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- What is a Health Insurance Exchange?
- Understanding the ACA Subsidies
- Cost Sharing Reductions
- Minimum Essential Coverage
- What Is An Insurance Rating Area?
- The Individual Mandate and Penalties
- Inpatient vs Outpatient Care and Coverage
- Copay vs Coinsurance
- Average Cost of Health Insurance
- How Age Affects Your Health Insurance Costs
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- Compare Plans
- Exchange Summary
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Indiana Health Insurance Exchange: Healthcare.gov
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Exchange Summary: Healthcare.gov
| Type | Federal |
|---|---|
| Website | http://www.healthcare.gov |
| Insurers |
|
Indiana: Rating Areas
Under the Affordable Care Act each state has submitted a plan to divide up the areas of the state into locations called rating areas. When insurance companies price their premiums, all households within a rating area will have the same adjustment factor applied. Households with similar age, and smoking characteristics buying the same plan will pay the same amount for premiums. Depending on the rating area you live in the prices you pay may be higher or lower than the state average.
| Rating Area | County | Zip 3 |
|---|---|---|
| 1 | Lake | 463 |
| 1 | LaPorte | 463 |
| 1 | Porter | 463 |
| 2 | Elkhart | 465 |
| 2 | Kosciusko | 465 |
| 2 | Marshall | 465 |
| 2 | Saint Joseph | 465 |
| 2 | Starke | 463 |
| 3 | Adams | 467 |
| 3 | DeKalb | 467 |
| 3 | Huntington | 467 |
| 3 | LaGrange | 465 |
| 3 | Noble | 465 |
| 3 | Steuben | 467 |
| 3 | Wabash | 467 |
| 3 | Wells | 467 |
| 3 | Whitley | 465 |
| 4 | Allen | 467 |
| 5 | Benton | 479 |
| 5 | Jasper | 463 |
| 5 | Newton | 463 |
| 5 | Warren | 479 |
| 5 | White | 469 |
| 6 | Cass | 469 |
| 6 | Fulton | 465 |
| 6 | Howard | 460 |
| 6 | Miami | 469 |
| 6 | Pulaski | 463 |
| 7 | Carroll | 460 |
| 7 | Clinton | 460 |
| 7 | Fountain | 479 |
| 7 | Montgomery | 460 |
| 7 | Putnam | 461 |
| 7 | Tippecanoe | 460 |
| 7 | Tipton | 460 |
| 8 | Blackford | 469 |
| 8 | Delaware | 460 |
| 8 | Grant | 460 |
| 8 | Jay | 467 |
| 8 | Randolph | 473 |
| 9 | Clay | 461 |
| 9 | Parke | 461 |
| 9 | Sullivan | 474 |
| 9 | Vermillion | 478 |
| 9 | Vigo | 478 |
| 10 | Boone | 460 |
| 10 | Hamilton | 460 |
| 10 | Hendricks | 460 |
| 10 | Marion | 460 |
| 10 | Morgan | 461 |
| 10 | Shelby | 461 |
| 11 | Fayette | 461 |
| 11 | Hancock | 460 |
| 11 | Henry | 460 |
| 11 | Madison | 460 |
| 11 | Union | 470 |
| 11 | Wayne | 473 |
| 12 | Bartholomew | 461 |
| 12 | Decatur | 461 |
| 12 | Jackson | 471 |
| 12 | Jennings | 472 |
| 12 | Rush | 461 |
| 13 | Brown | 461 |
| 13 | Johnson | 461 |
| 13 | Lawrence | 471 |
| 13 | Monroe | 461 |
| 13 | Owen | 461 |
| 14 | Dearborn | 470 |
| 14 | Franklin | 461 |
| 14 | Ohio | 470 |
| 14 | Ripley | 470 |
| 14 | Switzerland | 470 |
| 15 | Daviess | 475 |
| 15 | Dubois | 474 |
| 15 | Greene | 474 |
| 15 | Knox | 475 |
| 15 | Martin | 474 |
| 15 | Orange | 471 |
| 15 | Perry | 471 |
| 15 | Pike | 475 |
| 15 | Spencer | 475 |
| 16 | Clark | 471 |
| 16 | Crawford | 471 |
| 16 | Floyd | 471 |
| 16 | Harrison | 471 |
| 16 | Jefferson | 470 |
| 16 | Scott | 471 |
| 16 | Washington | 471 |
| 17 | Gibson | 475 |
| 17 | Posey | 476 |
| 17 | Vanderburgh | 476 |
| 17 | Warrick | 475 |
2019 On Exchange Plans
2018 On Exchange Plans
2017 On Exchange Plans
| Company | Plan Name | Tier |
|---|---|---|
| Anthem Ins Companies Inc(Anthem BCBS) | Anthem Bronze Pathway X 20 for HSA | Bronze |
| Anthem Ins Companies Inc(Anthem BCBS) | Anthem Bronze Pathway X 5850 | Bronze |
| Anthem Ins Companies Inc(Anthem BCBS) | Anthem Bronze Pathway X 5300 | Bronze |
| Anthem Ins Companies Inc(Anthem BCBS) | Anthem Bronze Pathway X 0 for HSA | Bronze |
| Anthem Ins Companies Inc(Anthem BCBS) | Anthem Silver Pathway X for HSA | Silver |
| Anthem Ins Companies Inc(Anthem BCBS) | Anthem Silver Pathway X 4350 | Silver |
