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New York Health Insurance Exchange: New York State of Health

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Exchange Summary: New York State of Health

Type State
Website http://www.nystateofhealth.ny.gov/
Insurers
  • Affinity Health Plan
  • BlueCross BlueShield of Western New York
  • BlueShield of Northeastern New York
  • Capital District Physicians Health Plan Inc.
  • Crystal Run Health Plan
  • Empire HealthChoice HMO Inc.
  • Excellus Health Plan Inc.
  • Health Insurance Plan of Greater New York
  • Healthfirst PHSP Inc.
  • Independent Health Benefits Corporation
  • MetroPlus Health Plan
  • MVP Health Plan Inc.
  • New York State Catholic Health Plan Inc.
  • North Shore-LIJ CareConnect Insurance Company Inc.
  • Oscar Insurance Corporation
  • UnitedHealthcare of New York Inc.
  • WellCare of New Yok

New York: Rating Areas

Under the Affordable Care Act each state has submitted a plan to divide up the areas of the state into locations called rating areas. When insurance companies price their premiums, all households within a rating area will have the same adjustment factor applied. Households with similar age, and smoking characteristics buying the same plan will pay the same amount for premiums. Depending on the rating area you live in the prices you pay may be higher or lower than the state average.

Rating Area County Zip 3
1 Albany 120
1 Columbia 120
1 Fulton 120
1 Greene 120
1 Montgomery 120
1 Rensselaer 120
1 Saratoga 120
1 Schenectady 120
1 Schoharie 120
1 Warren 128
1 Washington 120
2 Allegany 140
2 Cattaraugus 140
2 Chautauqua 140
2 Erie 140
2 Genesee 140
2 Niagara 140
2 Orleans 140
2 Wyoming 140
3 Delaware 120
3 Dutchess 105
3 Orange 109
3 Putnam 105
3 Sullivan 109
3 Ulster 124
4 Bronx 104
4 Kings 112
4 New York 100
4 Queens 110
4 Richmond 103
4 Rockland 109
4 Westchester 104
5 Livingston 144
5 Monroe 144
5 Ontario 144
5 Seneca 130
5 Wayne 131
5 Yates 144
6 Broome 137
6 Cayuga 130
6 Chemung 148
6 Cortland 130
6 Onondaga 130
6 Schuyler 148
6 Steuben 144
6 Tioga 137
6 Tompkins 130
7 Chenango 130
7 Clinton 129
7 Essex 128
7 Franklin 129
7 Hamilton 120
7 Herkimer 133
7 Jefferson 130
7 Lewis 133
7 Madison 130
7 Oneida 130
7 Oswego 130
7 Otsego 120
7 Saint Lawrence 129
8 Nassau 110
8 Suffolk 5

2018 On Exchange Plans

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2017 On Exchange Plans

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