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Marriott Bonvoy Rewards Program: Everything You Need to Know

Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any credit card issuer.

Woman on hotel balcony

Early in 2019, Marriott launched a new rewards program, Marriott Bonvoy™. The new Marriott Bonvoy rewards program combines the old Marriott rewards program with The Ritz-Carlton and Starwood Preferred Guest (SPG) programs all under one name. That means The Ritz-Carlton and Starwood's rewards programs no longer exist on their own, as they've been rolled into the Marriott name.

This new program comes with a new set of membership levels, ways to earn and redemption options, plus plenty of quirks. Read on to learn everything you need to know about Marriott's rewards program.

The 30 Marriott Bonvoy brands

There are 30 hotel chains under the Marriott Bonvoy umbrella. Below, you'll find them separated by category, with the exception of BVLGARI Hotel & Resorts, which is a Marriott brand hotel but doesn't participate in the Marriott Bonvoy rewards program.

  • Luxury: Edition, The Ritz-Carlton, The Luxury Collection, St. Regis, W Hotels, JW Marriott
  • Premium: Marriott Hotels, Sheraton, Marriott Vacation Club, Delta Hotels, Westin, Le Meridien, Renaissance Hotels, Autograph Collection Hotels, Tribute Portfolio, Design Hotels, Gaylord Hotels
  • Select: Courtyard, Four Points by Sheraton, SpringHill Suites by Marriott, Fairfield Inn & Suites, Protea Hotels, AC Hotels, Aloft Hotels, Moxy Hotels
  • Longer stays: Residence Inn, TownPlace Suites, Marriott Executive Apartments, Element

Marriott Bonvoy's luxury properties are the brand's most expensive. You'll get unparallelled service and one-of-a-kind experiences in some of the world's most remarkable destinations—for a steep price tag.

That being said, Marriott Bonvoy's other hotels can offer excellent value for folks who prefer to make their points stretch or want to redeem for longer stays.

How to sign up for Marriott Bonvoy

You can sign up for the Marriott Bonvoy rewards program by filling out a brief form on the Marriott website. You can sign up by connecting your Facebook account or by entering your name and contact information.

How to sign up for Marriott Bonvoy
Signing up for Marriott Bonvoy. Screenshot taken from Marriott website in July 2019.

Once your account has been created, you'll get a member number, which you'll use to tie your reservations to your loyalty account. Both the Marriott Bonvoy website and mobile app allow you to book stays directly through your loyalty account, track your progress toward elite status, see your upcoming trips and view any promotions for which you qualify.

How to combine former SPG and Ritz-Carlton rewards accounts with Marriott Bonvoy

You'll need to log in to your Marriott Bonvoy account or create a new one. From there, scroll down and select "Combine My Former SPG & Rewards Accounts." Even if you've already linked your accounts, you'll still need to combine them to use the rewards from your other account. It may take up to five days for Marriott to process your combined accounts.

Combining Marriott and SPG points online
How to combine SPG and Marriott points. Screenshot taken from Marriott website in July 2019.

Marriott Bonvoy membership tiers and elite status

The Marriott Bonvoy program has tiered membership levels that reward customers based on brand loyalty. If you qualify for elite status, you'll receive benefits that increase in value as you move up to higher tiers.

Marriott Bonvoy membership tiers

Marriott Bonvoy now uses elite night credits to determine your membership tier rather than stays. In most cases, each night you stay at a Marriott brand hotel will earn you one elite night credit, but the sections below explain various other ways to earn elite night credits.

Below you'll find how many elite nights you need to earn in a calendar year in order to achieve each membership tier. Once you've achieved a membership tier, it's valid for the remainder of the calendar year and the following calendar year.

Membership tierElite nights required per year
Member status0–9
Silver Elite10
Gold Elite25
Platinum Elite50
Titanium Elite75
Ambassador Elite100 + $20,000 annual qualifying spend

Marriott Bonvoy elite status benefits

Each move up in status comes with additional benefits, some of which are quite valuable if you stay at Marriott hotels often.

Marriott Bonvoy elite status benefits
Screenshot courtesy of Marriott Bonvoy, July 2019.

Member status: 0–9 elite nights

  • Free Wi-Fi
  • Exclusive member rates
  • Mobile check-in

Silver Elite status: 10–24 elite nights

  • All member status benefits
  • 10% bonus points on stays
  • Priority late checkout (based on availability)
  • Dedicated elite reservation line
  • Ultimate reservation guarantee

Gold Elite status: 25–49 elite nights

  • All Silver Elite status benefits
  • 25% bonus points on stays
  • Enhanced room upgrade
  • 2 p.m. late checkout (based on availability)
  • Welcome gift of points (250 or 500 depending on brand)
  • Complimentary enhanced in-room Wi-Fi

Platinum Elite status: 50–74 Elite Nights

  • All Gold Elite status benefits
  • 50% bonus points on stays
  • Enhanced room upgrade (including select suites)
  • Welcome gift of your choice (points, breakfast or amenity)
  • Annual gift choice for members with 50 qualified nights (five suite night awards, give the gift of Silver Elite status, five elite night credits or a $100 charity donation)
  • Lounge access (which may include complimentary breakfast)
  • 4 p.m. late checkout (based on availability)

Titanium Elite status: 75+ elite nights

  • All Platinum Elite status benefits
  • 75% bonus points on stays
  • Additional annual gift choice for members with 75 qualified nights (five suite night awards, give the gift of Silver Elite status, 40% off your favorite mattress, five elite night credits or a $100 charity donation)
  • 48-hour guarantee (a room will always be available if you book by 3 p.m. at least 48 hours before arrival)
  • RewardsPlus (register for complimentary United MileagePlus Premier Silver status)

Ambassador Elite status: 100+ elite nights and $20,000 in annual qualifying spend

  • All Titanium Elite status benefits
  • Ambassador service (complimentary personal ambassador to assist with your stays)
  • Your24™ (you choose your 24-hour check-in and check-out time)

How to earn elite night credits via stays

For each night that you personally stay at any participating Marriott brand hotel, you'll earn one elite night credit. This includes free night award stays. If you stay at any ExecuStay or Marriott Executive Apartments location, you'll earn one elite night credit for every three nights you stay.

