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North Dakota Health Insurance Exchange: Healthcare.gov

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Exchange Summary: Healthcare.gov

Type Federal
Website http://www.healthcare.gov
Insurers
  • Blue Cross Blue Shield of North Dakota
  • Blue Cross Blue Shield of North Dakota
  • Blue Cross Blue Shield of North Dakota
  • Blue Cross Blue Shield of North Dakota
  • Medica Health Plans
  • Medica Health Plans
  • Medica Health Plans
  • Sanford Health Plan
  • Sanford Health Plan
  • Sanford Health Plan
  • Sanford Health Plan

North Dakota: Rating Areas

Under the Affordable Care Act each state has submitted a plan to divide up the areas of the state into locations called rating areas. When insurance companies price their premiums, all households within a rating area will have the same adjustment factor applied. Households with similar age, and smoking characteristics buying the same plan will pay the same amount for premiums. Depending on the rating area you live in the prices you pay may be higher or lower than the state average.

Rating Area County Zip 3
1 Burleigh 584
1 Morton 585
2 Cass 580
3 Grand Forks 582
4 Adams 585
4 Barnes 580
4 Benson 583
4 Billings 586
4 Bottineau 583
4 Bowman 586
4 Burke 587
4 Cavalier 582
4 Dickey 580
4 Divide 587
4 Dunn 586
4 Eddy 583
4 Emmons 585
4 Foster 583
4 Golden Valley 586
4 Grant 585
4 Griggs 582
4 Hettinger 586
4 Kidder 584
4 LaMoure 580
4 Logan 584
4 McHenry 583
4 McIntosh 584
4 McKenzie 586
4 McLean 585
4 Mercer 585
4 Mountrail 587
4 Nelson 582
4 Oliver 585
4 Pembina 582
4 Pierce 583
4 Ramsey 582
4 Ransom 580
4 Renville 587
4 Richland 580
4 Rolette 583
4 Sargent 580
4 Sheridan 583
4 Sioux 585
4 Slope 586
4 Stark 586
4 Steele 580
4 Stutsman 584
4 Towner 583
4 Traill 580
4 Walsh 582
4 Ward 587
4 Wells 583
4 Williams 587

2019 On Exchange Plans

Company Plan Name Tier
Blue Cross Blue Shield of North Dakota BlueCare 70 Gold Gold
Blue Cross Blue Shield of North Dakota BlueDirect 90 Gold Gold
Blue Cross Blue Shield of North Dakota BlueDirect 100 Bronze Bronze
Blue Cross Blue Shield of North Dakota BlueEssential 100 Catastrophic
Blue Cross Blue Shield of North Dakota SimplyBlue 60 Bronze
Blue Cross Blue Shield of North Dakota BlueCare 70 Silver Silver
Blue Cross Blue Shield of North Dakota BlueDirect 80 Silver Silver
Medica Health Plans Medica Individual Choice Gold Copay Gold
Medica Health Plans Medica Individual Choice Silver Copay Silver
Medica Health Plans Medica Individual Choice Catastophic Catastrophic
Medica Health Plans Altru Prime by Medica Bronze H S A Plus Expanded Bronze
Medica Health Plans Altru Prime by Medica Gold Copay Gold
Medica Health Plans Altru Prime by Medica Catastrophic Catastrophic
Medica Health Plans Medica Individual Choice Bronze HSA Bronze
Medica Health Plans Altru Prime by Medica Silver Copay Silver
Medica Health Plans Medica Individual Choice Bronze Copay Bronze
Medica Health Plans Medica Individual Choice Bronze HSA Plus Expanded Bronze
Medica Health Plans Altru Prime by Medica Bronze Copay Bronze
Medica Health Plans Altru Prime by Medica Bronze H S A Bronze
Sanford Health Plan Sanford Simplicity $2,800 Silver
Sanford Health Plan Sanford Simplicity $1,750 Gold
Sanford Health Plan Sanford Simplicity $3,500 Silver
Sanford Health Plan Sanford TRUE $1,750 Gold
Sanford Health Plan Sanford Simplicity $4,750 Silver
Sanford Health Plan Sanford TRUE $4,750 Silver
Sanford Health Plan Sanford TRUE $3,500 Silver
Sanford Health Plan Sanford TRUE $5,000 HSA/HDHP Expanded Bronze
Sanford Health Plan Sanford TRUE $2,800 Silver
Sanford Health Plan Sanford TRUE $6,000 Bronze
Sanford Health Plan Sanford TRUE $7,900 Catastrophic
Sanford Health Plan Sanford Simplicity $7,000 Bronze
Sanford Health Plan Sanford TRUE $7,000 Bronze
Sanford Health Plan Sanford Simplicity $6,000 Bronze
Sanford Health Plan Sanford Simplicity $5,000 HSA/HDHP Expanded Bronze
Sanford Health Plan Sanford Simplicity $7,900 Catastrophic

