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What Is Hyatt Elite Status Worth in 2022?

What Is Hyatt Elite Status Worth in 2022?

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World of Hyatt elite status is a great way to earn valuable perks when you stay at Hyatt hotels. Here we'll outline the value of each elite status level.

Quick facts:

  • Value of elite status: World of Hyatt elite status is worth between $178 and $4,997.
  • Qualifying nights: Earn between 10 and 60 qualifying nights to reach Hyatt elite status.
  • Base points: Earn between 25,000 and 100,000 base points to reach Hyatt elite status.
  • Meetings and events: Host between three and 20 meetings and events at Hyatt properties to earn elite status.
  • Hotel locations: You can stay at any of Hyatt's 700+ hotels in 56 countries to earn qualifying elite nights.

Is World of Hyatt status worth it?

If you frequently stay with Hyatt, World of Hyatt status can be a great way to earn perks like late checkout, free room upgrades, free nights and more.

The World of Hyatt program is a hotel loyalty program known for offering impressive perks at all three tiers of elite status: Discoverist, Explorist and Globalist. Each elite status tier comes with an array of benefits, ranging from additional bonus points for every dollar you spend to free nights and discounts on amenities. In addition to earning a long list of benefits at each status tier, the Hyatt elite status program offers unique "milestone benefits," which we will detail below.

Even travelers who stay at Hyatt properties only a few times a year may find it worthwhile getting Hyatt status through the The Hyatt Card, which adds even more value to that status level.

How much are Hyatt points worth?

We typically value Hyatt points at around 1.7 cents per point. If you determine your hotel stay is worth around 1.7 cents per point, it will probably be worth it to use your points.

To calculate the value of Hyatt points, use the following equation:

Cash price (including taxes and fees) / Number of points needed for hotel stay = Points value for that specific reservation

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What is World of Hyatt status worth?

World of Hyatt elite status is worth $178 and $4,997, depending on the status level.

However, the value of each status level will depend on the types of perks you use and how frequently you use them.

Hyatt Discoverist: $178

(Value based on 10 qualifying nights):

  • Premium internet: $10
  • Late checkout until 2 p.m.: $20
  • Room upgrades to preferred room: $50
  • Pearl status with M Life Rewards: $30
  • Bottled water: $2
  • American Airlines AAdvantage bonus: $56
  • Elite check-in: $10

Hyatt Explorist: $847

(Value based on 30 qualifying nights):

  • Premium internet: $30
  • Late checkout until 2 p.m.: $60
  • Room upgrades to best available room, excluding suites: $300
  • Gold status with M Life Rewards: $50
  • Bottled water: $6
  • American Airlines AAdvantage bonus: $56
  • Elite check-in: $30
  • Two club lounge access awards: $60
  • One free-night award at any category 1-4 hotel: $255

Hyatt Globalist: $4,997

(Value based on 60 qualifying nights):

  • Premium internet: $60
  • Late checkout until 4 p.m.: $150
  • Room upgrades to best available room, including standard suites: $1,200
  • Gold status with M Life Rewards: $50
  • Bottled water: $12
  • American Airlines AAdvantage bonus: $56
  • Elite check-in: $60
  • Two club lounge access awards: $60
  • One free-night award at any category 1-4 hotel: $255
  • One free-night award at any category 1-7 hotel: $425
  • Two suite upgrade awards: $300
  • Club lounge access or breakfast: $1,200
  • Complimentary parking on free-night awards: $100
  • Access to My Hyatt Concierge: $30
  • Guaranteed room availability: $0
  • Priority access to rooms: $0
  • Resort fees waived on eligible rates and Free Night Awards: $960
  • Guest of Honor: $79

How we calculate the value for each status level:

  • Nights required to reach status level x $150 = Annual spend
  • Annual spend x base points bonus (depends on status level) = Bonus points earned on stays
  • Bonus points earned on stays x $0.017 = Value of bonus points

Assumptions based on our World of Hyatt calculations:

  1. 1 point = 1.7 cents
  2. Basic Hyatt members earn 5 base points per dollar.
  3. You complete just enough qualifying nights to earn each status level. For example, at the Discoverist level, the assumption is that you've completed 10 qualifying nights. At the Explorist level, we assume you've completed 30 qualifying nights, and at the Globalist level, we assume you've completed 60 qualifying nights. In reality, you may well surpass this threshold at least a little.
  4. You spend, on average, $150 per night during your stays.
  5. You stay with full-service properties half of the time and limited-service properties the other half.
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Premium internet: $10 to $60

All guests at Hyatt properties get free access to regular Wi-Fi, and the difference between that and Hyatt's "premium internet" is usually negligible. For that reason, we'll assign this perk a value of $1 per night.

