Find the Best Personal Loan for You

Personal loans can give you the financial boost you need to complete a project, pursue a career goal or make a major purchase.

Our reviews and guides simplify the process of getting a personal loan. Whether you’re looking to consolidate debt, take on a home improvement project or pay for medical expenses, our content can help you find the best personal loan for your needs.

Who Has the Best Personal Loan Rates?

We reviewed over 50 different lenders to find the best personal loans companies and rates for all purposes and all types of borrowers.

Learn More

Average Interest Rates by Credit Score

10%
Excellent Credit
13%
Good Credit
17%
Average Credit
28%
Poor Credit

Personal Loans 101

Thinking about getting a personal loan? Our guides will help you understand what a personal loan, how to qualify for one, where to get one and when you should use one.


Best Personal Loans

Our articles will help you find the best personal loans for your needs -- whether that’s to consolidate debt, to find a loan if you have a lower credit score or to get unsecured funds.


Using a Personal Loan

Personal loans can be used for almost any purpose from debt consolidation to medical expenses. However, not all purposes are created equally. Our guides will help you determine when it makes sense to use a personal loan.


Reviews

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{"items":["\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/marcus-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/marcus-r\" alt=\" Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/marcus-personal-loan-review\"\u003E \u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/peerform-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/peerform-r\" alt=\" Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/peerform-personal-loan-review\"\u003E \u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/navy-federal-credit-union-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/navyfederal-r\" alt=\" Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/navy-federal-credit-union-personal-loan-review\"\u003E \u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/pnc-bank-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/pnc-r\" alt=\" Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/pnc-bank-personal-loan-review\"\u003E \u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/td-bank-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/tdbank-r\" alt=\" Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/td-bank-personal-loan-review\"\u003E \u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E"],"offsetPercentage":20}

Average Personal Loan Interest Rates

For 2019, the average personal loan interest rates were between 10% to 28%. Click to find out more about what affects your interest rate...

See Study

Personal Loan News

LendUp Personal Loans: What to Know Before You Apply

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Bank of America Personal Loan Review: What Does It Offer?

Bank of America doesn't provide personal loans but has a variety of other products for you to consider, including auto loans, mortgages and... Read More

First Look at Afterpay Touch Installment Loans

Afterpay, an Australian lending company, is launching in the U.S. market. We go over the product, and whether this is good or bad news for... Read More

LendingPoint vs Avant: Which Personal Lender Has the Edge?

LendingPoint and Avant are both online lenders specializing in unsecured personal loans, but how do you know which lender is best? Read our... Read More

Getting an Unsecured Loan After Bankruptcy: Can it be Done?

The period following a bankruptcy is a stressful time; it can often take years to repair your credit. Borrowers forced to declared... Read More

Small-Dollar Loans: Best Places to Find Them

Credit unions and regional banks are some of the best sources of small-dollar loans. Read more about how you can get a small-dollar loan... Read More

Best Unsecured Personal Loans for Fair Credit in 2020

If you’re looking for a unsecured personal loan with fair credit, you’ll want to consult a variety of lenders to get the best rates and... Read More

SoFi vs Avant: Which Personal Lender Should You Choose?

SoFi and Avant both offer unsecured personal loans, but how do their terms differ? Read our comparison review of the two lenders to find... Read More