Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. Citi is an advertising partner.

Marriott Bonvoy Boundless® Credit Card

Marriott Bonvoy Bold® Credit Card

Marriott Bonvoy Brilliant® American Express® Card

Whether you’re looking for a posh five-star retreat in a U.S. city or a budget hotel abroad, it’s not hard to find a place to stay and earn rewards within Marriott Bonvoy’s extensive network. Boasting more than 7,000 properties around the world, including well-known brands such as Westin, Sheraton, Courtyard and Fairfield Inn, Marriott Bonvoy offers one of the most versatile hotel rewards programs around. Marriott also partners with American Express and Chase on a wide range of hotel cards, including a no-annual-fee budget card and an ultra-lux travel card. Compare the best Marriott Bonvoy credit cards of 2023.

Compare best Marriott Credit Cards

Welcome Offer
Credit Needed
?
{"message":"There are various types of credit scores. Each creditor uses a variety of different types of credit scores to make lending decisions.","showIcon":false,"tooltipLabel":"?"}
Annual Fee
Marriott Bonvoy Boundless® Credit Card
Marriott Bonvoy Boundless<sup>®</sup> Credit Card
Earn 3 Free Night Awards (each night valued up to 50,000 points) after spending $3,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Boundless® Credit Card!660 - 850$95
Apply Now
On Chase's Secure Website
Marriott Bonvoy Bold® Credit Card
Marriott Bonvoy Bold<sup>®</sup> Credit Card
Earn 30,000 Bonus Points after spending $1,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Bold® Credit Card!660 - 850$0
Apply Now
On Chase's Secure Website
Marriott Bonvoy Bevy™ American Express® Card
Marriott Bonvoy Bevy™ American Express® Card
Earn 85,000 Marriott Bonvoy® bonus points after you make $4,000 in purchases on your new Card within the first 3 months.660 - 850$250
Not available on ValuePenguin
Marriott Bonvoy Business® American Express® Card
Marriott Bonvoy Business<sup>®</sup> American Express<sup>®</sup> Card
Earn 75,000 Bonus Marriott Bonvoy Points after you use your new Card to make $3,000 in purchases within the first 3 months of Card Membership.660 - 850$125
Not available on ValuePenguin
Marriott Bonvoy Brilliant® American Express® Card
Marriott Bonvoy Brilliant<sup>®</sup> American Express<sup>®</sup> Card
Earn 95,000 Marriott Bonvoy® bonus points after you use your new Card to make $5,000 in purchases on the Card within the first 3 months.660 - 850$650 See Rates & Fees.
Apply Now
See Rates & Fees. Terms Apply. On American Express' Secure Website
The Platinum Card® from American Express
The Platinum Card<sup>®</sup> from American Express
Earn 80,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership.660 - 850$695 See Rates & Fees.
Apply Now
See Rates & Fees. Terms Apply. On American Express' Secure Website
Chase Sapphire Preferred® Card
Chase Sapphire Preferred<sup>®</sup> Card
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.720 - 850$95
Apply Now
On Chase's Secure Website
Welcome Offer
Earn 3 Free Night Awards (each night valued up to 50,000 points) after spending $3,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Boundless® Credit Card!
Earn 30,000 Bonus Points after spending $1,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Bold® Credit Card!
Credit Score Needed
?
660 - 850
660 - 850
Annual Fee
$95
$0
Apply Now
On Chase's Secure Website
Apply Now
On Chase's Secure Website

Best overall: Marriott Bonvoy Boundless® Credit Card

Marriott Bonvoy Boundless® Credit Card

On Chase's Secure Website

Earn 3 Free Night Awards (each night valued up to 50,000 points) after spending $3,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Boundless® Credit Card!

