- Local expertise in Louisiana auto insurance market
- Little transparency or color into National Automotive's auto insurance coverage
- Slightly above index complaints logged with the Louisiana Department of Insurance
|AM Best Financial Rating (2013)||Not Rated|
|NAIC Complaint Index (2012)||1.49 (National Index 1.00)|
|Total Premiums Underwritten (2012)||$19.4MM|
Auto Insurance Coverage & Discounts
National Automotive Insurance offers standard auto insurance coverage, with no obvious special features or benefits. Their website provides basic contact information and an agent locator, but not much else. Calls to agents in Louisiana did not yield further clarification.
Find The Cheapest Auto Insurance Quotes In Your Area
To obtain a quote on car insurance from National Automotive, you'll have to speak to an agent. For the closest agent to you, visit this page on National Automotive's website. As of October 2013, there appear to be about 117 representative agencies scattered throughout the state of Louisiana.
National Automotive Insurance Premium Comparison
Here are a few illustrative premiums from National Automotive Insurance for a married 30 year old male driver of a 2012 Toyota Camry. These six-month rates assume that the driver has a good driving record the past year and a half, average credit, and homeownership. Generally speaking, quotes from National Automotive fall slightly above average or median state rates, based submissions to Louisiana's Insurance department. For the five largest cities in Louisiana, here are some sample rates:
|City||Sample Six-Month Quote (2012)||City Median (2012)|
|New Orleans, LA||$1,389||$1,158|
|Baton Rouge, LA||1,021||932|
Source: 2012 Louisiana Automobile Rate Comparison Guide
For the most part, the quotes are higher than the city median, which indicates that for a similar coverage and policy, drivers could be overpaying for auto insurance from National Automotive. As a rule of thumb, most consumers seek out three price points from different insurers before making a decision on which car insurance to purchase.
National Automotive Insurance offers various discounts for Proof of Prior Insurance, Multi-Car Policies, Homeownership, Stability (residency in the same place for more than three years), Incident-Free, Low Mileage (less than 10,000 miles a year), Full Payment, Safe Driving, and various Driver and College Educations. Amounts will vary based on your driving background and location.
How to File a Claim
Telephone Number: (800) 738-6248
- Press 3 for Claims
- Press 1 for 1 New Claims, Press 2 for Existing Claims
Customer Service: (800) 738-6248
- Press 2 for Policy Questions
- Press 7 to speak with a National Automotive representative
About National Automotive Insurance
The National Automotive Insurance company was established in 1988 to underwrite personal automobile insurance in the states of Louisiana and Mississippi. Their website is: www.nationalautomotiveinsurance.net.