Chase Ultimate Rewards Transfer Partners: Where Can You Move Your Points?

Chase Ultimate Rewards Transfer Partners: Where Can You Move Your Points?

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Chase Ultimate Rewards® are some of the most valuable credit card travel reward points — they’re that flexible.

Transferring your points is the way to get the most value out of your hard-earned Chase Ultimate Rewards® points, since all points transfer at a 1:1 ratio to partners.

With 11 airlines and three hotel partners (including United, Southwest and Hyatt), Chase transfer partners offer a strong range of options for travel.

Read on to learn how Chase Ultimate Rewards® transfer partners work and which partners are best for transferring points.

Chase Ultimate Rewards® partners

Transferring Chase Ultimate Rewards® points to travel partners allows you to maximize your value on hotels and flights.

With 11 airline transfer partners and three hotel transfer partners, you’ll be able to transfer your Ultimate Rewards points at a 1:1 ratio, meaning that 1,000 Ultimate Reward points will earn you 1,000 frequent flyer miles or hotel rewards points with Chase transfer partners.

Current list of Chase airline partners

Partner
Airline Alliance
Transfer Ratio
Aer LingusNone1:1
Aeroplan/Air CanadaStar Alliance1:1
British Airwaysoneworld1:1
EmiratesNone1:1
Flying Blue AIR FRANCE KLMSkyTeam1:1
Iberiaoneworld1:1
JetBlueNone1:1
Singapore Airlines KrisFlyerStar Alliance1:1
SouthwestNone1:1
UnitedStar Alliance1:1
Virgin AtlanticNone1:1

Current list of Chase hotel partners

Partner
Transfer Ratio
IHG1:1
Marriott Bonvoy1:1
World of Hyatt1:1

The best Chase Ultimate Rewards® transfer partners

To help you maximize the value of your hard-earned Ultimate Rewards points, we’ve compiled a list of some of the best Chase Ultimate Rewards® transfer partners. Our selections are based on the value of the redemption and the redemption options.

Best for international travel: British Airways Executive Club

  • Home Country: United Kingdom
  • Major hubs: London Heathrow, Chicago O’Hare, New York JFK, among others
  • Airline alliance: oneworld alliance

Since British Airways uses a distance-based award chart, it's a great option for short-haul flights through its network of oneworld alliance partners. British Airways' alliance partners also feature strong transatlantic flight offerings, including good connections to Asia. In addition, as a member of the oneworld alliance, British Airways could be a good transfer partner if you’re looking for short flights within the U.S. on American Airlines.


Best for economy international travel: United Mileage Plus

  • Home Country: United States
  • Major hubs: Chicago, New York/Newark, San Francisco, among others
  • Airline alliance: Star Alliance

United MileagePlus boasts having the most rewards seats available in economy class and the most award destinations with its alliance partners, making it a popular redemption choice for Ultimate Rewards points. As a Star Alliance member, your miles are even more versatile, allowing you to potentially fly on Lufthansa, Turkish Airlines and other partners.


Best for domestic flights: Southwest Airlines

  • Home Country: United States
  • Major hubs: Dallas, Denver, Chicago, Baltimore, Md., among others
  • Airline alliance: None

With over 100 U.S. locations, Southwest is known for being a low cost airline with strong domestic flights. If you’re flying domestically or to an international destination that Southwest happens to serve (such as Mexico and Costa Rica), Southwest is a great option for your Ultimate Rewards points. It offers easy-to-book award flights with a generally high return on your points — plus, it doesn’t charge change fees and offers a full refund on cancellations for award tickets. Not to mention, you can check your first two checked bags for free.


Best for flying Delta: Virgin Atlantic Airways

  • Home Country: United Kingdom
  • Major hubs: London Heathrow
  • Airline alliance: SkyTeam

If you want to fly Delta Airlines with Chase Ultimate Rewards®, transferring points to Virgin Atlantic Airways may be a good option to explore. Since Delta is a partner of Virgin Atlantic, you can use Virgin Atlantic miles on Delta flights.


Best for hotels: World of Hyatt

Hotels are generally a less attractive transfer partner than airlines for Chase Ultimate Rewards® points because it frequently requires more points for hotel stays. But if you do want to use your points to redeem hotel stays, of the three, Hyatt is the best option. Not only does Hyatt feature some beautiful resorts, its points are often worth more than Marriott or Hilton.

How to transfer Chase Ultimate Rewards® points to travel partners

Here’s the process for transferring Chase Ultimate Rewards® points:

  1. Log in to your Chase account, either on the app or on the web. Select Ultimate Rewards.
  2. Once in the Ultimate Rewards home, select "Transfer to Travel Partners" in the menu.
  3. Choose the transfer partner with whom you want to use your Ultimate Rewards points. If this is your first time transferring points to this partner, you’ll need to connect your hotel or airline loyalty account. When linking the two accounts, make sure the name on your loyalty account matches the name on your credit card.
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You can transfer Ultimate Rewards points in 1,000-point increments. As such, if you want to use Ultimate Rewards points to fully cover a flight that costs 19,500 miles, for example, you would need to transfer 20,000 points to the partner airline.

Once you’ve transferred points to a travel partner, you cannot transfer them back to Ultimate Rewards.

In addition, you may have to pay taxes and fees on points transfers.

Why transfer to Chase travel partners?

