National Automotive Insurance

Find The Cheapest Insurance Quotes In Your Area

Currently Insured?
Currently Insured?

 Pros

  • Local expertise in Louisiana auto insurance market

 Cons

  • Little transparency or color into National Automotive's auto insurance coverage
  • Slightly above index complaints logged with the Louisiana Department of Insurance

Insurer Ratings

MetricRating
AM Best Financial Rating (2013)Not Rated
NAIC Complaint Index (2012)1.49 (National Index 1.00)
Total Premiums Underwritten (2012)$19.4MM

Auto Insurance Coverage & Discounts

National Automotive Insurance offers standard auto insurance coverage, with no obvious special features or benefits. Their website provides basic contact information and an agent locator, but not much else. Calls to agents in Louisiana did not yield further clarification.

Find The Cheapest Auto Insurance Quotes In Your Area

Currently Insured?
Currently Insured?

To obtain a quote on car insurance from National Automotive, you'll have to speak to an agent. For the closest agent to you, visit this page on National Automotive's website. As of October 2013, there appear to be about 117 representative agencies scattered throughout the state of Louisiana.

National Automotive Insurance Premium Comparison

Here are a few illustrative premiums from National Automotive Insurance for a married 30 year old male driver of a 2012 Toyota Camry. These six-month rates assume that the driver has a good driving record the past year and a half, average credit, and homeownership. Generally speaking, quotes from National Automotive fall slightly above average or median state rates, based submissions to Louisiana's Insurance department. For the five largest cities in Louisiana, here are some sample rates:

CitySample Six-Month Quote (2012)City Median (2012)
New Orleans, LA$1,389$1,158
Baton Rouge, LA1,021932
Shreveport, LA885819
Metairie, LA1,1181,011
Lafayette, LA824876

Source: 2012 Louisiana Automobile Rate Comparison Guide

For the most part, the quotes are higher than the city median, which indicates that for a similar coverage and policy, drivers could be overpaying for auto insurance from National Automotive. As a rule of thumb, most consumers seek out three price points from different insurers before making a decision on which car insurance to purchase.

National Automotive Insurance offers various discounts for Proof of Prior Insurance, Multi-Car Policies, Homeownership, Stability (residency in the same place for more than three years), Incident-Free, Low Mileage (less than 10,000 miles a year), Full Payment, Safe Driving, and various Driver and College Educations. Amounts will vary based on your driving background and location.

How to File a Claim

Telephone Number: (800) 738-6248

  • Press 3 for Claims
  • Press 1 for 1 New Claims, Press 2 for Existing Claims

Customer Service: (800) 738-6248

  • Press 2 for Policy Questions
  • Press 7 to speak with a National Automotive representative

About National Automotive Insurance

The National Automotive Insurance company was established in 1988 to underwrite personal automobile insurance in the states of Louisiana and Mississippi. Their website is: www.nationalautomotiveinsurance.net.

Comments and Questions

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