$95

20.24% - 27.24% Variable

660 - 850

  • Earn 3 Free Night Awards (each night valued up to 50,000 points) after qualifying purchases.
  • Earn 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
  • Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
  • 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
  • Earn up to 17X total points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card.
  • 2X points for every $1 spent on all other purchases.
  • Receive 15 Elite Night Credits annually, automatic Silver Elite Status each account anniversary year, and path to Gold Status when you spend $35,000 on purchases each calendar year.
  • No foreign transaction fees.

  • Generous welcome bonus offer of three free award nights
  • Automatic Bonvoy Silver Elite status
  • A free award night every year on your account anniversary
  • Must have an active account to keep points from expiring
  • $95 annual fee

If you're not ready to go all in with one of Marriott's premium credit cards, the Marriott Bonvoy Boundless® Credit Card offers plenty of brand and other travel perks at a lower cost. Plus, it earns outstanding bonus rates on spending at Marriott hotels.

Like other Bonvoy cards, the Marriott Bonvoy Boundless® Credit Card earns an incredible rate for spending at over 7,000 participating Marriott properties worldwide. Other bonus categories include grocery stores, gas stations and dining.

As one of Marriott's entry-level co-branded cards, it's a solid choice for individuals looking to build loyalty with a hotel brand and earn free nights through its welcome offer and card spending.

Best for no annual fee: Marriott Bonvoy Bold® Credit Card

Marriott Bonvoy Bold® Credit Card

On Chase's Secure Website

Earn 30,000 Bonus Points after spending $1,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Bold® Credit Card!

$0

20.24% - 27.24% Variable

660 - 850

  • Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.
  • Pay no annual fee with the Marriott Bonvoy Bold® Credit Card from Chase®!
  • Earn up to 14X total points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Bold® Card.
  • 2X points for every $1 spent on other travel purchases (from airfare to taxis and trains).
  • 1X point for every $1 spent on all other purchases.
  • Receive 15 Elite Night Credits annually, qualifying you for Silver Elite Status. Restrictions apply.
  • No Foreign Transaction Fees.
  • Earn unlimited Marriott Bonvoy® points and get Free Night Stays faster.

  • $0 annual fee
  • 15 Elite Night credits annually and Silver Elite status
  • $0 foreign transaction fees
  • No free anniversary night
  • Limited bonus rewards categories

The ultimate entry-level Marriott card, Marriott Bonvoy Bold® Credit Card is the choice for individuals who want to earn rewards toward free hotel stays without paying a fee. Although it doesn't offer as many perks as other Marriott cards, it still gives you a taste of Marriott elite status.

The Marriott Bonvoy Bold® Credit Card comes with a decent welcome bonus with a low spending requirement. Beyond the bonus, the primary way to earn points is through Marriott stays and purchases while on property. You can earn bonus points for other travel purchases but may earn higher rates with other cards. Points don't expire as long as you make purchases with your card every 24 months.

Best for mid-tier benefits

Marriott Bonvoy Bevy™ American Express® Card

Generic art
Not available on ValuePenguin

Earn 85,000 Marriott Bonvoy® bonus points after you make $4,000 in purchases on your new Card within the first 3 months.

$250

19.99%-28.99% Variable

660 - 850

  • Earn 85,000 Marriott Bonvoy® bonus points after you make $4,000 in purchases on your new Card within the first 3 months.
  • Earn 6 Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy.
  • Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2x points).
  • Earn 2X points on all other eligible purchases.
  • 1K Bonus Points Per Stay: Earn 1,000 Marriott Bonvoy® bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy.
  • Enjoy complimentary Marriott Bonvoy Gold Elite status with your Card. A Marriott Bonvoy Gold Elite member will earn 25% more points on eligible purchases at participating hotels for each U.S. dollar or the currency equivalent that is incurred and paid for by the member.
  • Marriott Bonvoy Bevy Free Night Award: Earn 1 Free Night Award after spending $15,000 on eligible purchases on your Marriott Bonvoy Bevy™ Card in a calendar year. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy® points) at a participating hotel. Certain hotels have resort fees.
  • 15 Elite Night Credits: Each calendar year you can receive 15 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
  • Plan It® is a payment option that lets you split up purchases of $100 or more into equal monthly installments with a fixed fee. Plus, you'll still earn rewards the way you usually do.
  • $250 Annual Fee.
  • Terms apply.

