Delta SkyMiles® Gold American Express Card
See Rates & Fees. Terms Apply. On American Express' Secure Website
Delta SkyMiles® Gold American Express Card
See Rates & Fees. Terms Apply. On American Express' Secure Website

Delta SkyMiles® Gold American Express Card Review: Perfect for Delta Fans

Delta SkyMiles® Gold American Express Card Review: Perfect for Delta Fans

The Delta SkyMiles® Gold American Express Card is a good card — it makes it easy to earn miles in everyday spending categories and comes with valuable perks like a free checked bag.

See Rates & Fees. Terms Apply. On American Express' Secure Website

Editor's Rating

?

Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

Jump to: Read full review

Quick facts

  • Welcome offer: 40,000 Bonus Miles after you spend $1,000 in purchases on your new Card in your first 3 months.
  • Earning rate: Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • Annual fee: $0 introductory annual fee for the first year, then $99.
  • Airline benefits: First checked bag free on Delta flights, priority boarding, 20% back on in-flight purchases and other perks
  • Terms apply

For rates and fees of Delta SkyMiles® Gold American Express Card, please click here

Pros

  • Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • Free checked bag and priority boarding on Delta flights
  • $0 introductory annual fee for the first year, then $99.
  • Generous welcome offer

Cons

  • No way to earn bonus elite miles toward Delta status
  • No airport lounge access
  • Requires good or excellent credit
{"backgroundColor":"butter","content":"\n\u003Cdiv class=\"full pad align-left clearfix\"\u003E\n\u003Cdiv class=\"half pad align-left clearfix\"\u003E\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeList--root \"\u003E\n \u003Ch3 class=\"ShortcodeList--title\"\u003EPros\u003C\/h3\u003E\n\n \u003Cdiv class=\"ShortcodeList--content\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--icon-check-circle\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n Free checked bag and priority boarding on Delta flights\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n $0 introductory annual fee for the first year, then $99.\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n Generous welcome offer\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"half pad align-left clearfix\"\u003E\n\u003Cdiv class=\"ShortcodeList--root \"\u003E\n \u003Ch3 class=\"ShortcodeList--title\"\u003ECons\u003C\/h3\u003E\n\n \u003Cdiv class=\"ShortcodeList--content\"\u003E\n \u003Cdiv class=\"ShortcodeList--column\"\u003E\n \u003Cul class=\"ListUnordered--root ListUnordered--icon-times-circle\"\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n No way to earn bonus elite miles toward Delta status\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n No airport lounge access\n \u003C\/li\u003E\n \u003Cli class=\"ListUnordered--list-item\"\u003E\n Requires good or excellent credit\n \u003C\/li\u003E\n \u003C\/ul\u003E\n \u003C\/div\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\n\n\n\u003C\/div\u003E\n\u003C\/div\u003E\n","padding":"none"}

Is the Delta SkyMiles® Gold American Express Card worth it?

The Delta SkyMiles® Gold American Express Card could be well worth its annual fee if you fly with Delta even once a year.

After all, this card comes with a free checked bag on Delta flights for the cardholder and up to eight guests on the same reservation. If you are a family of four traveling, this benefit can be worth up to $240 for a round-trip flight.

When you consider the generous welcome offer and the fact you earn 2x miles on U.S supermarket purchases and dining in addition to Delta purchases, this card can make sense for almost anyone who flies with the airline.

Earn 40,000 bonus miles

Cardholders can earn a 40,000 Bonus Miles after you spend $1,000 in purchases on your new Card in your first 3 months.

This generous welcome offer is comparable to what many other airline credit cards are offering right now.

How easy are Delta SkyMiles to redeem? Read more below.

What it's worth: Because Delta SkyMiles are worth approximately 1.3 cents each, the welcome offer on this card is worth up to $910 in airfare.

Who's eligible to earn this offer? American Express has a "once per lifetime" rule that limits who can earn welcome offers on their cards. This rule states that if you’ve earned a bonus on this card before, you are ineligible to earn it again.

American Express also says in the fine print that the card issuer "may also consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your welcome offer eligibility."

