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North Carolina Health Insurance Exchange: Healthcare.gov

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Exchange Summary: Healthcare.gov

Type Federal
Website http://www.healthcare.gov
Insurers
  • Aetna Health Inc. (a PA corp.)
  • Ambetter of North Carolina Inc.
  • Blue Cross and Blue Shield of NC
  • Blue Cross and Blue Shield of NC
  • Blue Cross and Blue Shield of NC
  • Blue Cross and Blue Shield of NC
  • Cigna HealthCare of North Carolina, Inc.
  • Cigna HealthCare of North Carolina, Inc.
  • Cigna HealthCare of North Carolina, Inc.
  • UnitedHealthcare of North Carolina, Inc

North Carolina: Rating Areas

Under the Affordable Care Act each state has submitted a plan to divide up the areas of the state into locations called rating areas. When insurance companies price their premiums, all households within a rating area will have the same adjustment factor applied. Households with similar age, and smoking characteristics buying the same plan will pay the same amount for premiums. Depending on the rating area you live in the prices you pay may be higher or lower than the state average.

Rating Area County Zip 3
1 Avery 286
1 Buncombe 286
1 Cherokee 289
1 Clay 287
1 Graham 287
1 Haywood 287
1 Henderson 287
1 Jackson 287
1 Macon 287
1 Madison 287
1 McDowell 281
1 Mitchell 286
1 Polk 281
1 Rutherford 280
1 Swain 287
1 Transylvania 287
1 Yancey 287
2 Alexander 286
2 Burke 280
2 Caldwell 286
2 Catawba 280
2 Iredell 270
3 Alleghany 270
3 Ashe 286
3 Watauga 286
3 Wilkes 270
4 Anson 280
4 Cabarrus 280
4 Mecklenburg 280
4 Rowan 270
4 Stanly 280
4 Union 280
5 Cleveland 280
5 Gaston 280
5 Lincoln 280
6 Davidson 270
6 Davie 270
6 Forsyth 270
6 Stokes 270
6 Surry 270
6 Yadkin 270
7 Guilford 272
7 Randolph 272
7 Rockingham 270
8 Montgomery 272
8 Moore 272
9 Bladen 283
9 Cumberland 283
9 Harnett 273
9 Hoke 283
9 Richmond 272
9 Robeson 283
9 Sampson 283
9 Scotland 283
10 Granville 275
10 Vance 275
10 Warren 275
11 Alamance 272
11 Caswell 272
11 Chatham 272
11 Durham 272
11 Lee 272
11 Orange 272
11 Person 272
12 Bertie 278
12 Camden 279
12 Chowan 279
12 Currituck 279
12 Gates 279
12 Halifax 278
12 Hertford 278
12 Martin 278
12 Northampton 278
12 Pasquotank 279
12 Perquimans 279
13 Franklin 275
13 Johnston 275
13 Wake 275
14 Edgecombe 278
14 Greene 275
14 Nash 275
14 Pitt 278
14 Wayne 275
14 Wilson 275
15 Brunswick 284
15 Columbus 283
15 Duplin 283
15 New Hanover 284
15 Onslow 284
15 Pender 284
16 Beaufort 278
16 Carteret 285
16 Craven 285
16 Dare 279
16 Hyde 278
16 Jones 285
16 Lenoir 285
16 Pamlico 285
16 Tyrrell 278
16 Washington 278

