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United Airlines Credit Card — 65,000 Bonus Miles Offer

  • On Chase's Secure Website
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United Airlines Credit Card — 65,000 Bonus Miles Offer

A top offer from United and Chase.
Editor's Rating: 4.5/5.0
{"onCurrent":true,"message":"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers."}

Editor's Rating

{"onCurrent":true,"message":"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers."}

4.5/5.0

Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any credit card issuer.

The United℠ Explorer Card has launched a limited-time sign-up bonus offer that lets new card members earn up to 65,000 bonus miles. Cardholders can earn 40,000 bonus miles after spending $2,000 in the first three months of account opening. Plus, earn an additional 25,000 bonus miles when you spend a total of $10,000 total in the first six months of account opening. Read on for a breakdown of the United℠ Explorer Card and its sign-up bonus.

  • On Chase's Secure Website
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United℠ Explorer Card

  • On Chase's Secure Website
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  • Limited time offer! Earn up to 65,000 Bonus Miles.
  • $0 introductory annual fee for the first year, then $95.
  • Earn 2 miles per $1 spent at restaurants and on hotel stays
  • Up to $100 Global Entry or TSA Pre✓® Fee Credit
  • 25% back on United inflight purchases
  • Check your first bag for free (a savings of up to $120 per roundtrip) when you use your Card to purchase your ticket
  • Enjoy priority boarding privileges and visit the United Club℠ with 2 one-time passes each year for your anniversary
  • Earn 2 miles per $1 spent on purchases from United, and 1 mile per $1 spent on all other purchases
  • Limited time offer! Earn up to 65,000 Bonus Miles.
  • $0 introductory annual fee for the first year, then $95.
  • Earn 2 miles per $1 spent at restaurants and on hotel stays
  • Up to $100 Global Entry or TSA Pre✓® Fee Credit
  • 25% back on United inflight purchases
  • Check your first bag for free (a savings of up to $120 per roundtrip) when you use your Card to purchase your ticket
  • Enjoy priority boarding privileges and visit the United Club℠ with 2 one-time passes each year for your anniversary
  • Earn 2 miles per $1 spent on purchases from United, and 1 mile per $1 spent on all other purchases
Annual Fee
$0 for the first year, then $95
Regular APR
17.99% - 24.99% Variable
Credit Needed
{"onCurrent":true,"message":"There are various types of credit scores. Each creditor uses a variety of different types of credit scores to make lending decisions."}
Good
Editor's Rating
{"onCurrent":true,"message":"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers."}

Perks of the United℠ Explorer Card

In addition to a sign-up bonus of up to 65,000 miles, the United℠ Explorer Card comes with attractive features for casual travelers and United loyalists alike. For a $0 for the first year, then $95, you'll earn 2 miles on restaurants and hotel stays, 2 miles per dollar on United purchases and 1 mile per dollar on everything else. You'll also get a free checked bag on each flight, a Global Entry or TSA Precheck fee credit, 25% off in-flight purchases on United, priority boarding privileges and annual one-time passes to the United Club.

Earning the United℠ Explorer Card’s 65,000-mile sign-up bonus

As mentioned above, you only have to spend $2,000 within the first three months of having your United℠ Explorer Card to earn the 40,000-mile portion of the sign-up bonus. However, to earn the second part of the sign-up bonus, you’ll have to spend considerably more.

Let’s say, for example, you spend $2,000 in the first three months of card membership (for an average of $670 per month for three months) to earn 40,000 bonus points. In order to receive the additional 25,000 bonus points, you’ll need to spend an extra $8,000 in the next three months (an average of $2,667 per month) -- for a total of $10,000 in the first six months of card membership.

How to get the United℠ Explorer Card

The United℠ Explorer Card requires good to excellent credit to qualify, so it's best to apply for this card only if you have a credit score higher than 700 — and you can responsibly manage a line of credit. If your score needs some work, consider opening a secured card to rebuild your credit. For people who are new to points and miles, we suggest starting with an entry-level rewards card, like the Discover it® Cash Back.

Keep in mind that the United℠ Explorer Card is issued by Chase, so it's subject to the bank's so-called 5/24 policy. This means that you're only eligible for the card if you've opened fewer than five new credit card accounts in the past 24 months (two years). You can check your inquiry history and account status with one of the free credit score services, such as Experian or Credit Karma (using both of these services will give you information from all three of the major credit reporting bureaus).

How to use 40,000 United miles

Not everyone will be able to meet the higher spend threshold to qualify for the 65,000 bonus, but meeting the lower spend requirement for $40,000 should be fairly achievable. We value United miles at 1.2 cents for economy seats and 1.5 cents for business class seats. This means that the 40,000 mile portion of the sign-up bonus offer is worth $480, on average, when redeemed for economy seats and $600, on average, when redeemed for business class seats. However, you can find better value by planning an award trip far in advance and being flexible with your departure and return dates.

Typically, the best value redemptions can be found on international flights using United's Saver Award. For inspiration, we've included below some of the best redemption options under 40,000 points. You can also head to United's award space search engine to view the airline's current Saver Award availability.

Newark to Geneva in economy

Newark to Geneva award flights

For 30,000 miles and $20, you can book a one-way Saver Award ticket from Newark, New Jersey, to Geneva in economy class. For under 40,000 miles, continental U.S. to Europe one-way flights seem to be the best deal on United. You can also consider booking a domestic short-haul round-trip or one-way flight, but you'll likely get the best value on international award bookings.

