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6 Best Barclays Credit Cards of May 2022

6 Best Barclays Credit Cards of May 2022

With its generous welcome bonus and incredible low spending requirement plus a host of American Airlines luxury perks, the AAdvantage® Aviator® Red World Elite Mastercard® Barclays card is our choice for best card overall Barclays card.

Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

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AAdvantage® Aviator® Red World Elite Mastercard®

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The Choice Privileges® Visa® Card

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The Frontier Airlines World MasterCard®

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Barclays has always offered some of the industry's best rewards credit cards. With its focus clearly on co-branded cards these days, there are several credit cards within its suite of products that stand out for their rewards and perks. Whether you're looking for a top-notch airline, hotel or rewards card, Barclays has you covered.

Best Barclays credit cards 2022

Card
Welcome Offer
Credit Needed
Annual Fee
Best overall
AAdvantage® Aviator® Red World Elite Mastercard®
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Earn 50,000 AAdvantage® bonus miles after making your first purchase and paying the $99 annual fee in full, both within the first 90 days.N/A$99
Not available on ValuePenguin
Best for hotels
The Choice Privileges® Visa® Card
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Earn 32,000 bonus points after spending $1,000 on purchases in the first 90 days, enough for up to 4 free nights at select Choice hotels. Earn 8,000 anniversary bonus points every year after spending $10,000 or more on purchases.N/A$0
Not available on ValuePenguin
Best for travel to Hawaii
Hawaiian Airlines® World Elite Mastercard®
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Earn 60,000 Bonus HawaiianMiles after spending $2,000 on purchases in the first 90 daysN/A$0 intro annual fee for the first year, then $99
Not available on ValuePenguin
Compare all cards

Welcome Offer

Earn 50,000 AAdvantage® bonus miles after making your first purchase and paying the $99 annual fee in full, both within the first 90 days.
Earn 32,000 bonus points after spending $1,000 on purchases in the first 90 days, enough for up to 4 free nights at select Choice hotels. Earn 8,000 anniversary bonus points every year after spending $10,000 or more on purchases.

Credit Score Needed

N/A
N/A

Annual Fee

$99
$0
Not available on ValuePenguin
Not available on ValuePenguin

Best overall

AAdvantage® Aviator® Red World Elite Mastercard®

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Not available on ValuePenguin

Earn 50,000 AAdvantage® bonus miles after making your first purchase and paying the $99 annual fee in full, both within the first 90 days.

$99

16.24%, 20.24% or 25.24% variable

N/A

  • Earn 50,000 AAdvantage® bonus miles after making your first purchase and paying the $99 annual fee in full, both within the first 90 days.
  • 10% of your redeemed miles back (10,000 miles maximum per calendar year)
  • Earn 2X AAdvantage® miles on eligible American Airlines purchases
  • Earn 1X AAdvantage® miles on all other purchases
  • Earn $3,000 Elite Qualifying Dollars after spending $25,000 on purchases each calendar year
  • Receive 25% inflight savings on food and beverages
  • No foreign transaction fees
  • First checked bag free for the primary cardmember and up to 4 companions on eligible bags

Verdict

The AAdvantage® Aviator® Red World Elite Mastercard® is a top choice for frequent American Airlines flyers, especially with its easy-to-earn sign-up bonus. Cardholders can Earn 50,000 AAdvantage® bonus miles after making your first purchase and paying the $99 annual fee in full, both within the first 90 days.

Beyond the welcome offer, this Barclays card offers several perks American Airlines fans will love. First, you get a free checked bag and preferred boarding, plus a 25% savings on in-flight food and beverage purchases. It's also one of the few airline credit cards to come with an anniversary companion pass offer. You can earn a companion certificate for one guest for $99 after you spend $20,000 on your card each year.

  • Easy-to-earn welcome bonus offer
  • Companion pass offer
  • Free checked bag
  • Preferred boarding
  • In-flight discounts
  • 0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening (then an APR of 16.24%, 20.24% or 25.24% variable applies)
  • $99 annual fee
  • No intro APR offer on purchases
  • Limited bonus spending categories


Best for hotels

The Choice Privileges® Visa® Card

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Not available on ValuePenguin

Earn 32,000 bonus points after spending $1,000 on purchases in the first 90 days, enough for up to 4 free nights at select Choice hotels. Earn 8,000 anniversary bonus points every year after spending $10,000 or more on purchases.

