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6 Best Barclays Credit Cards of October 2022

6 Best Barclays Credit Cards of October 2022

With its generous welcome bonus and incredible low spending requirement plus a host of American Airlines luxury perks, the AAdvantage® Aviator® Red World Elite Mastercard® Barclays card is our choice for best card overall Barclays card.

Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

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Barclays has always offered some of the industry's best rewards credit cards. With its focus clearly on co-branded cards these days, there are several credit cards within its suite of products that stand out for their rewards and perks. Whether you're looking for a top-notch airline, hotel or rewards card, Barclays has you covered.

Best Barclays credit cards 2022

Card
Welcome Offer
Credit Needed
Annual Fee
Best overall
AAdvantage® Aviator® Red World Elite Mastercard®
AAdvantage® Aviator® Red World Elite Mastercard®
Earn 60,000 AAdvantage® bonus miles after making your first purchase and paying the $99 annual fee in full, both within the first 90 days.660 - 850$99
Not available on ValuePenguin
Best for hotels
The Choice Privileges® Visa® Card
The Choice Privileges® Visa® Card
Earn 32,000 bonus points after spending $1,000 on purchases in the first 90 days, enough for up to 4 free nights at select Choice hotels. Earn 8,000 anniversary bonus points every year after spending $10,000 or more on purchases.660 - 850$0
Not available on ValuePenguin
Best for travel to Hawaii
Hawaiian Airlines® World Elite Mastercard®
Hawaiian Airlines® World Elite Mastercard®
Earn 80,000 bonus HawaiianMiles plus a statement credit of $99 after spending $2,000 on purchases within the first 90 days.660 - 850$0 intro annual fee for the first year, then $99
Not available on ValuePenguin
Compare all cards

Welcome Offer

Earn 60,000 AAdvantage® bonus miles after making your first purchase and paying the $99 annual fee in full, both within the first 90 days.
Earn 32,000 bonus points after spending $1,000 on purchases in the first 90 days, enough for up to 4 free nights at select Choice hotels. Earn 8,000 anniversary bonus points every year after spending $10,000 or more on purchases.

Credit Score Needed

660 - 850
660 - 850

Annual Fee

$99
$0
Not available on ValuePenguin
Not available on ValuePenguin

Best overall

AAdvantage® Aviator® Red World Elite Mastercard®

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Not available on ValuePenguin

Earn 60,000 AAdvantage® bonus miles after making your first purchase and paying the $99 annual fee in full, both within the first 90 days.

$99

18.24%, 22.24%, or 27.24%

660 - 850

  • Earn 50,000 AAdvantage® bonus miles after making your first purchase and paying the $99 annual fee in full, both within the first 90 days.
  • 10% of your redeemed miles back (10,000 miles maximum per calendar year)
  • Earn 2X AAdvantage® miles on eligible American Airlines purchases
  • Earn 1X AAdvantage® miles on all other purchases
  • Earn $3,000 Elite Qualifying Dollars after spending $25,000 on purchases each calendar year
  • Receive 25% inflight savings on food and beverages
  • No foreign transaction fees
  • First checked bag free for the primary cardmember and up to 4 companions on eligible bags

  • Easy-to-earn welcome bonus offer
  • Companion pass offer
  • Free checked bag
  • Preferred boarding
  • In-flight discounts
  • 0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. (then an APR of 18.24%, 22.24%, or 27.24% applies)
  • $99 annual fee
  • No intro APR offer on purchases
  • Limited bonus spending categories

The AAdvantage® Aviator® Red World Elite Mastercard® is our top choice for frequent American Airlines flyers due to its easy-to-earn sign-up bonus and great airline perks. Cardholders get a free checked bag, 25% back on in-flight purchases, $25 back on in-flight Wi-Fi purchases and preferred boarding. This card's $99 annual fee is very reasonable even for infrequent travelers.


Best for hotels

The Choice Privileges® Visa® Card

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Not available on ValuePenguin

Earn 32,000 bonus points after spending $1,000 on purchases in the first 90 days, enough for up to 4 free nights at select Choice hotels. Earn 8,000 anniversary bonus points every year after spending $10,000 or more on purchases.

