Lufthansa Premier Miles & More Mastercard

Lufthansa Premier Miles & More Mastercard

A great credit card for traveling to Europe.
Editor's Rating: 4.0/5.0

Editor's Rating

4.0/5.0

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Lufthansa offers a number of airline credit cards depending upon the country you reside in. The Premier Miles & More MasterCard is the airline's US-branded credit card issued through Barclays. The card comes with a pretty sizable signing bonus with new cardholders eligible for up to 50,000 bonus points. With airline rewards generally worth a minimum of a penny each, and on average more, new Premier Miles and More cardholders are being enticed with over $500 worth of bonus miles. 

Review: Use the card for cheaper trips to Europe

With most of the Lufthansa's main routes focused on Europe, it should come as no surprise that this card is really suited for travelers flying to and from European countries. 

Great Value As A Supplemental Card For Traveling To Europe

Consumers will find most of the awards travel options going through European destinations, so it makes the most sense if you frequently travel there or may be planning a trip soon. Getting the most out of the card requires cardholders to take advantage of its most notable feature: the annual Companion Ticket, a buy-one-get-one free pass on an economy trip from the US to Europe, the Middle East, Africa or Asia. 

Despite the card's annual fee, the ticket and signing bonuses easily make the card a very good value if you can manage to take advantage of these benefits. With no foreign transaction fee, the card's main features just scream "Take me to Europe!" and is likely one of the best options for shoppers who are looking for a way to save on a trip. 

Average Spending Rewards For An Everyday Card: You Can Do Better

As an everyday card however, the Premier Miles And More performs a little worse. The rewards earned from using the card itself really aren't anything special. With one point on general purchases and double points on Lufthansa-related spending, the card's rewards structure comes in around the middle of the pack. For a card that you would use everyday, there are plenty of better options, with the Capital One® Venture® Rewards Credit Card likely being the best. If you're looking to get the Premier Miles & More credit card for the sole purpose of building rewards, we think you'll do better with other rewards credit card options.

Best Uses For This Card

Frequent Lufthansa Business Flyers: For the rewards structure on the card to be worth it, cardholders really need to fly Lufthansa a large amount of time to take advantage of the double points. Otherwise, the awards themselves just don't pack enough of a punch to make the card stand out. For consumers who pay for flights on their own credit card and expense it to their employer, this might be a great way to get extra rewards from flights you already need to take.

If you're planning a trip to Europe: As we mentioned above, if you like travelling to Europe or any of the other destinations Lufthansa flies, you can take advantage of the companion pass and signing bonuses to get hundreds, if not thousands of dollars worth of discounts on flights, especially with the companion ticket.

Premier Miles And More Features And Benefits

 
Premier Miles & More® World Mastercard®
Annual Fee $79
Rewards 2 award miles per $1 spent on ticket purchases directly from Miles & More
  1 award mile per $1 spent on all other purchases
Foreign FX Fee None
Bonuses Earn 20,000 award miles after your first purchase or balance transfer
  Earn 30,000 award miles after spending $5,000 or more within the first 90 days
Additional Benefits Companion Ticket after first use, and annually thereafter

The Companion Ticket

From a value perspective, the Companion Ticket is probably the biggest benefit of the Miles And More card to note. Unlike the signing bonus which you only get once, the Companion pass is a perk that you'll qualify for every year after you make your first purchase. The ticket basically gives you an additional economy class ticket on one itinerary that you book each year, essentially a two-for-one deal on one trip. While some restrictions do apply in how the ticket can be used, the value of the Companion Ticket shouldn't be underestimated, and is easily worth hundreds of dollars.

Rewards Redemption

Obviously, the award miles can be used for flights and upgrades on Lufthansa. But they can also be used towards Austrian Airlines, Brussels Airlines, SWISS and other Star Alliance Flights.

