Other Insurance Research
Health Insurance Tools
Health Exchange Guides
- What is a Health Insurance Exchange?
- Understanding the ACA Subsidies
- Cost Sharing Reductions
- Minimum Essential Coverage
- What Is An Insurance Rating Area?
- The Individual Mandate and Penalties
- Inpatient vs Outpatient Care and Coverage
- Copay vs Coinsurance
- Average Cost of Health Insurance
- How Age Affects Your Health Insurance Costs
Visualizations and Data
- Compare Plans
- Exchange Summary
- Rating Areas
- All Available Plans
Louisiana Health Insurance Exchange: Healthcare.gov
Compare Health Insurance Plans
| Plan | Deductible | Coinsurance | Out of Pocket Maximum | Monthly Cost | Max Annual Spend |
|---|
Comments And Questions
comments powered by Disqus
Exchange Summary
| Name | Healthcare.gov |
|---|---|
| Type | Federal |
| Website | http://www.healthcare.gov |
| Insurers |
|
Louisiana Rating Areas
Under the Affordable Care Act each state has submitted a plan to divide up the areas of the state into locations called rating areas. When insurance companies price their premiums, all households within a rating area will have the same adjustment factor applied. Households with similar age, and smoking characteristics buying the same plan will pay the same amount for premiums. Depending on the rating area you live in the prices you pay may be higher or lower than the state average
| Rating Area | County | Zip 3 |
|---|---|---|
| Rating Area: 1 | County: Jefferson | Zip 3: 700 |
| Rating Area: 1 | County: Orleans | Zip 3: 701 |
| Rating Area: 1 | County: Plaquemines | Zip 3: 700 |
| Rating Area: 1 | County: Saint Bernard | Zip 3: 700 |
| Rating Area: 1 | County: Saint Charles | Zip 3: 700 |
| Rating Area: 1 | County: Saint James | Zip 3: 700 |
| Rating Area: 1 | County: Saint John the Baptist | Zip 3: 700 |
| Rating Area: 1 | County: Saint Tammany | Zip 3: 704 |
| Rating Area: 2 | County: Assumption | Zip 3: 703 |
| Rating Area: 2 | County: Lafourche | Zip 3: 700 |
| Rating Area: 2 | County: Terrebonne | Zip 3: 703 |
| Rating Area: 3 | County: Acadia | Zip 3: 705 |
| Rating Area: 3 | County: Evangeline | Zip 3: 705 |
| Rating Area: 3 | County: Iberia | Zip 3: 705 |
| Rating Area: 3 | County: Lafayette | Zip 3: 705 |
| Rating Area: 3 | County: Saint Landry | Zip 3: 705 |
| Rating Area: 3 | County: Saint Martin | Zip 3: 703 |
| Rating Area: 3 | County: Saint Mary | Zip 3: 703 |
| Rating Area: 3 | County: Vermilion | Zip 3: 705 |
| Rating Area: 4 | County: Allen | Zip 3: 705 |
| Rating Area: 4 | County: Beauregard | Zip 3: 706 |
| Rating Area: 4 | County: Calcasieu | Zip 3: 706 |
| Rating Area: 4 | County: Cameron | Zip 3: 705 |
| Rating Area: 4 | County: Jefferson Davis | Zip 3: 705 |
| Rating Area: 5 | County: Ascension | Zip 3: 703 |
| Rating Area: 5 | County: East Baton Rouge | Zip 3: 707 |
| Rating Area: 5 | County: East Feliciana | Zip 3: 707 |
| Rating Area: 5 | County: Iberville | Zip 3: 703 |
| Rating Area: 5 | County: Livingston | Zip 3: 704 |
| Rating Area: 5 | County: Pointe Coupee | Zip 3: 707 |