$0

15.49%, 20.24% or 25.24%, variable

660 - 850

  • 15 points per $1 spent at eligible Choice Privileges locations with your Choice Privileges Visa Card and Choice Privileges membership
  • 2X points per $1 spent on everyday purchases
  • 32,000 bonus points after $1,000 in purchases
  • 5 points per eligible $1 spent on the purchase of Choice Privileges® points or Choice Hotels gift card purchases

  • Generous welcome bonus offer
  • $0 annual fee
  • Points never expire
  • Anniversary bonus
  • No 0% intro APR offer on purchases
  • 3% foreign transaction fee

The Choice Privileges® Visa® Card is best for hotels due to its rewards and benefits. Cardholders also earn a generous sign-up bonus and a high rewards rate on paid hotel stays with the brand. Big spenders can even earn 8,000 anniversary bonus points annually after using the card for $10,000 or more in purchases within a year.


Best for travel to Hawaii

Hawaiian Airlines® World Elite Mastercard®

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Not available on ValuePenguin

Earn 80,000 bonus HawaiianMiles plus a statement credit of $99 after spending $2,000 on purchases within the first 90 days.

$0 intro annual fee for the first year, then $99

16.24%, 20.24% or 25.24% variable

660 - 850

  • Limited Time Offer: Earn 60,000 bonus miles after spending $2,000 on purchases in the first 90 days
  • First checked bag free on eligible bags for the primary cardmember when you use your card to purchase eligible tickets directly from Hawaiian Airlines
  • One-time 50% off companion discount for roundtrip coach travel between Hawaii and North America on Hawaiian Airlines
  • Earn 3X miles on eligible Hawaiian Airlines purchases
  • Earn 2x miles on gas, dining and grocery store purchases
  • Earn 1X miles on all other purchases
  • No foreign transaction fees means you don't pay additional transaction fees on international purchases
  • Receive an annual $100 companion discount for roundtrip travel between Hawaii and North America on Hawaiian Airlines after each account anniversary
  • Share Miles allows you to send and receive miles from family and friends through HawaiianAirlines.com, without a fee
  • No blackout dates

  • Generous welcome bonus offer
  • Free check bag
  • Annual companion discount
  • One-time 50% companion discount
  • Foreign transaction fee of 0% of each transaction in U.S. dollars
  • $0 intro annual fee for the first year, then $99 annual fee after the first year
  • Limited airline destinations
  • Free checked bag limited to primary cardholder

The Hawaiian Airlines® World Elite Mastercard® is ideal for trips to Hawaii since it earns HawaiianMiles and perks on Hawaiian Airlines. The welcome offer alone is enough for one or two round-trip tickets to Hawaii, and cardholders get a one-time 50% companion discount on round-trip travel between Hawaii and North American destinations to boot. Cardholders also qualify for a $100 companion discount for round-trip travel between Hawaii and North America on Hawaiian Airlines each year on their cardholder anniversary.


Best for budget travelers

The Frontier Airlines World MasterCard®

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Not available on ValuePenguin

50,000 bonus miles plus, $100 flight voucher after spending $500 on purchases and paying the annual fee in full, both within the first 90 days

$89

16.24%, 20.24% or 25.24% Variable

660 - 850

  • Earn up to 45,000 miles on qualifying transactions, enough for a round trip flight plus taxes and fees from $5.00.
  • Award travel redemptions begins at just 10,000 miles.
  • Enjoy 5 miles per $1 on Frontier Airlines purchases
  • Earn 3 miles per $1 on restaurant purchases
  • Earn 1 mile per $1 spent everywhere else
  • Redeem companion tickets for 5,000 fewer miles — a cardholder exclusive benefit.
  • Please see terms and conditions for complete details

  • Generous welcome bonus offer
  • Priority boarding
  • Anniversary flight voucher offer
  • Foreign transaction fee: None
  • Points pooling
  • It has an annual fee: $89
  • No 0% intro APR offer on purchases
  • No free checked bags
  • Rewards can expire

The Frontier Airlines World MasterCard® is our top choice for budget-conscious travelers due to its generous rewards program and the fact Frontier is so affordable in the first place. The card's sign-up bonus is enough for two round-trip flights with the airline. Other perks include family points pooling, no reward redemption fees, priority boarding and a $100 flight voucher for every account anniversary after spending $2,500 annually.


