Find the Best Personal Loan for You

Personal loans can give you the financial boost you need to complete a project, pursue a career goal or make a major purchase.

Our reviews and guides simplify the process of getting a personal loan. Whether you’re looking to consolidate debt, take on a home improvement project or pay for medical expenses, our content can help you find the best personal loan for your needs.

Who Has the Best Personal Loan Rates?

We reviewed over 50 different lenders to find the best personal loans companies and rates for all purposes and all types of borrowers.

Learn More

Average Interest Rates by Credit Score

10%
Excellent Credit
13%
Good Credit
17%
Average Credit
28%
Poor Credit

Personal Loans 101

Thinking about getting a personal loan? Our guides will help you understand what a personal loan, how to qualify for one, where to get one and when you should use one.


Best Personal Loans

Our articles will help you find the best personal loans for your needs -- whether that’s to consolidate debt, to find a loan if you have a lower credit score or to get unsecured funds.


Using a Personal Loan

Personal loans can be used for almost any purpose from debt consolidation to medical expenses. However, not all purposes are created equally. Our guides will help you determine when it makes sense to use a personal loan.


Reviews

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Average Personal Loan Interest Rates

For 2019, the average personal loan interest rates were between 10% to 28%. Click to find out more about what affects your interest rate...

See Study

Personal Loan News

Credit-Builder Loans: What They Are and When They Make Sense

Credit-builder loans aim to do as their name implies: help individuals get or build their credit score. Read more about how these loans... Read More

Can You Refinance a Personal Loan? When Does It Make Sense?

In most cases, you can refinance a personal loan, though it may not always make sense to do so. Read more about how to refinance and when... Read More

Best Personal Lines of Credit for 2020

Looking for a flexible personal line of credit to cover your spending needs? Read our analysis of the best places to get a personal line of... Read More

Moving and Relocation Loans: When Does It Make Sense to Use a Personal Loan?

Oftentimes, using a personal loan to pay for moving or relocation expenses can be a good idea, especially if you're increasing your salary... Read More

Average Debt Consolidation Loan Interest Rates: By Credit Score and Loan Term

Debt consolidation loans are used to simplify payments and reduce outstanding debt. Did you know that the average debt consolidation loan... Read More

How Do Debt Management Plans Work? Should You Enroll in One?

If you're struggling with debt, a debt management plan (DMP) may be the right choice to solve your debt problems. Read more to determine... Read More

Career Development Loans: Should You Use a Personal Loan for Professional Development?

Using a personal loan for professional development can be a good idea in some cases. Read more about when it makes sense to use when and... Read More

OneMain Financial vs LendingClub: Which Lender Fits Your Needs?

Trying to decide which lender best fits your needs? Read our review of the pros and cons of both lenders, and figure out which one is right... Read More

Debt Consolidation vs Debt Management: Which Makes More Sense for You?

You may be wondering whether debt consolidation or a debt management plan is right for you. Click to read our expert's take on when one... Read More