2019 On Exchange Plans

Company Plan Name Tier
Ambetter of North Carolina Inc. Ambetter Secure Care 1 (2019) with 3 Free PCP Visits Gold
Ambetter of North Carolina Inc. Ambetter Essential Care 1 (2019) Bronze
Ambetter of North Carolina Inc. Ambetter Balanced Care 5 (2019) Silver
Ambetter of North Carolina Inc. Ambetter Balanced Care 11 (2019) Silver
Ambetter of North Carolina Inc. Ambetter Essential Care 2 (2019) Bronze
Ambetter of North Carolina Inc. Ambetter Balanced Care 3 (2019) Silver
Blue Cross and Blue Shield of NC Blue Value Bronze 7900 (limited network) Bronze
Blue Cross and Blue Shield of NC Blue Advantage Gold 2500 (broad network) Gold
Blue Cross and Blue Shield of NC Blue Value Silver 7000 (limited network with UNC Health Alliance) Silver
Blue Cross and Blue Shield of NC Blue Advantage Silver 4000 (broad network) Silver
Blue Cross and Blue Shield of NC Blue Value Silver 4000 (limited network) Silver
Blue Cross and Blue Shield of NC Blue Advantage Bronze 7000 (broad network) Expanded Bronze
Blue Cross and Blue Shield of NC Blue Value Silver 7000 (limited network) Silver
Blue Cross and Blue Shield of NC Blue Local Catastrophic (local network with Atrium Health) Catastrophic
Blue Cross and Blue Shield of NC Blue Value Bronze 7000 (limited network) Expanded Bronze
Blue Cross and Blue Shield of NC Blue Value Bronze 6750 (limited network, HSA eligible) Bronze
Blue Cross and Blue Shield of NC Blue Value Catastrophic (limited network) Catastrophic
Blue Cross and Blue Shield of NC Blue Value Silver 4000 (limited network) Silver
Blue Cross and Blue Shield of NC Blue Value Gold 2500 (limited network) Gold
Blue Cross and Blue Shield of NC Blue Select Gold 2500 (tiered network) Gold
Blue Cross and Blue Shield of NC Blue Value Catastrophic (limited network) Catastrophic
Blue Cross and Blue Shield of NC Blue Select Gold 2500 (tiered network) Gold
Blue Cross and Blue Shield of NC Blue Value Bronze 6750 (limited network, HSA eligible) Bronze
Blue Cross and Blue Shield of NC Blue Value Bronze 7900 (limited network) Bronze
Blue Cross and Blue Shield of NC Blue Value Bronze 7900 (limited network) Bronze
Blue Cross and Blue Shield of NC Blue Value Silver 7000 (limited network) Silver
Blue Cross and Blue Shield of NC Blue Local Bronze 6750 (local network with Atrium Health, HSA eligible) Bronze
Blue Cross and Blue Shield of NC Blue Local Silver 4000 (local network with Atrium Health) Silver
Blue Cross and Blue Shield of NC Blue Value Gold 2500 (limited network with UNC Health Alliance) Gold
Blue Cross and Blue Shield of NC Blue Advantage Bronze 7900 (broad network) Bronze
Blue Cross and Blue Shield of NC Blue Value Bronze 6750 (limited network, HSA eligible) Bronze
Blue Cross and Blue Shield of NC Blue Value Bronze 7000 (limited network) Expanded Bronze
Blue Cross and Blue Shield of NC Blue Advantage Silver 7000 (broad network) Silver
Blue Cross and Blue Shield of NC Blue Advantage Silver 4000 (broad network) Silver
Blue Cross and Blue Shield of NC Blue Value Gold 2500 (limited network) Gold
Blue Cross and Blue Shield of NC Blue Advantage Bronze 7000 (broad network) Expanded Bronze
Blue Cross and Blue Shield of NC Blue Value Catastrophic (limited network) Catastrophic
Blue Cross and Blue Shield of NC Blue Select Silver 7000 (tiered network) Silver
Blue Cross and Blue Shield of NC Blue Value Bronze 7900 (limited network) Bronze
Blue Cross and Blue Shield of NC Blue Value Catastrophic (limited network) Catastrophic
Blue Cross and Blue Shield of NC Blue Value Gold 2500 (limited network) Gold
Blue Cross and Blue Shield of NC Blue Select Gold 2500 (tiered network) Gold
Blue Cross and Blue Shield of NC Blue Value Bronze 7000 (limited network) Expanded Bronze
Blue Cross and Blue Shield of NC Blue Value Bronze 7900 (limited network with UNC Health Alliance) Bronze
Blue Cross and Blue Shield of NC Blue Value Bronze 7000 (limited network) Expanded Bronze
Blue Cross and Blue Shield of NC Blue Select Silver 7000 (tiered network) Silver
Blue Cross and Blue Shield of NC Blue Local Gold 2500 (local network with Atrium Health) Gold
Blue Cross and Blue Shield of NC Blue Value Bronze 6750 (limited network, HSA eligible) Bronze
Blue Cross and Blue Shield of NC Blue Advantage Gold 2500 (broad network) Gold
Blue Cross and Blue Shield of NC Blue Advantage Bronze 6750 (broad network, HSA eligible) Bronze
Blue Cross and Blue Shield of NC Blue Local Bronze 7000 (local network with Atrium Health) Expanded Bronze
Blue Cross and Blue Shield of NC Blue Advantage Bronze 7900 (broad network) Bronze
Blue Cross and Blue Shield of NC Blue Value Silver 7000 (limited network) Silver
Blue Cross and Blue Shield of NC Blue Value Silver 4000 (limited network) Silver
Blue Cross and Blue Shield of NC Blue Value Gold 2500 (limited network) Gold
Blue Cross and Blue Shield of NC Blue Value Bronze 6750 (limited network, HSA eligible) Bronze
Blue Cross and Blue Shield of NC Blue Value Bronze 6750 (limited network with UNC Health Alliance, HSA eligible) Bronze
Blue Cross and Blue Shield of NC Blue Value Silver 7000 (limited network) Silver
Blue Cross and Blue Shield of NC Blue Value Catastrophic (limited network) Catastrophic
Blue Cross and Blue Shield of NC Blue Value Silver 4000 (limited network with UNC Health Alliance) Silver
Blue Cross and Blue Shield of NC Blue Advantage Bronze 6750 (broad network, HSA eligible) Bronze
Blue Cross and Blue Shield of NC Blue Local Silver 7000 (local network with Atrium Health) Silver
Blue Cross and Blue Shield of NC Blue Value Catastrophic (limited network with UNC Health Alliance) Catastrophic
Blue Cross and Blue Shield of NC Blue Select Gold 2500 (tiered network) Gold
Blue Cross and Blue Shield of NC Blue Value Bronze 7900 (limited network) Bronze
Blue Cross and Blue Shield of NC Blue Value Bronze 7000 (limited network) Expanded Bronze
Blue Cross and Blue Shield of NC Blue Local Bronze 7900 (local network with Atrium Health) Bronze
Blue Cross and Blue Shield of NC Blue Advantage Catastrophic (broad network) Catastrophic
Blue Cross and Blue Shield of NC Blue Value Silver 7000 (limited network) Silver
Blue Cross and Blue Shield of NC Blue Value Gold 2500 (limited network) Gold
Blue Cross and Blue Shield of NC Blue Value Bronze 7000 (limited network with UNC Health Alliance) Expanded Bronze
Blue Cross and Blue Shield of NC Blue Advantage Catastrophic (broad network) Catastrophic
Cigna HealthCare of North Carolina, Inc. Cigna Connect 5000 Silver
Cigna HealthCare of North Carolina, Inc. Cigna Connect 1400 Gold
Cigna HealthCare of North Carolina, Inc. Cigna Connect 6700 Bronze
Cigna HealthCare of North Carolina, Inc. Cigna Connect 7900 Bronze
Cigna HealthCare of North Carolina, Inc. Cigna Connect 6000 Silver

