Find the Best Personal Loan for You

Personal loans can give you the financial boost you need to complete a project, pursue a career goal or make a major purchase.

What We Can Do for You

Our reviews and guides simplify the process of getting a personal loan. Whether you’re looking to consolidate debt, take on a home improvement project or pay for medical expenses, our content can help you find the best personal loan for your needs.

Who Has the Best Personal Loan Rates?

We reviewed over 50 different lenders to find the best personal loans companies and rates for all purposes and all types of borrowers.

Learn More

Average Interest Rates by Credit Score

10%
Excellent Credit
13%
Good Credit
17%
Average Credit
28%
Poor Credit

Personal Loans 101

Thinking about getting a personal loan? Our guides will help you understand what a personal loan, how to qualify for one, where to get one and when you should use one.


Best Personal Loans

Our articles will help you find the best personal loans for your needs -- whether that’s to consolidate debt, to find a loan if you have a lower credit score or to get unsecured funds.


Using a Personal Loan

Personal loans can be used for almost any purpose from debt consolidation to medical expenses. However, not all purposes are created equally. Our guides will help you determine when it makes sense to use a personal loan.


Reviews

{"items":["\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/lending-club-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/lendingclub-r\" alt=\"LendingClub Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/lending-club-personal-loan-review\"\u003ELendingClub\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/discover-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/discover-r\" alt=\"Discover Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/discover-personal-loan-review\"\u003EDiscover\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/wells-fargo-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/wellsfargo-r\" alt=\"Wells Fargo Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/wells-fargo-personal-loan-review\"\u003EWells Fargo\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/springleaf-onemain-financial-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/onemain-r\" alt=\"OneMain Financial Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/springleaf-onemain-financial-personal-loan-review\"\u003EOneMain Financial\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/avant-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/avant-r\" alt=\"Avant Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/avant-personal-loan-review\"\u003EAvant\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E"],"offsetPercentage":20}
{"items":["\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/sofi-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/sofi-r\" alt=\"SoFi Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/sofi-personal-loan-review\"\u003ESoFi\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/lightstream-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/lightstream-r\" alt=\"LightStream Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/lightstream-personal-loan-review\"\u003ELightStream\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/backed-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/backed-r\" alt=\"Backed Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/backed-personal-loan-review\"\u003EBacked\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/best-egg-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/bestegg-r\" alt=\"Best Egg Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/best-egg-personal-loan-review\"\u003EBest Egg\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/upstart-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/upstart-r\" alt=\"Upstart Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/upstart-personal-loan-review\"\u003EUpstart\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E"],"offsetPercentage":20}
{"items":["\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/prosper-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/prosper-r\" alt=\"Prosper Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/prosper-personal-loan-review\"\u003EProsper\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/earnest-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/earnest-r\" alt=\"Earnest Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/earnest-personal-loan-review\"\u003EEarnest\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/payoff-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/payoff-r\" alt=\"Payoff Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/payoff-personal-loan-review\"\u003EPayoff\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/citizens-bank-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/citizens-r\" alt=\"Citizens Bank Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/citizens-bank-personal-loan-review\"\u003ECitizens Bank\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/rocketloans-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/rocketloans-r\" alt=\"Rocketloans Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/rocketloans-personal-loan-review\"\u003ERocketloans\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E"],"offsetPercentage":20}
{"items":["\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/marcus-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/marcus-r\" alt=\"Marcus Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/marcus-personal-loan-review\"\u003EMarcus\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/peerform-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/peerform-r\" alt=\"Peerform Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/peerform-personal-loan-review\"\u003EPeerform\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/navy-federal-credit-union-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/navyfederal-r\" alt=\"Navy Federal Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/navy-federal-credit-union-personal-loan-review\"\u003ENavy Federal\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/pnc-bank-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/pnc-r\" alt=\"PNC Bank Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/pnc-bank-personal-loan-review\"\u003EPNC Bank\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"node-teaser teaser-review block row\" \u003E\n \u003Cdiv class=\"block teaser-review--image\" \u003E\n \u003Ca class=\"block\" href=\"\/personal-loans\/td-bank-personal-loan-review\"\u003E\n \u003Cimg src=\"https:\/\/res.cloudinary.com\/value-penguin\/image\/upload\/c_limit,dpr_1.0,f_auto,h_190,q_auto,w_190\/v1\/reviews\/tdbank-r\" alt=\"TD Bank Image\" \/\u003E\n \u003C\/a\u003E\n \u003C\/div\u003E\n \u003Ch3 class=\"h4 teaser-review--label\"\u003E\n \u003Ca class=\"teaser-review--link\" href=\"\/personal-loans\/td-bank-personal-loan-review\"\u003ETD Bank\u003C\/a\u003E\n \u003C\/h3\u003E\n\u003C\/div\u003E"],"offsetPercentage":20}

Average Personal Loan Interest Rates for 2018

For 2018, the average personal loan interest rates are between 10% to 28%. Click to find out more about what affects your interest rate and...

See Study

Personal Loan News

The CFPB's Innovation Lab Is a Bet on Online Lenders

The government regulator wants to work hand in hand with fintech companies with the hope of fostering innovation while protecting consumers... Read More

First Look at Afterpay Touch Installment Loans

Afterpay, an Australian lending company, is launching in the U.S. market. We go over the product, and whether this is good or bad news for... Read More

Should You Get a Personal Line of Credit?

Find out when it makes sense to get a personal line of credit. We go over scenarios where it does and doesn't make sense to take one out,... Read More

When Does Personal Debt Consolidation Make Sense?

If you are drowning in credit card debt, should you consider a debt consolidation loan? Here are four times to get one. Read More

LendingPoint vs Avant: Which Personal Lender Has the Edge?

LendingPoint and Avant are both online lenders specializing in unsecured personal loans, but how do you know which lender is best? Read our... Read More

Getting an Unsecured Loan After Bankruptcy: Can it be Done?

The period following a bankruptcy is a stressful time; it can often take years to repair your credit. Borrowers forced to declared... Read More

5 Key Numbers to Know for a Personal Loan

A personal loan can be a valuable and affordable way to consolidate debt into one payment. But these loans come with costs and risks, so... Read More

Small-Dollar Loans: Best Places to Find Them

Credit unions and regional banks are some of the best sources of small-dollar loans. Read more about how you can get a small-dollar loan... Read More

Payday Loan Alternatives: What Are Your Options?

It usually isn't a good idea to take out a payday loan. Find out more about what alternatives you should consider and which ones you... Read More

Pages