| Rating Area: 5 | County: Saint Helena | Zip 3: 704 |
| Rating Area: 5 | County: Tangipahoa | Zip 3: 704 |
| Rating Area: 5 | County: Washington | Zip 3: 704 |
| Rating Area: 5 | County: West Baton Rouge | Zip 3: 707 |
| Rating Area: 5 | County: West Feliciana | Zip 3: 707 |
| Rating Area: 6 | County: Avoyelles | Zip 3: 713 |
| Rating Area: 6 | County: Catahoula | Zip 3: 713 |
| Rating Area: 6 | County: Concordia | Zip 3: 713 |
| Rating Area: 6 | County: Grant | Zip 3: 713 |
| Rating Area: 6 | County: La Salle | Zip 3: 713 |
| Rating Area: 6 | County: Rapides | Zip 3: 706 |
| Rating Area: 6 | County: Vernon | Zip 3: 706 |
| Rating Area: 6 | County: Winn | Zip 3: 710 |
| Rating Area: 7 | County: Caldwell | Zip 3: 714 |
| Rating Area: 7 | County: East Carroll | Zip 3: 712 |
| Rating Area: 7 | County: Franklin | Zip 3: 712 |
| Rating Area: 7 | County: Jackson | Zip 3: 712 |
| Rating Area: 7 | County: Lincoln | Zip 3: 710 |
| Rating Area: 7 | County: Madison | Zip 3: 712 |
| Rating Area: 7 | County: Morehouse | Zip 3: 712 |
| Rating Area: 7 | County: Ouachita | Zip 3: 712 |
| Rating Area: 7 | County: Richland | Zip 3: 712 |
| Rating Area: 7 | County: Tensas | Zip 3: 712 |
| Rating Area: 7 | County: Union | Zip 3: 712 |
| Rating Area: 7 | County: West Carroll | Zip 3: 712 |
| Rating Area: 8 | County: Bienville | Zip 3: 710 |
| Rating Area: 8 | County: Bossier | Zip 3: 710 |
| Rating Area: 8 | County: Caddo | Zip 3: 710 |
| Rating Area: 8 | County: Claiborne | Zip 3: 710 |
| Rating Area: 8 | County: De Soto | Zip 3: 710 |
| Rating Area: 8 | County: Natchitoches | Zip 3: 710 |
| Rating Area: 8 | County: Red River | Zip 3: 710 |
| Rating Area: 8 | County: Sabine | Zip 3: 710 |
| Rating Area: 8 | County: Webster | Zip 3: 710 |
2017 On Exchange Plans
| Company | Plan Name | Tier |
|---|---|---|
| Company: HMO Louisiana, Inc. | Plan Name: Blue POS 70/50 $4500 | Tier: Bronze |
| Company: HMO Louisiana, Inc. | Plan Name: Blue Connect Acadiana copay 70/50 $3500 | Tier: Silver |
| Company: HMO Louisiana, Inc. | Plan Name: Blue Connect Acadiana 80/60 $3000 | Tier: Silver |
| Company: HMO Louisiana, Inc. | Plan Name: Blue POS 100/80 $3500 | Tier: Silver |
| Company: HMO Louisiana, Inc. | Plan Name: Blue Connect copay 70/50 $3500 | Tier: Silver |
| Company: HMO Louisiana, Inc. | Plan Name: Community Blue 70/50 $4500 | Tier: Bronze |
| Company: HMO Louisiana, Inc. | Plan Name: Blue POS copay 80/60 $1000 | Tier: Gold |
| Company: HMO Louisiana, Inc. | Plan Name: Blue POS 60/40 $6500 | Tier: Bronze |
| Company: HMO Louisiana, Inc. | Plan Name: Community Blue copay 70/50 $3500 | Tier: Silver |
| Company: HMO Louisiana, Inc. | Plan Name: Blue Connect Acadiana 70/50 $4500 | Tier: Bronze |
| Company: HMO Louisiana, Inc. | Plan Name: Blue POS copay 70/50 $3100 | Tier: Silver |
| Company: HMO Louisiana, Inc. | Plan Name: Community Blue copay 80/60 $1000 | Tier: Gold |
| Company: HMO Louisiana, Inc. | Plan Name: Blue Connect 80/60 $3000 | Tier: Silver |