How to earn elite night credits via Marriott Bonvoy Events

If you book a qualifying meeting or group event with Marriott Bonvoy Events, you'll earn 10 elite night credits for your first booking. For subsequent Marriott Bonvoy Event bookings, you'll earn one elite night credit for every 20 qualifying nights completed by your group, up to a maximum of 20 elite night credits per contract.

How to get elite status and earn elite night credits via credit cards

It's also possible to earn automatic elite status and qualifying elite night credits with eight different credit cards. Six of these are Marriott co-branded credit cards, although two of them are no longer open to new cardholders. The other two are premium travel credit cards. The table below lays out the Marriott membership status benefits that come with each credit card.

CardStatus benefit
Marriott Bonvoy Bold™ Credit CardAutomatic Silver Elite status
Marriott Bonvoy Boundless™ Credit CardAutomatic Silver Elite status with the potential to reach Gold Elite status with $35,000 in annual spending
Marriott Bonvoy Brilliant™ American Express® CardAutomatic Gold Elite status with the potential to reach Platinum Elite status with $75,000 in annual spending
Marriott Bonvoy Business™ American Express® CardAutomatic Silver Elite status with the potential to reach Gold Elite status with $35,000 in annual spending
The Platinum Card® from American ExpressAutomatic Gold Elite status
The Business Platinum® Card from American ExpressAutomatic Gold Elite status
Note: The Platinum Card® from American Express and The Business Platinum® Card from American Express are not co-branded Marriott credit cards.

The information related to the Marriott Bonvoy Boundless™ Credit Card and Marriott Bonvoy Brilliant™ American Express® Card has been collected by ValuePenguin and has not been reviewed or provided by the issuer of this card prior to publication.

Lifetime elite membership status

For the most loyal Marriott customers, it is possible to earn Lifetime Elite status. This means you'll enjoy your current elite status benefits for life and your points will never expire. Here's what you need to qualify.

Lifetime levelHow to get it
Lifetime Silver Elite250 lifetime nights + five years elite status
Lifetime Gold Elite400 lifetime nights + seven years Gold Elite status or higher
Lifetime Platinum Elite600 lifetime nights + 10 years Platinum Elite status or higher

Does Marriott do status matching?

Some loyalty programs offer status matching, which means they'll match your status with a competing loyalty program for the remainder of the calendar year. You have the opportunity to try a different loyalty program, while the hotel chain has the opportunity to take frequent travelers from its competitors.

Marriott doesn't offer status matching. However, it often offers "status challenges" that can get you to elite status more quickly. In the past, it has offered customers the ability to achieve Platinum Elite status by completing 16 paid nights in 90 days. To inquire about participating in a status challenge, call the Marriott Bonvoy customer service line at 1-800-627-7468 or fill out the contact form online.

How much are Marriott points worth?

Hotel points tend to be worth less than airline miles and generic travel points, and Marriott points are no different. Unfortunately, recent changes to Marriott's awards redemption chart have devalued their points even further.

On average, Marriott Bonvoy points are worth about 0.98 cents for hotel redemptions. However, this value varies depending on how points are redeemed. With the right redemption strategy, it is possible to get more than 1 cent of value per point. The chart below explains the value of Marriott points broken down by redemption option.

Redemption methodValue per point (cents)
Standard hotel reservation0.98
Points + cash1.04
PointSavers1.0
Instant redemptions0.40
Marriott Bonvoy momentsVaries
Hotel + air travel packagesVaries
Shopping and gift cards0.20 to 0.30
Airline miles transfer0.40 to 0.50
Priority Pass and TSA Precheck0.30 to 0.40

Do Marriott points expire?

Unless you earn Lifetime Elite status, Marriott points expire after 24 months of inactivity. To reset the clock on your points and ensure they don't expire, simply earn new points or redeem existing points. You can do this by completing a paid or award stay, redeeming some points, earning points through a partner, opening a co-branded credit card and earning points, or transferring points from partner programs into your Marriott account.

The best ways to earn Marriott points

There are dozens of ways to earn Marriott points, and combining multiple methods will help you boost your point balance quickly.

The fastest way to stockpile Marriott points is by staying at Marriott hotels and using a Marriott co-branded credit card. You'll earn points in three different ways for one stay: base points for your stay, bonus points for your elite status and bonus points for your credit card spending. You can also link your Hertz rewards account and refer friends to the program to further boost your points balance.

Stays and spending

Marriott awards points based on spending rather than number of stays. While this is bad news for folks who travel on lower budgets, it does mean you'll earn points not just on your room rate, but on everything charged to your room, such as room service, dining, beverages, golf and spa services. Elite status members earn bonus points on stays, so their rewards rate is higher.

  • Base rewards rate:
    • 10 points per $1 spent at all Marriott properties, excluding Elements, Residence Inn and TownPlace Suites 5 points per $1 spent at Elements, Residence Inn and TownPlace Suites
    • 2.5 points per $1 spent at Marriott Executive Apartments and ExecuStay
  • Elite status rewards rate:
    • Silver Elite: 11 points per $1 spent Gold Elite: 12.5 points per $1 spent
    • Platinum Elite: 15 points per $1 spent
    • Titanium and Ambassador Elite: 17.5 points per $1 spent

Marriott Bonvoy Events

You may also earn points by hosting meetings and other events at participating properties, even if your guests are paying for themselves. You'll earn 2 points per $1 spent on eligible room, food, beverage, and audio/visual charges up to 60,000 points per event. Titanium Elite members can earn up to 105,000 points per event.

