Expedia Rewards Voyager Card from Citi Review: A Great Card for Travelers

Expedia Rewards Voyager Card from Citi Review: A Great Card for Travelers

Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

The Expedia® Rewards Voyager Card from Citi is a good option for Expedia fans who don't want to be tied down to a particular travel brand but still want to earn valuable travel rewards.

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Quick facts:

  • Sign-up bonus: Earn 25,000 Expedia Rewards bonus points after $2,000 in purchases within 3 months of account opening.
  • Annual fee: $95
  • Earning rate: Earn 4X Expedia Rewards bonus points on Expedia purchases. 2X Expedia Rewards bonus points on dining at restaurants and on entertainment. 1X Expedia Rewards bonus points on all other purchases.
  • APR: 13.99% to 21.99% variable
  • Elite status: Automatic Expedia Gold Status for each year of card membership
  • Foreign transaction fees: None
  • Anniversary bonus: 5,000 Expedia Rewards bonus points after you spend $10,000 in the prior year.
  • Travel credit: $100 annual air travel fee statement credit for incidental airline purchases on qualifying airlines and Wi-Fi carriers, or towards the Global Entry or TSA Precheck® application fee.

Pros

  • Good earning rate for Expedia purchases
  • Automatic Expedia Gold Status
  • No foreign transaction fees
  • Anniversary year bonus of 5,000 bonus points
  • $100 annual Expedia airline credit
  • Unlimited points earning potential

Cons

  • $95 annual fee
  • Subpar sign-up bonus, considering the annual fee
  • Limited ways to earn and redeem points
  • Must be a frequent Expedia user
  • Lacks travel protections, such as car rental and trip insurance
  • Points expire if you don’t use the card every 18 months
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Is the Expedia® Rewards Voyager Card from Citi worth it?

The Expedia® Rewards Voyager Card from Citi is a good card that’s worth it for frequent travelers who often use Expedia to book their trips. As a traveler, one of the main benefits of booking through Expedia is that you don't necessarily need to be loyal to a single hotel or airline brand; rather, you have unlimited options to choose from.

This card comes with some great travel-related benefits, including a strong sign-up bonus, high earning rate for Expedia purchases, automatic Expedia Gold Status, a $100 annual air travel fee statement credit, no foreign transaction fees and more.

However, one of the major drawbacks of this travel card is that you're limited to redeeming your rewards through Expedia. The card also has a $95 annual fee, which may be off-putting to some users. For those looking for a $0*-annual-fee alternative, the Expedia®+ Card from Citi offers similar benefits at no cost.

Who is the Expedia® Rewards Voyager Card from Citi best for?

The Expedia® Rewards Voyager Card from Citi is best for people who travel frequently and use Expedia often. For travelers who don't consider themselves brand loyal, this card provides an excellent option for choosing from a wide variety of hotels, flights, activities, rental cars and more.

On the other hand, those who are brand loyal to specific hotel chains or airlines may find other co-branded airline and hotel credit cards more valuable. People who rarely travel and don't use Expedia when they do will also have little use for this card.

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Earn 25,000 points

The Expedia® Rewards Voyager Card from Citi offers a comparatively average sign-up bonus for new cardmembers: Earn 25,000 Expedia Rewards bonus points after $2,000 in purchases within 3 months of account opening.

Because we value Expedia Rewards points at about 0.7 cents per point, 25,000 bonus points comes out to around $175. While this may seem like a nice sum, compared to other $95 annual fee cards on the market, it's actually relatively low.

The Chase Sapphire Preferred® Card, for example, offers a much more valuable bonus: Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®.

Earn 4X points on Expedia purchases

The Expedia® Rewards Voyager Card from Citi earns a decent number of points on Expedia purchases. You also get a 30% boost to your base point earnings, since the card grants you automatic Expedia Gold status.

The Expedia® Rewards Voyager Card from Citi has a high earning rate for Expedia purchases specifically, along with decent rewards in other popular spending categories.

With this card you can Earn 4X Expedia Rewards bonus points on Expedia purchases. 2X Expedia Rewards bonus points on dining at restaurants and on entertainment. 1X Expedia Rewards bonus points on all other purchases.

You earn these points on top of the points that you earn as an Expedia member (2x points on hotels, cards, vacation packages and cruises and 1 point per $5 spent on flights). Also, because Gold status is automatically awarded with your card, you earn a 30% bonus on these base points.

When you book flights through Expedia, you have your choice of a number of different airlines. Not only will you earn Expedia points when you make your booking, but you'll also earn miles on the airline you're flying with, allowing you to earn twice on one booking.

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How much are Expedia Rewards points worth?

140 Expedia Rewards points are equal to $1. That means each Expedia Rewards point is worth around 0.7 cents per point. While this might not seem like much, the 30% points increase cardmembers get with Expedia Gold status will help give your rewards a boost.

