Who Has The Best Car Insurance Rates In Boston?
Geico has the best car insurance rates in Boston. Full coverage from Geico costs an average of $116 per month, and liability only is $36... Read More
Car Insurance Near Me
Finding a car insurance company based near you can come with a lot of benefits, like a personal relationship with an agent which can mean better customer service.
Smaller regional companies tend to offer cheap rates and reliable customer service. It can also be easier to work with an agent with an office nearby than someone located in a call center across the country.
Many large insurance companies and regional providers have local agents who understand the needs of drivers near you. Additionally, working with someone near you can make the claims process much easier if you're ever in an accident.
Best car insurance near me
State Farm is the best car insurance company in 28 states.
That's because State Farm has great customer service reviews, affordable rates and most people are able to buy insurance from them.
However, the best car insurance near you may be different. Erie and Farm Bureau offer excellent customer service and affordable rates in the states where they sell insurance.
The best car insurance near you also depends on factors like your driving history and age, since these factors affect how much you'll pay for insurance. For that reason, it's important to compare quotes from multiple companies to find the best company for you.
Find Cheap Auto Insurance Quotes in Your Area
Best car insurance companies by state
State |
Best company
| |
|---|---|---|
| Alabama | State Farm | 
|
| Alaska | State Farm |
|
| Arizona | State Farm |
|
| Arkansas | State Farm |
|
| California | AAA | 
|
Show All Rows
USAA has the best customer service in many states, along with very affordable rates. But only military members, veterans and some of their family members can get car insurance from USAA.
Car insurance rates near me
Where you live can have a big impact on your car insurance rates. For example, drivers in Wyoming pay $31 per month for minimum coverage auto insurance, on average. People living in Michigan pay four times as much for the same coverage, at $133 per month.
It's important to compare rates from a handful of companies near you to find the best price for car insurance.
Cheap monthly car insurance rates near me
Compare rates in your state
Related articles: Car insurance near me
The Best and Cheapest Home Insurance Companies in Texas (2025)
Mercury offers the best home insurance rates in Texas, at $1,254 per year. It also has great customer service reviews and lots of coverage... Read More
Best and Cheapest Home Insurance Companies in Louisiana (2025)
Allstate has the best home insurance in Louisiana, offering a low rate of $1,369 per year. That’s 52% cheaper than the state average of... Read More
Cheapest Car Insurance Quotes in Wisconsin (2025)
Erie has the best cheap car insurance in Wisconsin, at $29 per month ($343 per year) for minimum liability... Read More
The Best and Cheapest Home Insurance in South Carolina (2025)
American National offers the cheapest homeowners insurance in South Carolina, at an average of $1,052 per... Read More
Cheapest Auto Insurance Quotes in Louisville, Kentucky
Farm Bureau has the cheapest auto insurance in Louisville, KY. A full coverage policy costs an average of $157 per... Read More
Best Car Insurance Rates in Phoenix
State Farm has the cheapest car insurance in Phoenix, Arizona for both full coverage ($172/month) and liability-only insurance... Read More
The Best and Cheapest Home Insurance in Georgia (2025)
Progressive offers the cheapest home insurance in Georgia, at $1,361 per year. That's $871 cheaper than the statewide average of $2,217 per... Read More
How Age Affects Car Insurance Prices for Men and Women
Young drivers under age 25 and seniors pay the highest car insurance rates. And men tend to pay about 6% more for car insurance than... Read More
Cheapest Car Insurance Quotes in Colorado (2025)
State Farm has the cheapest car insurance in Colorado, at $60 per month for liability-only coverage, and $180 per month for full coverage.... Read More
Cheapest Car Insurance in Tennessee (Best Rates in 2025)
Erie has the cheapest rates for full coverage car insurance in Tennessee, at $115 per month. It also has the best minimum liability rates,... Read More
Cheapest Car Insurance Quotes in New Hampshire (2025)
Hanover offers the cheapest car insurance in New Hampshire, at $57 per month for a full coverage policy and $16 per month for minimum... Read More
Best Car Insurance Rates in Buffalo, NY
Progressive offers the cheapest full coverage in Buffalo, New York, at $95 per month. NYCM has the cheapest rates for liability-only, at... Read More
Who Has the Cheapest Car Insurance in Austin, Texas?
Texas Farm Bureau has the best prices for full coverage car insurance in Austin, at $91 per month. It's also the cheapest option for... Read More
Cheapest Car Insurance Quotes in Jacksonville, Florida
Geico has the cheapest car insurance policies for Jacksonville drivers. A minimum-coverage policy is $33 per month, on average, while full... Read More
Best & Cheapest Car Insurance Quotes in Las Vegas
Travelers has the cheapest car insurance quotes in Las Vegas. Its full coverage policy costs an average of $216 per month, while... Read More
Best Cheap Car Insurance Quotes in Washington (2025)
USAA and State Farm are the best car insurance companies in Washington state. Both companies offer reliable customer service and affordable... Read More
Cheapest Auto Insurance Quotes in Delaware (2025)
Travelers has the best cheap car insurance in Delaware, at only $76 per month on average for minimum coverage. Travelers also has the... Read More
Frequently asked questions
Who normally has the cheapest car insurance?
State Farm usually has the cheapest rates among national car insurance companies. However, it might not be the cheapest option near you, especially if you have access to smaller regional companies like Erie, Farm Bureau or Country Financial.
Is it better to use a local insurance agent?
This depends on how you prefer to connect with your insurance company. If you prefer speaking with someone in person or on the phone, then a local agent is the best choice for you. However, if you would rather manage your insurance with an app and prefer virtual chat to phone calls, you may not need a local agent.
Methodology
To find rates by state, ValuePenguin compared quotes from the top insurance companies in each state. Rates are for a 30-year-old man with good credit and a clean driving record who owns a 2015 Honda Civic EX.
Full coverage limits are greater than any one state's minimum requirement. Full coverage also includes comprehensive coverage, collision coverage and uninsured/underinsured motorist bodily injury coverage.
- Bodily injury liability: $50,000 per person and $100,000 per accident
- Property damage liability: $25,000 per accident
- Uninsured/underinsured motorist bodily injury liability: $50,000 per person and $100,000 per accident
- Comprehensive and collision: $500 deductible
- Personal injury protection: Minimum when required by state
The best car insurance companies offered quotes in at least five states. ValuePenguin editors rated insurance companies based on J.D. Power customer satisfaction survey scores, data from the National Association of Insurance Commissioners (NAIC) complaint index, coverage availability and the overall value provided to customers.
ValuePenguin's analysis used insurance rate data from Quadrant Information Services. These rates were publicly sourced from insurer filings and should be used for comparative purposes only. Your own quotes may be different.