Keep in mind that Marriott Executive Apartments, Residence Inn, TownPlace Suites, Design Hotels, Bvlgari Hotels & Resorts, The Ritz-Carlton Reserve and Vistana properties do not participate in this program.

Marriott Bonvoy Activities

Marriott Bonvoy now has its own travel experiences booking website, which you can use to book anything from walking tours to cooking classes to surf lessons. You'll pay for these activities in advance online, and most of them earn a set number of Marriott points per dollar spent.

Earn Marriott points with activities
Earn Marriott Bonvoy points with Activities. Screenshot taken from Marriott website, July 2019.

You'll have to log in to your membership account on the Marriott Bonvoy Activities page in order to see exactly how many points you'll earn for any given activity. This information will show up on the individual activity page next to the activity price and above the calendar. In most cases, you'll earn 10 points per $1 spent.

Booking a Washington, D.C., tour through Marriott Bonvoy activities
Example of a Marriott Bonvoy activity. Screenshot taken from Bonvoy website, July 2019.

Marriott Bonvoy travel partners

Marriott Bonvoy has partnered with Hertz and CruisesOnly. You'll earn 3 points per $1 spent on cruises booked through CruisesOnly and up to 2,000 points per rental with Hertz.

Earning Marriott points with Hertz car rentals
Earn Marriott points with Hertz car rentals. Screenshot taken from Marriott website, July 2019.

To start earning on cruises, make your reservations through Marriott's cruise portal, which is powered by CruisesOnly. To earn Marriott points on your next Hertz rental, provide your Marriott Bonvoy number when making a reservation with Hertz. Even better, reserve your Hertz rental through the Marriott Bonvoy Activities portal, and you'll get discounted rates and automatically earn Marriott points.

Buy Marriott points

Buying points rarely presents a good value unless you can take advantage of a special promotion. Marriott Bonvoy recently held a promotion in which members got a 25% discount on points purchases, dropping the price of points to less than 1 cent each. Otherwise, Marriott points can be purchased for 1.25 cents each, which is more than they're worth in most cases. You won't earn any bonus points for purchasing points with a Marriott co-branded card.

Promotions

Marriott Bonvoy runs regular promotions for its members, both targeted and available to everyone. You can take advantage of these by going to Promotion Central, logging in to your membership account, and registering for any promotion that interests you.

Earning Bonvoy points through a promotion
Earning points through Marriott promotions. Screenshot taken from Marriott website, July 2019.

Some promotions are more valuable than others. For example, you can earn 1,500 bonus points on stays of two nights or more with no limit through the Endless Earning promotion.

Vacations by Marriott

The Vacations by Marriott portal allows you to book vacation bundles that include your flight and hotel; your car and hotel; or your flight, car and hotel. By booking through this portal, you can earn Marriott points and elite night credits on the money you spend.

Refer friends

You can earn up to 50,000 Marriott points per calendar year by referring friends to the Marriott Bonvoy program. Log in to your Marriott Bonvoy account and go to the Reward a Friend page. Your friends must join Marriott Bonvoy through your referral link and complete a stay in order for you to earn points.

You can refer up to five friends each calendar year. For each friend you refer, you'll earn 2,000 points each time they complete a stay on up to five stays. This means you can earn up to 10,000 Marriott points per referral and up to 50,000 Marriott points per year. Each friend you refer will also earn 2,000 bonus points after completing their first five stays.

Transfer points

Marriott Bonvoy is on the list of transfer partners for two major credit card rewards programs: American Express's Membership Rewards and Chase's Ultimate Rewards. If you participate in either rewards program, you can transfer your credit card points over to Marriott Bonvoy at a 1:1 ratio. Points can be transferred in 1,000-point increments. This is the fastest way to increase your points balance with Marriott, but it's not the smartest, given that both Membership Rewards and Ultimate Rewards programs have other transfer partners that offer more value per point.

Credit cards

Marriott has a number of co-branded credit cards that help you earn points. Each time you make a purchase, you'll earn points that can be redeemed for rewards including Marriott-brand hotel stays. These cards offer bonus points when you make purchases at Marriott hotels and may also come with a welcome offer.

The best credit cards for earning Marriott points

You can earn Marriott points through any Marriott co-branded credit card or transfer points from Chase Ultimate Rewards® or American Express's Membership Rewards programs. This section lays out the best credit cards from all three categories.

Earning Marriott points with Marriott co-branded credit cards

With the ushering in of the Marriott Bonvoy program, Marriott has replaced all of its old credit cards with new ones. If you have one of the old credit cards, which include the Marriott Rewards Premier Plus, Marriott Rewards Premier Plus Business, Starwood Preferred Guest Credit Card, Starwood Preferred Guest Luxury Card, Starwood Preferred Guest Business Card, and The Ritz-Carlton Credit Card, you can still use your card to earn Marriott points. However, none of these credit cards are open to new applicants.

Below, you'll find a listing of the new Marriott co-branded credit cards, all of which are currently open to new applicants.

