Debt Consolidation

Debt Consolidation Articles

Where to Find a Debt Payoff Planner

Debt payoff planners can help you create a strategy for paying off your debt. There are multiple tools, apps and websites to help you or... Read More

What Does It Mean If Your Debt Is Charged Off as Bad Debt?

Debt is charged off as bad debt when a lender writes off your debt as a loss, if you fail to make payments for six months or more. Read to... Read More

How to Make a Payment to a Debt Collection Agency

In order to make a payment to a debt collection agency, you'll have to contact the agency, confirm the debt and decide how you want to make... Read More

Using Your 401(k) to Pay Off Debt? How It Works

If you are struggling financially, dipping into your 401(k) may seem like an easy solution, however, it is more complicated and costly than... Read More

Debt Avalanche: How to Pay Off Debt and Stay Motivated

The debt avalanche method is a debt payoff strategy in which you tackle your debt with the highest rate first. After it's paid off, you... Read More

What is the Debt Snowball Method?

The debt snowball method is a debt payoff strategy where you focus on repaying your smallest debt first, while making regular payments on... Read More

Delinquent on Debt? Here's What It Means and How to Get Out

If you're delinquent on your debt or worry that you're at risk of becoming delinquent, find out what your timeline looks like and how to... Read More

How Does Debt Restructuring Work?

There are various types of debt restructuring but the goal is to help you manage your debt and get back on your feet. Read to learn about... Read More

Cash-Out Refinancing for Debt Consolidation: What It Is and How to Do It

Cash-out refinancing for consolidating debt may help you save interest or reduce your monthly payment by taking out a larger mortgage,... Read More