Transferring to travel partners allows you to redeem Ultimate Rewards points for a higher value. When transferring Ultimate Rewards points to transfer partners, ValuePenguin values your Ultimate Rewards points at 2 cents per point.

This offers a greater value than if you booked travel through the Chase travel portal. Depending on the Chase Ultimate Rewards® card you have, your points will have a different value. Chase Sapphire Preferred® Card points are worth 1.25 cents, or 25% more, while Chase Sapphire Reserve® points are worth 1.5 cents, 50% more. In either case, this is lower than the 2 cents valuation with Chase transfer partners.

Let’s use a United flight from Newark, one of the airline’s hubs, to London Heathrow as an example. With the Chase Sapphire Preferred® Card, an economy flight costs $577. At 46,172 points, this means each point is worth 1.25 cents.


When trying to book the same flight through United MileagePlus, the airlines’ loyalty program, that same level of economy ticket costs 27,400 miles or $571. In this case, Ultimate Rewards points are worth about 2 cents per point, a much greater value than 1.25 cents.

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However, if you’re looking to fly with a specific airline or stay at a hotel not associated with a major brand, the Chase travel portal may offer more options.

Which cards allow you to transfer Chase Ultimate Rewards®?

You can earn Chase Ultimate Rewards® points from the following cards. Three cards automatically earn Ultimate Rewards points, and you can convert your earnings from four additional Chase cash back cards below.

If you want to increase your ability to earn Ultimate Rewards points by applying for an additional card, be aware of the Chase 5/24 rule. This rule is unofficial but also well documented — if you’ve applied for five credit cards within the past 24 months, you’ll likely be denied a Chase credit card.

Card
Welcome bonus
Earning rate
Annual fee
Chase Sapphire Preferred® Card
On Chase's Secure Website
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining and 2X points on all other travel purchases$95
Chase Sapphire Reserve® Credit Card
On Chase's Secure Website
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.5X total points on air travel and 10X total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3X points on other travel and dining & 1 point per $1 spent on all other purchases$550
Ink Business Preferred℠ Credit Card
On Chase's Secure Website
Earn 100,000 bonus points after you spend $15,000 on purchases in the first 3 months from account opening.Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn.$95

If you have one of the three cards above, the cashback earnings on these cards can be converted into Ultimate Rewards points.

Card
Welcome bonus
Earning rate
Annual fee
Ink Business Unlimited® Credit Card
On Chase's Secure Website
Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening.Earn unlimited 1.5% cash back on every purchase made for your business$0
Show All Rows

Chase transfer partners FAQs

How do I use Chase transfer partners?

After logging in to your Chase Ultimate Rewards® account, select "Transfer to Travel Partners" in the menu. Choose the travel partner you’d like to transfer points to, and select the amount of points you’d like to transfer in 1,000-point increments.

How fast do points transfer to Chase travel partners?

Most points will transfer immediately to Chase travel partners, but in some cases, transfers may take as long as seven business days, so you’ll want to plan accordingly. Chase will notify you if the request can’t be completed.

Why doesn’t Chase allow me to transfer to partners?

If you’re unable to transfer to partners, it may be because your credit card doesn’t earn Ultimate Rewards points, and therefore is ineligible for transfer programs. Another possible reason may be that Chase doesn’t have a partnership with the specific airline or hotel chain you’re interested in making a transfer to.

Will Chase add new transfer partners?

Possibly. While there are currently 11 airlines and three hotels as transfer partners, Chase transfer partners are subject to change.

Is Delta a Chase transfer partner?

Delta is not a Chase transfer partner. If you want to use Chase Ultimate Rewards® points for a Delta flight you could book it through the Chase travel portal; however, your points will be less valuable than the 1:1 transfer ratio. Another option could be to transfer your Chase Ultimate Rewards® points to Chase transfer partners AirFrance/KLM or Virgin Atlantic — both are members of the SkyTeam Alliance, which also includes Delta. You then may be able to use Virgin Atlantic or AirFrance miles for a Delta flight.

Can I transfer Chase points to Southwest?

Yes, Southwest is a Chase transfer partner, which means that you can transfer Ultimate Rewards points at a 1:1 ratio. To use them with Southwest, you’ll need to enroll in Southwest’s frequent flyer program, Southwest Rapid Rewards.

How long does it take for Chase to transfer points to Hyatt?

Chase Ultimate Rewards® points often transfer to Hyatt instantly, but Chase states that transfers may take as long as seven business days.

What airlines partner with Chase Ultimate Rewards®?

The following 11 airlines are currently Chase transfer partners: Aer Lingus AerClub, Air Canada Aeroplan, British Airways Executive Club, Emirates Skywards®, Flying Blue AIR FRANCE KLM, Iberia Plus, JetBlue TrueBlue, Singapore Airlines KrisFlyer, Southwest Airlines Rapid Rewards®, United MileagePlus® and Virgin Atlantic Flying Club.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The products that appear on this site may be from companies from which ValuePenguin receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). ValuePenguin does not include all financial institutions or all products offered available in the marketplace.

How We Calculate Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees. These estimates here are ValuePenguin's alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

Example of how we calculate the rewards rates: When redeemed for travel through Ultimate Rewards, Chase Sapphire Preferred points are worth $0.0125 each. The card awards 2 points on travel and dining and 1 point on everything else. Therefore, we say the card has a 2.5% rewards rate on dining and travel (2 x $0.0125) and a 1.25% rewards rate on everything else (1 x $0.0125).