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New Jersey Health Insurance Exchange: Healthcare.gov

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Exchange Summary: Healthcare.gov

Type Federal
Website http://www.healthcare.gov
Insurers
  • AmeriHealth HMO, Inc.
  • AmeriHealth HMO, Inc.
  • AmeriHealth HMO, Inc.
  • AmeriHealth HMO, Inc.
  • AmeriHealth Ins Company of New Jersey
  • AmeriHealth Ins Company of New Jersey
  • AmeriHealth Ins Company of New Jersey
  • AmeriHealth Ins Company of New Jersey
  • Freelancers CO-OP of New Jersey, Inc.
  • Horizon Healthcare Services, Inc.
  • Horizon Healthcare Services, Inc.
  • Horizon Healthcare Services, Inc.
  • Horizon Healthcare Services, Inc.
  • Oscar Garden State Insurance Corporation
  • Oscar Garden State Insurance Corporation
  • Oscar Insurance Corporation of New Jersey
  • Oxford Health Plans (NJ), Inc.

New Jersey: Rating Areas

Under the Affordable Care Act each state has submitted a plan to divide up the areas of the state into locations called rating areas. When insurance companies price their premiums, all households within a rating area will have the same adjustment factor applied. Households with similar age, and smoking characteristics buying the same plan will pay the same amount for premiums. Depending on the rating area you live in the prices you pay may be higher or lower than the state average.

Rating Area County Zip 3
1 Atlantic 80
1 Bergen 70
1 Burlington 80
1 Camden 80
1 Cape May 82
1 Cumberland 82
1 Essex 70
1 Gloucester 80
1 Hudson 70
1 Hunterdon 78
1 Mercer 85
1 Middlesex 70
1 Monmouth 77
1 Morris 70
1 Ocean 77
1 Passaic 70
1 Salem 80
1 Somerset 70
1 Sussex 74
1 Union 70
1 Warren 78

2019 On Exchange Plans

Company Plan Name Tier
AmeriHealth HMO, Inc. IHC Gold HMO Regional Preferred $15/$30 Gold
AmeriHealth HMO, Inc. IHC Silver HMO Local Value $50/$75 Silver
AmeriHealth HMO, Inc. IHC Silver HMO Regional Preferred $50/$75 Silver
AmeriHealth Ins Company of New Jersey IHC Gold EPO Regional Preferred $30/$50/20% Coins Gold
AmeriHealth Ins Company of New Jersey IHC Bronze EPO HSA AmeriHealth Hospital Advantage $50/$75 Expanded Bronze
AmeriHealth Ins Company of New Jersey IHC Silver EPO HSA AmeriHealth Hospital Advantage $50/$75 Silver
AmeriHealth Ins Company of New Jersey IHC Silver EPO Regional Preferred $30/$70 Silver
AmeriHealth Ins Company of New Jersey IHC Local Value Simple Saver Catastrophic
AmeriHealth Ins Company of New Jersey IHC Silver EPO AmeriHealth Advantage $25/$50 Silver
AmeriHealth Ins Company of New Jersey IHC Silver EPO HSA Local Value $50/$75 Silver
AmeriHealth Ins Company of New Jersey IHC Bronze EPO HSA AmeriHealth Advantage $25/$50 Expanded Bronze
Horizon Healthcare Services, Inc. Horizon Advantage EPO Essentials Catastrophic
Horizon Healthcare Services, Inc. OMNIA Gold Gold
Horizon Healthcare Services, Inc. Horizon Advantage EPO Bronze Expanded Bronze
Horizon Healthcare Services, Inc. OMNIA Bronze HSA Expanded Bronze
Horizon Healthcare Services, Inc. Horizon Advantage EPO Silver Silver
Horizon Healthcare Services, Inc. OMNIA Silver HSA Silver
Horizon Healthcare Services, Inc. OMNIA Silver Silver
Oscar Garden State Insurance Corporation Oscar Classic Bronze Expanded Bronze
Oscar Garden State Insurance Corporation Oscar Saver Silver Silver
Oscar Garden State Insurance Corporation Oscar Classic Gold Option 1 Gold
Oscar Garden State Insurance Corporation Oscar Simple Secure Catastrophic
Oscar Garden State Insurance Corporation Oscar Classic Silver Silver
Oscar Garden State Insurance Corporation Oscar Classic Gold Option 2 Gold