On Chase's Secure Website

Marriott Bonvoy Bold™ Credit Card

On Chase's Secure Website
Earn 50,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening.
  • Introducing the New Marriott Bonvoy Bold™ Credit Card from Chase® with no annual fee!
  • Earn 50,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening.
  • Earn 3X Bonvoy points per $1 spent at over 6,900 participating Marriott Bonvoy hotels.
  • 2X Bonvoy points for every $1 spent on other travel purchases (from airfare to taxis and trains) and 1X point on all other purchases.
  • 15 Elite Night Credits each calendar year.
  • No foreign transaction fees.
  • Earn unlimited Marriott Bonvoy points and get Free Night Stays faster.
  • Introducing the New Marriott Bonvoy Bold™ Credit Card from Chase® with no annual fee!
  • Earn 50,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening.
  • Earn 3X Bonvoy points per $1 spent at over 6,900 participating Marriott Bonvoy hotels.
  • 2X Bonvoy points for every $1 spent on other travel purchases (from airfare to taxis and trains) and 1X point on all other purchases.
  • 15 Elite Night Credits each calendar year.
  • No foreign transaction fees.
  • Earn unlimited Marriott Bonvoy points and get Free Night Stays faster.
Annual Fee
$0
Regular APR
18.24% - 25.24% variable
Credit Needed
{"onCurrent":true,"message":"There are various types of credit scores. Each creditor uses a variety of different types of credit scores to make lending decisions."}
Excellent/Good
Editor's Rating
{"onCurrent":true,"message":"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers."}
Marriott Bonvoy Boundless™ Credit Card
This card is not available through ValuePenguin.
Marriott Bonvoy Boundless™ Credit Card
This card is not available through ValuePenguin.

Marriott Bonvoy Boundless™ Credit Card

Marriott Bonvoy Boundless™ Credit Card
This card is not available through ValuePenguin.
Marriott Bonvoy Boundless™ Credit Card
This card is not available through ValuePenguin.
Annual Fee
$95
Regular APR
18.24% - 25.24% Variable
Credit Needed
{"onCurrent":true,"message":"There are various types of credit scores. Each creditor uses a variety of different types of credit scores to make lending decisions."}
Excellent
Editor's Rating
{"onCurrent":true,"message":"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers."}

Marriott Bonvoy Brilliant™ American Express® Card

Earn 75,000 bonus points after spending $3,000 on eligible purchases within the first three months of account opening.
  • 6X points on purchases at participating Marriott Bonvoy properties worldwide
  • 3X points on U.S. restaurants and flights booked directly with airlines
  • 2X points on all other purchases
  • Get up to $100 in property credit per stay when you use your Card and a special rate code to book stays of two or more nights at The Ritz-Carlton® or St. Regis® properties
  • $300 in statement credits each year of Card Membership for eligible purchases at participating Marriott Bonvoy properties
  • Complimentary Marriott Bonvoy Gold Elite Status
  • Annual free night award (redemption level at or under 50,000 points) at participating hotels every year after your Card account anniversary
  • Priority Pass membership
  • No foreign transaction fees
  • 6X points on purchases at participating Marriott Bonvoy properties worldwide
  • 3X points on U.S. restaurants and flights booked directly with airlines
  • 2X points on all other purchases
  • Get up to $100 in property credit per stay when you use your Card and a special rate code to book stays of two or more nights at The Ritz-Carlton® or St. Regis® properties
  • $300 in statement credits each year of Card Membership for eligible purchases at participating Marriott Bonvoy properties
  • Complimentary Marriott Bonvoy Gold Elite Status
  • Annual free night award (redemption level at or under 50,000 points) at participating hotels every year after your Card account anniversary
  • Priority Pass membership
  • No foreign transaction fees
Annual Fee
$450
Regular APR
17.99% - 26.99% Variable
Credit Needed
{"onCurrent":true,"message":"There are various types of credit scores. Each creditor uses a variety of different types of credit scores to make lending decisions."}
Excellent
Editor's Rating
{"onCurrent":true,"message":"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers."}
On American Express' Secure Website

Marriott Bonvoy Business™ American Express® Card

On American Express' Secure Website
Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months.
  • Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months.
  • 6x points at participating Marriott Bonvoy hotels.
  • 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping. 2x points on all other eligible purchases.
  • Receive 1 Free Night Award every year after your Card account anniversary. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy points) at a participating hotel. Certain hotels have resort fees.
  • Enjoy complimentary Marriott Bonvoy Silver Elite status with your Card. Plus, earn Gold Elite status after making $35,000 in eligible purchases on your Card in a calendar year.
  • Terms apply.
  • Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months.
  • 6x points at participating Marriott Bonvoy hotels.
  • 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping. 2x points on all other eligible purchases.
  • Receive 1 Free Night Award every year after your Card account anniversary. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy points) at a participating hotel. Certain hotels have resort fees.
  • Enjoy complimentary Marriott Bonvoy Silver Elite status with your Card. Plus, earn Gold Elite status after making $35,000 in eligible purchases on your Card in a calendar year.
  • Terms apply.
Annual Fee
$125
Regular APR
17.99% - 26.99% Variable
Credit Needed
{"onCurrent":true,"message":"There are various types of credit scores. Each creditor uses a variety of different types of credit scores to make lending decisions."}
Good, Excellent
Editor's Rating
{"onCurrent":true,"message":"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers."}

The information related to the Marriott Bonvoy Boundless™ Credit Card has been collected by ValuePenguin and has not been reviewed or provided by the issuer of this card prior to publication.

Marriott Bonvoy is imposing limits on the welcome bonus. American Express cardholders can only receive one welcome offer for life (for any card), while Chase won't award you a welcome offer if you've received one from the issuer within the past 24 months.

To help enforce these rules, Chase and American Express are sharing customer data. The table below lists the current restrictions, but you can always check with the issuers before applying for a card if you're not sure.