  • Solid welcome offer
  • Complimentary Gold Elite status (enrollment required)
  • 1,000 bonus points per stay
  • 15 Elite Night credits (terms apply)
  • 1 Free Night Award after spending $15,000 on eligible purchases
  • Access to with Amex Offers
  • No automatic free nights
  • $250 annual fee
  • Benefits are minimal compared to other Marriott cards

The Marriott Bonvoy Bevy™ American Express® Card doesn't have the most extensive list of Marriott benefits that typically come with an annual fee of around $250. However, it might be a good choice if you want to earn automatic Gold Elite Status with Marriott quickly and travel enough to take advantage of those benefits (enrollment required). The Marriott Bonvoy Bevy™ American Express® Card has an identical welcome offer, rewards rate, list of benefits and annual fee to the Marriott Bonvoy Bountiful credit card. The main difference is the Marriott Bonvoy Bevy™ American Express® Card is issued by American Express, and the Marriott Bonvoy Bountiful credit card is issued by Chase. So if you prefer American Express cards and you're deciding between these two, the Marriott Bonvoy Bevy™ American Express® Card might be a better choice.

The Marriott Bonvoy Bevy™ American Express® Card has a decent earning rate. It offers an elevated earning rate on Marriott hotels, restaurants, take-out and U.S. supermarket purchases. Plus, you earn 1,000 bonus points per eligible stay at participating Marriott Bonvoy hotels. Points on this card don't expire.

The information related to Marriott Bonvoy Bevy™ American Express® Card has been independently collected by ValuePenguin and has not been reviewed or provided by the issuer of this card prior to publication.


Marriott Bonvoy Bountiful credit card

  • Solid sign-up bonus
  • Complimentary Gold Elite status
  • 1,000 bonus points per stay
  • 15 Elite Night credits (terms apply)
  • 1 Free Night Award after spending $15,000 on eligible purchases
  • One-year complimentary DashPass membership
  • No automatic free nights
  • $250 annual fee
  • Benefits are minimal compared to other Marriott cards

The Marriott Bonvoy Bountiful credit card, like the Marriott Bonvoy Bevy™ American Express® Card doesn't have an exhaustive list of benefits. It does, however, have a decent rewards rate, sign-up bonus and some perks, including automatic Marriott Gold Elite status. But for a $250 annual fee, this card is probably only worth it if you're looking to gain that complimentary status quickly and travel enough to use the benefits that come with it. The main difference between this card and the Marriott Bonvoy Bevy™ American Express® Card is the former is issued by Chase and the latter is issued by American Express. By using Chase, you can get a one-year complimentary DashPass subscription.

The Marriott Bonvoy Bountiful credit card has a decent earning rate. It offers an elevated earning rate on Marriott hotels, restaurants, take-out and U.S. supermarket purchases. Plus, you earn 1,000 bonus points per eligible stay at participating Marriott Bonvoy hotels. Points on this card don't expire.

The information related to Marriott Bonvoy Bountiful credit card has been independently collected by ValuePenguin and has not been reviewed or provided by the issuer of this card prior to publication.

Best for small businesses: Marriott Bonvoy Business® American Express® Card

Marriott Bonvoy Business® American Express® Card

Generic art
Not available on ValuePenguin

Earn 75,000 Bonus Marriott Bonvoy Points after you use your new Card to make $3,000 in purchases within the first 3 months of Card Membership.