2018 On Exchange Plans

Company Plan Name Tier
Blue Cross Blue Shield of North Dakota BlueDirect 100 Bronze Bronze
Blue Cross Blue Shield of North Dakota SimplyBlue 60 Bronze
Blue Cross Blue Shield of North Dakota BlueDirect 90 Gold Gold
Blue Cross Blue Shield of North Dakota BlueCare 70 Silver Silver
Blue Cross Blue Shield of North Dakota BlueEssential 100 Catastrophic
Blue Cross Blue Shield of North Dakota BlueDirect 80 Silver Silver
Blue Cross Blue Shield of North Dakota BlueCare 70 Gold Gold
Sanford Health Plan Sanford TRUE $6,000 Bronze
Sanford Health Plan Sanford TRUE $7,350 Catastrophic
Sanford Health Plan Sanford TRUE $1,250 Gold
Sanford Health Plan Sanford TRUE $4,000 HSA/HDHP Silver
Sanford Health Plan Sanford TRUE $5,000 HSA/HDHP Bronze
Sanford Health Plan Sanford TRUE $2,800 Silver
Sanford Health Plan Sanford TRUE $4,750 Silver
Sanford Health Plan Sanford TRUE $3,500 Silver

2017 On Exchange Plans

Company Plan Name Tier
Blue Cross Blue Shield of North Dakota BlueDirect 90 Gold Gold
Blue Cross Blue Shield of North Dakota BlueCare 70 Gold Gold
Blue Cross Blue Shield of North Dakota BlueCare 70 Silver Silver
Blue Cross Blue Shield of North Dakota BlueDirect 80 Silver Silver
Blue Cross Blue Shield of North Dakota BlueEssential 100 Catastrophic
Blue Cross Blue Shield of North Dakota BlueBirect 100 Bronze Bronze
Blue Cross Blue Shield of North Dakota Simply Blue 60 Bronze
Medica Health Plans Medica Applause Silver Copay Silver
Medica Health Plans Altru Prime by Medica Gold Copay Plus Gold
Medica Health Plans Altru Prime by Medica Silver H S A Silver
Medica Health Plans Medica Applause Silver H S A Silver
Medica Health Plans Altru Prime by Medica Catastrophic Catastrophic
Medica Health Plans Medica Applause Bronze Copay Bronze
Medica Health Plans Altru Prime by Medica Bronze H S A Bronze
Medica Health Plans Medica Applause Gold Copay Gold
Medica Health Plans Altru Prime by Medica Gold Copay Gold
Medica Health Plans Altru Prime by Medica Silver Copay Silver
Medica Health Plans Medica Applause Bronze H S A Bronze
Medica Health Plans Medica Applause Gold Copay Plus Gold
Medica Health Plans Altru Prime by Medica Bronze Copay Bronze
Medica Health Plans Medica Applause Catastrophic Catastrophic
Sanford Health Plan Sanford Simplicity $3,500 Silver
Sanford Health Plan Sanford Simplicity $7,150 Catastrophic
Sanford Health Plan Sanford TRUE $4,000 Silver
Sanford Health Plan Sanford Simplicity $4,000 Silver
Sanford Health Plan Sanford TRUE $6,000 Bronze
Sanford Health Plan Sanford Simplicity $5,000 Bronze
Sanford Health Plan Sanford TRUE $3,500 Silver
Sanford Health Plan Sanford TRUE $5,000 Bronze
Sanford Health Plan Sanford Simplicity $6,000 Bronze
Sanford Health Plan Sanford Simplicity $1,250 Gold