| Company: HMO Louisiana, Inc. | Plan Name: Blue Connect copay 80/60 $1000 | Tier: Gold |
| Company: HMO Louisiana, Inc. | Plan Name: Blue POS 80/60 $3000 | Tier: Silver |
| Company: Humana Health Benefit Plan of Louisiana, Inc. | Plan Name: Humana Bronze 4800/Louisiana HMOx | Tier: Bronze |
| Company: Humana Health Benefit Plan of Louisiana, Inc. | Plan Name: Humana Bronze 4800/Louisiana HMOx | Tier: Bronze |
| Company: Humana Health Benefit Plan of Louisiana, Inc. | Plan Name: Humana Silver 3550/Louisiana HMOx | Tier: Silver |
| Company: Humana Health Benefit Plan of Louisiana, Inc. | Plan Name: Humana Basic 7150/Louisiana HMOx | Tier: Catastrophic |
| Company: Humana Health Benefit Plan of Louisiana, Inc. | Plan Name: Humana Silver 3550/Louisiana HMOx | Tier: Silver |
| Company: Humana Health Benefit Plan of Louisiana, Inc. | Plan Name: Humana Gold 1250/Louisiana HMOx | Tier: Gold |
| Company: Humana Health Benefit Plan of Louisiana, Inc. | Plan Name: Humana Basic 7150/Louisiana HMOx | Tier: Catastrophic |
| Company: Humana Health Benefit Plan of Louisiana, Inc. | Plan Name: Humana Bronze 4800/Louisiana HMOx | Tier: Bronze |
| Company: Humana Health Benefit Plan of Louisiana, Inc. | Plan Name: Humana Basic 7150/Louisiana HMOx | Tier: Catastrophic |
| Company: Humana Health Benefit Plan of Louisiana, Inc. | Plan Name: Humana Silver 3550/Louisiana HMOx | Tier: Silver |
| Company: Louisiana Health Service & Indemnity Company | Plan Name: Blue Max 80/60 $5000 | Tier: Bronze |
| Company: Louisiana Health Service & Indemnity Company | Plan Name: Blue Max copay 70/50 $2800 | Tier: Silver |
| Company: Louisiana Health Service & Indemnity Company | Plan Name: Blue Saver 60/40 $4500 | Tier: Bronze |
| Company: Louisiana Health Service & Indemnity Company | Plan Name: Blue Max 100/80 $1800 | Tier: Gold |
| Company: Louisiana Health Service & Indemnity Company | Plan Name: Blue Saver 100/80 $3100 | Tier: Silver |
| Company: Vantage Health Plan, Inc. | Plan Name: Vantage Individual Silver | Tier: Silver |
| Company: Vantage Health Plan, Inc. | Plan Name: Vantage Individual Gold | Tier: Gold |
| Company: Vantage Health Plan, Inc. | Plan Name: Vantage Individual Platinum | Tier: Platinum |
| Company: Vantage Health Plan, Inc. | Plan Name: Vantage Individual Bronze | Tier: Bronze |
| Company: Vantage Health Plan, Inc. | Plan Name: Vantage Plus Individual Silver | Tier: Silver |
| Company: Vantage Health Plan, Inc. | Plan Name: Vantage Savings | Tier: Bronze |
| Company: Vantage Health Plan, Inc. | Plan Name: Vantage Plus Individual Bronze | Tier: Bronze |
| Company: Vantage Health Plan, Inc. | Plan Name: Vantage Savings Plus | Tier: Bronze |
| Company: Vantage Health Plan, Inc. | Plan Name: Vantage Plus Individual Platinum | Tier: Platinum |
| Company: Vantage Health Plan, Inc. | Plan Name: Vantage Plus Individual Gold | Tier: Gold |
2016 On Exchange Plans
| Company | Plan Name | Tier |
|---|---|---|
| Company: HMO Louisiana, Inc. | Plan Name: Blue Connect copay 80/60 $1000 | Tier: Gold |
| Company: HMO Louisiana, Inc. | Plan Name: Community Blue copay 70/50 $3500 | Tier: Silver |