2018 On Exchange Plans

Company Plan Name Tier
AmeriHealth HMO, Inc. IHC Silver HMO Regional Preferred $50/$75 Silver
AmeriHealth HMO, Inc. IHC Silver HMO Local Value $50/$75 Silver
AmeriHealth HMO, Inc. IHC Gold HMO Regional Preferred $15/$30 Gold
AmeriHealth Ins Company of New Jersey IHC Silver EPO HSA Local Value $50/$75 Silver
AmeriHealth Ins Company of New Jersey IHC Gold EPO Regional Preferred $30/$50/80% Coins Gold
AmeriHealth Ins Company of New Jersey IHC Bronze EPO HSA AmeriHealth Advantage $25/$50 Expanded Bronze
AmeriHealth Ins Company of New Jersey IHC Silver EPO HSA Tier 1 Advantage $50/$75 Silver
AmeriHealth Ins Company of New Jersey IHC Silver EPO Regional Preferred $30/$60 Silver
AmeriHealth Ins Company of New Jersey IHC Silver EPO AmeriHealth Advantage $15/$35 Silver
AmeriHealth Ins Company of New Jersey IHC Local Value Simple Saver Catastrophic
AmeriHealth Ins Company of New Jersey IHC Bronze EPO HSA Tier 1 Advantage $50/$75 Expanded Bronze
Horizon Healthcare Services, Inc. Horizon Advantage EPO Essentials Catastrophic
Horizon Healthcare Services, Inc. Horizon Advantage EPO Silver Silver
Horizon Healthcare Services, Inc. OMNIA Gold Gold
Horizon Healthcare Services, Inc. OMNIA Silver Silver
Horizon Healthcare Services, Inc. OMNIA Silver HSA Silver
Horizon Healthcare Services, Inc. Horizon Advantage EPO Bronze Expanded Bronze
Horizon Healthcare Services, Inc. OMNIA Bronze HSA Expanded Bronze
Oscar Garden State Insurance Corporation Backup Silver Silver
Oscar Garden State Insurance Corporation Classic Bronze Expanded Bronze
Oscar Garden State Insurance Corporation Classic Secure Catastrophic
Oscar Garden State Insurance Corporation Classic Silver Silver
Oscar Garden State Insurance Corporation Classic Gold Gold

2017 On Exchange Plans

Company Plan Name Tier
AmeriHealth HMO, Inc. IHC Silver HMO Regional Preferred $50/$75 Silver
AmeriHealth HMO, Inc. IHC Gold HMO Regional Preferred $15/$30 Gold
AmeriHealth HMO, Inc. IHC Silver HMO Local Value $50/$75 Silver
AmeriHealth HMO, Inc. IHC Gold HMO Local Value $15/$30 Gold
AmeriHealth Ins Company of New Jersey IHC Silver EPO H.S.A Local Value $50/$75 Silver
AmeriHealth Ins Company of New Jersey IHC Silver EPO Regional Preferred $25/$50 Silver
AmeriHealth Ins Company of New Jersey IHC Silver EPO H.S.A. Tier 1 Advantage $50/$75 Silver
AmeriHealth Ins Company of New Jersey IHC Bronze EPO H.S.A Regional Preferred $50/$75 Bronze
AmeriHealth Ins Company of New Jersey IHC Regional Preferred Simple Saver Catastrophic
AmeriHealth Ins Company of New Jersey IHC Gold EPO H.S.A Local Value 80%/80% Gold
AmeriHealth Ins Company of New Jersey IHC Bronze EPO Tier 1 Advantage $50/$75 Bronze
AmeriHealth Ins Company of New Jersey IHC Bronze EPO H.S.A Local Value $50/$75 Bronze
AmeriHealth Ins Company of New Jersey IHC Bronze EPO AmeriHealth Advantage $25/$50 Bronze
AmeriHealth Ins Company of New Jersey IHC Gold EPO Regional Preferred $30/$50/80% Coins Gold
AmeriHealth Ins Company of New Jersey IHC Local Value Simple Saver Catastrophic
AmeriHealth Ins Company of New Jersey IHC Silver EPO AmeriHealth Advantage $15/$35 Silver
AmeriHealth Ins Company of New Jersey IHC Gold EPO AmeriHealth Advantage $10/$20 Gold
Horizon Healthcare Services, Inc. OMNIA Gold Gold
Horizon Healthcare Services, Inc. Horizon Advantage EPO Essentials Catastrophic
Horizon Healthcare Services, Inc. Horizon Advantage EPO Bronze Bronze
Horizon Healthcare Services, Inc. OMNIA Bronze Bronze
Horizon Healthcare Services, Inc. Horizon Advantage EPO Silver Silver
Horizon Healthcare Services, Inc. OMNIA Silver HSA Silver
Horizon Healthcare Services, Inc. OMNIA Silver Silver