You aren't eligible for the welcome bonus on this card...If you currently hold these cards, or...If you received the welcome bonus on these cards within the past 24 months
Marriott Bonvoy Bold™ Credit Card
  • Marriott Bonvoy Brilliant™ American Express® Card*
  • Starwood Preferred Guest® Credit Card from American Express**
  • Marriott Bonvoy Business™ American Express® Card
  • Starwood Preferred Guest® Business Credit Card from American Express**
  • Marriott Bonvoy Brilliant™ American Express® Card*
  • Mastercard® Gold Card™*
Marriott Bonvoy Boundless™ Credit Card*
  • Marriott Bonvoy Brilliant™ American Express® Card*
  • Starwood Preferred Guest® Credit Card from American Express**
  • Marriott Bonvoy Business™ American Express® Card
  • Starwood Preferred Guest® Business Credit Card from American Express**
  • Marriott Bonvoy Brilliant™ American Express® Card*
  • Mastercard® Gold Card™*
Marriott Bonvoy Brilliant™ American Express® Card*Starwood Preferred Guest® Business Credit Card from American Express**
  • Marriott Bonvoy Boundless™ Credit Card*
  • Marriott Rewards® Premier Credit Card**
  • Marriott Bonvoy Bold™ Credit Card
  • Marriott Rewards® Premier Plus Credit Card**
  • Marriott Bonvoy Premier Plus Business Credit Card from Chase*
  • Marriott Bonvoy Premier Credit Card from Chase*
  • Marriott Rewards Premier Plus Business Credit Card from Chase*
Marriott Bonvoy Business™ American Express® CardStarwood Preferred Guest® Business Credit Card from American Express**
  • Marriott Bonvoy Boundless™ Credit Card*
  • Marriott Rewards Premier Plus Credit Card from Chase*
  • Marriott Bonvoy Premier Plus Credit Card from Chase*
  • Marriott Rewards® Premier Credit Card**
  • Marriott Bonvoy Bold™ Credit Card

*The information related to the this card has been collected by ValuePenguin and has not been reviewed or provided by the issuer of this card prior to publication.

**The information related to this card has been collected by ValuePenguin and has not been reviewed or provided by the issuer of this card prior to publication. These offers are not accepting any new applications.

Earning Marriott points with Chase credit cards

Chase's Ultimate Rewards program offers a long list of transfer partners to which you can transfer your Ultimate Rewards points at a 1:1 ratio, and Marriott Bonvoy is on that list. These are Chase's main Ultimate Rewards-earning credit cards:

On Chase's Secure Website

Chase Sapphire Preferred® Card

On Chase's Secure Website
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
Annual Fee
$95
Regular APR
18.24% - 25.24% Variable
Credit Needed
{"onCurrent":true,"message":"There are various types of credit scores. Each creditor uses a variety of different types of credit scores to make lending decisions."}
Excellent/Good
Editor's Rating
{"onCurrent":true,"message":"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers."}
On Chase's Secure Website

Chase Sapphire Reserve®

On Chase's Secure Website
50,000 bonus points when you spend $4,000 in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • Named "Best Premium Travel Credit Card" for 2018 by MONEY® Magazine
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year
  • 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees.
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select
  • Up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • Named "Best Premium Travel Credit Card" for 2018 by MONEY® Magazine
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year
  • 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees.
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select
  • Up to $100 application fee credit for Global Entry or TSA Pre✓®
Annual Fee
$450
Regular APR
19.24% - 26.24% Variable
Credit Needed
{"onCurrent":true,"message":"There are various types of credit scores. Each creditor uses a variety of different types of credit scores to make lending decisions."}
Excellent Credit
Editor's Rating
{"onCurrent":true,"message":"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers."}
On Chase's Secure Website

Ink Business Preferred℠ Credit Card

On Chase's Secure Website
80,000 bonus points after you spend $5,000 on purchases in the first 3 months after account opening
  • Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
  • Earn 1 point per $1 on all other purchases–with no limit to the amount you can earn
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
  • Redeem points for travel, cash back, gift cards and more – your points don't expire as long as your account is open
  • No foreign transaction fees
  • Employee cards at no additional cost
  • $95 Annual Fee
  • Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
  • Earn 1 point per $1 on all other purchases–with no limit to the amount you can earn
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
  • Redeem points for travel, cash back, gift cards and more – your points don't expire as long as your account is open
  • No foreign transaction fees
  • Employee cards at no additional cost
  • $95 Annual Fee
Annual Fee
$95
Regular APR
18.24% - 23.24% Variable
Credit Needed
{"onCurrent":true,"message":"There are various types of credit scores. Each creditor uses a variety of different types of credit scores to make lending decisions."}
Excellent Credit
Editor's Rating
{"onCurrent":true,"message":"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers."}

In addition, if you hold one of the cards listed below, you can also transfer the cash-back rewards on the following credit cards to Ultimate Rewards points, which can then be transferred to Marriott Bonvoy:

On Chase's Secure Website

Chase Freedom Unlimited®

On Chase's Secure Website
  • New Offer! Double Cash Back: Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24-25.99%. Balance transfer fee is 3% of the amount transferred, $5 minimum
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • Free credit score, updated weekly with Credit Journey℠
  • No annual fee
  • New Offer! Double Cash Back: Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24-25.99%. Balance transfer fee is 3% of the amount transferred, $5 minimum
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • Free credit score, updated weekly with Credit Journey℠
  • No annual fee
Annual Fee
$0
Regular APR
17.24% - 25.99% Variable
Credit Needed
{"onCurrent":true,"message":"There are various types of credit scores. Each creditor uses a variety of different types of credit scores to make lending decisions."}
Excellent/Good
Editor's Rating
{"onCurrent":true,"message":"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers."}
On Chase's Secure Website