$125

19.99% - 28.99% Variable

660 - 850

  • Welcome Offer: Earn 75,000 Bonus Marriott Bonvoy Points after you use your new Card to make $3,000 in purchases within the first 3 months of Card Membership.
  • 6x points at hotels participating in the Marriott Bonvoy® program.
  • 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
  • 2x points on all other eligible purchases.
  • Receive a 7% discount off standard rates for reservations of standard guest rooms at hotels that participate in the Marriott Bonvoy program when you book directly. Terms and Conditions Apply.
  • Receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
  • Enjoy Complimentary Marriott Bonvoy Gold Elite Status with your Card.
  • Terms apply.

  • Automatic Gold Elite status (enrollment required)
  • Free anniversary night certificate annually
  • Complimentary premium internet access during stays
  • $125 annual fee
  • Lower bonus rate on Marriott purchases than other cards

If your company's annual budget includes line items for travel and select business expenses, the Marriott Bonvoy Business® American Express® Card can help you earn valuable rewards for awards stays at Marriott resorts worldwide.

It's especially beneficial for businesses with multiple employees with cards, allowing you to pool points and boost your rewards balance quicker. Between the business card's welcome offer and ongoing rewards for card spending, there's more than enough value to outweigh its annual fee.

The Marriott Bonvoy Business® American Express® Card offers bonus earning potential for spending at participating Marriott Bonvoy hotels and lucrative categories like restaurants worldwide.

American Express allows business owners to add employee cards to their accounts for free, extending their rewards earning potential with employee card spending.

The Marriott Bonvoy Business® American Express® Card is an excellent fit for business owners who spend considerable money annually on travel, telecommunications and shipping costs.

Best for luxury benefits: Marriott Bonvoy Brilliant® American Express® Card

Marriott Bonvoy Brilliant® American Express® Card

See Rates & Fees. Terms Apply. On American Express' Secure Website

Earn 95,000 Marriott Bonvoy® bonus points after you use your new Card to make $5,000 in purchases on the Card within the first 3 months.

$650

19.99%-28.99% Variable

660 - 850

  • Earn 95,000 Marriott Bonvoy® bonus points after you use your new Card to make $5,000 in purchases on the Card within the first 3 months.
  • Each Card renewal year, get up to $300 in statement credits per calendar year (up to $25 per month) for eligible purchases at restaurants worldwide.
  • A Marriott Bonvoy Platinum Elite member will earn 50% more points on eligible purchases at participating hotels for each U.S. dollar or the currency equivalent that is incurred and paid for by the member.
  • Earn 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program. 3 points at Worldwide Restaurants and on flights booked directly with airlines. 2 points on all other eligible purchases.
  • Marriott Brilliant Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
  • Each calendar year after spending $60,000 on eligible purchases, Card Members are eligible to select an Earned Choice Award benefit. Benefit options include: Five (5) Suite Night Awards, 85K Free Night Award, and mattress and box spring $750 discount from Marriott Bonvoy Boutiques. Certain hotels have resort fees.
  • $100 Luxury Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton® or St. Regis® when you book direct using a special rate for a two-night minimum stay using your Card.
  • Fee Credit for Global Entry or TSA PreCheck®: Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4.5 years after you apply for a five-year membership through any Authorized Enrollment Provider for TSA PreCheck® (up to $85) when you pay the application fee with an eligible Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • Each calendar year you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
  • Enroll in Priority Pass Select, which offers unlimited access to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
  • Enjoy unlimited airport lounge visits when you enroll in Priority Pass™ Select membership.
  • No Foreign Transaction Fees on international purchases.
  • Cell phone protection: You can be reimbursed for your costs to repair or replace your damaged or Stolen cell phone up to $800, subject to a $50 deductible, for 2 approved claims per 12-month period when your prior month's wireless bill was paid utilizing an Eligible Card Account. Terms and conditions apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
  • $650 Annual Fee.
  • Terms Apply.