Late checkout: $20 to $150

Discoverists and Explorists get late checkout until 2 p.m. based on availability, while Globalists can stay as late as 4 p.m., again based on availability. We'll value this perk at $2 per night for the lower two tiers and $2.50 per night for Globalists.

Room upgrades: $50 to $1,200

Room upgrades are based on availability and offered at the discretion of the hotel, which means you won't always get upgraded, and you might have to ask for an upgrade at check-in.

That being said, some travelers have reported receiving more generous upgrades than they would as Hilton or Marriott elite members. We'll value Discoverist upgrades, which are only up to preferred rooms of the same type, at $50. For Explorists, who get upgrades that exclude suites, we'll value this benefit at $300. Finally, upgrades for Globalists include suites, so we'll value those at $1,200.

M Life Rewards: $30 to $50

M Life Rewards is the rewards program for MGM Resorts, so a lot of people may not use this benefit. However, if you regularly spend time in Las Vegas, M Life Rewards status is worth a decent amount. Pearl status, which is awarded to Discoverist members, gets you a 10% bonus on points earned playing slots and a dedicated line at the buffet, plus hotel room discounts and 10% shopping discounts at participating retailers, so we'll value it at $30. Gold status, which is awarded to Explorist and Globalist members, gets you a dedicated line at the buffet and participating restaurants, plus a 20% bonus on points earned playing slots, priority check-in, a room upgrade subject to availability and VIP access at select night clubs. We'll value that at $50.

American Airlines AAdvantage bonus: $56

The American Airlines AAdvantage benefit lets members earn one World of Hyatt bonus point for every dollar spent on qualifying American Airlines flights. We assume the average consumer spends around $3,304 annually on airfare, resulting in 3,304 World of Hyatt points, which are worth $0.017 apiece. This results in an overall value of about $56. Note that in order to earn the full value of this benefit, you would have to fly with American Airlines exclusively all year, which isn't the case for many consumers.

Elite check-in: $1 per night

Each elite status tier offers access to elite check-in, which includes an expedited check-in process and a dedicated check-in area for elite members at participating properties. We value this benefit at $1 per night.

Free-night awards for category 1-4 hotels: $255 each

Explorist members will earn one free-night award at a category 1-4 Hyatt property through milestone benefits. A category 4 hotel costs 15,000 points, which we value at $0.017 each, so we'll assign this benefit a value of $255.

Free-night awards for category 1-7 hotels: $425

Globalist members will earn a free-night award at a category 1-7 Hyatt property. An award night at a Category 7 property normally requires 25,000 points. Since we value Hyatt points at $0.017, we'll assign this benefit a value of $425. Note that these awards expire and require standard room availability.

Suite upgrade awards: $150 each

You'll earn these on your way to Globalist status: Two suite awards after completing 50 qualifying nights, and another two when you hit Globalist status, after completing 60 qualifying nights. Suite awards are extremely valuable — not only do they allow you to confirm a suite upgrade at the time of booking, but they're valid on stays of up to seven consecutive nights. If you use them on a longer stay, you could potentially save hundreds of dollars. We'll value these awards at $150 each for a total of $300 for a member on their way to Globalist or $600 for a Globalist.

Club lounge access or breakfast: $1,200

This benefit is arguably even more valuable at full-service properties without a lounge, because at these properties, your club lounge access gets you complimentary breakfast at the hotel's restaurant for you and up to one other adult and two children traveling with you. This perk can really add up at luxury Hyatt properties and resorts that don't have a club lounge, as their breakfast spreads can cost upward of $50. Using a club lounge access award on a two-night stay with you and three family members could save you $300 on breakfast. We'll value this benefit conservatively at $20 per night or a total of $1,200, though it could be worth more depending on where you stay and whether you travel with guests.