$0

15.49%, 20.24% or 25.24%, variable

N/A

  • 15 points per $1 spent at eligible Choice Privileges locations with your Choice Privileges Visa Card and Choice Privileges membership
  • 2X points per $1 spent on everyday purchases
  • 32,000 bonus points after $1,000 in purchases
  • 5 points per eligible $1 spent on the purchase of Choice Privileges® points or Choice Hotels gift card purchases

Verdict

With a solid underlying rewards program including points that don't expire, The Choice Privileges® Visa® Card is our top choice for hotel rewards. While the Choice Hotels brand isn't known for luxury resorts, it is home to over 7,000 properties in 40 countries. And with the welcome bonus available with the The Choice Privileges® Visa® Card, you can earn enough points for up to four free nights. You can Earn 32,000 bonus points after spending $1,000 on purchases in the first 90 days, enough for up to 4 free nights at select Choice hotels. Earn 8,000 anniversary bonus points every year after spending $10,000 or more on purchases.

Cardholders Earn 5 points per $1 spent at eligible Choice Hotels. Earn 2 points per $1 spent on all other purchases. Earn 5 points per $1 spent on the purchase of Choice Privileges® points or Choice Hotels gift card purchases. Since points never expire, you can hold on to them until you have enough for an epic adventure.

  • Generous welcome bonus offer
  • $0 annual fee
  • Points never expire
  • Anniversary bonus
  • No 0% intro APR offer on purchases
  • 3% foreign transaction fee


Best for travel to Hawaii

Hawaiian Airlines® World Elite Mastercard®

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Not available on ValuePenguin

Earn 60,000 Bonus HawaiianMiles after spending $2,000 on purchases in the first 90 days

$0 intro annual fee for the first year, then $99

16.24%, 20.24% or 25.24% variable

N/A

  • Limited Time Offer: Earn 60,000 bonus miles after spending $2,000 on purchases in the first 90 days
  • First checked bag free on eligible bags for the primary cardmember when you use your card to purchase eligible tickets directly from Hawaiian Airlines
  • One-time 50% off companion discount for roundtrip coach travel between Hawaii and North America on Hawaiian Airlines
  • Earn 3X miles on eligible Hawaiian Airlines purchases
  • Earn 2x miles on gas, dining and grocery store purchases
  • Earn 1X miles on all other purchases
  • No foreign transaction fees means you don't pay additional transaction fees on international purchases
  • Receive an annual $100 companion discount for roundtrip travel between Hawaii and North America on Hawaiian Airlines after each account anniversary
  • Share Miles allows you to send and receive miles from family and friends through HawaiianAirlines.com, without a fee
  • No blackout dates

Verdict

Hawaii is one of the most popular travel destinations in the world and the Hawaiian Airlines® World Elite Mastercard® is the best card to earn flights to and from Hawaii. With this card, you can Earn 60,000 Bonus HawaiianMiles after spending $2,000 on purchases in the first 90 days

The welcome offer is enough miles for one or two round-trip tickets to Hawaii, depending on departure location and timing. Other card privileges also include a free checked bag and a one-time 50% companion discount on round-trip travel between Hawaii and North American destinations. You'll also receive a $100 companion discount after each account anniversary.

This co-branded airline card may not be the best option if you want to fly to other destinations besides Hawaii because of its limited coverage. Still, it's a great choice if you're planning a trip to Hawaii in the near future.