Star Alliance Airlines

Adria Airways Asiana Airlines EGYPTAIR Shenzhen Airlines Turkish Airways
Aegean Airlines Austrian Ethiopian Airlines Singapore Airlines United
Air Canada Avianca EVA Air South African Airways  
Air China Brussels Airlines LOT Polish Airlines SWISS  
Air New Zealand Copa Airlines Lufthansa TAP Portugal  
ANA Croatia Airlines Scandinavian Airlines THAI  

Comparing The Miles And More Credit Card

Assumptions Based On Monthly Spend of: $1,430 Edit
General:
U.S. Gas Stations:
U.S. Supermarkets:
Airlines:
Hotel:
U.S. Restaurants:
Office:
Utilities:
Computing:
Card Annual Fee 2-yr Net Rewards Rate

The Net Rewards Rate is equal to the Rewards Value over two years divided by the total spending. The total spending is equal to the values entered into the tool and multiplied by 24 months. See the rewards Value note to see details on how it is calculated.

The estimates here are ValuePenguin's alone. They are not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. All estimates are based on the spend assumptions entered above (which you can edit).

Bonus Value

The bonus field shows our estimate for the value of the card’s welcome bonus. If the bonus is point or mile based, we multiply the total bonus points/miles by our estimate for their value to arrive at a dollar equivalent. We display $0 if there is no bonus or if the user doesn’t qualify for the bonus based on the current spending entered into the tool. All estimates are based on the spend assumptions entered above (which you can edit).

The estimates here are ValuePenguin's alone. They are not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

2-yr Rewards Value

The Rewards value is calculated by adding together the rewards earned from charging purchases to the card over two years and any welcome bonuses (if applicable). They are then multiplied by our estimated point/mile value, with any annual fees (if applicable) subtracted. All values are based on our own estimates for the dollar value of any points, miles or bonuses earned using a card and on the spend assumptions entered above (which you can edit).

The estimates here are ValuePenguin's alone. They are not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

Chase Sapphire Reserve®
$450 3.29%
$1,350
$300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year; 50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That's $750 in travel when you redeem through Chase Ultimate Rewards®
$1,130
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 45,360 x $0.015 = $680
Bonuses
0 x $0.015 = $600
50,000 x $0.015 = $750
Less Annual Fees -$900
Total Net Estimated Rewards Through 24 Months 1,130

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $450
APR 17.74% - 24.74% Variable

Card Details

  • Earn 50K bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year
  • Named a ‘Best Travel Credit Card for 2017’ by MONEY® Magazine
  • 3X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases. Plus, no foreign transaction fees
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select
  • Up to $100 application fee credit for Global Entry or TSA Pre✓®
Southwest Rapid Rewards® Plus Credit Card
$69 3.43%
$731
Earn 40,000 bonus points after spending $1,000 in first 3 months of opening your account
$1,176
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.017 = $583
Bonuses
40,000 x $0.017 = $680
3,000 x $0.017 = $51
Less Annual Fees -$138
Total Net Estimated Rewards Through 24 Months 1,176

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $69
APR 17.74% - 24.74% Variable

Card Details

  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.
  • 3,000 bonus points after your Cardmember anniversary
  • 2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases
  • 1 point per $1 spent on all other purchases
  • Earn unlimited points that don't expire as long as your card account is open
  • No blackout dates or seat restrictions
  • Bags fly free® and no change fees
  • Redeem your points for flights, hotel stays, gift cards, access to events and more
Southwest Rapid Rewards® Premier Credit Card
$99 3.40%
$782
Get 40,000 points after you spend $1,000 on purchases in the first 3 months of opening your account
$1,167
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.017 = $583
Bonuses
40,000 x $0.017 = $680
6,000 x $0.017 = $102
Less Annual Fees -$198
Total Net Estimated Rewards Through 24 Months 1,167

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $99
APR 17.74% - 24.74% Variable

Card Details

  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.
  • 6,000 bonus points after your Cardmember anniversary
  • 2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases
  • 1 point per $1 spent on all other purchases
  • Earn unlimited points that don't expire as long as your card account is open
  • No foreign transaction fees
  • No blackout dates or seat restrictions, Bags fly free® and no change fees
  • Redeem your points for flights, hotel stays, gift cards, access to events and more
Aer Lingus Visa Signature® Card
$95 3.13%
$750
50,000 Bonus Avios after $3,000 spend within first 3 months
$1,075
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.015 = $515
Bonuses
50,000 x $0.015 = $750
Less Annual Fees -$190
Total Net Estimated Rewards Through 24 Months 1,075

