Earn Up to 150K IHG Rewards Points With These Credit Card Offers

Earn Up to 150K IHG Rewards Points With These Credit Card Offers

Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

The IHG® Rewards Club Premier Credit Card is currently offering a fairly valuable sign-up bonus: Earn 150,000 bonus points after spending $3,000 on purchases within the first three months of account opening. The IHG points offered can be used for free hotel nights at any IHG property, which range from budget brands like Holiday Inn and Staybridge Suites, to luxury brands like Intercontinental and Regent. With over 5,000 locations across the globe, you will be hard-pressed to find a travel destination without an IHG hotel location.

IHG® Rewards Club Premier Credit Card bonus

The IHG® Rewards Club Premier Credit Card has the higher of the two sign-up bonuses — Earn 150,000 bonus points after spending $3,000 on purchases within the first three months of account opening. Outside of the sign-up bonus, the card comes with plenty of benefits. And all of these benefits come with a modest $0 Intro for the First Year, then $89 annual fee.

IHG® Rewards Club Premier Credit Card

  • On Chase's Secure Website

$0 Intro for the First Year, then $89

15.99% - 22.99% Variable

Excellent/Good

  • Earn 150,000 bonus points after spending $3,000 on purchases within the first three months of account opening
  • Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for any stay of 4 or more nights
  • Earn up to 25 points total per $1 spent when you stay at an IHG hotel
  • Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases
  • Platinum Elite status as long as you remain a Premier card member
  • Global Entry or TSA Pre✓® Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
  • IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®

IHG® Rewards Club Premier Credit Card benefits

  • Earn up to 25 points total per $1 spent when you stay at an IHG hotel. Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases.
  • 1 free night award every year after your account anniversary
  • Automatic Platinum Elite benefits
  • 4th night free benefit when you redeem points for any stay of 4 or more nights

IHG® Rewards Club Traveler Credit Card bonus

The IHG® Rewards Club Traveler Credit Card is a step down from the Premier card, but still packs a punch. For a limited time, you can Earn 60,000 bonus points after spending $2,000 on purchases within the first three months of account opening.

The IHG points you earn can be used at any hotel property within the IHG family of hotels. And the best part is you can earn IHG points by spending on the card with $0 annual fee.

IHG® Rewards Club Traveler Credit Card benefits

  • Earn up to 15 points total per $1 spent when you stay at an IHG hotel. Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases.
  • Gold Elite benefits when you spend $10,000 on purchases each calendar year
  • 4th night free benefit when you redeem points for any stay of 4 or more nights
  • Consumer protection policies like travel insurance, cellphone protection and purchase protection

How many IHG points do you need for a free night?

IHG Rewards Club recently transitioned from using an award chart to dynamic pricing. This means that each hotel will charge a different amount of points for a stay. In addition, a dynamic points model means that the price of each hotel can vary based on demand. With a dynamic model, it makes planning a bit difficult as you will need to account for fluctuation in pricing.

How to spend 150,000 IHG points

At the time of publishing, this is what you can get for 100,000 IHG points:

12 nights at the Holiday Inn Express & Suites Ft. Lauderdale-Plantation

8 nights at the Holiday Inn Express & Suites Ft. Lauderdale-Plantation

IHG has the notable Holiday Inn Express portfolio in their portfolio of brands — a great go-to for travelers looking for a simple place to rest. The Holiday Inn Express & Suites Ft. Lauderdale-Plantation costs roughly 12,500 points per night, giving you eight nights to relax completely on points. And if you hold one of the above credit cards, you will be able to extend this stay to 10 days with the "Fourth Night Free" promotion.

3 nights at the Intercontinental in Downtown Los Angeles

2 nights at the Intercontinental in Downtown Los Angeles

If luxury stays are more of your preference, the Intercontinental in Downtown Los Angeles gives you outstanding access to the Los Angeles lifestyle. You are a quick walk or drive from excellent restaurants, Staples Center and the beach. At 40,000 points per night, you will have enough for two full nights plus some points left over. And with some nights going for upward of $500/night, IHG points can save you a great amount of money without sacrificing luxury.

2 Nights at the Intercontinental in Paris

1 Night at the Intercontinental in Paris

IHG also has ultra luxurious properties available for those who travel internationally. The Intercontinental in Paris is an excellent choice to be centrally located in Paris near restaurants, museums and other attractions. However, this hotel will cost around 70,000 IHG points per night. So 150,000 points will only net you one free night. However, you can also earn IHG points by grabbing the Chase Sapphire Preferred® Card or Chase Sapphire Reserve®, and transfer your rewards directly to IHG.

Bonus eligibility

The opportunities with IHG Rewards are endless. But are you eligible to be approved for one of the two cards? There are several factors to keep in mind before you decide to apply.

First, you must consider the Chase 5/24 rule. If you have been approved for more than five credit cards (from any issuer) in the past 24 months, you will not be approved for any Chase cards. If this is your case, you will want to consider a credit card from another isser like American Express.

Second, the sign-up bonus for either of these cards will not be available to you if you are a current cardmember, or were a previous cardmember and earned a new cardmember bonus within the last 24 months.

Which IHG card should you choose?

These cards are very different in their benefits. Their largest differences reside in their annual fee, sign-up bonus and annual free night. In most cases, it makes sense to sign up for the IHG® Rewards Club Premier Credit Card as the free night, additional points earnings and IHG elite status easily justify the annual fee. But if you are not keen on paying an annual fee, the IHG® Rewards Club Traveler Credit Card is still a solid go-to hotel credit card.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The products that appear on this site may be from companies from which ValuePenguin receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). ValuePenguin does not include all financial institutions or all products offered available in the marketplace.

How We Calculate Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees. These estimates here are ValuePenguin's alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

Example of how we calculate the rewards rates: When redeemed for travel through Ultimate Rewards, Chase Sapphire Preferred points are worth $0.0125 each. The card awards 2 points on travel and dining and 1 point on everything else. Therefore, we say the card has a 2.5% rewards rate on dining and travel (2 x $0.0125) and a 1.25% rewards rate on everything else (1 x $0.0125).