  • Generous welcome bonus offer
  • Free check bag
  • Annual companion discount
  • One-time 50% companion discount
  • Foreign transaction fee of 0% of each transaction in U.S. dollars
  • $0 intro annual fee for the first year, then $99 annual fee after the first year
  • Limited airline destinations
  • Free checked bag limited to primary cardholder


Best for budget travelers

The Frontier Airlines World MasterCard®

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Not available on ValuePenguin

50,000 bonus miles plus, $100 flight voucher after spending $500 on purchases and paying the annual fee in full, both within the first 90 days

$89

16.24%, 20.24% or 25.24% Variable

660 - 850

  • Earn up to 45,000 miles on qualifying transactions, enough for a round trip flight plus taxes and fees from $5.00.
  • Award travel redemptions begins at just 10,000 miles.
  • Enjoy 5 miles per $1 on Frontier Airlines purchases
  • Earn 3 miles per $1 on restaurant purchases
  • Earn 1 mile per $1 spent everywhere else
  • Redeem companion tickets for 5,000 fewer miles — a cardholder exclusive benefit.
  • Please see terms and conditions for complete details

Verdict

The Frontier Airlines World MasterCard® is our top choice for budget-conscious travelers. Frontier Airlines is one of the most affordable airlines, which means you can stretch your reward with your card even further. Cardholders can earn 50,000 bonus miles plus, $100 flight voucher after spending $500 on purchases and paying the annual fee in full, both within the first 90 days. That's enough points for two round trip award tickets.

You can also earn bonus points through card spending. You'll earn 5X miles on eligible purchases at flyfrontier.com, 3X miles on restaurant purchases and 1X miles on all other purchases. Plus, you can pool points with family and friends for larger redemptions. Other perks include priority boarding and a $100 flight voucher for every account anniversary after spending $2,500 annually.

  • Generous welcome bonus offer
  • Priority boarding
  • Anniversary flight voucher offer
  • Foreign transaction fee: None
  • Points pooling
  • It has an annual fee: $89
  • No 0% intro APR offer on purchases
  • No free checked bags
  • Rewards can expire


Best for travel to Europe

Miles & More® World Elite Mastercard®

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Not available on ValuePenguin

50,000 bonus miles if you make $3,000 in purchases within the first 90 days and pay the annual fee.

$89

16.24%, 20.24% or 25.24% Variable

N/A

  • Free Companion Ticket (economy class) upon the first use of the new Lufthansa World MasterCard, and on the anniversary of your account opening
  • Redeem miles for flight awards and upgrades on Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, Star Alliance airlines and other partners
  • 1 mile for every $1 spent

Verdict

While some co-branded airlines are great for domestic flights if you want to travel to Europe, a card like the Lufthansa Miles & More® World Elite Mastercard® can get you there better. First, you'll earn 50,000 bonus miles if you make $3,000 in purchases within the first 90 days and pay the annual fee.

If you're a fan of luxury travel, this Barclays card comes with two complimentary Lufthansa Business Lounge Vouchers each account anniversary. You'll also receive one companion ticket after each account anniversary. It's also a good card to take when traveling to Europe and other international destinations since it carries 0% foreign transaction fees.

Lufthansa Airlines is a part of the Star Alliance, meaning you can transfer your miles to other alliance Airlines like United Airlines. You can often find cheaper award flights through partner airlines, further extending the value of the miles you earn.

  • Generous welcome bonus offer
  • Anniversary lounge vouchers and companion ticket
  • 0% foreign transaction fees
  • Lengthy 0% intro APR offer on balance transfers
  • $89 annual fee
  • No free checked bags
  • No 0% intro APR offer on purchases


Best for businesses

AAdvantage® Aviator® World Elite Business Mastercard®

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Not available on ValuePenguin

Earn up to 70,000 AAdvantage® bonus miles. Earn 60,000 bonus miles after spending $1,000 on purchases in the first 90 days, and earn 10,000 bonus miles after a purchase is made on an employee card.

$95

16.24% or 25.24% Variable

N/A

Verdict

Being a business owner doesn't mean missing out on valuable travel rewards earned through personal credit cards. Our pick for the best Barclays business card is the AAdvantage® Aviator® World Elite Business Mastercard®. Cardholders can Earn up to 70,000 AAdvantage® bonus miles. Earn 60,000 bonus miles after spending $1,000 on purchases in the first 90 days, and earn 10,000 bonus miles after a purchase is made on an employee card. The bonus isn't the only way to earn miles. You earn a 5% mileage bonus each account anniversary based on how many miles you've earned with your card. Plus, you'll Earn 2X AAdvantage® miles for every one dollar spent on eligible American Airlines purchases. Earn 2X AAdvantage® miles for every one dollar spent at eligible office supply, telecom and car rental merchants. Earn 1X AAdvantage® miles for every one dollar spent on all other purchases.