Chase Freedom®

On Chase's Secure Website
Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • Unlimited 1% cash back on all other purchases – it's automatic
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24-25.99%.
  • 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5.
  • No annual fee
  • Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
  • Free credit score, updated weekly with Credit Journey℠
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • Unlimited 1% cash back on all other purchases – it's automatic
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24-25.99%.
  • 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5.
  • No annual fee
  • Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
  • Free credit score, updated weekly with Credit Journey℠
Annual Fee
$0
Regular APR
17.24% - 25.99% Variable
Credit Needed
{"onCurrent":true,"message":"There are various types of credit scores. Each creditor uses a variety of different types of credit scores to make lending decisions."}
Excellent/Good
Editor's Rating
{"onCurrent":true,"message":"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers."}
On Chase's Secure Website

Ink Business Cash℠ Credit Card

On Chase's Secure Website
Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases
  • Employee cards at no additional cost
  • No Annual Fee
  • Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases
  • Employee cards at no additional cost
  • No Annual Fee
Annual Fee
$0
Regular APR
15.49% - 21.49% Variable
Credit Needed
{"onCurrent":true,"message":"There are various types of credit scores. Each creditor uses a variety of different types of credit scores to make lending decisions."}
Excellent Credit
Editor's Rating
{"onCurrent":true,"message":"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers."}

Keep in mind that transfers to Marriott Bonvoy aren't usually the best use of Chase Ultimate Rewards points, but it is an option if you need more points. You can transfer points by logging in to your Chase Ultimate Rewards portal, selecting "Transfer to Travel Partners," and linking your Marriott Bonvoy membership account. Points can be transferred in 1,000-point increments.

Terms apply to Chase credit card offers. See chase.com for more information.

Earning Marriott points with American Express credit cards

American Express's Membership Rewards program also allows you to transfer your points to a number of loyalty programs, including Marriott Bonvoy, at a 1:1 ratio. Here are the main Membership Rewards-earning credit cards:

On American Express' Secure Website

The Platinum Card® from American Express

On American Express' Secure Website
Earn 60,000 points after you spend $5,000 on purchases on your new card in your first 3 months
  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
  • Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
  • $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.
  • $550 annual fee.
  • Terms Apply.
  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
  • Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
  • $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.
  • $550 annual fee.
  • Terms Apply.
Annual Fee
$550
Regular APR
N/A
Credit Needed
{"onCurrent":true,"message":"There are various types of credit scores. Each creditor uses a variety of different types of credit scores to make lending decisions."}
Good, Excellent
Editor's Rating
{"onCurrent":true,"message":"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers."}
On American Express' Secure Website

The Business Platinum® Card from American Express

On American Express' Secure Website
Earn 50,000 Membership Rewards® points after you spend $10,000 within your first 3 months of Card Membership.
  • Welcome Offer: Earn up to 75,000 Membership Rewards® points.
  • Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
  • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year.
  • Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
  • Get one year of Platinum Global Access from WeWork. With this membership, you can access 300+ premium, inspiring workspaces in 75+ cities. To get this exclusive offer, enroll between 2/15/2019 and 12/31/2019.
  • Terms Apply
  • Welcome Offer: Earn up to 75,000 Membership Rewards® points.
  • Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
  • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year.
  • Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
  • Get one year of Platinum Global Access from WeWork. With this membership, you can access 300+ premium, inspiring workspaces in 75+ cities. To get this exclusive offer, enroll between 2/15/2019 and 12/31/2019.
  • Terms Apply
Annual Fee
$595
Regular APR
N/A
Credit Needed
{"onCurrent":true,"message":"There are various types of credit scores. Each creditor uses a variety of different types of credit scores to make lending decisions."}
Good, Excellent
Editor's Rating
{"onCurrent":true,"message":"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers."}
On American Express' Secure Website

American Express® Gold Card

On American Express' Secure Website
  • Earn 35,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new Card within the first 3 months.
  • Earn 4X Membership Rewards® points when you dine at restaurants worldwide. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.
  • $100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline.
  • Choose to carry a balance with interest on eligible charges of $100 or more.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.
  • Earn 35,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new Card within the first 3 months.
  • Earn 4X Membership Rewards® points when you dine at restaurants worldwide. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.
  • $100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline.
  • Choose to carry a balance with interest on eligible charges of $100 or more.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.
Annual Fee
$250
Regular APR
See Rates & Fees
Credit Needed
{"onCurrent":true,"message":"There are various types of credit scores. Each creditor uses a variety of different types of credit scores to make lending decisions."}
Good, Excellent
Editor's Rating
{"onCurrent":true,"message":"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers."}
On American Express' Secure Website

American Express® Business Gold Card

On American Express' Secure Website
  • Earn 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
  • MORE REWARDS: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month**
  • **4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
  • AIRLINE BONUS: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
  • EXCLUSIVE OFFERS: Get up to 1 year free on subscriptions to both G Suite Basic for up to 3 users and ZipRecruiter Standard, a combined value up to $3,200.*
  • PAY OVER TIME OPTION: A flexible payment option to help manage cash flow on purchases of $100 or more.*
  • EXPENSE MANAGEMENT TOOLS: Connect to Quickbooks, access SpendManagerSM, receive a Year-End Summary, and more.*
  • *Terms Apply
  • Earn 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
  • MORE REWARDS: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month**
  • **4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
  • AIRLINE BONUS: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
  • EXCLUSIVE OFFERS: Get up to 1 year free on subscriptions to both G Suite Basic for up to 3 users and ZipRecruiter Standard, a combined value up to $3,200.*
  • PAY OVER TIME OPTION: A flexible payment option to help manage cash flow on purchases of $100 or more.*
  • EXPENSE MANAGEMENT TOOLS: Connect to Quickbooks, access SpendManagerSM, receive a Year-End Summary, and more.*
  • *Terms Apply
Annual Fee
$295
Regular APR
16.49% - 24.49% Variable
Credit Needed
{"onCurrent":true,"message":"There are various types of credit scores. Each creditor uses a variety of different types of credit scores to make lending decisions."}
Good, Excellent
Editor's Rating
{"onCurrent":true,"message":"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers."}
On American Express' Secure Website