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $95
APR 17.49% to 24.49% Variable

Card Details

  • Earn 3x Avios on Aer Lingus, British Airways, Iberia, OpenSkies and LEVEL purchases.
  • Earn 1x Avios on all other purchases.
  • Welcome bonus of 50,000 Avios after spending $3,000 within 3 months of account opening.
  • Plus earn an additional 25,000 Avios after spending $10,000 within your first year and another 25,000 Avios after spending a total $20,000 on purchases in your first year.
  • Every calendar year you make at least $30,000 in purchases earn a Companion Ticket.
  • Priority boarding on Aer Lingus flights originating in the U.S. and Ireland.
  • No foreign transaction fees.
Iberia Visa Signature® Card
$95 3.13%
$750
50,000 Avios after $3,000 spend within first 3 months
$1,075
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.015 = $515
Bonuses
50,000 x $0.015 = $750
Less Annual Fees -$190
Total Net Estimated Rewards Through 24 Months 1,075

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $95
APR 17.24% to 24.24% Variable

Card Details

  • Earn 3 Avios for every $1 you spend on Iberia, British Airways, Aer Lingus, LEVEL and OpenSkies purchases
  • Earn 1 Avios for every $1 you spend on all other purchases
  • 50,000 Avios after $3,000 spend within first 3 months plus 25,000 Avios after $10,000 spend within your first year
  • $1,000 Discount voucher each year you make purchases of $30,000 on your card
  • 10% Off Iberia flights when you use your Iberia Visa Signature Card to book your flight on iberia.com/chase10
  • No FX Fees
United℠ Explorer Card
$0 Intro for First Year, then $95 2.98%
$560
40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open
$1,023
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 39,840 x $0.014 = $558
Bonuses
40,000 x $0.014 = $560
Less Annual Fees -$95
Total Net Estimated Rewards Through 24 Months 1,023

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $0 Intro for First Year, then $95
APR 17.74% - 24.74% Variable

Card Details

  • Extended for a Limited Time - Offer ends 8/15/18. 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open plus $100 statement credit after your first purchase.
  • $0 introductory annual fee for the first year, then $95.
  • New! Earn 2 miles per $1 spent at restaurants and on hotel stays
  • New! Up to $100 Global Entry or TSA Pre✓® Fee Credit
  • New! 25% back on United inflight purchases
  • Check your first bag for free (a savings of up to $100 per roundtrip) when you use your Card to purchase your ticket
  • Enjoy priority boarding privileges and visit the United Club℠ with 2 one-time passes each year for your anniversary
  • Earn 2 miles per $1 spent on purchases from United, and 1 mile per $1 spent on all other purchases
Chase Sapphire Preferred® Card
$0 Intro for the First Year, then $95 3.00%
$625
50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening
$1,028
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 39,840 x $0.013 = $498
Bonuses
50,000 x $0.013 = $625
Less Annual Fees -$95
Total Net Estimated Rewards Through 24 Months 1,028

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $0 Intro for the First Year, then $95
APR 17.74% - 24.74% Variable

Card Details

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Capital One® Venture® Rewards Credit Card
$0 intro for first year; $95 after that 3.18%
$500
Receive 50,000 miles once you spend $3,000 within the first 3 months
$1,091
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 68,640 x $0.01 = $686
Bonuses
50,000 x $0.01 = $500
Less Annual Fees -$95
Total Net Estimated Rewards Through 24 Months 1,091

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $0 intro for first year; $95 after that
APR 14.74% - 24.74% (Variable)

Card Details

  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want with no blackout dates
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that

Note: The information in this box was provided by Capital One® and is not part of our independent analysis.

