Compare Small Business Loans

If you’re looking for a small business loan, it’s best to shop around to get the best rates and terms. Our comparison tool will help you find the best deals for financing your business.

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What We Can Do for You

We’ve done the research for you. Whether you’re a new entrepreneur applying for your first loan or a seasoned business owner applying for an SBA loan, our guides and reviews will help you find the best financing for your business.

Who Has the Best Small Business Loans?


Picking the right loan for your business is critical to your success. We’ve evaluated what types of loans and lenders generally offer the best interest rates.


Learn More

Type of LenderAnnual Interest Rates
Large National Banks2.24-4.77%
Small National and Regional Banks2.86-5.43%
Online/Alternative Lenders5.49-66.57%

Getting Your First Business Loan?

If you’re applying for your first business loan, our guides will help through the process, from figuring out what type of funding you need to getting approved for a loan.

Types of Small Business Financing

There are a variety of financing products beyond traditional loans. Our guides break down these products and explain when and why you’d want to apply for each.

Find the Best Small Business Loans

Shopping around to get the best loan offers can be time-consuming. To help you out, we’ve put together a list of top picks of small business financing for all types of businesses and needs.

SBA & Government Loans

Government loans offer some of the best financing for small businesses in the U.S. Learn more about these competitive loan programs, including which one is the right fit for your business and how to apply.

Average Small Business Loan Amount in 2018: Across Banks and Alternative Lenders

The average loan extended to U.S. businesses in quarter four of 2017 was $663,000. Click to read how we got those numbers and about other...

See Study

Small Business Loan Reviews

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\u003Ca class=\"block\" href=\"\/small-business\/lending-club-business-loan-review\"\u003E\u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/small_business_loans\/logos_same_size\/lendingclub-logo\" srcset=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/small_business_loans\/logos_same_size\/lendingclub-logo 1x, https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_2.0,f_auto,h_1600,q_auto,w_1600\/v1\/small_business_loans\/logos_same_size\/lendingclub-logo 2x\"\u003E\u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/small-business\/lending-club-business-loan-review\"\u003ELending Club\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv id=\"node-2120\" class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/small-business\/snapcap-business-loan-review\"\u003E\u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/small_business_loans\/logos_same_size\/snapcap-logo\" srcset=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/small_business_loans\/logos_same_size\/snapcap-logo 1x, https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_2.0,f_auto,h_1600,q_auto,w_1600\/v1\/small_business_loans\/logos_same_size\/snapcap-logo 2x\"\u003E\u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/small-business\/snapcap-business-loan-review\"\u003ESnapCap\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv id=\"node-2117\" class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/small-business\/fundation-business-loan-review\"\u003E\u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/small_business_loans\/logos_same_size\/fundation-logo\" srcset=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/small_business_loans\/logos_same_size\/fundation-logo 1x, https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_2.0,f_auto,h_1600,q_auto,w_1600\/v1\/small_business_loans\/logos_same_size\/fundation-logo 2x\"\u003E\u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/small-business\/fundation-business-loan-review\"\u003EFundation\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv id=\"node-2054\" class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv 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Business Credit
Scores 101

Businesses have credit scores just like individuals do. Our guides will help you understand your business’s credit report and improve your score.

Small Business News & Analysis

SBA Borrower Information Form: How to Fill Out SBA Form 1919

SBA Form 1919 is required for applicants applying to the SBA 7(a) loan program. Click to read more about what this form is and how to... Read More

SBA Statement of Personal History: How to Fill out SBA Form 912

SBA Form 912 is required for applicants applying for an SBA loan with a criminal history. Click to read more about what this form is and... Read More

How to Get a Small Business Grant

Small business grants are notoriously difficult to get, but that doesn't meant they're impossible to come by. Read more about how you can... Read More

SBA Line of Credit: What is CAPLines?

In addition to term loans, the SBA offers a line of credit program for small businesses, called CAPLines. Read more about how CAPLines... Read More

What is Revenue-Based Financing? How Does It Work?

Revenue-based financing is a type of financing that is based on your company's annual sales and revenue. Click to read more about how... Read More

Purchase-Order Financing: How Does It Work?

Purchase order financing lets you get a cash advance on purchase orders you receive from your customers. Read more about how PO financing... Read More

How Much Down Payment is Required for a Business Loan?

Required down payments vary for business loans depending on the type of loan, purpose, and borrower profile. Read our guide which covers... Read More

How to Build Your Business's Credit: Steps You Can Take

Businesses are issued credit scores just like individuals, though there are several different credit scoring models. Click to read about... Read More

How to Get an Unsecured Business Loan

Unsecured business loans are more commonplace with many online lenders offering loans without collateral. Click to read more about how to... Read More