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Alabama Health Insurance Exchange: Healthcare.gov
Compare Health Insurance Plans
| Plan | Deductible | Coinsurance | Out of Pocket Maximum | Monthly Cost | Max Annual Spend |
|---|
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Exchange Summary
| Name | Healthcare.gov |
|---|---|
| Type | Federal |
| Website | http://www.healthcare.gov |
| Insurers |
|
Alabama Rating Areas
Under the Affordable Care Act each state has submitted a plan to divide up the areas of the state into locations called rating areas. When insurance companies price their premiums, all households within a rating area will have the same adjustment factor applied. Households with similar age, and smoking characteristics buying the same plan will pay the same amount for premiums. Depending on the rating area you live in the prices you pay may be higher or lower than the state average
| Rating Area | County | Zip 3 |
|---|---|---|
| Rating Area: 1 | County: Calhoun | Zip 3: 350 |
| Rating Area: 2 | County: Lee | Zip 3: 368 |
| Rating Area: 3 | County: Bibb | Zip 3: 350 |
| Rating Area: 3 | County: Blount | Zip 3: 350 |
| Rating Area: 3 | County: Chilton | Zip 3: 350 |
| Rating Area: 3 | County: Jefferson | Zip 3: 350 |
| Rating Area: 3 | County: Saint Clair | Zip 3: 350 |
| Rating Area: 3 | County: Shelby | Zip 3: 350 |
| Rating Area: 3 | County: Walker | Zip 3: 350 |
| Rating Area: 4 | County: Russell | Zip 3: 360 |
| Rating Area: 5 | County: Lawrence | Zip 3: 356 |
| Rating Area: 5 | County: Morgan | Zip 3: 350 |
| Rating Area: 6 | County: Geneva | Zip 3: 363 |
| Rating Area: 6 | County: Henry | Zip 3: 363 |
| Rating Area: 6 | County: Houston | Zip 3: 363 |
| Rating Area: 7 | County: Colbert | Zip 3: 355 |
| Rating Area: 7 | County: Lauderdale | Zip 3: 356 |
| Rating Area: 8 | County: Etowah | Zip 3: 351 |
| Rating Area: 9 | County: Limestone | Zip 3: 356 |
| Rating Area: 9 | County: Madison | Zip 3: 357 |
| Rating Area: 10 | County: Mobile | Zip 3: 365 |
| Rating Area: 11 | County: Autauga | Zip 3: 360 |
| Rating Area: 11 | County: Elmore | Zip 3: 350 |
| Rating Area: 11 | County: Lowndes | Zip 3: 360 |
| Rating Area: 11 | County: Montgomery | Zip 3: 360 |
| Rating Area: 12 | County: Greene | Zip 3: 354 |
| Rating Area: 12 | County: Hale | Zip 3: 354 |
| Rating Area: 12 | County: Tuscaloosa | Zip 3: 350 |
| Rating Area: 13 | County: Baldwin | Zip 3: 364 |
| Rating Area: 13 | County: Barbour | Zip 3: 360 |
| Rating Area: 13 | County: Bullock | Zip 3: 360 |
| Rating Area: 13 | County: Butler | Zip 3: 360 |
| Rating Area: 13 | County: Chambers | Zip 3: 362 |
| Rating Area: 13 | County: Cherokee | Zip 3: 359 |
| Rating Area: 13 | County: Choctaw | Zip 3: 365 |
| Rating Area: 13 | County: Clarke | Zip 3: 364 |
| Rating Area: 13 | County: Clay | Zip 3: 350 |
| Rating Area: 13 | County: Cleburne | Zip 3: 362 |
| Rating Area: 13 | County: Coffee | Zip 3: 360 |
| Rating Area: 13 | County: Conecuh | Zip 3: 360 |
| Rating Area: 13 | County: Coosa | Zip 3: 350 |
| Rating Area: 13 | County: Covington | Zip 3: 360 |
| Rating Area: 13 | County: Crenshaw | Zip 3: 360 |
| Rating Area: 13 | County: Cullman | Zip 3: 350 |
| Rating Area: 13 | County: Dale | Zip 3: 363 |
| Rating Area: 13 | County: Dallas | Zip 3: 367 |
| Rating Area: 13 | County: DeKalb | Zip 3: 357 |
| Rating Area: 13 | County: Escambia | Zip 3: 364 |
| Rating Area: 13 | County: Fayette | Zip 3: 355 |
| Rating Area: 13 | County: Franklin | Zip 3: 355 |
| Rating Area: 13 | County: Jackson | Zip 3: 357 |
| Rating Area: 13 | County: Lamar | Zip 3: 355 |
| Rating Area: 13 | County: Macon | Zip 3: 360 |
| Rating Area: 13 | County: Marengo | Zip 3: 367 |
| Rating Area: 13 | County: Marion | Zip 3: 355 |
| Rating Area: 13 | County: Marshall | Zip 3: 350 |
