Find the Best Personal Loan for You

Personal loans can give you the financial boost you need to complete a project, pursue a career goal or make a major purchase.

What We Can Do for You

Our reviews and guides simplify the process of getting a personal loan. Whether you’re looking to consolidate debt, take on a home improvement project or pay for medical expenses, our content can help you find the best personal loan for your needs.

Who Has the Best Personal Loan Rates?

We reviewed over 50 different lenders to find the best personal loans companies and rates for all purposes and all types of borrowers.

Learn More

Average Interest Rates by Credit Score

10%
Excellent Credit
13%
Good Credit
17%
Average Credit
28%
Poor Credit

Personal Loans 101

Thinking about getting a personal loan? Our guides will help you understand what a personal loan, how to qualify for one, where to get one and when you should use one.


Best Personal Loans

Our articles will help you find the best personal loans for your needs -- whether that’s to consolidate debt, to find a loan if you have a lower credit score or to get unsecured funds.


Using a Personal Loan

Personal loans can be used for almost any purpose from debt consolidation to medical expenses. However, not all purposes are created equally. Our guides will help you determine when it makes sense to use a personal loan.


Reviews

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Average Personal Loan Interest Rates for 2019

For 2019, the average personal loan interest rates are between 10% to 28%. Click to find out more about what affects your interest rate and...

See Study

Personal Loan News

How to Apply for a Personal Loan: Step by Step Guide

Personal loans can be used for a variety of use cases including debt consolidation, paying for large purchases such as weddings, and more.... Read More

Sallie Mae Personal Loans Review: Fast Loans for Good to Excellent Credit

Sallie Mae is typically best known for its relevance to student loans but it also offers competitive personal loans. Sallie Mae's personal... Read More

USAA Personal Loan Review: High Borrowing Limits with Decent Rates

USAA personal loans are a good choice for borrowers with excellent credit and those that need quick funding. Personal loans from USAA are... Read More

How to Spot and Avoid Personal Loan Scams

When you're looking for a personal loan, be wary of offers that sound too good to be true. Here are some ways to spot and avoid personal... Read More

Top Reasons to Get a Personal Loan

Personal loans can be used for various reasons, especially debt consolidation and large purchases. Read to find out more about personal... Read More

Should You Get a Personal Bank Loan? Here's How to Decide

Many banks offer personal loans, however, getting a personal loan from a bank may not always be the best option. Read to find out when to... Read More

Where to Get Long-Term Personal Loans

Many lenders offer personal loans with terms longer than five or seven years. Read to find out how to get a long-term personal loan and... Read More

How to Get a Preapproved Personal Loan

Being preapproved for a personal loan means that you meet the initial requirements for a loan but it doesn't guarantee approval. Read to... Read More

What Is a Personal Loan Agreement?

A personal loan agreement is a contractual agreement between two parties detailing the specifics of a loan. Before you make or sign a... Read More