The Blue Business℠ Plus Credit Card from American Express

On American Express' Secure Website
  • Get rewarded for business as usual. Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners.
  • 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
  • Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*.
  • You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power.
  • More buying power for your business means more opportunities to earn points. That’s everyday business with the Blue Business Plus Card.
  • *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
  • 0.0% intro APR on purchases and balance transfers for 12 months, then a variable rate, 15.49%, 18.49% or 21.49%, based on your creditworthiness and other factors as determined at the time of account opening.
  • Terms Apply
  • Get rewarded for business as usual. Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners.
  • 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
  • Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*.
  • You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power.
  • More buying power for your business means more opportunities to earn points. That’s everyday business with the Blue Business Plus Card.
  • *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
  • 0.0% intro APR on purchases and balance transfers for 12 months, then a variable rate, 15.49%, 18.49% or 21.49%, based on your creditworthiness and other factors as determined at the time of account opening.
  • Terms Apply
Annual Fee
No annual fee
Regular APR
15.49% - 21.49% Variable
Credit Needed
{"onCurrent":true,"message":"There are various types of credit scores. Each creditor uses a variety of different types of credit scores to make lending decisions."}
Good, Excellent
Editor's Rating
{"onCurrent":true,"message":"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers."}

You can transfer your points by logging in to your Membership Rewards portal, selecting "Transfer Points" and linking your Marriott Bonvoy membership account. Points can be transferred in 1,000-point increments.

Terms apply to American Express credit card offers. See americanexpress.com for more information.

How to redeem Marriott Bonvoy points for a free night

Once you've accumulated enough Marriott points, you'll probably want to redeem them. You've got a variety of redemption options, but the most common way to redeem points is for free nights at any Marriott-brand hotel.

How many Marriott points do you need for a free night?

Shortly after launching Marriott Bonvoy, Marriott released an updated award chart that covers all brands under the new Marriott Bonvoy umbrella. Award night prices vary depending on whether your stay is during off-peak, standard or peak times, and hotels are divided into eight categories.

CategoryOff-peak price in points for one nightStandard price in points for one nightPeak price in points for one night
15,0007,50010,000
210,00012,50015,000
315,00017,50020,000
420,00025,00030,000
530,00035,00040,000
640,00050,00060,000
750,00060,00070,000
870,00085,00010,000

Booking a Marriott hotel using points

The process of redeeming Marriott Bonvoy points for a free stay is simple. Just follow the steps below to search for and book a Marriott hotel with points.

1. Log in to your Marriott Bonvoy account.

2. Select "Find and Reserve" to search for a hotel, then click the "Use Points" checkbox under the hotel search bar on the main page. Click "Find hotels."

How to book a hotel with Marriott points
Booking a hotel using Marriott points. Screenshot taken from the Marriott website, July 2019

3. Scroll through the results, which include the points per night price, and select a hotel.

Booking hotel on Marriott website
Screenshot taken from Marriott website, July 2019.

4. Select the room you want, and confirm your reservation details.

5. Complete the checkout process.

Keep in mind that hotel stays booked with points follow the same cancellation policy as hotel stays booked with cash. Typically, you'll need to cancel at least 48 to 72 hours in advance to get a full refund, but always double check with the hotel.

PointSavers Awards

The Marriott Bonvoy PointSavers program offers discounts on select hotels worldwide when booked with points. The list of PointSavers hotels changes, and they're often only available for the discounted rate during select dates, so it can be hard to find a PointSavers redemption.

That being said, the list usually includes more than a few gems. At the time of writing this, PointSavers participating hotels included Hotel Republic San Diego, Renaissance Orlando at SeaWorld, Sheraton New Orleans Hotel, The Westin Golf Resort & Spa, Playa Conchal in Costa Rica (all-inclusive), and King George, a Luxury Collection Hotel in Athens, Greece.

CategoryOff-peak (coming soon) price in points for one nightStandard price in points for one nightPeak (coming soon) price in points for one night
14,0006,0008,500
28,00011,00013,000
312,00016,00018,000
417,50022,50027,500
527,50032,50037,500
635,00045,00055,000
745,00055,00065,000
865,00080,00090,000

On the surface, PointSavers seems to offer slightly more value per point than paying with points for a standard hotel reservation. However, a lot of the hotels on the PointSavers list are also significantly cheaper in cash, so using points is less attractive.

PointSavers hotels
Screenshot taken from Marriott website, July 2019

For example, the The Westin Golf Resort & Spa is currently a PointSavers hotel, but it's also currently undergoing renovation. Although this is a category 8 hotel, you can snag a room during low season for around $230 per night, presumably due to those renovations. This means redeeming 65,000 points for a room would only get you a value of 0.35 cents per point.

Cash + Points

Like most rewards programs, Marriott Bonvoy also lets you reserve rooms using a combination of cash and points. This isn't the best redemption option with a lot of loyalty programs, but Marriott's Cash + Points chart is fairly generous and often offers more value per point than paying for a standard room completely in points.