Virgin America Visa Signature® Card
$49 2.30%
$200
Earn 10,000 bonus points after making $1,000 in purchases within the first 90 days
$788
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.02 = $686
Bonuses
0 x $0.02 = $0
10,000 x $0.02 = $200
Less Annual Fees -$98
Total Net Estimated Rewards Through 24 Months 788

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $49
APR 16.23%, 20.24% or 25.24% Variable

Card Details

  • Earn 10,000 bonus points after making $1,000 in purchases within the first 90 days
  • 3 points per $1 on Virgin America purchases and 1 point per $1 everywhere else
  • 20% discount on in-flight purchases (excluding Wi-Fi)
  • 1 free checked bag for you plus one traveling companion
  • Priority boarding on Virgin America operated flights
  • $150 discount on companion fare each year
Virgin America Premium Visa Signature® Card
$149 2.01%
$300
Earn 15,000 bonus points after making $1,000 in purchases within the first 90 days
$688
Graph Card More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.02 = $686
Bonuses
0 x $0.02 = $0
15,000 x $0.02 = $300
Less Annual Fees -$298
Total Net Estimated Rewards Through 24 Months 688

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $149
APR 16.23%, 20.24% or 25.24% Variable

Card Details

  • Earn 15,000 bonus points after making $1,000 in purchases within the first 90 days
  • 3 points per $1 on Virgin America purchases and 1 point per $1 everywhere else
  • 20% discount on in-flight purchases (excluding Wi-Fi)
  • 1 free checked bag for you plus one traveling companion
  • Priority boarding on Virgin America operated flights
  • $150 discount on companion fare each year
Discover it® Miles
$0 2.25%
$257
Discover will match all the Miles you've earned at the end of your first year. Bonus Miles - For example, if you earn 30,000 Miles, you get 60,000 Miles.
$772
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 51,480 x $0.01 = $515
Bonuses
257 x $0.01 = $257
Total Net Estimated Rewards Through 24 Months 772

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $0
APR 13.74% - 24.74% Variable

Card Details

  • We'll match all the Miles you've earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.
  • Unlimited 1.5x Miles per dollar on all purchases, every day, with no annual fee.
  • No Blackout Dates - fly any airline, stay at any hotel.
  • Redeem your Miles as a statement credit towards travel purchases.
  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • No Annual Fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Discover Match® details & other information.
LANPASS Visa Signature Card
$0 Intro Annual Fee for the first year then $75 2.16%
$300
Earn 20,000 Bonus Miles with your first card use
$740
Graph Card More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.015 = $515
Bonuses
0 x $0.015 = $0
20,000 x $0.015 = $300
Less Annual Fees -$75
Total Net Estimated Rewards Through 24 Months 740

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $0 Intro Annual Fee for the first year then $75
APR 12.99% - 22.99% Variable

Card Details

  • Earn 20,000 Bonus Miles with your first card use
  • 2 miles per $1 spent on LAN ticket purchases
  • 1 LANPASS mile for every $1 you spend
  • Get 3 one-way upgrade coupons for free each year
  • 20% discount on their first LAN purchase (up to $1,000) each year
  • Receive flight mileage bonus of 25% on top of actual miles accrued on every LAN or Affiliate carriers' flight
  • Redeem LANPASS miles or kilometers for flights on LAN or OneWorld partners
  • Free Annual Account Summary
  • Access to Visa Signature concierge privileges for shopping, entertainment, travel, and sports
  • Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases
  • No Preset Spending Limit
BankAmericard Travel Rewards® Credit Card
No Annual Fee 2.08%
$200
20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit towards travel purchases
$715
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 51,480 x $0.01 = $515
Bonuses
20,000 x $0.01 = $200
Total Net Estimated Rewards Through 24 Months 715

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee No Annual Fee
APR 14.99% - 22.99% Variable

Card Details

  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit towards travel purchases
  • Earn unlimited 1.5 points per $1 spent on all purchases
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • Redeem points to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees with no restrictions or blackouts
  • No foreign transaction fees
  • Smart chip technology provides greater acceptance and added security
  • No limits or expiration dates on points earned
Citi® / AAdvantage® Gold World Elite™ Mastercard®
$50 2.04%
$338
Earn 25,000 American Airlines AAdvantage bonus miles after $700 in purchases the first 3 months
$701
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.014 = $463
Bonuses
25,000 x $0.014 = $338
Less Annual Fees -$100
Total Net Estimated Rewards Through 24 Months 701

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $50
APR 13.99%, 17.99% or 21.99% Variable