{"backgroundColor":"ice","content":"\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cstrong\u003EWhat it's worth:\u003C\/strong\u003E Because \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Delta SkyMiles - Program Guide & Overview\" href=\"https:\/\/www.valuepenguin.com\/travel\/delta-skymiles-frequent-flyer-program-guide#:~:text=Delta%20SkyMiles%20are%20worth%20approximately,SkyMiles%20are%20of%20middling%20value.\"\u003EDelta SkyMiles are worth approximately 1.3 cents each\u003C\/a\u003E\u003C\/span\u003E, the welcome offer on this card is worth up to $910 in airfare.\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cstrong\u003EWho's eligible to earn this offer?\u003C\/strong\u003E American Express has a \"once per lifetime\" rule that limits who can earn welcome offers on their cards. This rule states that if you\u2019ve earned a bonus on this card before, you are ineligible to earn it again.\u003C\/p\u003E\n\n\u003Cp\u003EAmerican Express also says in the fine print that the card issuer \"may also consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your welcome offer eligibility.\"\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}

Earn 2X miles on Delta purchases, restaurants and U.S. supermarkets

The Delta SkyMiles® Gold American Express Card offers a good return on common purchases, but you can travel farther with a general card like the American Express® Gold Card.

The Delta SkyMiles® Gold American Express Card's earning rate is decent, though not nearly as good as you can get with some flexible travel credit cards. The Delta SkyMiles® Gold American Express Card offers bonus miles on purchases made with Delta Air Lines, as well as in a few everyday spending categories.

Specifically, cardholders Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.

The graph below shows how this earning rate compares to several other top card options. You'll see that the Delta SkyMiles® Gold American Express Card is outperformed by many general travel cards — this includes the American Express® Gold Card, whose points are more flexible and therefore more valuable. Note that American Express Membership Rewards points can be transferred to your Delta SkyMiles account.

Average rewards earned per $1 spent

$0.044
American Express® Gold Card
$0.03
Chase Sapphire Reserve®
$0.025
Chase Sapphire Preferred® Card
$0.023
The Platinum Card® from American Express
$0.02
Capital One Venture Rewards Credit Card
$0.019
Delta SkyMiles® Platinum American Express Card
$0.018
Delta SkyMiles® Gold American Express Card
$0.014
Delta SkyMiles® Reserve American Express Card

To come up with these figures, we estimated an earning rate for the average consumer based on U.S. Bureau of Labor data, then we multiplied that by the value of each card’s points or miles.

money icon

What are Delta Gold miles worth?

While the value of miles earned in the Delta SkyMiles program can vary depending on how you redeem them, our internal analysis shows that each mile is worth approximately 1.3 cents for main cabin round-trip itineraries. However, frequent flyers may get more value when they redeem their miles for Business or First class flights.

{"backgroundColor":"ice","content":"\u003C\/p\u003E\n\n\u003Cp\u003E\u003Cdiv class=\"ShortcodeImage--root left\" \u003E\n \u003Cdiv class=\"ShortcodeImage--image-container \"\u003E\n \u003Cimg alt=\"money icon\" class=\"ShortcodeImage--image lazyload\" style=\"width: 60px;\" data-src=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_60\/v1\/static\/icons\/svg\/money\" src=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_2.0,e_blur:1000,f_auto,h_1600,q_1,w_60\/v1\/static\/icons\/svg\/money\" data-srcset=\"http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_60\/v1\/static\/icons\/svg\/money 1x, http:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_2.0,f_auto,h_1600,q_auto,w_60\/v1\/static\/icons\/svg\/money 2x\"\u003E\n \u003C\/div\u003E\n\u003C\/div\u003E\u003C\/p\u003E\n\n\u003Ch3\u003EWhat are Delta Gold miles worth?\u003C\/h3\u003E\n\n\u003Cp\u003EWhile the value of miles earned in the \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--black\" title=\"Delta SkyMiles - Program Guide & Overview\" href=\"https:\/\/www.valuepenguin.com\/travel\/delta-skymiles-frequent-flyer-program-guide\"\u003EDelta SkyMiles program\u003C\/a\u003E\u003C\/span\u003E can vary depending on how you redeem them, our internal analysis shows that each mile is worth approximately 1.3 cents for main cabin round-trip itineraries. However, frequent flyers may get more value when they redeem their miles for Business or First class flights.\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}

Redeeming miles

You can get a good value with your Delta SkyMiles, especially on international First Class and Business fares.