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Cardholders can earn significantly more Expedia points than those without a card. For instance, let's assume you wanted to purchase a $2,000 flight and hotel package on Expedia.com. Here’s how many points you'd earn with both of the Expedia credit cards from Citi compared to members without a card:

Category
Expedia® Rewards Voyager Card from Citi
Expedia®+ Card from Citi
Without a card
Base points4,0004,0004,000
Points from status boost1,200 (30% boost)400 (10% boost)0
Card bonus points8,000 (4x points)6,000 (3x points)0
Total points13,20010,4004,000
Total estimated value$92$73$28

Redeeming rewards

A major downfall of the Expedia rewards credit cards from Citi is that you can only redeem your rewards through Expedia. However, if you frequently book your trips through Expedia, this might not be so bad. You have the following options:

  • Flights: You can book flights on Expedia with your points. You must have enough points available to cover the full cost of the flight, plus taxes and fees. If the option to pay using Expedia Rewards points does not appear on the checkout page, that indicates the cardholder doesn't have enough points to purchase that fare.
  • "Pay Now" hotels: You can book either the full or partial cost of your hotel stay using Expedia Rewards points for hotels that require payment at the time of booking.
  • Vacation package coupons: You can redeem your rewards for Reward coupons which can be applied to the cost of a flight and a "Pay Now" hotel vacation package.
  • "Pay Now" cars: You can use your rewards to pay for the full or partial cost of a "Pay Now" car rental, which means Expedia collects your payment when you book.
  • Things to do: Use your points to pay for the full or partial cost of an activity, for which Expedia collects your payment at the time of booking.

You cannot redeem your Expedia Rewards points for cash back or for travel outside of Expedia, which unfortunately restricts your redemption options significantly.

Expedia Gold status

One of the most valuable features of the Expedia Citi card is that it comes with instant Expedia Gold status for as long as you're a cardholder.

Gold status offers cardmembers the following:

  • Base points bonus: Earn 30% more points on all base points earned when you book with your Expedia Rewards account.
  • Exclusive hotel amenities on property at Expedia VIP Access hotels: These include things like free room upgrades when available, free breakfast and more. Note that perks vary based on participating hotels.
  • 24/7 customer service access: Gold elite members have around-the-clock access to a dedicated customer service line.

The added benefits that come with Gold status work to enhance the overall value of the Expedia® Rewards Voyager Card from Citi and sweeten the deal for frequent travelers who can enjoy additional travel perks simply by owning the card.

Travel perks

  • $100 travel credit: Cardholders get a $100 statement credit each year toward airline incidentals (such as baggage fees) on qualifying airlines, Wi-Fi carriers and Global Entry/TSA Precheck. If you travel and check bags often, you can easily make up the annual fee each year with this credit.
  • Citi® Concierge: The Expedia® Rewards Voyager Card from Citi offers cardmembers access to an exclusive concierge service. Specially-trained experts can assist you with travel plans, shopping, dining, entertainment and more.
  • No foreign transaction fees: This is one of the Expedia® Rewards Voyager Card from Citi features that is essential for any travel card. By avoiding foreign transaction fees, international travelers won't need to worry about additional charges on every purchase made outside the U.S.

Other benefits

Typical of Citi cards, the card is light on other benefits, such as travel and car rental insurance — still, it does include the following:

Should your identity be compromised, Citi offers assistance to help resolve the issue and keep cardmembers safe.

If an unauthorized charge is made on your account, you won’t be held liable. With the Expedia® Rewards Voyager Card from Citi, you’re completely protected from fraudulent charges.

Cardmembers have special access to purchase tickets to a number of events, concerts, dining experiences, sporting events and more. These include presale ticket opportunities and access to exclusive experiences.

Drawbacks

  • Annual fee: The Expedia® Rewards Voyager Card from Citi comes with an annual fee of $95. For those who would prefer a similar, $0-annual-fee option, the Expedia® Rewards Card from Citi has comparable features and is still a solid travel card.
  • Limited redemption options: This card is really intended for frequent Expedia users. While you have the ability to earn rewards on non-Expedia purchases, you can only redeem those rewards through Expedia. This solitary redemption option can be extremely limiting for cardholders who don't travel frequently and would rather redeem rewards for cash back or other, more flexible options.
  • Points expire: If left unused for 18 months, your Expedia points will expire. In order to avoid points expiration, you will need to make a qualifying purchase or redemption on your account within that time frame.
  • Low sign-up bonus: The Expedia® Rewards Voyager Card from Citi has quite a low sign-up bonus offer, compared to similar cards like the Chase Sapphire Preferred® Card and Capital One Venture Rewards Credit Card.
  • Lacking travel protections: This card only comes with Citi® Identity Theft Solutions and $0 liability on unauthorized charges as protective features. For a travel-centric card, it's surprising that there aren’t any travel protections offered whatsoever.

