Credit Repair

Credit Repair Articles

Credit Repair: How It Works, How to Vet Companies and Do It Yourself

Credit repair companies can help you fix errors on your credit report and improve your credit score. However, there are many scams out... Read More

Soft vs. Hard Credit Inquiry: What They Are and How They Differ

Soft and credit inquiries are used to check your credit score. The main difference between the two is the effect on your credit score, hard... Read More

Why a New Social Security Number Won’t Affect Your Credit

Getting a new social security number won't erase your credit and allow you to start from scratch. Find out more about what happens to your... Read More

How to Get Your Free Credit Report

Every 12 months you can get a free copy of your credit report from each of the major credit bureaus. It's important to stay on top of your... Read More

9 Easy Ways to Boost Your Credit Score

Improving your credit score can take a bit of time and effort but the increase is worth it, especially if you are trying to get a loan,... Read More

How to Freeze (and Thaw) Your Credit

If you're looking to protect yourself from data breaches and identity theft, you should consider freezing your credit. It gives you a high... Read More

What is a Perfect Credit Score?

A perfect credit score is seen by many as the ultimate achievement. However, it can be difficult to obtain and you don't need a perfect... Read More

FICO Score vs. Credit Score: What's the Difference?

A credit score is a three-digit number that represents your credit risk and credit history. A FICO score is a brand of credit scores that... Read More

Disputing Credit Report Errors: Your Step-by-Step Guide

Credit report errors can do significant damage to your credit score and creditworthiness so, it's important to fix them as soon as possible... Read More