The Delta SkyMiles program doesn't have an award chart, so it can be difficult to gauge how many miles you'll need for the flight you want to book. Generally speaking, though, you can usually find round-trip domestic awards starting at around 15,000 miles, and round-trip international flights starting at around 60,000 miles. These estimates are for economy, and you'll need to have considerably more miles to book a premium cabin award, and especially Delta One.

You should also be aware that the lowest fare available may be Basic Economy, and that you'll get fewer benefits with this type of award. For example, Basic Economy flights assign your seat at check-in, and you'll be the last to board the plane. With that in mind, it's usually best to spend a few more miles for a Main Cabin award if you want a better flight experience.

To decide if an award fare is worth it, check out the average values of miles by fare class listed below. Generally speaking, you should try to get the average per-mile value for each award you book or better.

Value of Delta SkyMiles

Domestic

International

Round Trip Main Cabin
Round Trip First/Business
One Way Main Cabin
One Way First/Business
Hub to Hub1.0 cents0.7 cents1.2 cents1.3 cents
Hub to Non-Hub1.2 cents1.5 cents1.3 cents1.5 cents
Non-Hub to Non-Hub1.3 cents1.3 cents0.9 cents1.4 cents

Domestic

Round Trip Main Cabin
Round Trip First/Business
One Way Main Cabin
One Way First/Business
Hub to Hub1.0 cents0.7 cents1.2 cents1.3 cents
Hub to Non-Hub1.2 cents1.5 cents1.3 cents1.5 cents
Non-Hub to Non-Hub1.3 cents1.3 cents0.9 cents1.4 cents

International

Round Trip Main Cabin
Round Trip First/Business
One Way Main Cabin
One Way First/Business
Hub to Hub1.5 cents4.0 cents4.2 cents5.9 cents
Hub to Non-Hub1.6 cents3.2 cents2.4 cents3.7 cents
Non-Hub to Non-Hub1.3 cents1.9 cents3.7 cents3.4 cents

What credit score do you need for the Delta SkyMiles® Gold American Express Card?

You'll need Excellent/Good credit (a credit score of at least 660) to qualify for the card.

{"backgroundColor":"butter","content":"\u003C\/p\u003E\n\n\u003Ch3 id=\"Credit\"\u003EWhat credit score do you need for the Delta SkyMiles\u00ae Gold American Express Card?\u003C\/h3\u003E\n\n\u003Cp\u003EYou'll need \u003Cstrong\u003EExcellent\/Good\u003C\/strong\u003E credit (a credit score of at least \u003Cstrong\u003E660\u003C\/strong\u003E) to qualify for the card.\u003C\/p\u003E\n\n\u003Cp\u003E","padding":"double"}

Other Delta SkyMiles® Gold American Express Card benefits

While the miles you earn with Delta SkyMiles® Gold American Express Card are worth pursuing, this card comes with a few more perks that add to its value.

Cardholders with the Delta SkyMiles® Gold American Express Card get a first checked bag free on Delta flights. This perk applies to up to nine people total on the card member's reservation.

This card doesn't charge foreign transaction fees when you use it for purchases outside the United States.

Cardholders become eligible for a $100 Delta flight credit toward future travel after they spend $10,000 on purchases within a calendar year.

Cardmembers and up to eight other passengers on the same reservation are eligible for Main Cabin 1 Priority Boarding on Delta flights.

Use your card to pay for in-flight purchases of food, beverages and audio headsets, and you'll get 20% back on those purchases in the form of a statement credit.

Cardholders become eligible for secondary auto rental coverage on eligible rentals when they pay with their credit card.

Members are eligible to add additional warranty coverage for eligible purchases.

The Delta SkyMiles® Gold American Express Card also comes with purchase protection against damage or theft of eligible purchases made with the card.