CategoryOff-peak price in points per nightStandard price in points per nightPeak price in points per night
1$50 + 2,500 points$55 + 3,500 points$60 + 4,500 points
2$60 + 5,000 points$65 + 6,000 points$70 + 6,500 points
3$70 + 7,500 points$80 + 8,500 points$90 + 9,000 points
4$90 + 10,000 points$105 + 12,000 points$120 + 13,500 Points
5$120 + 16,000 points$140 + 17,000 points$165 + 19,000 points
6$165 + 22,000 points$190 + 25,000 points$225 + 27,500 points
7$225 + 27,500 points$250 + 30,000 points$325 + 35,000 points
8$325 + 35,000 points$440 + 42,500 points$635 + 50,000 points

5th night free

This is one of Marriott Bonvoy's most valuable perks, especially if you tend to redeem points for longer stays. If you book a hotel stay for four nights, you'll get a fifth night free. You can even take advantage of this perk more than once during one stay. In other words, if you redeem your Marriott points for a hotel stay that's eight nights long, you'll get two nights for free.

Other ways to redeem Marriott Bonvoy points

If you're not interested in redeeming your points for a free night, there are plenty of other redemption options. It's worth noting these options aren't as valuable as redeeming for a free night.

Instant redemptions

When staying at any Marriott hotel, you can request to pay with points for a variety of services, such as dining, cocktails, golf or spa treatments. While this is convenient, it's a pretty bad way to redeem your points. You'll need to spend 250 points to cover each $1 spent, so this redemption option only nets you 0.40 cents per point.

Marriott Bonvoy Moments

This is Marriott Bonvoy's series of unforgettable, once-in-a-lifetime events that you can book using your points.

Marriott Bonvoy moments
Screenshot taken from the Marriott website, July 2019

Rather than paying a flat rate, you can bid on packages that interest you, and if no one outbids you, you win them. Many of these moments are truly experiences you wouldn't be able to get anywhere else, like a "Go Inside the Ropes" experience that gives you entry and exclusive access at the PGA Tour Championship.

Marriott Bonvoy moments
Screenshot taken from the Marriott Bonvoy website

These moments are often worth the price, especially because many include a hotel stay. The chance to be on a float at the London Pride parade with an exclusive costume fitting with W London's outfit designer, afterparty access with a bottle of sparkling wine included, and a suite at the W London sold for just 50,000 points.

Hotel + Air Travel Packages

If you've managed to stockpile hundreds of thousands of Marriott points and want to purchase a vacation package, Marriott's hotel and air travel packages offer a decent value. For anywhere from 255,000 to 750,000 points, depending on the hotel category, you can purchase a package that includes seven nights at a hotel and either 50,000 or 100,000 airline miles with a wide range of airline partners. If you fly United, you'll get a 10% bonus on your airline miles, so you'll get either 55,000 or 110,000 United miles depending on your package.

Hotel and air packages
Screenshot taken from Marriott website, July 2019

Once you do the math, it becomes clear this is a pretty good deal. A category 5 hotel, for example, costs 35,000 points per night, so a seven-night stay would cost 245,000 points. In order to get another 50,000 airline miles using Marriott points, you'd need to transfer just fewer than 140,000 Marriott points, for a total cost of about 385,000. Purchasing this as a package only costs 315,000 points.

Shopping and gift cards

Marriott's shopping portal allows you to purchase items with your points or buy gift cards from a large number of retailers, including Amazon.com, Best Buy, Lowe's, Nike, Nordstrom, Sephora, Starbucks and even Uber. However, gift cards cost 5,000 points for $10, 10,000 points for $25, and 17,500 for $50. This means that you're getting 0.20 to 0.30 cents per point in value, making this one of the worst redemption options.

Redeem Marriott points for gift cards
Screenshot taken from the Marriott website, July 2019

Transfer points to miles

Marriott allows you to transfer your points to most frequent-flyer programs at a 3:1 ratio. They also grant you 5,000 bonus miles for every 60,000 points you transfer. This means that if you transferred 120,000 points to your favorite frequent-flyer program, you'd end up with 50,000 miles. Given that airline miles, on average, are worth about 1.3 cents each, you're only getting just over 0.40 cents per point with this redemption, a little more if you redeem enough to get the 5,000-mile bonus.

Priority Pass and TSA Precheck

If you travel frequently, it's worth looking into your options for obtaining both a Priority Pass, which gives you access to hundreds of airport lounges worldwide, and TSA Precheck, which can greatly speed up your screening process in domestic airports.

You'll need to redeem 25,000 points for TSA Precheck. This redemption option isn't really valuable, considering TSA Precheck application only costs $85. To inquire about redeeming points for Priority Pass, call member support at 1-801-468-4000, as Marriott doesn't publish the prices for this. Redeeming for TSA Precheck gets you 0.34 cents per point in value, and the Priority Pass redemption likely doesn't get you much more than that.

Bottom line

Marriott Bonvoy is one of the trickier rewards programs. You'll need to spend big to earn a sizable collection of points through stays alone, and while Marriott's co-branded credit cards can help you earn quicker and achieve elite status, the complicated restrictions mean a lot of folks won't qualify for welcome bonuses. Redeeming Marriott points is equally complex, with a long list of redemption options available but only a few that actually make sense if you're trying to get the most bang for your points.

That being said, people who stay with Marriott often can benefit greatly from getting to know the program's ins and outs. Getting points three ways on your Marriott stays will have you earning points faster, and redeeming those points for hotel stays, particularly at midrange hotels, will get you a good value.

Comments and Questions

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How We Calculate Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees. These estimates here are ValuePenguin's alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

Example of how we calculate the rewards rates: When redeemed for travel through Ultimate Rewards, Chase Sapphire Preferred points are worth $0.0125 each. The card awards 2 points on travel and dining and 1 point on everything else. Therefore, we say the card has a 2.5% rewards rate on dining and travel (2 x $0.0125) and a 1.25% rewards rate on everything else (1 x $0.0125).