Free parking: $100

Globalist members get complimentary parking on Free Night Awards. Parking at nicer Hyatts, particularly in urban areas, can cost upward of $50. Assuming you earn two free-night awards per year (it's certainly possible to earn more), we value this benefit at $100.

Hyatt concierge: $30

With elite status, you already get access to a priority customer service line. In addition to that, members who reach the 60 nights milestone and Globalist members get a personal Hyatt concierge to help them do anything from taking care of special requests to planning trips. We'll value this at $30.

Guaranteed room availability: $0

The guaranteed room availability is offered by most major hotel loyalty programs. But while the ability to guarantee room availability at any hotel at the last minute sounds like a great perk, in practice, it's very difficult to use. There are a lot of loopholes involved, like blackout dates during major events, and even when you can get guaranteed room availability, room rates are generally sky-high. While you could potentially use this benefit in a pinch, we won't assign any value to it.

Priority access to rooms: $0

The priority access benefit given to Globalists is intended to give priority access to available rooms when you check-in early at Hyatt hotels. If you arrive early and your room type is available, they will usually let you check in early. While this can be a nice perk, it's also common sense and could reasonably be applied to non-elite status members. As such, we will not assign a value to this benefit.

Resort fees waived on eligible rates and Free Night Awards: $960

For Globalist members, resort fees are waived on eligible rates and Free Night Awards. This is a very valuable benefit, since we estimate around 40% of Hyatt hotels charge resort fees. We assume members get their resort fees waived on 24 nights annually, with an average resort fee of $40. We value this benefit at $960.

Guest of Honor: $79

The Guest of Honor benefit allows Globalist members to gift an award night to someone else, and allows your "Guest of Honor" to use the in-hotel benefits that come with Globalist status. These benefits include premium internet ($1), late checkout ($2.50), room upgrades ($5), club lounge access or breakfast ($20) and complimentary parking ($50). We assume Globalist members gift Guest of Honor status one time per year. We'll value this benefit at about $79

Hyatt elite status levels

Benefit
Discoverist
Explorist
Globalist
Bonus points on stays10%20%30%
Free nights and Member rates
Resort fees benefitWaived on free night awardsWaived on free night awardsWaived on free night awards
Show All Rows

How to earn it: 10 qualifying nights or 25,000 base points or three meetings/events

Base earnings: 5.5 points/$1

Key benefits: Save up to 10% with member rates, upgrade to a preferred room when available, elite check-in, late checkout until 2 p.m., waived resort fees on Free Night Awards, benefits through partnerships including one World of Hyatt bonus point for every $1 spent on American Airlines flights.

You get automatic Discoverist status when you sign up for the World of Hyatt Credit Card, which has a $95 annual fee — that means you could obtain this status before you've ever completed a single stay. Free upgrades, complimentary water and late checkout make Discoverist status worth having if you travel and stay at Hyatt hotels at least a few times a year.

How to earn it: 30 qualifying nights or 50,000 base points or 10 meetings/events

Base earnings: 6 points/$1

Key benefits: Discoverist benefits, plus: guaranteed room availability when booked 72 hours in advance, move to upgraded room when available.

Reaching Hyatt Explorist status is doable for a frequent traveler. It requires fewer stays than most middle-tier status levels within other hotel loyalty programs, though Hyatt also has a smaller portfolio than brands like Hilton or Marriott. However, keep in mind that Explorist status does not offer that many more benefits than the easy-to-attain Discoverist status.

How to earn it: 60 qualifying nights or 100,000 base points or 20 meetings/events

Base earnings: 6.5 points/$1

Key benefits: Explorist benefits, plus: guaranteed room availability when booked 48 hours in advance, priority access to your room when checking in early, club access with continental breakfast and afternoon hors d'oeuvres or (in properties without lounges) or a free full breakfast for all registered guests (up to two adults and two kids), free parking on Free Night Award stays, late check-out until 4 p.m.

You'll have to travel often and within cities that have Hyatt hotels to have a shot at obtaining this status level. Still, Globalist status is definitely worth it for frequent travelers who often stay in Hyatt hotels. The club access or full breakfast for four registered guests alone adds plenty of value to this status. Priority access and extra late check-out will make you feel even more pampered during your stays.