| Anthem Ins Companies Inc(Anthem BCBS) | Anthem Silver Pathway X 3500 | Silver |
| Anthem Ins Companies Inc(Anthem BCBS) | Anthem Blue Cross and Blue Shield Silver DirectAccess, a Multi-State Plan | Silver |
| Anthem Ins Companies Inc(Anthem BCBS) | Anthem Silver Pathway X 2500 | Silver |
| Anthem Ins Companies Inc(Anthem BCBS) | Anthem Silver Core Pathway X 5300 | Silver |
| Anthem Ins Companies Inc(Anthem BCBS) | Anthem Bronze Pathway X POS 5000 | Bronze |
| Anthem Ins Companies Inc(Anthem BCBS) | Anthem Blue Cross and Blue Shield Gold DirectAccess, a Multi-State Plan | Gold |
| Anthem Ins Companies Inc(Anthem BCBS) | Anthem Catastrophic Pathway X 7150 | Catastrophic |
| Anthem Ins Companies Inc(Anthem BCBS) | Anthem Bronze Pathway X 6500 | Bronze |
| Anthem Ins Companies Inc(Anthem BCBS) | Anthem Bronze Pathway X 7150 | Bronze |
| Anthem Ins Companies Inc(Anthem BCBS) | Anthem Bronze Pathway X 4950 | Bronze |
| CareSource Indiana, Inc. | CareSource Hoosier Choice Bronze Dental and Vision | Bronze |
| CareSource Indiana, Inc. | CareSource Hoosier Choice Gold Dental and Vision | Gold |
| CareSource Indiana, Inc. | CareSource Federal Simple Choice Bronze | Bronze |
| CareSource Indiana, Inc. | CareSource Low Premium Silver | Silver |
| CareSource Indiana, Inc. | CareSource Gold | Gold |
| CareSource Indiana, Inc. | CareSource Federal Simple Choice Gold | Gold |
| CareSource Indiana, Inc. | CareSource Hoosier Choice Bronze | Bronze |
| CareSource Indiana, Inc. | CareSource Bronze Dental and Vision | Bronze |
| CareSource Indiana, Inc. | CareSource Hoosier Choice Gold | Gold |
| CareSource Indiana, Inc. | CareSource Federal Simple Choice Silver | Silver |
| CareSource Indiana, Inc. | CareSource Silver | Silver |
| CareSource Indiana, Inc. | CareSource Hoosier Choice Silver | Silver |
| CareSource Indiana, Inc. | CareSource Silver Dental and Vision | Silver |
| CareSource Indiana, Inc. | CareSource Gold Dental and Vision | Gold |
| CareSource Indiana, Inc. | CareSource Hoosier Choice Silver Dental and Vision | Silver |
| CareSource Indiana, Inc. | CareSource Bronze | Bronze |
| Celtic Insurance Company | Ambetter Essential Care 1 (2017) | Bronze |
| Celtic Insurance Company | Ambetter Balanced Care 1 (2017) + Vision + Adult Dental | Silver |
| Celtic Insurance Company | Ambetter Balanced Care 12 (2017) | Silver |
| Celtic Insurance Company | Ambetter Balanced Care 10 (2017) + Vision | Silver |
| Celtic Insurance Company | Ambetter Balanced Care 4 (2017) | Silver |
| Celtic Insurance Company | Ambetter Essential Care 1 (2017) + Vision + Adult Dental | Bronze |
| Celtic Insurance Company | Ambetter Balanced Care 1 (2017) + Vision | Silver |
| Celtic Insurance Company | Ambetter Balanced Care 1 (2017) | Silver |
| Celtic Insurance Company | Ambetter Secure Care 1 (2017) with 3 Free PCP Visits | Gold |
| Celtic Insurance Company | Ambetter Balanced Care 2 (2017) + Vision | Silver |
| Celtic Insurance Company | Ambetter Essential Care 1 (2017) + Vision | Bronze |
| Celtic Insurance Company | Ambetter Balanced Care 2 (2017) + Vision + Adult Dental | Silver |
| Celtic Insurance Company | Ambetter Balanced Care 10 (2017) | Silver |
| Celtic Insurance Company | Ambetter Balanced Care 10 (2017) + Vision + Adult Dental | Silver |
| Celtic Insurance Company | Ambetter Balanced Care 2 (2017) | Silver |
| MDwise Marketplace, Inc. | MDwise Marketplace Bronze Basic | Bronze |
| MDwise Marketplace, Inc. | MDwise Marketplace Silver Coinsurance | Silver |
| MDwise Marketplace, Inc. | MDwise Marketplace Gold Plus with Adult Vision | Gold |
| MDwise Marketplace, Inc. | MDwise Marketplace Bronze Plus | Bronze |
| MDwise Marketplace, Inc. | MDwise Marketplace Silver Plus with Adult Vision | Silver |
| MDwise Marketplace, Inc. | MDwise Marketplace Bronze Plus with Adult Vision | Bronze |
| MDwise Marketplace, Inc. | MDwise Marketplace Silver Plus | Silver |
| MDwise Marketplace, Inc. | MDwise Marketplace Silver Basic | Silver |