Alternatives to the Expedia® Rewards Voyager Card from Citi

Expedia® Rewards Voyager Card from Citi vs. the Expedia® Rewards Card from Citi

Verdict: A decent $0-annual-fee alternative

The Expedia® Rewards Voyager Card from Citi and the Expedia® Rewards Card from Citi are, in essence, the same, with a few minor differences:

  • It doesn't charge an annual fee
  • It has a lower rewards rate
  • It grants you automatic Silver status instead of Gold
  • It doesn’t offer an anniversary bonus
  • It doesn’t offer a $100 annual travel credit

Ultimately, if you're willing to pay the moderate annual fee, the Expedia® Rewards Voyager Card from Citi is the better choice. But if you're not, the Expedia® Rewards Card from Citi is still a decent option.

Expedia® Rewards Voyager Card from Citi vs. the Chase Sapphire Preferred® Card

Verdict: A more flexible and valuable alternative

  • On Chase's Secure Website

The Chase Sapphire Preferred® Card is an excellent card for earning travel rewards because it's part of the Chase Ultimate Rewards® program. Chase Ultimate Rewards® allow consumers to maximize their points value by transferring them to a number of Chase travel partners.

With flexible redemption options and the ability to increase your rewards value, the Chase Sapphire Preferred® Card will be more useful than the Expedia® Rewards Voyager Card from Citi for most users. It also offers a stronger earning rate, an enormous sign-up bonus, various travel perks and more to augment its overall value.

Expedia® Rewards Voyager Card from Citi vs. Capital One Venture Rewards Credit Card

Verdict: The better, more flexible choice for consumers looking for a standard travel rewards card

  • On Capital One's Secure Website

Another comparable alternative to the Expedia® Rewards Voyager Card from Citi is the Capital One Venture Rewards Credit Card. Though it only offers a flat rate of 2 Miles per dollar on every purchase, every day, it offers more flexible rewards redemption and transfer options which can be incredibly useful for consumers who prefer not to use their rewards for Expedia purchases.

The Capital One Venture Rewards Credit Card also offers a higher sign-up bonus than the Expedia® Rewards Voyager Card from Citi, and comes with some valuable travel perks as well: rental car insurance and a credit for up to $100 toward Global Entry/TSA Precheck.

Should you get the Expedia® Rewards Voyager Card from Citi?

The Expedia® Rewards Voyager Card from Citi can be a great addition to your wallet if you're a frequent traveler who regularly books travel through Expedia. This card won't tie you down to just one specific airline or hotel chain like other co-branded credit cards would, so if you're not particularly brand loyal and like to keep your options open, you should certainly consider getting the Expedia® Rewards Voyager Card from Citi.

However, you may want to consider other rewards credit cards instead if you:

  • Prefer a card with more versatile rewards redemption options
  • Are loyal to a particular travel brand
  • Would rather earn cash back
  • Don't travel often or rarely use Expedia

Expedia® Rewards Voyager Card from Citi FAQs

What credit card does Expedia use?

Expedia offers two credit cards: the Expedia® Rewards Voyager Card from Citi and the Expedia® Rewards Card from Citi. The primary difference between the two is that one requires an annual fee and has slightly greater rewards, while the other doesn't charge an annual fee and has slightly lesser rewards.

Is the Expedia credit card worth it?

Yes, the Expedia credit card can be worth it for those who travel frequently and often use Expedia to book their trips. It comes with some great travel perks and offers versatility when booking travel. However, for those who don't travel often or rarely use Expedia, this card probably won’t be worth it.

How do I get my Expedia credit card?

In order to get your Expedia credit card, you’ll first need to apply online on Expedia's website.

Can I use my Expedia credit card anywhere?

Yes, you can use your Expedia credit card anywhere for any type of purchase. One of the benefits of using an Expedia card is that it doesn't charge foreign transaction fees, which means you can safely use it abroad without needing to pay any additional fees on your purchases.

The information related to Expedia® Rewards Voyager Card from Citi and Expedia® Rewards Card from Citi has been independently collected by ValuePenguin and has not been reviewed or provided by the issuer of this card prior to publication.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The products that appear on this site may be from companies from which ValuePenguin receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). ValuePenguin does not include all financial institutions or all products offered available in the marketplace.

How We Calculate Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees. These estimates here are ValuePenguin's alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

Example of how we calculate the rewards rates: When redeemed for travel through Ultimate Rewards, Chase Sapphire Preferred points are worth $0.0125 each. The card awards 2 points on travel and dining and 1 point on everything else. Therefore, we say the card has a 2.5% rewards rate on dining and travel (2 x $0.0125) and a 1.25% rewards rate on everything else (1 x $0.0125).