeToggle--contents-wrapper\"\u003E\n \u003Cdiv class=\"ShortcodeToggle--contents\"\u003E\n \u003C\/p\u003E\n\n\u003Cp\u003EIf you're traveling abroad and your card is lost or stolen, Visa Infinite will expedite your card replacement and ship it within 24 to 72 hours.\n\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n","padding":"double"}

Before using any of these perks, be sure you read the fine print to understand any restrictions or limitations.

Visa Infinite vs. Visa Signature cards

Visa Signature cards are much more common than Visa Infinite in the U.S. After taking a closer look, there aren't many discernible differences between the two tiers, as Visa Signature cards still provide a whole suite of premium benefits.

The main difference between Visa Infinite and Visa Signature cards is the luxury hotel collection and concierge services.

Below, we've compared the offerings between the two tiers:

Visa Infinite vs. Visa Signature Hotel Collection

Visa Signature Hotel Collection
Visa Infinite Luxury Hotel Collection
Book on visasignaturehotels.com
Best available rate guarantee
Room upgrade at check-in
$25 food and beverage credit per room, per stay
Daily continental breakfast for you and one guest
VIP guest status (amenities differ by property)
Complimentary in-room Wi-Fi
3 p.m. late checkout upon request
Choice of an 8th benefit (at 200 eligible properties):
  • An additional $75 food and beverage credit
  • $100 spa credit
  • $100 golf credit
  • $100 room rate credit

The only difference between the two levels is the access to an additional statement credit, only valid at over 200 properties that are part of the Visa Hotel Collection.

Visa Infinite vs. Visa Signature concierge services

At face value, there appears to be no difference between the types of services offered. However, there are two different phone numbers — one dedicated for Visa Signature cardholders and another for Visa Infinite cardholders.

Visa Signature Concierge Service

Contact: 800-953-7392

Benefit:

  • Available 24/7
  • Offers dining, travel, entertainment or other personal assistance services

Visa Infinite Concierge Service

Contact: 877-670-0905

Benefit:

  • Available 24/7
  • Offers dining, travel, entertainment or other personal assistance services

Ultimately, there's not that much that's different between Visa Infinite and Visa Signature cards. Remember, all benefits are ultimately decided at the issuer-level. For example, when Chase chooses to issue a credit card with the Visa Infinite or Visa Signature branding, they get to decide which of the standard Visa perks will be passed on to cardholders. As far as consumers are concerned, many Signature and Infinite credit cards could be considered virtually identical.

Popular Visa Infinite cards

There are three noteworthy Visa Infinite credit cards issued in the United States — the Chase Sapphire Reserve®, the UBS Visa Infinite Credit Card and the Ritz-Carlton Rewards Credit Card. All cards come with high annual fees and are intended for high net-worth individuals who travel often.

Chase Sapphire Reserve®

  • On Chase's Secure Website

The Chase Sapphire Reserve® is one of the best travel credit cards around. Frequent travelers can offset the $550 annual fee with a $300 annual travel credit and a fantastic sign-up bonus. You'll Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

Your points are worth 50% more when you redeem for any travel booking through the Chase Ultimate Rewards® portal. On top of Visa Infinite benefits, you'll enjoy limited-time partner offers, such as free DoorDash DashPass, monthly DoorDash statement credits, free Lyft Pink membership, monthly Peloton credits and more.

Ritz-Carlton Rewards Credit Card

The Ritz-Carlton Rewards Credit Card is a comparable alternative to the Chase Sapphire Reserve®, ideal for those who frequently stay at Ritz-Carlton properties. The card comes with many of the same features, including a $300 annual travel credit.

You'll also receive an annual $100 on-site hotel credit and Marriott Bonvoy Gold Elite status. Your points are redeemable not only for stays at Ritz-Carlton, but any other hotels in the Marriott Bonvoy portfolio — the largest hotel chain worldwide.

UBS Visa Infinite Credit Card

The UBS Visa Infinite Credit Card is a card best suited for people looking for exceptional concierge services. With a $495 annual fee, this card comes with plenty of statement credits, including a $250 annual airline fee credit and a $500 dining and airport club statement credit.

UBS stresses its 24/7 in-house concierge that can help you make travel arrangements, book restaurant reservations or even make decisions as they relate to your wealth management account. If you're more interested in this, the UBS Visa Infinite Credit Card would be a good fit for you.

In this section, we answer the most frequently asked questions about Visa Infinite cards.

What is Visa Infinite?

Visa Infinite is the top line of Visa-branded cards, above Visa Signature and Visa Traditional. They offer the best available perks provided by Visa.

How do you get a Visa Infinite card?

You must apply for a credit card that is Visa Infinite-branded. These cards tend to be premium cards with high annual fees.

Which cards are Visa Infinite?

Although there aren't many Visa Infinite cards in the U.S., the Chase Sapphire Reserve®, the Ritz-Carlton Rewards Credit Card and the UBS Visa Infinite Credit Card are some examples of Visa Infinite options.

Do Visa Infinite cards cover trip cancellation?

Yes. Visa Infinite cards include trip cancellation, interruption and delay insurance. However, it's best to check your specific card's benefits guide to glance over any limitations or restrictions.

What is Visa Infinite Concierge Services?

Visa Infinite concierge service is a 24/7 personalized assistance line that can help you with many services, including travel planning, restaurant reservations and more. To reach Visa Infinite Concierge Services, call 877-670-0905.

ValuePenguin's verdict

Visa Infinite is the highest brand of Visa cards. Although there aren't many Visa Infinite cards in the U.S. currently, they offer top-notch amenities like airport lounge access and travel statement credits. Even if you don't own a Visa Infinite card, many Visa Signature cards offer plenty of overlapping benefits that are comparable, as card issuers determine which perks to add.

The information related to Ritz-Carlton Rewards Credit Card and UBS Visa Infinite Credit Card has been independently collected by ValuePenguin and has not been reviewed or provided by the issuer of this card prior to publication.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The products that appear on this site may be from companies from which ValuePenguin receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). ValuePenguin does not include all financial institutions or all products offered available in the marketplace.

How We Calculate Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees. These estimates here are ValuePenguin's alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

Example of how we calculate the rewards rates: When redeemed for travel through Ultimate Rewards, Chase Sapphire Preferred points are worth $0.0125 each. The card awards 2 points on travel and dining and 1 point on everything else. Therefore, we say the card has a 2.5% rewards rate on dining and travel (2 x $0.0125) and a 1.25% rewards rate on everything else (1 x $0.0125).