Find the Best Personal Loan for You

Personal loans can give you the financial boost you need to complete a project, pursue a career goal or make a major purchase.

Our reviews and guides simplify the process of getting a personal loan. Whether you’re looking to consolidate debt, take on a home improvement project or pay for medical expenses, our content can help you find the best personal loan for your needs.

Who Has the Best Personal Loan Rates?

We reviewed over 50 different lenders to find the best personal loans companies and rates for all purposes and all types of borrowers.

Learn More

Average Interest Rates by Credit Score

10%
Excellent Credit
13%
Good Credit
17%
Average Credit
28%
Poor Credit

Personal Loans 101

Thinking about getting a personal loan? Our guides will help you understand what a personal loan, how to qualify for one, where to get one and when you should use one.


Best Personal Loans

Our articles will help you find the best personal loans for your needs -- whether that’s to consolidate debt, to find a loan if you have a lower credit score or to get unsecured funds.


Using a Personal Loan

Personal loans can be used for almost any purpose from debt consolidation to medical expenses. However, not all purposes are created equally. Our guides will help you determine when it makes sense to use a personal loan.


Reviews

{"items":["\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/lending-club-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/lendingclub-r\" alt=\" Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/lending-club-personal-loan-review\"\u003E \u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/discover-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/discover-r\" alt=\" Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/discover-personal-loan-review\"\u003E \u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/wells-fargo-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/wellsfargo-r\" alt=\" Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/wells-fargo-personal-loan-review\"\u003E \u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/springleaf-onemain-financial-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/onemain-r\" alt=\" Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/springleaf-onemain-financial-personal-loan-review\"\u003E \u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/avant-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/avant-r\" alt=\" Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/avant-personal-loan-review\"\u003E \u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E"],"offsetPercentage":20}
{"items":["\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/sofi-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/sofi-r\" alt=\" Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/sofi-personal-loan-review\"\u003E \u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/lightstream-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/lightstream-r\" alt=\" Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/lightstream-personal-loan-review\"\u003E \u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/backed-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/backed-r\" alt=\" Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/backed-personal-loan-review\"\u003E \u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/best-egg-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/bestegg-r\" alt=\" Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/best-egg-personal-loan-review\"\u003E \u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/upstart-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/upstart-r\" alt=\" Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/upstart-personal-loan-review\"\u003E \u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E"],"offsetPercentage":20}
{"items":["\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/prosper-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/prosper-r\" alt=\" Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/prosper-personal-loan-review\"\u003E \u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/earnest-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/earnest-r\" alt=\" Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/earnest-personal-loan-review\"\u003E \u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/payoff-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/payoff-r\" alt=\" Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/payoff-personal-loan-review\"\u003E \u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/citizens-bank-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/citizens-r\" alt=\" Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/citizens-bank-personal-loan-review\"\u003E \u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/rocketloans-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/rocketloans-r\" alt=\" Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/rocketloans-personal-loan-review\"\u003E \u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E"],"offsetPercentage":20}
{"items":["\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/marcus-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/marcus-r\" alt=\" Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/marcus-personal-loan-review\"\u003E \u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/peerform-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/peerform-r\" alt=\" Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/peerform-personal-loan-review\"\u003E \u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/navy-federal-credit-union-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/navyfederal-r\" alt=\" Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/navy-federal-credit-union-personal-loan-review\"\u003E \u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/pnc-bank-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/pnc-r\" alt=\" Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/pnc-bank-personal-loan-review\"\u003E \u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/td-bank-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/tdbank-r\" alt=\" Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/td-bank-personal-loan-review\"\u003E \u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E"],"offsetPercentage":20}

Average Personal Loan Interest Rates

For 2019, the average personal loan interest rates were between 10% to 28%. Click to find out more about what affects your interest rate...

See Study

Personal Loan News

How to Avoid Credit Repair Scams and Find a Trustworthy Service

If you have poor credit and are looking for ways to improve it, you should be wary of services offering to fix your credit. There are... Read More

4 Steps to Quickly Paying Off Your Debt

Paying off debt can take time, however, there are ways to speed up the process. Here are four steps to take that could help you pay off... Read More

How to Find and Apply for Personal Loans for Debt Consolidation

A debt consolidation loan is a good way to pay off existing debt as it can simplify repayment. Find out more about debt consolidation loans... Read More

Good Debt vs. Bad Debt: What You Need to Know

Debt can be good or bad but not everyone agrees on what is classified as one or the other. Find out whether your debts can be considered... Read More

Your Comprehensive Guide to Wage Garnishment

Wage garnishment occurs when a creditor gets a court order requiring your employer to take a portion of your paycheck to pay off your... Read More

The Skinny on Revolving Debt: From Credit Cards to Personal Lines of Credit

Revolving debt is an open-ended credit account. It allows you to keep borrowing money without having to apply for the credit each time.... Read More

What Is a Consolidation Loan? Everything You Need to Know

Debt consolidation loans are a tool that can help you simplify and pay down your debt. However, using a loan to consolidate debt won't work... Read More

Unemployed? Here's What to Do With Your Credit Card Debt

If you're unemployed and you have credit card debt, there are steps you can take to properly manage it while looking for another job. Read... Read More

How to Choose the Right Debt Consolidation Solution for Your Money

If you're looking to simplify your loan and credit card bills, debt consolidation may be a great option for you. However, there are... Read More