Hyatt milestone rewards

Milestone rewards are not linked to any elite status tier, which means anyone can earn them based on the number of qualifying nights they stay or the base points they earn. As you achieve certain milestones within each status tier, you'll earn extra perks that add a lot of value to the World of Hyatt program. However, you'll have to complete each eligible activity within one calendar year in order to earn the associated milestone rewards benefit.

Milestone rewards start when you reach 20 qualifying nights, and then you get another one after every 10 qualifying nights (up to 100). Here's a chart that shows you the rewards you can get for each milestone:

Activity
Benefit
Stay 20 qualifying nights or earn 35,000 base pointsTwo club lounge access awards
Stay 30 qualifying nights or earn 50,000 base pointsOne free-night award in a category 1-4 hotel and two club lounge access awards
Stay 40 qualifying nights or earn 65,000 base pointsYour choice of 5,000 bonus points, a $100 Hyatt gift card or savings of 10,000 points on a FIND experience
Stay 50 qualifying nights or earn 80,000 base pointsTwo suite upgrade awards
Stay 60 qualifying nights or earn 100,000 base pointsOne Free Night Award in a category 1-7 hotel, two suite upgrade awards and access to a personal Hyatt concierge agent
Stay 70 qualifying nightsYour choice of 10,000 bonus points or one suite upgrade award
Stay 80 qualifying nightsYour choice of 10,000 bonus points or one suite upgrade award
Stay 90 qualifying nightsYour choice of 10,000 bonus points or one suite upgrade award
Stay 100 qualifying nightsYour choice of 10,000 bonus points or one suite upgrade award

Once you reach a Milestone Rewards threshold that allows you to choose a reward, you'll receive an email with a link that will take you to your online Hyatt account where you can make your selection. You will have 90 days to choose your reward.

Globalist is the only World of Hyatt tier that automatically gets club lounge access. However, Explorist members will earn four club lounge access awards through milestone benefits — and even Discoverists can get two lounge access awards through milestone benefits as they work their way to the next tier of status.

For example, a Hyatt member who got Discoverist status by opening World of Hyatt Credit Card may get two lounge access awards through milestone benefits after they stay 10 qualifying nights. That's because they received a credit of 10 qualifying nights through a special offer, getting them halfway to that milestone benefit.

Club lounge access comes with a complimentary continental breakfast and appetizers in the evening. If the hotel you're staying at doesn't have a club lounge, you'll be granted a free full breakfast each day for you and up to one other adult and two children.

Hyatt Free Night Awards are relatively flexible and easy to apply. You can use them at any hotel, without blackout dates, as long as that hotel is within the limits specified by your Free Night Award. Most Free Night Awards are restricted to category 1-4 hotels — this does exclude many luxury properties and resorts, but plenty of great properties would still be available.

Some Free Night Awards do include category 1-7 hotels: For example, you get a category 1-7 Free Night Award as a Milestone Reward when you reach 60 nights or 100,000 base points. Plus, Lifetime Globalists get one category 1-7 Free Night Award each year. With these Free Night Awards, you can book any hotel in the Hyatt portfolio. However, the hotel must have standard room availability on your selected dates.

The World of Hyatt Credit Card comes with one Free Night Award for category 1-4 hotels each year after your cardmember anniversary and one additional Free Night Award for category 1-4 hotels if you've spent $15,000 or more during the previous year.

You'll be able to see your Free Night Awards when you log into your World of Hyatt account in the "My Awards" section. You can then redeem your Free Night Award directly through the World of Hyatt system, or give them a call.

While all Hyatt elite members qualify for certain upgrades automatically, they're based on availability, at the discretion of the hotel. You're also limited to certain room types depending on your elite tier.

For example, Discoverists will be offered a preferred room when available. A preferred room may be a corner room, a room on a higher floor or one with a better view, but within the same room type and price point as the room booked. Explorists will be offered the best room available at the time of check-in minus suites and club lounge-access rooms. Only Globalists will be offered the best room available that includes standard suites and club lounge-access rooms.

With suite upgrade awards, you can confirm a suite upgrade when you book, rather than getting upgraded if a suite is available when you check in. You can get suite upgrade awards through Milestone Rewards, though Lifetime Globalists will receive four complimentary suite upgrade awards each year.