Best for travel to Europe

Miles & More® World Elite Mastercard®

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Not available on ValuePenguin

50,000 bonus miles if you make $3,000 in purchases within the first 90 days and pay the annual fee.

$89

16.24%, 20.24% or 25.24% Variable

See website for details

  • Free Companion Ticket (economy class) upon the first use of the new Lufthansa World MasterCard, and on the anniversary of your account opening
  • Redeem miles for flight awards and upgrades on Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, Star Alliance airlines and other partners
  • 1 mile for every $1 spent

  • Generous welcome bonus offer
  • Anniversary lounge vouchers and companion ticket
  • 0% foreign transaction fees
  • Lengthy 0% intro APR offer on balance transfers
  • $89 annual fee
  • No free checked bags
  • No 0% intro APR offer on purchases

Lufthansa Airlines is a part of the Star Alliance, so picking up the Lufthansa Miles & More® World Elite Mastercard® makes it possible to book flights to and from Europe (and to other destinations) with Lufthansa and other alliance airlines like United. Other perks include two complimentary Lufthansa Business Lounge Vouchers on each account anniversary, a companion ticket each account anniversary and 0% foreign transaction fees.


Best for businesses

AAdvantage® Aviator® World Elite Business Mastercard®

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Not available on ValuePenguin

Earn up to 70,000 AAdvantage® bonus miles. Earn 60,000 bonus miles after spending $1,000 on purchases in the first 90 days, and earn 10,000 bonus miles after a purchase is made on an employee card.

$95

16.24% or 25.24% Variable

660 - 850

  • Generous welcome bonus offer
  • Annual companion pass offer
  • First checked bag free
  • Priority boarding
  • In-flight purchase discounts
  • Free employee cards
  • 0% of the U.S. Dollar amount. foreign transaction fees
  • $95 annual fee
  • No lounge access
  • Few travel benefits outside of American Airlines

Our pick for the best Barclays business card is the AAdvantage® Aviator® World Elite Business Mastercard®, because its rewards and perks are geared for small businesses. It offers a generous bonus offer and miles earned on all spending with the card. Other perks include a first checked bag free for the cardholder and up to four companions, preferred boarding, 25% savings on in-flight purchases and 0% of the U.S. Dollar amount.


Honorable mention for hotels

Wyndham Rewards Earner® Card

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Not available on ValuePenguin

30,000 bonus points after spending $1,000 on purchases in the first 90 days.

$0

17.99%, 22.24% or 27.24% Variable

660 - 850

  • Automatically receive Wyndham Rewards Gold member level
  • Save even more on the Best Available Rate at participating Hotels by Wyndham
  • No limit to the number of points you can earn 

  • Generous welcome bonus offer
  • $0 annual fee
  • Wyndham Rewards Gold status
  • Anniversary bonus offer
  • No free anniversary night
  • Limited redemption options
  • Wyndham Rewards points don’t cover resort fees
  • Wyndham points expire within four years, even if your account is active

The Wyndham Rewards Earner® Card gets an honorable mention since it offers automatic Wyndham Gold status and makes it possible to earn points in this program with $0 annual fee. Points in this program are worth $0.009 each, which is pretty good when compared to the values of other hotel loyalty points. Other perks worth mentioning include an introductory APR offer on balance transfers, $0 foreign transaction fees and an annual bonus of 7,500 points each anniversary year you spend $15,000 on eligible purchases.


Honorable mention for airlines

JetBlue Plus Card

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Not available on ValuePenguin

Earn 60,000 bonus points after spending $1,000 on purchases and paying the annual fee in full, both within the first 90 days

$99

18.24%, 22.24% or 27.24% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

720 - 850

  • Earn 60,000 bonus points after spending $1,000 on purchases and paying the annual fee in full, both within the first 90 days.
  • Earn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases
  • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking.
  • Points awarded in your TrueBlue account don't expire. Earn and share points together with Family Pooling
  • Earn 5,000 bonus points every year after your account anniversary
  • 50% savings on eligible inflight purchases like cocktails and food & the primary cardmember's first checked bag is free on JetBlue-operated flights
  • Enjoy all TrueBlue Mosaic benefits for one year after you spend $50,000 or more on purchases each calendar year with your card
  • Enjoy a $100 statement credit after purchasing a JetBlue Vacations package of $100 or more with your JetBlue Plus Card

  • Generous welcome bonus offer
  • First checked bag free
  • In-flight purchase discounts
  • 0% foreign transaction fees
  • $99 annual fee
  • Doesn't include priority boarding
  • In-flight purchase savings
  • No intro APR offer on purchases
  • Small flight network

The JetBlue Plus Card gets an honorable mention for airlines since it lets cardholders rack up valuable JetBlue points at a high rate.The card offers other valuable travel-related perks, including a first checked bag free for the cardholder and up to three companions, and a 10% redemption bonus.