| Company: HMO Louisiana, Inc. | Plan Name: Community Blue copay 80/60 $6750 | Tier: Bronze |
| Company: HMO Louisiana, Inc. | Plan Name: Community Blue copay 80/60 $1000 | Tier: Gold |
| Company: HMO Louisiana, Inc. | Plan Name: Blue POS 70/50 $4500 | Tier: Bronze |
| Company: HMO Louisiana, Inc. | Plan Name: Blue Connect copay 70/50 $3500 | Tier: Silver |
| Company: HMO Louisiana, Inc. | Plan Name: Blue POS copay 80/60 $1000 | Tier: Gold |
| Company: HMO Louisiana, Inc. | Plan Name: Blue Connect 70/50 $4500 | Tier: Bronze |
| Company: HMO Louisiana, Inc. | Plan Name: Community Blue 70/50 $4500 | Tier: Bronze |
| Company: HMO Louisiana, Inc. | Plan Name: Blue Connect copay 80/60 $6750 | Tier: Bronze |
| Company: HMO Louisiana, Inc. | Plan Name: Blue POS 100/80 $3500 | Tier: Silver |
| Company: HMO Louisiana, Inc. | Plan Name: Blue POS copay 80/60 $4500 | Tier: Silver |
| Company: HMO Louisiana, Inc. | Plan Name: Blue POS copay 70/50 $3000 | Tier: Silver |
| Company: HMO Louisiana, Inc. | Plan Name: Blue POS 60/40 $6500 | Tier: Bronze |
| Company: Humana Health Benefit Plan of Louisiana, Inc. | Plan Name: Humana Gold 2250/Louisiana HMOx | Tier: Gold |
| Company: Humana Health Benefit Plan of Louisiana, Inc. | Plan Name: Humana Basic 6850/Louisiana HMOx | Tier: Catastrophic |
| Company: Humana Health Benefit Plan of Louisiana, Inc. | Plan Name: Humana Basic 6850/Louisiana HMOx | Tier: Catastrophic |
| Company: Humana Health Benefit Plan of Louisiana, Inc. | Plan Name: Humana Gold 2250/Louisiana HMOx | Tier: Gold |
| Company: Humana Health Benefit Plan of Louisiana, Inc. | Plan Name: Humana Platinum 500/Louisiana HMOx | Tier: Platinum |
| Company: Humana Health Benefit Plan of Louisiana, Inc. | Plan Name: Humana Basic 6850/Louisiana HMOx | Tier: Catastrophic |
| Company: Humana Health Benefit Plan of Louisiana, Inc. | Plan Name: Humana Silver 3800/Louisiana HMOx | Tier: Silver |
| Company: Humana Health Benefit Plan of Louisiana, Inc. | Plan Name: Humana Bronze 6450/Louisiana HMOx | Tier: Bronze |
| Company: Humana Health Benefit Plan of Louisiana, Inc. | Plan Name: Humana Gold 2250/Louisiana HMOx | Tier: Gold |
| Company: Humana Health Benefit Plan of Louisiana, Inc. | Plan Name: Humana Silver 3800/Louisiana HMOx | Tier: Silver |
| Company: Humana Health Benefit Plan of Louisiana, Inc. | Plan Name: Humana Platinum 500/Louisiana HMOx | Tier: Platinum |
| Company: Humana Health Benefit Plan of Louisiana, Inc. | Plan Name: Humana Bronze 6450/Louisiana HMOx | Tier: Bronze |
| Company: Humana Health Benefit Plan of Louisiana, Inc. | Plan Name: Humana Bronze 6450/Louisiana HMOx | Tier: Bronze |
| Company: Humana Health Benefit Plan of Louisiana, Inc. | Plan Name: Humana Platinum 500/Louisiana HMOx | Tier: Platinum |
| Company: Humana Health Benefit Plan of Louisiana, Inc. | Plan Name: Humana Silver 3800/Louisiana HMOx | Tier: Silver |
| Company: Louisiana Health Service & Indemnity Company | Plan Name: Blue Saver 60/40 $3600 | Tier: Bronze |