How to earn Hyatt elite status

Hyatt elite status is earned by hitting a certain number of qualifying nights, base points or qualifying meetings and events in a calendar year. The numbers required for qualification varies based on the elite tier. Here's what these terms mean:

  • Base points — Base points are points that count toward qualification for elite status. They are earned when paying for eligible charges, such as paying an eligible rate for a hotel room or buying meals or spa services.
  • Qualifying nights — A qualifying night, also known as a tier-qualifying night, is a night that counts toward qualification for elite status with Hyatt. It is defined as any night a program member stays at a Hyatt hotel or resort or at an M Life Rewards location, pays an eligible rate or redeems a Free Night Award, and has their World of Hyatt membership number linked with the reservation.
  • Qualifying meetings and events — A qualifying meeting or event is one that counts toward qualification for elite status with Hyatt. It's defined as one night with 10 or more rooms occupied by attending guests.

To earn a certain level of status, you'll have to hit the qualifying threshold for only one of these measures, as follows:

Hyatt Discoverist
Hyatt Explorist
Hyatt Globalist
Base points25,00050,000100,000
Qualifying nights103060
Qualifying meetings/events31020

World of Hyatt Coronavirus elite status extension for 2022

World of Hyatt has extended elite status for World of Hyatt members who held elite status in 2020 until Feb. 28, 2022. All other benefits and status extensions due to the Coronavirus concluded at the end of 2021.

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Fast tracks to Hyatt status

Though members have three ways to earn Hyatt elite status, either through base points, qualifying nights or meetings and events, there are several ways to fast track your way to elite status. If you'd rather get Hyatt elite status right away without exerting too much effort, the following can be great options.

1. Credit Card

In addition to gaining status by completing qualifying nights, stays or events, Hyatt offers a co-branded rewards credit card with Chase that gives you elite status.

World of Hyatt Credit Card

On Chase's Secure Website

$95

16.24% - 23.24% Variable

660 - 850

  • Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent
  • Enjoy complimentary World of Hyatt Discoverist status for as long as your account is open.
  • Get 1 free night each year after your Cardmember anniversary at any Category 1-4 Hyatt hotel or resort
  • Receive 5 tier qualifying night credits towards status after account opening, and each year after that for as long as your account is open
  • Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year
  • Earn 2 qualifying night credits towards tier status every time you spend $5,000 on your card
  • Earn up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member
  • Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships

The best hotel credit cards offer cardholders a fast track to elite status in their respective rewards program, and that's the case with the World of Hyatt Credit Card. The card only offers the lowest level of Hyatt elite status, Discoverist, and there's no way to open a card to gain instant access to the higher Hyatt elite tiers. Fortunately, Discoverist elite status is packed with value compared to the lowest levels of some other hotel loyalty programs.

In addition to a generous sign-up bonus, the World of Hyatt Credit Card offers plenty of benefits that make it well worth paying the $95 annual fee each year:

  • A free night award, which can get you $200 or more in value depending on which hotel you book, well outweighing the annual fee on its own
  • Automatic Discoverist status
  • Five qualifying night credits you receive annually
  • Two additional qualifying night credits every time you spend $5,000 on your card, which get you closer to Explorist or Globalist status

There's no limit to how many qualifying night credits you can earn, so big spenders can essentially "buy" a higher tier of Hyatt elite status. That being said, if you spend enough to do that, you might get more value out of putting your spending on a more flexible and high-value travel rewards credit card.

2. Hyatt status match

Unlike Hilton and Marriott, Hyatt rarely runs public status match challenges. However, it doesn't hurt to contact Hyatt directly and ask if the company would be willing to match your status with another hotel loyalty program. Send an email to [email protected] with a screenshot of your current status with another hotel loyalty program, and explain that you're considering switching your loyalty to Hyatt but would like to try out its loyalty program first.

3. Hyatt lifetime status

World of Hyatt offers Lifetime Globalist status to members who earn 1 million base points over the course of their membership with Hyatt. Upon achieving Lifetime Globalist status, you'll enjoy the benefits associated with the Globalist tier for life without ever having to complete the annual requirements.