The AAdvantage® Aviator® World Elite Business Mastercard® comes with plenty of other perks to impress any business traveler. The card comes with a first checked bag free for the cardholder and up to four companions. You also receive a companion certificate for one guest for $99 each year that you spend $30,000 or more on your card. Other benefits include priority boarding and 25% savings on in-flight food and beverage purchases. There are also free employee cards to maximize company spending to earn rewards.

  • Generous welcome bonus offer
  • Annual companion pass offer
  • First checked bag free
  • Priority boarding
  • In-flight purchase discounts
  • Free employee cards
  • 0% of the U.S. Dollar amount. foreign transaction fees
  • $95 annual fee
  • No lounge access
  • Few travel benefits outside of American Airlines


Honorable mention for hotels

Wyndham Rewards Earner® Card

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Not available on ValuePenguin

30,000 bonus points after spending $1,000 on purchases in the first 90 days.

$0

15.99%, 20.24% or 25.24% Variable

660 - 850

  • Automatically receive Wyndham Rewards Gold member level
  • Save even more on the Best Available Rate at participating Hotels by Wyndham
  • No limit to the number of points you can earn 

Verdict

Another top Barclays hotel co-branded card to consider is the Wyndham Rewards Earner® Card. With over 8,900 properties worldwide, Wyndham Hotels and Resorts is one of the largest hotel franchises in the world, and the Wyndham Rewards Earner® Card gives you access to the very best perks the Wyndham Rewards program has to offer.

First, you'll earn 30,000 bonus points after spending $1,000 on purchases in the first 90 days. That's enough points for up to four free nights at Wyndham properties. Cardholders automatically reach Wyndham Rewards Gold level status and enjoy perks like free Wi-Fi, late check out, preferred room selection, and more. The Wyndham Rewards Earner® Card allows you to earn a 7,500-anniversary bonus each year you spend at least $15,000 on your card. While it's not the most impressive hotel card, it provides a ton of value for a card with $0 annual fee.

  • Generous welcome bonus offer
  • $0 annual fee
  • Wyndham Rewards Gold status
  • Anniversary bonus offer
  • No free anniversary night
  • Limited redemption options
  • Wyndham Rewards points don’t cover resort fees
  • Wyndham points expire within four years, even if your account is active


Honorable mention for airlines

JetBlue Plus Card

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Not available on ValuePenguin

Earn 60,000 bonus points after spending $1,000 on purchases and paying the annual fee in full, both within the first 90 days

$99

16.24%, 20.24% or 25.24% Variable

720 - 850

  • Earn 60,000 bonus points after spending $1,000 on purchases and paying the annual fee in full, both within the first 90 days.
  • Earn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases
  • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking.
  • Points awarded in your TrueBlue account don't expire. Earn and share points together with Family Pooling
  • Earn 5,000 bonus points every year after your account anniversary
  • 50% savings on eligible inflight purchases like cocktails and food & the primary cardmember's first checked bag is free on JetBlue-operated flights
  • Enjoy all TrueBlue Mosaic benefits for one year after you spend $50,000 or more on purchases each calendar year with your card
  • Enjoy a $100 statement credit after purchasing a JetBlue Vacations package of $100 or more with your JetBlue Plus Card

Verdict

Fans of JetBlue can earn valuable rewards redeemable for award flights on the popular airline. With the JetBlue Plus Card, you can Earn 60,000 bonus points after spending $1,000 on purchases and paying the annual fee in full, both within the first 90 days. Plus, you'll earn 5,000 points after each account anniversary.