For rates and fees of Delta SkyMiles® Gold American Express Card, please click here

Drawbacks

The Delta SkyMiles® Gold American Express Card is a middle-tier airline credit card, which means you’ll miss out on some perks you could otherwise get if you were willing to pay a higher annual fee.

Here are the main downsides to consider as you compare Delta credit cards:

How does the Delta SkyMiles® Gold American Express Card compare to other cards?

If the Delta SkyMiles® Gold American Express Card is on your radar, it can help to compare it to similar cards that let you earn rewards for Delta flights or other travel.

Delta SkyMiles® Gold American Express Card vs. Delta SkyMiles® Platinum American Express Card

See Rates & Fees. Terms Apply. On American Express' Secure Website

Verdict: Better elite status and airline benefits, plus a higher earning rate

The Delta SkyMiles® Platinum American Express Card offers a more generous welcome offer than the Gold version, and you’ll also get the chance to earn Medallion Qualification Miles (MQMs) toward Delta Medallion status through credit card spending alone. The card also awards a certificate each year for a companion to travel with you on a round-trip fare for just the cost of taxes and fees. The value of this companion fare alone could recoup the card's annual fee.

The Amex Delta Platinum also offers a different rewards rate that has the potential to suit your needs better: Cardholders Earn 3X Miles on Delta purchases and purchases made directly with hotels. Earn 2X Miles at restaurants worldwide, including takeout and delivery and at U.S. supermarkets. Earn 1X Miles on all other eligible purchases.

On the downside, a higher annual fee of $250 applies.

For rates and fees of Delta SkyMiles® Platinum American Express Card, please click here

How does it compare?

  • Annual fee: $250 (Worse)
  • Welcome bonus: 50,000 Bonus Miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $2,000 in purchases on your new Card in your first 3 months. (Better)
  • Rewards earned/$1 spent: $0.019 (Better)
  • Other benefits: Free checked bag on Delta flights, annual companion certificate, fee credit for Global Entry or TSA Precheck, per-visit lounge rate, and more (Better)
  • Terms apply

Delta SkyMiles® Gold American Express Card vs. Delta SkyMiles® Reserve American Express Card

See Rates & Fees. Terms Apply. On American Express' Secure Website

Verdict: The best option for Delta SkyClub lounge access

The Delta SkyMiles® Reserve American Express Card charges a $550 annual fee, but it comes with Delta Sky Club membership included. Considering the retail cost of this membership is at least $545 per year, this card can provide excellent value if you planned to buy membership anyway.

This card lets members earn elite qualifying miles through credit card spending alone, and they can also receive a free checked bag on Delta flights, priority boarding, upgrade priority and a fee credit toward Global Entry or TSA Precheck membership, among other perks.

However, in addition to the high annual fee, another downside is this card's earning rate: Cardholders earn only 3x miles per dollar on Delta purchases and 1x miles on other spending.

For rates and fees of Delta SkyMiles® Reserve American Express Card, please click here

How does it compare?

  • Annual fee: $550 (Worse)
  • Welcome bonus: 50,000 Bonus Miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months. (Better)
  • Rewards earned/$1 spent: $0.014 (Worse)
  • Other benefits: Delta Sky Club membership, free checked bag on Delta flights, priority boarding, upgrade priority, a fee credit toward Global Entry or TSA Precheck membership (Better)
  • Terms apply

Delta SkyMiles® Gold American Express Card vs. American Express® Gold Card

See Rates & Fees. Terms Apply. On American Express' Secure Website

Verdict: More flexibility in how you can use your rewards

The American Express® Gold Card lets you earn rewards at a fast rate — plus, you can use them for a variety of travel purchases, rather than tying you to a single airline. Cardholders Earn 4X Membership Rewards® Points at Restaurants, including takeout and delivery, and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X), and 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. Terms apply.

Rewards earned with this card belong in the American Express Membership Rewards program, so your points can be redeemed for travel, gift cards, merchandise and more. You can also transfer your points to an array of Amex transfer partners, including Delta.

For rates and fees of American Express® Gold Card, please click here

How does it compare?