2018 On Exchange Plans

Company Plan Name Tier
Blue Cross and Blue Shield of NC Blue Value 2500 (limited network) Gold
Blue Cross and Blue Shield of NC Blue Select 7000 (tiered network) Silver
Blue Cross and Blue Shield of NC Blue Local 7000 (local network with Duke Health and WakeMed) Silver
Blue Cross and Blue Shield of NC Blue Value 6650 (limited network, HSA eligible) Bronze
Blue Cross and Blue Shield of NC Blue Value 4000 (limited network) Silver
Blue Cross and Blue Shield of NC Blue Local 4000 (local network with Carolinas HealthCare System) Silver
Blue Cross and Blue Shield of NC Blue Advantage 4000 (broad network) Silver
Blue Cross and Blue Shield of NC Blue Value 6650 (limited network, HSA eligible) Bronze
Blue Cross and Blue Shield of NC Blue Value 7000 (limited network) Silver
Blue Cross and Blue Shield of NC Blue Select 7000 (tiered network) Silver
Blue Cross and Blue Shield of NC Blue Select 2500 (tiered network) Gold
Blue Cross and Blue Shield of NC Blue Advantage 6650 (broad network, HSA eligible) Bronze
Blue Cross and Blue Shield of NC Blue Local 6650 (local network with Carolinas HealthCare System, HSA eligible) Bronze
Blue Cross and Blue Shield of NC Blue Advantage 2500 (broad network) Gold
Blue Cross and Blue Shield of NC Blue Local 2500 (local network with Duke Health and WakeMed) Gold
Blue Cross and Blue Shield of NC Blue Select 2500 (tiered network) Gold
Blue Cross and Blue Shield of NC Blue Value Catastrophic (limited network) Catastrophic
Blue Cross and Blue Shield of NC Blue Advantage Catastrophic (broad network) Catastrophic
Blue Cross and Blue Shield of NC Blue Value 7000 (limited network) Silver
Blue Cross and Blue Shield of NC Blue Advantage 7000 (broad network) Silver
Blue Cross and Blue Shield of NC Blue Local 6650 (local network with Duke Health and WakeMed, HSA eligible) Bronze
Blue Cross and Blue Shield of NC Blue Local 7000 (local network with Carolinas HealthCare System) Silver
Blue Cross and Blue Shield of NC Blue Value 2500 (limited network) Gold
Blue Cross and Blue Shield of NC Blue Value Catastrophic (limited network) Catastrophic
Blue Cross and Blue Shield of NC Blue Local 2500 (local network with Carolinas HealthCare System) Gold
Blue Cross and Blue Shield of NC Blue Value 4000 (limited network) Silver
Blue Cross and Blue Shield of NC Blue Local 4000 (local network with Duke Health and WakeMed) Silver
Cigna HealthCare of North Carolina, Inc. Cigna Connect 6000 Bronze
Cigna HealthCare of North Carolina, Inc. Cigna Connect 6400 Bronze
Cigna HealthCare of North Carolina, Inc. Cigna Connect 3750 Silver
Cigna HealthCare of North Carolina, Inc. Cigna Connect 5500 Silver
Cigna HealthCare of North Carolina, Inc. Cigna Connect 4000 Silver
Cigna HealthCare of North Carolina, Inc. Cigna Connect 1200 Gold