  • Generous welcome offer
  • $300 dining statement credit
  • $100 Marriott Bonvoy property credit
  • Free anniversary award night
  • Platinum Elite status (enrollment required)
  • $650 annual fee

For rates and fees of Marriott Bonvoy Brilliant® American Express® Card, please click here

The Marriott Bonvoy Brilliant® American Express® Card carries a premium price tag but is with the cost for frequent travelers who take advantage of the card's luxury travel perks. Between its many travel credits, airport lounge access and automatic Platinum Elite status (enrollment required), Bonvoy Brilliant is ideal for loyal Marriott travelers who enjoy luxury perks.

The Marriott Bonvoy Brilliant® American Express® Card comes with a sizable welcome offer. As a cobranded Marriott card, most of the card's earning potential comes from booking stays at participating Marriott properties. You can also earn bonus points at U.S restaurants and on flights booked directly with airlines.

Ideally, cardholders should be someone who travels frequently, enjoys dining out and wants access to hotel and luxury travel benefits.

Best for elite status across brands: The Platinum Card® from American Express

The Platinum Card® from American Express

See Rates & Fees. Terms Apply. On American Express' Secure Website

Earn 80,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership.

$695

See Pay Over Time APR

660 - 850

  • Earn 80,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings, which requires a minimum two-night stay, through American Express Travel when you pay with your Platinum Card®.
  • $240 Digital Entertainment Credit: Get up to $20 back each month on eligible purchases made with your Platinum Card® on one or more of the following: Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times. Enrollment required.
  • $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. Cost includes $12.95 plus applicable local sales tax. Plus Ups are excluded.
  • American Express has expanded The Centurion® Network to include 40+ Centurion Lounge and Studio locations worldwide. There are even more places your Platinum Card® can get you complimentary entry and exclusive perks.
  • $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one select qualifying airline.
  • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only.
  • Get up to $300 back per calendar year on the Equinox+ digital fitness app, or eligible Equinox club memberships when you pay with your Platinum Card. Enrollment required. Learn more.
  • Breeze through security with CLEAR® lanes available at 100+ airports, stadiums, and entertainment venues and get up to $189 back per calendar year on your membership when you use your Card. Learn more.
  • $695 annual fee.
  • Terms Apply.

  • Generous welcome offer
  • Automatic Gold Elite status with Marriott and Gold status with Hilton (enrollment required)
  • Valuable credits and travel perks, including airport lounge access
  • Points are more valuable and flexible
  • $695 annual fee
  • Some of its annual credits and perks may not be practical for many cardholders

For rates and fees of The Platinum Card® from American Express, please click here

The Platinum Card® from American Express features one of the highest annual fees of any card, which might scare some travel enthusiasts. As one of the premier luxury travel rewards cards, though, it's a perfect choice for those who want access to the best travel perks and benefits. With access to luxury lounges worldwide, automatic elite status with Marriott and Hilton (enrollment required), and an expansive list of annual credits and perks, few cards offer the value found with The Platinum Card® from American Express. Cardholders can also transfer their points to one of Amex's many travel transfer partners, including Marriott.

That said, it's only ideal for frequent travelers who can take advantage of the card's laundry list of perks yearly to justify the high fee.

The Platinum Card® from American Express comes with an enormous welcome offer with a higher spending requirement to match. The luxury Amex card earns bonus points on a variety of travel categories.

Unless you are a frequent traveler, you won't get much out of this card in terms of rewards earning.

Best for travelers who stay at other hotel brands: Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

On Chase's Secure Website

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.

$95

20.24% - 27.24% Variable

720 - 850

 

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
  • Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.

  • Generous welcome bonus
  • Extensive travel transfer partners
  • $0 foreign transaction fees
  • $95 annual fee
  • No airport lounge access

Chase Sapphire Preferred® Card offers flexible travel rewards and perks that extend beyond one hotel brand like Marriott. It's specifically geared toward frequent travelers who want versatile travel rewards they can use in multiple ways. So, it's an excellent card if you love Marriott resorts but don't want to be tied to one brand.