| Rating Area: 13 | County: Monroe | Zip 3: 360 |
| Rating Area: 13 | County: Perry | Zip 3: 350 |
| Rating Area: 13 | County: Pickens | Zip 3: 354 |
| Rating Area: 13 | County: Pike | Zip 3: 360 |
| Rating Area: 13 | County: Randolph | Zip 3: 362 |
| Rating Area: 13 | County: Sumter | Zip 3: 354 |
| Rating Area: 13 | County: Talladega | Zip 3: 350 |
| Rating Area: 13 | County: Tallapoosa | Zip 3: 350 |
| Rating Area: 13 | County: Washington | Zip 3: 365 |
| Rating Area: 13 | County: Wilcox | Zip 3: 364 |
| Rating Area: 13 | County: Winston | Zip 3: 350 |
2017 On Exchange Plans
| Company | Plan Name | Tier |
|---|---|---|
| Company: Blue Cross and Blue Shield of Alabama | Plan Name: Blue Cross Select Gold, a Multi-State Plan | Tier: Gold |
| Company: Blue Cross and Blue Shield of Alabama | Plan Name: Blue Value Silver | Tier: Silver |
| Company: Blue Cross and Blue Shield of Alabama | Plan Name: Blue Saver Bronze | Tier: Bronze |
| Company: Blue Cross and Blue Shield of Alabama | Plan Name: Blue HSA Bronze | Tier: Bronze |
| Company: Blue Cross and Blue Shield of Alabama | Plan Name: Blue Value Gold | Tier: Gold |
| Company: Blue Cross and Blue Shield of Alabama | Plan Name: Blue Protect | Tier: Catastrophic |
| Company: Blue Cross and Blue Shield of Alabama | Plan Name: Blue Cross Select Silver, a Multi-State Plan | Tier: Silver |
2016 On Exchange Plans
| Company | Plan Name | Tier |
|---|---|---|
| Company: Blue Cross and Blue Shield of Alabama | Plan Name: Blue Value Gold | Tier: Gold |
| Company: Blue Cross and Blue Shield of Alabama | Plan Name: Blue Saver Bronze | Tier: Bronze |
| Company: Blue Cross and Blue Shield of Alabama | Plan Name: Blue Cross Select Gold, a Multi-State Plan | Tier: Gold |
| Company: Blue Cross and Blue Shield of Alabama | Plan Name: Blue Cross Select Silver, a Multi-State Plan | Tier: Silver |
| Company: Blue Cross and Blue Shield of Alabama | Plan Name: Blue Protect | Tier: Catastrophic |
| Company: Blue Cross and Blue Shield of Alabama | Plan Name: Blue HSA Bronze | Tier: Bronze |
| Company: Blue Cross and Blue Shield of Alabama | Plan Name: Blue Value Silver | Tier: Silver |
| Company: Blue Cross and Blue Shield of Alabama | Plan Name: Blue Saver Silver | Tier: Silver |
| Company: Humana Insurance Company | Plan Name: Humana Basic 6850/Birmingham PPOx | Tier: Catastrophic |
| Company: Humana Insurance Company | Plan Name: Humana Silver 3800/Huntsville PPOx | Tier: Silver |
| Company: Humana Insurance Company | Plan Name: Humana Basic 6850/Huntsville PPOx | Tier: Catastrophic |
| Company: Humana Insurance Company | Plan Name: Humana Bronze 6450/Birmingham PPOx | Tier: Bronze |
| Company: Humana Insurance Company | Plan Name: Humana Silver 3800/Birmingham PPOx | Tier: Silver |
| Company: Humana Insurance Company | Plan Name: Humana Platinum 500/Birmingham PPOx | Tier: Platinum |
| Company: Humana Insurance Company | Plan Name: Humana Gold 2250/Birmingham PPOx | Tier: Gold |
| Company: Humana Insurance Company | Plan Name: Humana Bronze 6450/Huntsville PPOx | Tier: Bronze |
| Company: Humana Insurance Company | Plan Name: Humana Gold 2250/Huntsville PPOx | Tier: Gold |
| Company: Humana Insurance Company | Plan Name: Humana Platinum 500/Huntsville PPOx | Tier: Platinum |
| Company: UnitedHealthcare of Alabama, Inc. | Plan Name: Catastrophic Compass 6850 | Tier: Catastrophic |
| Company: UnitedHealthcare of Alabama, Inc. | Plan Name: Gold Compass 1000 | Tier: Gold |
| Company: UnitedHealthcare of Alabama, Inc. | Plan Name: Silver Compass 4000 | Tier: Silver |
| Company: UnitedHealthcare of Alabama, Inc. | Plan Name: Silver Compass HSA 3600 | Tier: Silver |
| Company: UnitedHealthcare of Alabama, Inc. | Plan Name: Bronze Compass 6400 | Tier: Bronze |
| Company: UnitedHealthcare of Alabama, Inc. | Plan Name: Silver Compass 5000 | Tier: Silver |