Find the Best Personal Loan for You

Personal loans can give you the financial boost you need to complete a project, pursue a career goal or make a major purchase.

What We Can Do for You

Our reviews and guides simplify the process of getting a personal loan. Whether you’re looking to consolidate debt, take on a home improvement project or pay for medical expenses, our content can help you find the best personal loan for your needs.

Who Has the Best Personal Loan Rates?

We reviewed over 50 different lenders to find the best personal loans companies and rates for all purposes and all types of borrowers.

Learn More

Average Interest Rates by Credit Score

10%
Excellent Credit
13%
Good Credit
17%
Average Credit
28%
Poor Credit

Personal Loans 101

Thinking about getting a personal loan? Our guides will help you understand what a personal loan, how to qualify for one, where to get one and when you should use one.


Best Personal Loans

Our articles will help you find the best personal loans for your needs -- whether that’s to consolidate debt, to find a loan if you have a lower credit score or to get unsecured funds.


Using a Personal Loan

Personal loans can be used for almost any purpose from debt consolidation to medical expenses. However, not all purposes are created equally. Our guides will help you determine when it makes sense to use a personal loan.


Reviews

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Average Personal Loan Interest Rates for 2019

For 2019, the average personal loan interest rates are between 10% to 28%. Click to find out more about what affects your interest rate and...

See Study

Personal Loan News

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Cash-out refinancing for consolidating debt may help you save interest or reduce your monthly payment by taking out a larger mortgage,... Read More

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Debt is money owed or due. Credit cards, car loans, mortgages and student loans are common examples of debt that many Americans have. Read... Read More

Debt Validation Letter: What It Is and When You Need It

A debt validation letter is what you send to a creditor or collection agency to get more information about a debt you owe or to challenge... Read More

Should You Save Money in Your Emergency Fund or Pay Off Debt First?

Deciding whether to put your money into an emergency fund or pay off your debt first can be complicated. There are times when it makes... Read More

Does Checking Your Credit Score Hurt Your Credit?

Checking your own credit score will not affect your credit. However, credit inquiries from other sources can affect it, depending on the... Read More