Like many top rewards credit cards, Chase Sapphire Preferred® Card comes with a substantial welcome bonus if you meet its spending requirement. It also features elevated bonus rewards rates in multiple spending categories, including travel purchased through Chase Ultimate Rewards® and dining.

Points earned with the Chase Sapphire Preferred® Card have even more value when redeemed through Chase Ultimate Rewards. Also, cardholders earn an additional bonus annually equal to 10% of total purchases made the previous year.

Marriott credit card benefits explained

Marriott status

Marriott’s elite status program allows frequent guests to earn special perks, such as exclusive discounts and free benefits, as a reward for staying at Marriott-branded hotels. Several co-branded Marriott cards offer automatic elite status with the Marriott Bonvoy program — from Silver status with the Marriott Bonvoy Business® American Express® Card and Marriott Bonvoy Boundless® Credit Card to Gold status with the Marriott Bonvoy Brilliant® American Express® Card (ennrollment required). The higher the elite status tier, the more perks you’ll enjoy.

Elite night credits

Elite night credits are the credits you earn as a Marriott Bonvoy member when you stay at a Marriott property. These credits are used to help determine whether you qualify for elite status and which tier you’re in. Marriott credit cards also offer honorary elite night credits you can use to earn a higher status.

Free night certificate

A free night certificate is an exclusive benefit on select Marriott cards, redeemable for one night at a Marriott hotel for a room worth 35,000 points or less (50,000 or less for the Marriott Bonvoy Brilliant® American Express® Card). These certificates are awarded on your card anniversary with a 12-month expiration date and do not cover resort fees.

$100 property credit

The Marriott Bonvoy Brilliant® American Express® Card gives you up to $100 of credit per booking toward qualifying purchases at qualifying Marriott properties, such as on-site restaurant purchases and spa services. Qualifying purchases do not include the cost of the room, property fees, taxes or gratuities.

Priority Pass Select™ membership

Marriott Bonvoy Brilliant® American Express® Card members also get access to Priority Pass lounges. Your Priority Pass Select™ membership entitles you and up to two guests free access to more than 1,300 airport lounges worldwide (enrollment required).

Global Entry/TSA Precheck credit

Marriott Bonvoy Brilliant® American Express® Card members get an $85 to $100 application fee credit every four and a half years when they apply for Global Entry or TSA Precheck membership. These airport security programs allow approved travelers to get faster security screening at select airports.

Free Wi-Fi

Marriott card members are automatically enrolled in the Marriott Bonvoy loyalty program, which includes free in-room wireless internet service (also known as Wi-Fi) for all members.


Which Marriott credit card is right for you?

The best Marriott card for you will depend on your spending habits and budget. If you’re a frequent traveler, you’ll likely get the most value from the Marriott Bonvoy Boundless® Credit Card or the high-end Marriott Bonvoy Brilliant® American Express® Card. But if you prefer less commitment, the Marriott Bonvoy Bold® Credit Card still offers a significant amount of value.


Tips for using your Marriott credit card

To get the most out of your Marriott cards, be mindful of your spending. Choose which cards you use based on the number of points you expect to earn per purchase. For example, if you own a Marriott Bonvoy Bold® Credit Card and The Platinum Card® from American Express, use The Platinum Card® from American Express for airfare and hotel purchases and the Marriott Bonvoy Bold® Credit Card for miscellaneous purchases.

Don’t spend more than you can afford to repay in full, even if you’re using a credit card with a high credit limit. Card rewards are never worth paying high interest on a credit card balance.

In addition, reserve your Marriott Bonvoy rewards for rooms that offer a return of at least a penny or a penny and a half or more per point. Although securing a lower priced rewards room may require trade-offs, such as an out-of-the-way location or a revised travel date, it could also save you a lot of money. You may also be able to secure a more enjoyable stay by using your points to pay for pricey high-end rooms that you can’t afford in cash.