  • Annual fee: $250 (Worse)
  • Welcome bonus: 60,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months. (Better)
  • Rewards earned/$1 spent: $0.044 (Better)
  • Other benefits: Up to $120 in Uber Cash each year ($10 monthly) toward U.S. Uber rides and eats when you add the card to the Uber app, up to $120 in dining credits (up to $10 monthly, enrollment required), hotel credit up to $100 (Similar)
  • Terms apply

Should you apply for the Delta SkyMiles® Gold American Express Card?

If you want some basic frequent flyer perks and the chance to earn Delta SkyMiles without paying more than $100 per year, the Delta SkyMiles® Gold American Express Card could be an excellent fit. After all, this card waives the $99 annual fee the first year, so you have a full 12 months to try out all of its benefits.

With that being said, there are other Delta credit cards available for consideration, as well as airline credit cards from other frequent flyer programs. You can also consider travel credit cards that let you earn flexible points you can use for travel in more than one way. Make sure to compare all the best options out there before you decide.

Delta SkyMiles® Gold American Express Card FAQs

Does the Amex Delta Gold offer priority boarding?

Cardholders get Main Cabin 1 boarding when they fly with Delta. This benefit applies to up to nine travelers on the same itinerary.

Is the Amex Delta Gold metal?

The Delta SkyMiles® Gold American Express Card is not a metal credit card.

Can I upgrade my Delta Gold to Platinum?

American Express may allow you to upgrade your Delta SkyMiles® Gold American Express Card to the Delta SkyMiles® Platinum American Express Card , but you'll have to call them to inquire. (Note that you can apply for the Platinum version of the card separately.)

Can I get into Delta Sky Club with the Delta SkyMiles® Gold American Express Card?

The Delta SkyMiles® Gold American Express Card doesn't offer any access to Delta Sky Clubs.

What is the credit limit on the Delta SkyMiles® Gold American Express Card ?

American Express doesn't disclose the available credit limits for this card.

Does the Delta SkyMiles® Gold American Express Card card offer a companion certificate?

The Delta SkyMiles® Gold American Express Card doesn't offer an annual companion certificate. However, both the Delta SkyMiles® Platinum American Express Card and the Delta SkyMiles® Reserve American Express Card do.

Does the Delta SkyMiles® Gold American Express Card give you Sky Club access?

No. However, the Delta SkyMiles® Platinum American Express Card lets you enter Sky Clubs for a per-visit fee of $39, and the Delta SkyMiles® Reserve American Express Card comes with Delta Sky Club membership.

How do I log into my Delta SkyMiles® Gold American Express Card account?

You can log in to your credit card account at AmericanExpress.com.

When is it recommended to downgrade the Delta SkyMiles® Gold American Express Card?

If you rarely use your Delta SkyMiles® Gold American Express Card but want to keep earning Delta SkyMiles, you can consider downgrading to the Delta SkyMiles® Blue American Express Card. This card offers fewer perks and benefits, but you’ll get to earn Delta SkyMiles.

How do I get a retention offer for the Delta SkyMiles® Gold American Express Card?

If your $99 annual fee becomes due on the Delta SkyMiles® Gold American Express Card, you can always ask American Express to waive it (this is not guaranteed, but it doesn't hurt to ask). Call the number on the back of your credit card to inquire.

For rates and fees of Delta SkyMiles® Gold American Express Card, please click here

For rates and fees of Delta SkyMiles® Platinum American Express Card, please click here

For rates and fees of Delta SkyMiles® Reserve American Express Card, please click here

For rates and fees of American Express® Gold Card, please click here

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The products that appear on this site may be from companies from which ValuePenguin receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). ValuePenguin does not include all financial institutions or all products offered available in the marketplace.

How We Calculate Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees. These estimates here are ValuePenguin's alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

Example of how we calculate the rewards rates: When redeemed for travel through Ultimate Rewards, Chase Sapphire Preferred points are worth $0.0125 each. The card awards 2 points on travel and dining and 1 point on everything else. Therefore, we say the card has a 2.5% rewards rate on dining and travel (2 x $0.0125) and a 1.25% rewards rate on everything else (1 x $0.0125).

See Rates & Fees. Terms Apply. On American Express' Secure Website

Editor's Rating

?