Card Details

  • Earn 25,000 American Airlines AAdvantage bonus miles after $700 in purchases the first 3 months
  • 1 AAdvantage mile for every $1 spent
  • Save 25% on eligible in-flight food and beverage purchases
  • No blackout dates on award travel
  • No spending limit
LANPASS Visa Card
$0 Intro Annual Fee for the first year then $45 2.02%
$225
Earn 15,000 Bonus Miles with your first card use
$695
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.015 = $515
Bonuses
0 x $0.015 = $0
15,000 x $0.015 = $225
Less Annual Fees -$45
Total Net Estimated Rewards Through 24 Months 695

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $0 Intro Annual Fee for the first year then $45
APR 12.99% - 22.99% Variable

Card Details

  • Earn 15,000 Bonus Miles with your first card use
  • 1 LANPASS mile for every $1 you spend
  • Receive a 10% discount on LAN purchase (up to $500) once per year
  • Redeem LANPASS miles or kilometers for flights on LAN or OneWorld partners
  • Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases
British Airways Visa Signature® Card
$95 1.90%
$500
50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months from account opening.
$653
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.01 = $343
Bonuses
50,000 x $0.01 = $500
Less Annual Fees -$190
Total Net Estimated Rewards Through 24 Months 653

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $95
APR 17.74% - 24.74% Variable

Card Details

  • 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months from account opening.
  • Earn an additional 25,000 bonus Avios after you spend $10,000 total on purchases within your first year from account opening for a total of 75,000 bonus Avios.
  • Earn a further 25,000 bonus Avios after you spend $20,000 total on purchases within your first year from account opening for a total of 100,000 bonus Avios.
  • Every calendar year you make $30,000 in purchases on your British Airways Visa card, you’ll earn a Travel Together Ticket good for two years.
  • In addition to the bonus Avios, you will also get 3 Avios for every $1 spent on British Airways purchases and 1 Avios for every $1 spent on all other purchases.
  • Pay no foreign transaction fees when you travel abroad.
  • Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home.
US Bank FlexPerks® Travel Rewards Visa Signature® Card
$0 Intro Annual Fee for the first year then $49 1.91%
$260
Earn 20,000 FlexPoints after you spend $3,500 in net purchases on your card within the first four months.
$657
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.013 = $446
Bonuses
0 x $0.013 = $0
20,000 x $0.013 = $260
Less Annual Fees -$49
Total Net Estimated Rewards Through 24 Months 657

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $0 Intro Annual Fee for the first year then $49
APR 13.99% - 23.99% Variable

Card Details

  • Earn 20,000 FlexPoints after you spend $3,500 in net purchases on your card within the first four months.
  • Earn 1 FlexPoint for every $1 of eligible net purchases charged to your Card
  • Earn 2 FlexPoints for every $1 spent on gas, grocery or airline net purchases - whichever you spend most on each monthly billing cycle - and on most cell phone expenses
  • 3 FlexPoints per $1 on qualifying charitable donations
  • Redeem FlexPoints on airline tickets, statement credits, gift cards and more
  • No foreign transaction fee
  • EVM chip technology for added security abroad
  • Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more
  • Subject to credit approval
Hawaiian Airlines® World Elite Mastercard®
$89 1.50%
$350
Earn 35,000 bonus miles when you spend $1,000 on purchases in the first 90 days
$515
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.01 = $343
Bonuses
35,000 x $0.01 = $350
Less Annual Fees -$178
Total Net Estimated Rewards Through 24 Months 515

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $89
APR 16.99%, 20.99% or 25.99% Variable

Card Details

  • Earn 35,000 bonus miles when you spend $1,000 on purchases in the first 90 days
  • Earn 2 miles for every $1 spent on Haiwaiian Airlines
  • Earn $1 for every $1 spent on all other purchases
  • Primary cardholder is eligible to earn a $100 discount off one coach companion ticket for roundtrip travel between Hawaii and North America on Hawaiian Airlines on each account anniversary upon payment of annual fee
  • Receive a one-time 50% Off companion discount for roundtrip coach travel between Hawaii and North America on Hawaiian Airlines
  • As a primary cardholder, receive a complimentary first checked bag every time you use your card to purchase eligible tickets directly from Hawaiian Airlines
  • No foreign transaction fees
Allegiant World Mastercard®
$59 1.25%
$150
Earn 15,000 Bonus Points after you make $1,000 or more in purchases within the first 90 days of account opening
$430
Graph Card More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 39,840 x $0.01 = $398
Bonuses
15,000 x $0.01 = $150
Less Annual Fees -$118
Total Net Estimated Rewards Through 24 Months 430