Honorable mention for cruises

Carnival® World Mastercard®

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Not available on ValuePenguin

20,000 FunPoints® after your first purchase or balance transfer

$0

17.24%, 23.24% or 27.24%

See website for details

  • Get a 10% statement credit on a Carnival shore excursion
  • Barclays will double the FunPoints you earn in year one of card membership
  • Redeem FunPoints for statement credits, gifts and amenities

  • Decent welcome bonus offer
  • $0 annual fee
  • 10% rebate on Carnival shore excursions
  • Intro APR offer on Carnival cruise bookings
  • $0 foreign transaction fees
  • Limited redemption options
  • No travel or purchase protections
  • Underwhelming bonus category earning rates

The Carnival® World Mastercard® is not one of the top travel credit cards, but it deserves an honorable mention for cruises since it offers some perks for Carnival enthusiasts. Cardholders get a fair-sized welcome bonus, as well as 2X FunPoints® for every dollar spent on any purchases with Carnival Cruise Line and with the brands of the World’s Leading Cruise Lines℠ and 1X points on all other purchases. You can also finance a cruise with the card, thanks to its introduction offer. Cardholders get a 0% for six months on Carnival cruise bookings. A 17.24%, 23.24% or 27.24% variable APR applies after the introductory offer ends.

Frequently asked questions

The best Barclays card depends on your needs and the type of rewards you want to earn. The AAdvantage® Aviator® Red World Elite Mastercard® is our top pick because of the valuable travel benefits included and the low spending threshold to earn the welcome bonus.

Credit score requirements vary between cards. Generally, you'll need a good FICO credit score or better to qualify for most Barclays credit cards, which is a score of 670 or higher.

You can apply for a Barclays credit card directly through Barclays' secure website. During the application process, you'll be asked to provide personal and financial information to verify your identity.

Unfortunately, there's no way to preapproval for Barclays credit cards at this time. You can improve your approval odds by checking your credit in advance to ensure your score meets the card issuer's requirements.

You can log into your Barclays credit card account online through the Barclays website or through its mobile app.

US Airways merged with American Airlines in 2013 and all entities are now housed under the American Airlines brand.

Recap of the best Barclays credit cards

Methodology

To help you choose the best Barclays credit cards, we analyzed the credit cards reviewed on ValuePenguin as well as other cards available from the card issuer. We compiled a list of the best Barclays credit cards based on welcome offers, rewards value, travel and other benefits and perks, bonus spending categories, annual fees, and more. Our recommendations are based on how much value these cards can offer our readers and these choices are not influenced by our advertisers. Learn more about how we calculate rewards.

The information related to AAdvantage® Aviator® Red World Elite Mastercard®, The Choice Privileges® Visa® Card, Hawaiian Airlines® World Elite Mastercard®, The Frontier Airlines World MasterCard®, Miles & More® World Elite Mastercard®, AAdvantage® Aviator® World Elite Business Mastercard®, Wyndham Rewards Earner® Card, JetBlue Plus Card and Carnival® World Mastercard® has been independently collected by ValuePenguin and has not been reviewed or provided by the issuer of this card prior to publication.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The products that appear on this site may be from companies from which ValuePenguin receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). ValuePenguin does not include all financial institutions or all products offered available in the marketplace.

How We Calculate Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees. These estimates here are ValuePenguin's alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

Example of how we calculate the rewards rates: When redeemed for travel through Ultimate Rewards, Chase Sapphire Preferred points are worth $0.0125 each. The card awards 2 points on travel and dining and 1 point on everything else. Therefore, we say the card has a 2.5% rewards rate on dining and travel (2 x $0.0125) and a 1.25% rewards rate on everything else (1 x $0.0125).