Find the Right Financing for Your Business

If you’re looking for a small business loan, it’s best to shop around to get the best rates and terms. Our comparison tool will help you find the best deals for financing your business.

$

What We Can Do for You

We’ve done the research for you. Whether you’re a new entrepreneur applying for your first loan or a seasoned business owner applying for an SBA loan, our guides and reviews will help you find the best financing for your business.

Who Has the Best Small Business Loans?


Picking the right loan for your business is critical to your success. We’ve evaluated what types of loans and lenders generally offer the best interest rates.

Learn More

Type of LenderAnnual Interest Rates
Large National Banks2.24-4.77%
Small National and Regional Banks2.86-5.43%
Online/Alternative Lenders5.49-66.57%

Getting Your First Business Loan?

If you’re applying for your first business loan, our guides will help through the process, from figuring out what type of funding you need to getting approved for a loan.


Types of Small Business Financing

There are a variety of financing products beyond traditional loans. Our guides break down these products and explain when and why you’d want to apply for each.


Find the Best Small Business Loans

Shopping around to get the best loan offers can be time-consuming. To help you out, we’ve put together a list of top picks of small business financing for all types of businesses and needs.


SBA & Government Loans

Government loans offer some of the best financing for small businesses in the U.S. Learn more about these competitive loan programs, including which one is the right fit for your business and how to apply.

Average Small Business Loan Amount in 2019: Across Banks and Alternative Lenders

The average loan extended to U.S. businesses in Q4 2018 was $663,000. Click to read how we got those numbers and about other factors that...

See Study

Small Business Loan Reviews

{"items":["\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/small-business\/bluevine-invoice-factoring-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/referral_logos\/us\/small_business\/bluevine-2\" alt=\"BlueVine Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/small-business\/bluevine-invoice-factoring-review\"\u003EBlueVine\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/small-business\/funding-circle-business-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/referral_logos\/us\/small_business\/fundingcircle-2\" alt=\"Funding Circle Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/small-business\/funding-circle-business-loan-review\"\u003EFunding Circle\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/small-business\/paypal-working-capital-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/referral_logos\/us\/small_business\/paypal-2\" alt=\"PayPal Working Capital Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/small-business\/paypal-working-capital-review\"\u003EPayPal Working Capital\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/small-business\/credibility-capital-small-business-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/referral_logos\/us\/small_business\/credibilitycap-2\" alt=\"Credibility Capital Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/small-business\/credibility-capital-small-business-loan-review\"\u003ECredibility Capital\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/small-business\/guidant-financial-robs-plans-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/referral_logos\/us\/small_business\/guidantfinancial-2\" alt=\"Guidant Financial Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/small-business\/guidant-financial-robs-plans-review\"\u003EGuidant Financial\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/small-business\/quarterspot-business-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/referral_logos\/us\/small_business\/quarterspot-2\" alt=\"QuarterSpot Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/small-business\/quarterspot-business-loan-review\"\u003EQuarterSpot\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/small-business\/credibly-business-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/referral_logos\/us\/small_business\/credibly-2\" alt=\"Credibly Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/small-business\/credibly-business-loan-review\"\u003ECredibly\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/small-business\/kabbage-business-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/referral_logos\/us\/small_business\/kabbage-2\" alt=\"Kabbage Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/small-business\/kabbage-business-loan-review\"\u003EKabbage\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/small-business\/smartbiz-business-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/referral_logos\/us\/small_business\/smartbiz-2\" alt=\"SmartBiz Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/small-business\/smartbiz-business-loan-review\"\u003ESmartBiz\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/small-business\/currency-equipment-financing-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/referral_logos\/us\/small_business\/currency-1\" alt=\"Currency Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/small-business\/currency-equipment-financing-review\"\u003ECurrency\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/small-business\/lending-club-business-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/referral_logos\/us\/small_business\/lendingclub-3\" alt=\"LendingClub Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/small-business\/lending-club-business-loan-review\"\u003ELendingClub\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/small-business\/snapcap-business-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/referral_logos\/us\/small_business\/snapcap-3\" alt=\"SnapCap Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/small-business\/snapcap-business-loan-review\"\u003ESnapCap\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/small-business\/fundation-business-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/referral_logos\/us\/small_business\/fundation-2\" alt=\"Fundation Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/small-business\/fundation-business-loan-review\"\u003EFundation\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/small-business\/ondeck-small-business-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/referral_logos\/us\/small_business\/ondeck-2\" alt=\"OnDeck Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/small-business\/ondeck-small-business-loan-review\"\u003EOnDeck\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/small-business\/streetshares-business-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/small_business_loans\/logos_same_size\/streetshares-logo\" alt=\"StreetShares Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/small-business\/streetshares-business-loan-review\"\u003EStreetShares\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E"],"offsetPercentage":20}

Business Credit
Scores 101

Businesses have credit scores just like individuals do. Our guides will help you understand your business’s credit report and improve your score.


Small Business News & Analysis

5 Apps to Help You Better Manage Your Business’s Invoicing

No one exactly enjoys invoicing, especially when it involves juggling multiple clients or projects. However, invoicing is, of course, vital... Read More

3 Tips to Get Through Your Business’s Off-Season

If you own a seasonal business, you know how tough it can be to get through your business’s low season. Learn more about a few tips and... Read More

Reward-Based Crowdfunding for Small Business

Reward-based crowdfunding is a great way to raise money for a project or product without taking on debt or giving up equity in your... Read More

5 New Year’s Resolutions for Small Business Owners

New Year’s resolutions get a bad rap, but as a small business owner, you can use the new year to tackle things you’ve been putting off or... Read More

FICO SBSS Score: Everything You Should Know

The Fair Isaac Corporation (FICO) is most commonly associated with personal credit scores, but it also issues a small business credit score... Read More

Equifax Business Credit Report for Small Businesses: What You Need to Know

Equifax is most commonly associated with personal credit scores, but the agency also provides credit scores for small businesses. Click to... Read More

Why Alternative Lenders Don't Use APRs

If you’ve ever shopped for a small business loan online, you probably haven’t seen annual percentage rates (APRs) used frequently. Instead... Read More

Personal Guarantee: What is it? When Should You Use One?

If you've been offered a small business loan with a personal guarantee, you may be unsure of what to do next. Click to read more about when... Read More

Best Unsecured Business Loans for 2019

Most traditional lenders (and even many alternative lenders) require collateral or a blanket lien on business assets from small business... Read More