| Company: Louisiana Health Service & Indemnity Company | Plan Name: Blue Max 100/100 $4000 | Tier: Silver |
| Company: Louisiana Health Service & Indemnity Company | Plan Name: Blue Saver 80/60 $1900 | Tier: Silver |
| Company: Louisiana Health Service & Indemnity Company | Plan Name: Blue Saver 100/80 $1700 | Tier: Gold |
| Company: Louisiana Health Service & Indemnity Company | Plan Name: Blue Cross and Blue Shield of Louisiana $2250, a Multi-State Plan | Tier: Silver |
| Company: Louisiana Health Service & Indemnity Company | Plan Name: Blue Max 100/80 $1800 | Tier: Gold |
| Company: Louisiana Health Service & Indemnity Company | Plan Name: Blue Cross and Blue Shield of Louisiana $1900, a Multi-State Plan | Tier: Gold |
| Company: Louisiana Health Service & Indemnity Company | Plan Name: Blue Max copay 70/50 $2500 | Tier: Silver |
| Company: Louisiana Health Service & Indemnity Company | Plan Name: Blue Max 80/60 $5000 | Tier: Bronze |
| Company: Louisiana Health Service & Indemnity Company | Plan Name: Blue Saver 100/100 $6450 | Tier: Bronze |
| Company: Louisiana Health Service & Indemnity Company | Plan Name: Blue Saver 100/80 $3000 | Tier: Silver |
| Company: Louisiana Health Service & Indemnity Company | Plan Name: Blue Saver 100/80 $5550 | Tier: Bronze |
| Company: Louisiana Health Service & Indemnity Company | Plan Name: Blue Max Copay 80/60 $6250 | Tier: Bronze |
| Company: Louisiana Health Service & Indemnity Company | Plan Name: Blue Max 80/60 $3000 | Tier: Silver |
| Company: UnitedHealthcare of Louisiana, Inc. | Plan Name: Silver Compass HSA 3600 | Tier: Silver |
| Company: UnitedHealthcare of Louisiana, Inc. | Plan Name: Silver Compass 5000 | Tier: Silver |
| Company: UnitedHealthcare of Louisiana, Inc. | Plan Name: Gold Compass 1000 | Tier: Gold |
| Company: UnitedHealthcare of Louisiana, Inc. | Plan Name: Catastrophic Compass 6850 | Tier: Catastrophic |
| Company: UnitedHealthcare of Louisiana, Inc. | Plan Name: Bronze Compass 6400 | Tier: Bronze |
| Company: UnitedHealthcare of Louisiana, Inc. | Plan Name: Silver Compass 4000 | Tier: Silver |
| Company: Vantage Health Plan, Inc. | Plan Name: Vantage Individual Gold | Tier: Gold |
| Company: Vantage Health Plan, Inc. | Plan Name: Vantage Savings Plus | Tier: Bronze |
| Company: Vantage Health Plan, Inc. | Plan Name: Vantage Savings | Tier: Bronze |
| Company: Vantage Health Plan, Inc. | Plan Name: Vantage Plus Individual Bronze | Tier: Bronze |
| Company: Vantage Health Plan, Inc. | Plan Name: Vantage Plus Individual Platinum | Tier: Platinum |
| Company: Vantage Health Plan, Inc. | Plan Name: Vantage Plus Individual Silver | Tier: Silver |
| Company: Vantage Health Plan, Inc. | Plan Name: Vantage Individual Silver | Tier: Silver |
| Company: Vantage Health Plan, Inc. | Plan Name: Vantage Individual Bronze | Tier: Bronze |
| Company: Vantage Health Plan, Inc. | Plan Name: Vantage Individual Platinum | Tier: Platinum |
| Company: Vantage Health Plan, Inc. | Plan Name: Vantage Plus Individual Gold | Tier: Gold |