FAQs about Marriott credit cards

You can apply for a Marriott credit card online by visiting the application page for your first choice card. But since Marriott cards are issued by different lenders, make sure you’re going to the right website. For example, you can apply for a Marriott Bonvoy Bold® Credit Card or a Marriott Bonvoy Boundless® Credit Card through Chase, but you’d need to go through American Express to apply for a Marriott Bonvoy Business® American Express® Card or a Marriott Bonvoy Brilliant® American Express® Card. You can also learn more about each card and who issues it by visiting Marriott Bonvoy’s credit card page.

You generally need good to excellent credit to qualify for a Marriott card.

If you’re using a Marriott Bonvoy card, your card will be automatically enrolled with Marriott Bonvoy once you’re approved. If you’re using a card that’s a Marriott Bonvoy partner, such as The Platinum Card® from American Express, you won’t be able to link your American Express card to your Bonvoy membership. Instead, you’ll be given the option of transferring your points to Marriott Bonvoy.

It depends on how long it takes American Express or Chase to approve your application. If you’re approved right away, you may be able to use your credit card number immediately if you’re opening an American Express card. But with a Chase card, you may need to wait a while longer until your new card arrives in the mail.

Yes. However, owning two cards may limit your point earnings or perks. For example, if you have two Marriott cards that offer 15 elite night credits, you’ll only be allowed one of the card’s credits. Similarly, you may not qualify for a new card’s welcome offer if you already own another Marriott card.

No. None of Marriott Bonvoy’s credit cards charge a foreign transaction fee.

The number of points you’ll need to pay for a Marriott stay will vary, depending on the destination, date of travel and hotel. However, you can expect to pay anywhere from 4,000 points to 100,000 points for a free night’s stay. In general, ultralow rates of 10,000 points or less are typically reserved for off-peak PointSavers deals or for rooms that have been priced well below market value.

Marriott also uses a Category System to price its rewards rooms, ranging from Category 1 hotel rooms to Category 8 hotel rooms. However, a room’s category will not only depend on the quality of the hotel. It may also fluctuate, depending on the hotel’s location.

You can transfer your Marriott Bonvoy points to more than 40 partner airlines, including American Airlines, Delta, Frontier, JetBlue, Southwest and United. You can also transfer your Marriott Bonvoy points for free to another member.

You can book a room through Marriott.com using a Visa, American Express, Discover or Mastercard.

Recap best Marriott credit cards

For rates and fees of Marriott Bonvoy Brilliant® American Express® Card, please click here

For rates and fees of The Platinum Card® from American Express, please click here

The information related to Marriott Bonvoy Business® American Express® Card has been independently collected by ValuePenguin and has not been reviewed or provided by the issuer of this card prior to publication.

Methodology

To make choosing the right card easier, we've looked at credit cards reviewed on ValuePenguin as well as cards on major issuer sites to compile a list of the best rewards credit cards available right now. Our recommendations are based on the additional value you can earn with the cards — including the rewards value, cost of ownership and value of benefits such as travel and purchase protections, lounge membership and airline companion passes. Our choices are not influenced by our advertisers. Learn more on how we calculate rewards.

For rates and fees of the Marriott Bonvoy Brilliant® American Express® Card, please click here.

For rates and fees of the The Platinum Card® from American Express, please click here.

Terms apply to American Express credit card offers. See americanexpress.com for more information.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The products that appear on this site may be from companies from which ValuePenguin receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). ValuePenguin does not include all financial institutions or all products offered available in the marketplace.

How We Calculate Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees. These estimates here are ValuePenguin's alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

Example of how we calculate the rewards rates: When redeemed for travel through Ultimate Rewards, Chase Sapphire Preferred points are worth $0.0125 each. The card awards 2 points on travel and dining and 1 point on everything else. Therefore, we say the card has a 2.5% rewards rate on dining and travel (2 x $0.0125) and a 1.25% rewards rate on everything else (1 x $0.0125).