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $59
APR 14.24% - 24.24% Variable

Card Details

  • Earn 3 points per $1 on Allegiant purchases, 2 points per $1 on qualifying dining purchases and 1 point per $1 on all other purchases
  • Earn 15,000 Bonus Points – equal to $150 off your next Allegiant trip, after you make $1,000 or more in purchases within the first 90 days of account opening
  • Buy one, get one free airfare - anytime you use your card to purchase a vacation package from Allegiant with four or more hotel nights or seven or more rental car days on the same itinerary
  • No blackout dates, no destination restrictions, and no minimum points redemption
  • Complimentary priority boarding and one free beverage every time you fly Allegiant when you show your Allegiant credit card
Asiana Airlines Credit Card
$99 1.75%
$140
Get 10,000 bonus miles after first purchase
$601
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 47,040 x $0.014 = $659
Bonuses
0 x $0.014 = $0
10,000 x $0.014 = $140
Less Annual Fees -$198
Total Net Estimated Rewards Through 24 Months 601

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $99
APR 14.24%

Card Details

  • Get 10,000 bonus miles after first purchase
  • 3 miles for every dollar you spend on Asiana Airlines purchases
  • 2 miles for every dollar you spend on gas and grocery store purchases
  • 1 mile for every dollar you spend on all other purchases
  • And every year, you'll get: 2 Asiana Airlines lounge invitations, A 10,000 bonus Miles certificate, A $100 automatic rebate on Asiana Airlines tickets
AeroMexico Visa Signature Card
$0 Intro Annual Fee for the first year then $80 1.72%
$200
20,000 First Use Bonus Miles after first purchase or payment of annual fee
$590
Graph Card More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 47,040 x $0.01 = $470
Bonuses
0 x $0.01 = $0
20,000 x $0.01 = $200
Less Annual Fees -$80
Total Net Estimated Rewards Through 24 Months 590

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $0 Intro Annual Fee for the first year then $80
APR 12.99% - 22.99% Variable

Card Details

  • 20,000 First Use Bonus Miles after first purchase or payment of annual fee
  • Complimentary Companion Ticket
  • 1 Club Premier Mile per $1 spent
  • 2 miles per $1 spent on Gas & Groceries
  • 2 miles per $1 spent on Aeromexico airfare purchases
  • Redeem miles (or Premier Kilometers) for award tickets, upgrades, and salon / SkyTeam VIP lounge access
  • Access to Visa Signature Concierge, premium offers, and special dining privileges
  • Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases
AeroMexico Visa Card
$0 Intro Annual Fee for the first year then $45 1.68%
$150
15,000 First Use Bonus Miles after first purchase or payment of annual fee
$575
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 47,040 x $0.01 = $470
Bonuses
0 x $0.01 = $0
15,000 x $0.01 = $150
Less Annual Fees -$45
Total Net Estimated Rewards Through 24 Months 575

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $0 Intro Annual Fee for the first year then $45
APR 12.99% - 22.99% Variable

Card Details

  • 15,000 First Use Bonus Miles after first purchase or payment of annual fee
  • Complimentary Companion Ticket
  • 1 Club Premier Mile per $1 spent
  • 2 miles per $1 spent on Gas & Groceries
  • 2 miles per $1 spent on Aeromexico airfare purchases
  • Redeem miles (or Premier Kilometers) for award tickets, upgrades, and salon / SkyTeam VIP lounge access
  • Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases
AAdvantage® Aviator™ Red Mastercard®
$95 1.15%
$0
$393
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.017 = $583
Less Annual Fees -$190
Total Net Estimated Rewards Through 24 Months 393

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $95
APR 15.99%, 19.99% or 24.99% Variable