This airline card offers plenty of flying perks, including 50% savings on eligible in-flight food and beverage purchases. It also comes with the first checked bag free for the cardholder and up to three companions. There are also no blackout dates for JetBlue flights

  • Generous welcome bonus offer
  • First checked bag free
  • In-flight purchase discounts
  • 0% foreign transaction fees
  • $99 annual fee
  • Doesn't include priority boarding
  • In-flight purchase savings
  • No intro APR offer on purchases
  • Small flight network


Honorable mention for cruises

Carnival® World Mastercard®

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Not available on ValuePenguin

20,000 FunPoints® after your first purchase or balance transfer

$0

15.24%, 21.24%, or 25.24% variable

N/A

  • Get a 10% statement credit on a Carnival shore excursion
  • Barclays will double the FunPoints you earn in year one of card membership
  • Redeem FunPoints for statement credits, gifts and amenities

Fans of Carnival cruises will love the Carnival® World Mastercard®. Cardholders can earn 20,000 FunPoints® after their first purchase or balance transfer, enough for a $200 statement credit.

The card's bonus spending categories aren't great unless you spend money regularly on cruises. You'll 2X FunPoints® for every dollar spent on any purchases with Carnival Cruise Line and with the brands of the World’s Leading Cruise Lines℠ and 1X points on all other purchases.

Generally, cruise credit cards don't offer as much value as other travel rewards credit cards. Even if you book cruises often, a general travel rewards card may offer better perks and more flexibility.

  • Decent welcome bonus offer
  • $0 annual fee
  • 10% rebate on Carnival shore excursions
  • Intro APR offer on Carnival cruise bookings
  • $0 foreign transaction fees
  • Limited redemption options
  • No travel or purchase protections
  • Underwhelming bonus category earning rates

Frequently asked questions

What is the best Barclays credit card?

The best Barclays card depends on your needs and the type of rewards you want to earn. The AAdvantage® Aviator® Red World Elite Mastercard® is our top pick because of the valuable travel benefits included and the low spending threshold to earn the welcome bonus.

What credit score is needed for a Barclays credit card?

Credit score requirements vary between cards. Generally, you'll need a good FICO credit score or better to qualify for most Barclays credit cards, which is a score of 670 or higher.

How do I apply for a Barclays credit card?

You can apply for a Barclays credit card directly through Barclays' secure website. During the application process, you'll be asked to provide personal and financial information to verify your identity.

Do Barclay credit cards offer preapproval?

Unfortunately, there's no way to preapproval for Barclays credit cards at this time. You can improve your approval odds by checking your credit in advance to ensure your score meets the card issuer's requirements.

Where is the Barclay credit card login?

You can log into your Barclays credit card account online through the Barclays website or through its mobile app.

Does Barclays have a US Airways Mastercard?

US Airways merged with American Airlines in 2013 and all entities are now housed under the American Airlines brand.

Recap of the best Barclays credit cards

Methodology

To help you choose the best Barclays credit cards, we analyzed the credit cards reviewed on ValuePenguin as well as other cards available from the card issuer. We compiled a list of the best Barclays credit cards based on welcome offers, rewards value, travel and other benefits and perks, bonus spending categories, annual fees, and more. Our recommendations are based on how much value these cards can offer our readers and these choices are not influenced by our advertisers. Learn more about how we calculate rewards.

The information related to AAdvantage® Aviator® Red World Elite Mastercard®, The Choice Privileges® Visa® Card, Hawaiian Airlines® World Elite Mastercard®, The Frontier Airlines World MasterCard®, Miles & More® World Elite Mastercard®, AAdvantage® Aviator® World Elite Business Mastercard®, Wyndham Rewards Earner® Card, JetBlue Plus Card and Carnival® World Mastercard® has been independently collected by ValuePenguin and has not been reviewed or provided by the issuer of this card prior to publication.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The products that appear on this site may be from companies from which ValuePenguin receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). ValuePenguin does not include all financial institutions or all products offered available in the marketplace.

How We Calculate Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees. These estimates here are ValuePenguin's alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

Example of how we calculate the rewards rates: When redeemed for travel through Ultimate Rewards, Chase Sapphire Preferred points are worth $0.0125 each. The card awards 2 points on travel and dining and 1 point on everything else. Therefore, we say the card has a 2.5% rewards rate on dining and travel (2 x $0.0125) and a 1.25% rewards rate on everything else (1 x $0.0125).