How to become a World of Hyatt member

You can become a World of Hyatt member for free by signing up online. Go to the World of Hyatt website and select "Sign In or Join" in the top right corner of the menu bar.

World of Hyatt Website in January of 2022
Screenshot taken from World of Hyatt Website in January of 2022

From there, you'll have to fill out a brief form that asks for your contact information and an account password. Once you submit that form, your World of Hyatt member account is created instantly. Going forward, you can log in to your account using your member number or username, last name and the password you created.

Once your account is set up, you'll be able to see your current point balance and track your progress toward elite status and milestone benefits. You'll also be able to see any Free Night Awards you've earned.

World of Hyatt

Savvy traveler tip: Get the World of Hyatt mobile app in the App Store or Google Play to find hotels, manage your stays, request amenities or room service and keep track of your progress toward Milestone Rewards or the next tier of status.

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Methodology

The true value of World of Hyatt elite status will vary from person to person and will depend on how often you take advantage of the elite benefits offered by this program. For example, members who travel frequently and rarely stay anywhere besides Hyatt properties are likely to get more value from Hyatt elite status than those who rarely travel and who aren't particularly loyal to a single hotel chain.

Objectively, we estimate Hyatt elite status to be worth between $178 and $4,997, depending on your status level. Because this is quite a wide range, it's important our readers know how we established this valuation.

Our value estimate is based on the following assumptions:

  • 1 point = 1.7 cents
  • Basic Hyatt members earn five base points per dollar.
  • You complete just enough qualifying nights to earn each status level. For example, at the Discoverist level, the assumption is that you've completed 10 qualifying nights. At the Explorist level, we assume you've completed 30 qualifying nights, and at the Globalist level, we assume you've completed 60 qualifying nights. In reality, you may well surpass this threshold at least a little.
  • You spend, on average, $150 per night during your stays.
  • You stay with full-service properties half of the time and limited-service properties the other half.

FAQs about Hyatt elite status

What is World of Hyatt?

World of Hyatt is the hotel loyalty program offered by Hyatt Hotels & Resorts. The program offers free membership and three tiers of elite status: Discoverist, Explorist and Globalist. Through the program, guests can get special savings, earn extra points toward free stays and get perks like room upgrades, free breakfast and late checkout.

How long does Hyatt status last?

Hyatt elite status lasts for at least 14 months. The total length of time it lasts depends on when you qualify. When you meet the qualification requirements for a tier, you get that level of status for the rest of the calendar year, the entire following year and the first two months of the next year. For example, per Hyatt terms and conditions, if you earned status in September 2021, you would get it for the rest of 2021, all of 2022 and through February of 2023.

How long does Hyatt Globalist status last?

Hyatt Globalist status lasts at least 14 months, and the length of time depends on when you earned it. You get Globalist status for the rest of the year in which you earn it, the whole year following and the first two months of the year after that. However, if you earn 1 million base points you can get Lifetime Globalist status. In that case, Globalist status lasts for the rest of your life with no need to requalify.

How do you become a World of Hyatt member?

You can join World of Hyatt by enrolling online, calling Hyatt by phone at (800) 544-9288 or asking to join the program at any Hyatt hotel.

Do Hyatt points expire?

Hyatt points expire after 24 months of inactivity. This is equal to the points expiration policy in the Marriott and Hilton loyalty programs.

How do you keep Hyatt points from expiring?

Here are some of the ways you can easily keep your account active in order to hold onto your points: earn Hyatt points (by completing a stay or earning through Hyatt partners), redeem Hyatt points, transfer Hyatt points to another member or another rewards program, gift Hyatt points, purchase Hyatt points, have a Hyatt co-branded credit card open and in good standing.

Do Hyatt award nights count toward status?

At Hyatt, both stays booked with points and using free-night awards count toward elite status.

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How We Calculate Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees. These estimates here are ValuePenguin's alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

Example of how we calculate the rewards rates: When redeemed for travel through Ultimate Rewards, Chase Sapphire Preferred points are worth $0.0125 each. The card awards 2 points on travel and dining and 1 point on everything else. Therefore, we say the card has a 2.5% rewards rate on dining and travel (2 x $0.0125) and a 1.25% rewards rate on everything else (1 x $0.0125).