Card Details

  • 2X miles for every dollar spent on eligible US Airways and American Airlines purchases. 1x mile for every 1 dollar spent on all other purchases.
  • 1 Free Checked Bag
  • Whenever you redeem, you’ll receive 10% of your redeemed miles back
  • Priority boarding
  • No Foreign Transaction Fees
  • 25% in-flight savings on food, beverages, and headsets on US Airways and AA operated flights
Avianca LifeMiles Visa Signature Card
$0 Intro Annual Fee for the first year then $75 1.24%
$184
Earn 20,000 bonus miles with your first card use
$425
Graph Card More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.009 = $316
Bonuses
0 x $0.009 = $0
20,000 x $0.009 = $184
Less Annual Fees -$75
Total Net Estimated Rewards Through 24 Months 425

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $0 Intro Annual Fee for the first year then $75
APR 12.99% - 22.99% Variable

Card Details

  • Earn 20,000 bonus miles with your first card use
  • 1 LifeMile for every net $1 you spend
  • 2x LifeMiles on Avianca ticket purchases
  • 50% Excess Baggage Redemption Discount on Avianca flights
  • Redeem Avianca miles on flights and cabin upgrades
  • Access to Visa Signature concierge privileges for shopping, entertainment, travel, and sports
  • Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases
  • No Preset Spending Limit
Premier Miles & More® World Mastercard®
$79 1.12%
$200
Earn 20,000 award miles with first purchase
$385
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.01 = $343
Bonuses
20,000 x $0.01 = $200
Less Annual Fees -$158
Total Net Estimated Rewards Through 24 Months 385

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $79
APR 15.99% or 24.99% Variable

Card Details

  • Earn 20,000 award miles with first purchase or balance transfer
  • Annual Companion Ticket after first purchase, and annually thereafter
  • 2 miles for every $1 spent on Miles and More integrated airlines
  • 1 mile for every $1 spent otherwise
  • Redeem miles for flight awards and upgrades on Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, and Star Alliance airlines and other partners
  • Complimentary Companion ticket after first purchase, then every year after
  • $79 Annual Fee waived for Senator and HON Circle Members
  • No foreign transaction fee
Avianca LifeMiles Visa Card
$0 Intro Annual Fee for the first year then $45 1.19%
$138
Earn 15,000 bonues LifeMiles with your first card use
$409
Graph Card More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.009 = $316
Bonuses
0 x $0.009 = $0
15,000 x $0.009 = $138
Less Annual Fees -$45
Total Net Estimated Rewards Through 24 Months 409

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $0 Intro Annual Fee for the first year then $45
APR 12.99% - 22.99% Variable

Card Details

  • Earn 15,000 bonues LifeMiles with your first card use
  • 1 LifeMile for every $1 spent on everything
  • 25% Excess Baggage Redemption Discount on Avianca flights
  • Redeem Avianca miles on flights and cabin upgrades
  • Travel & Emergency Assistance Services, Auto Rental Collision Damage Waiver, and Travel Accident Insurance for card purchases
AeroMexico Visa Secured Card
$0 Intro Annual Fee for the first year then $25 1.44%
$50
5,000 First Use Bonus Miles plus Complimentary Companion Certificate
$495
Graph Card More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 47,040 x $0.01 = $470
Bonuses
5,000 x $0.01 = $50
Less Annual Fees -$25
Total Net Estimated Rewards Through 24 Months 495

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $0 Intro Annual Fee for the first year then $25
APR 22.99%

Card Details

  • 5,000 First Use Bonus Miles plus Complimentary Companion Certificate
  • 1 Club Premier Mile per $1 spent
  • 2 miles per $1 spent on Gas & Groceries
  • Complimentary Baggage
Spirit Airlines World MasterCard® Credit Card
$0 Intro Annual Fee for the first year then $59 1.05%
$75
15,000 bonus miles after your first purchase
$359
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 68,640 x $0.005 = $343
Bonuses
0 x $0.005 = $0
15,000 x $0.005 = $75
Less Annual Fees -$59
Total Net Estimated Rewards Through 24 Months 359

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $0 Intro Annual Fee for the first year then $59
APR 12.99% to 22.99% Variable