Chicago to Paris in economy

Chicago to Paris award availability

For 30,000 MileagePlus® miles and $6, you can book a one-way, nonstop saver award from Chicago to Paris in economy class. This is one of the top Saver awards we've found on United, given the inflated flight prices on trips from the U.S. to Paris. However, always be sure to compare award prices against the cost of revenue tickets to be sure you're getting a value higher than the average (1.2 cents per mile for United economy).

LA to London in economy

LA to London award ticket price

For 30k miles and $6, you can book a one-way nonstop saver flight from LA to London in economy class. This is an especially great deal because taxes and fees are included in the award price — meaning you won't have to pay any added fuel surcharges like with one popular British carrier.

Other competitive bonus offers for earning United miles

The United℠ Explorer Card’s sign-up bonus of up to 65,000 points is a great option for people who want a co-branded United card. However, there are other options for people who want to earn United miles, as Chase Ultimate Rewards cards also earn points that can be transferred to the United MileagePlus program. Below are a few of the best sign-up bonus offers for earning United miles.

60,000 point sign-up offer

  • On Chase's Secure Website
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Chase Sapphire Preferred® Card

  • On Chase's Secure Website
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Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
Annual Fee
$95
Regular APR
17.49% - 24.49% Variable
Credit Needed
{"onCurrent":true,"message":"There are various types of credit scores. Each creditor uses a variety of different types of credit scores to make lending decisions."}
Excellent
Editor's Rating
{"onCurrent":true,"message":"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers."}

The 60,000- point welcome offer on the Chase Sapphire Preferred® Card is the highest we've ever seen on this card. Given the fact that you can transfer your Ultimate Rewards points to United, this is a great offer for anyone who wants to earn points without getting tied down to one specific airline loyalty program. The Chase Sapphire Preferred® Card is also solid in terms of everyday earning potential, with a rate of 2x points per dollar on dining and travel and 1x point per dollar on everything else.

50,000 point sign-up offer

  • On Chase's Secure Website
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Chase Sapphire Reserve®

  • On Chase's Secure Website
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50,000 bonus points when you spend $4,000 in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • Named "Best Premium Travel Credit Card" for 2018 by MONEY® Magazine
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year
  • 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees.
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select
  • Up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • Named "Best Premium Travel Credit Card" for 2018 by MONEY® Magazine
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year
  • 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees.
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select
  • Up to $100 application fee credit for Global Entry or TSA Pre✓®
Annual Fee
$450
Regular APR
18.49% - 25.49% Variable
Credit Needed
{"onCurrent":true,"message":"There are various types of credit scores. Each creditor uses a variety of different types of credit scores to make lending decisions."}
Excellent
Editor's Rating
{"onCurrent":true,"message":"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers."}

The Chase Sapphire Reserve® is about the perks just as much as it's about the points. It comes with a 50,000-point sign-up bonus after spending $4,000 in the first three months, but it also comes with Priority Pass lounge access, a Global Entry/TSA Precheck fee credit and a $300 travel credit. In addition, it earns 3 points per dollar on travel and dining and 1 point per dollar on everything else. Note that the card comes with an annual fee of $450, so it's only worth it if you care about perks as much as you care about earning United miles.

80,000 point sign-up offer

  • On Chase's Secure Website
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Ink Business Preferred℠ Credit Card

  • On Chase's Secure Website
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80,000 bonus points after you spend $5,000 on purchases in the first 3 months after account opening.
  • Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
  • Earn 1 point per $1 on all other purchases - with no limit to the amount you can earn
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
  • Redeem points for travel, cash back, gift cards and more - your points don't expire as long as your account is open
  • No foreign transaction fees
  • Employee cards at no additional cost
  • $95 Annual Fee
  • Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
  • Earn 1 point per $1 on all other purchases - with no limit to the amount you can earn
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
  • Redeem points for travel, cash back, gift cards and more - your points don't expire as long as your account is open
  • No foreign transaction fees
  • Employee cards at no additional cost
  • $95 Annual Fee
Annual Fee
$95
Regular APR
17.49% - 22.49% Variable
Credit Needed
{"onCurrent":true,"message":"There are various types of credit scores. Each creditor uses a variety of different types of credit scores to make lending decisions."}
Excellent
Editor's Rating
{"onCurrent":true,"message":"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers."}

The Ink Business Preferred℠ Credit Card currently boasts the highest sign-up bonus of the three Chase Ultimate Rewards cards with transferable points: 80,000 points after spending $5,000 in the first three months. The card comes with a $95 annual fee and earns 3x points on travel expenses and select business categories. This card is exclusively available to business owners, but it's an excellent offer for anyone who qualifies.

Comments and Questions

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Advertiser Disclosure: The products that appear on this site may be from companies from which ValuePenguin receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). ValuePenguin does not include all financial institutions or all products offered available in the marketplace.

How We Calculate Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees. These estimates here are ValuePenguin's alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

Example of how we calculate the rewards rates: When redeemed for travel through Ultimate Rewards, Chase Sapphire Preferred points are worth $0.0125 each. The card awards 2 points on travel and dining and 1 point on everything else. Therefore, we say the card has a 2.5% rewards rate on dining and travel (2 x $0.0125) and a 1.25% rewards rate on everything else (1 x $0.0125).