2017 On Exchange Plans

Company Plan Name Tier
Blue Cross and Blue Shield of NC Blue Select 5000 (tiered network) Silver
Blue Cross and Blue Shield of NC Blue Local 5000 (local network with Duke Medicine and WakeMed) Silver
Blue Cross and Blue Shield of NC Blue Local 1500 (local network with Carolinas HealthCare System) Gold
Blue Cross and Blue Shield of NC Blue Local 5500 (local network with Carolinas HealthCare System, HSA eligible) Bronze
Blue Cross and Blue Shield of NC Blue Value 7150 (limited network) Bronze
Blue Cross and Blue Shield of NC Blue Select 5000 (tiered network) Silver
Blue Cross and Blue Shield of NC Blue Select 1500 (tiered network) Gold
Blue Cross and Blue Shield of NC Blue Value 7150 (limited network) Bronze
Blue Cross and Blue Shield of NC Blue Local 5000 (local network with Carolinas HealthCare System) Silver
Blue Cross and Blue Shield of NC Blue Local 5500 (local network with Duke Medicine and WakeMed, HSA eligible) Bronze
Blue Cross and Blue Shield of NC Blue Local 3500 (local network with Duke Medicine and WakeMed) Silver
Blue Cross and Blue Shield of NC Blue Value 5500 (limited network, HSA eligible) Bronze
Blue Cross and Blue Shield of NC Blue Value 5000 (limited network) Silver
Blue Cross and Blue Shield of NC Blue Advantage Catastrophic (broad network) Catastrophic
Blue Cross and Blue Shield of NC Blue Advantage 5500 (broad network, HSA eligible) Bronze
Blue Cross and Blue Shield of NC Blue Value 5000 (limited network) Silver
Blue Cross and Blue Shield of NC Blue Value 3500 (limited network) Silver
Blue Cross and Blue Shield of NC Blue Value 3500 (limited network) Silver
Blue Cross and Blue Shield of NC Blue Advantage 1500 (broad network) Gold
Blue Cross and Blue Shield of NC Blue Local 1500 (local network with Duke Medicine and WakeMed) Gold
Blue Cross and Blue Shield of NC Blue Advantage 7150 (broad network) Bronze
Blue Cross and Blue Shield of NC Blue Value Catastrophic (limited network) Catastrophic
Blue Cross and Blue Shield of NC Blue Value 1500 (limited network) Gold
Blue Cross and Blue Shield of NC Blue Select 1500 (tiered network) Gold
Blue Cross and Blue Shield of NC Blue Value 1500 (limited network) Gold
Blue Cross and Blue Shield of NC Blue Local 7150 (local network with Carolinas HealthCare System) Bronze
Blue Cross and Blue Shield of NC Blue Value 5500 (limited network, HSA eligible) Bronze
Blue Cross and Blue Shield of NC Blue Value Catastrophic (limited network) Catastrophic
Blue Cross and Blue Shield of NC Blue Local 3500 (local network with Carolinas HealthCare System) Silver
Blue Cross and Blue Shield of NC Blue Local 7150 (local network with Duke Medicine and WakeMed) Bronze
Blue Cross and Blue Shield of NC Blue Advantage 3500 (broad network) Silver
Blue Cross and Blue Shield of NC Blue Advantage 5000 (broad network) Silver
Cigna HealthCare of North Carolina, Inc. Cigna Connect 4500 Bronze
Cigna HealthCare of North Carolina, Inc. Cigna Connect 4000 Silver
Cigna HealthCare of North Carolina, Inc. Cigna Connect 6400 Bronze
Cigna HealthCare of North Carolina, Inc. Cigna Connect 6000 Bronze
Cigna HealthCare of North Carolina, Inc. Cigna US-NC Connect 3500 Silver
Cigna HealthCare of North Carolina, Inc. Cigna US-NC Connect 6650 Bronze
Cigna HealthCare of North Carolina, Inc. Cigna Connect 2000 Silver
Cigna HealthCare of North Carolina, Inc. Cigna Connect 1200 Gold