Card Details

  • 2 miles for every dollar you spend on purchases
  • 15,000 bonus miles after you make a purchase with the World MasterCard® credit card - enough for up to 3 roundtrip off-peak tickets, with taxes and fees from $11.20 per award
  • Earn 5,000 anniversary bonus FREE SPIRIT™ miles when you spend at least $10,000 in purchases annually and pay your annual fee
  • Enjoy a $0 introductory annual fee for the first year
  • a $59 fee will apply to World Mastercard® accounts thereafter
U.S. Bank Perks+ Visa Signature® Card
No Annual Fee 1.37%
$0
$470
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 47,040 x $0.01 = $470
Bonuses
0 x $0.01 = $0
0 x $0.01 = $0
Total Net Estimated Rewards Through 24 Months 470

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee No Annual Fee
APR 11.99% - 21.99% Variable

Card Details

  • Earn 2X points on Gas and Grocery net purchases (purchases minus credits and returns)
  • Earn 1 point for every net dollar spent on everything else
  • Redeem points for brand name merchandise, gift cards, cash back, and airline tickets
  • 24/7 cardmember service
  • No annual fee
Miles & More® World Elite Mastercard®
Image of Miles & More® World Elite Mastercard® $89 0.88%
$0
$302
Graph Card More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.014 = $480
Less Annual Fees -$178
Total Net Estimated Rewards Through 24 Months 302

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $89
APR 16.99% or 25.99% Variable

Card Details

  • 50,000 award miles after qualifying transactions
  • 1 mile for every $1 spent
  • Free Companion Ticket (economy class) upon the first use of the new Lufthansa World MasterCard, and on the anniversary of your account opening
  • Redeem miles for flight awards and upgrades on Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, Star Alliance airlines and other partners
Korean Air SKYPASS Visa Signature Credit Card
$80 0.97%
$150
15,000 SKYPASS Bonus Miles after first purchase
$333
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.01 = $343
Bonuses
0 x $0.01 = $0
15,000 x $0.01 = $150
Less Annual Fees -$160
Total Net Estimated Rewards Through 24 Months 333

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $80
APR 12.99% - 19.99% Variable

Card Details

  • 15,000 SKYPASS Bonus Miles after first purchase
  • 1 mile for every $1 spent in purchases
  • Double Miles on Korean Air ticket purchases
  • Redeem miles for reward travel and upgrades on Korean Air and SkyTeam partners
  • SKYPASS Visa card purchases help you reach and maintain Morning Calm Club Membership
  • No foreign transaction fee
  • Travel & Emergency Assistance Services
  • $1,000,000 in Travel Accident Insurance
  • EVM chip technology for added security abroad
  • Free monthly credit score reporting
Korean Air SKYPASS Visa Classic Card
$50 0.85%
$50
5,000 SKYPASS Bonus Miles after first purchase
$293
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.01 = $343
Bonuses
0 x $0.01 = $0
5,000 x $0.01 = $50
Less Annual Fees -$100
Total Net Estimated Rewards Through 24 Months 293

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $50
APR 12.99% - 19.99% Variable

Card Details

  • 5,000 SKYPASS Bonus Miles after first purchase
  • 1 mile for every $1 spent in purchases
  • Redeem miles for reward travel and upgrades on Korean Air and SkyTeam partners
  • Redeem miles for reward travel and upgrades on Korean Air and SkyTeam partners
  • SKYPASS Visa card purchases help you reach and maintain Morning Calm Club Membership
  • Free monthly credit score reporting
  • EMV chip technology for added security abroad
  • Visa payWave technology for contactless purchases
  • $250,000 in Travel Accident Insurance
  • Auto Rental Collision Damage Waiver
AAdvantage® Aviator™ Silver World Elite Mastercard®
$195 0.56%
$0
$193
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.017 = $583
Less Annual Fees -$390
Total Net Estimated Rewards Through 24 Months 193

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $195
APR 15.99%, 19.99% or 124.99% Variable

Card Details

  • 3X miles for every dollar spent on eligible US Airways and American Airlines purchases. Earn 2X miles for every dollar spent on eligible hotels and car rentals. 1x mile for every 1 dollar spent on all other purchases.
  • Apply for Global Entry with TSA Pre_™ and, upon approval, experience expedited, more efficient security screenings, moving you smoothly through U.S. customs when returning from traveling abroad.
  • Pay for the $100 Global Entry application fee with your card and you’ll automatically receive a $100 statement credit 2-3 weeks after your transaction.
Korean Air SKYPASS Visa Card
$50 0.35%
$50
5,000 SKYPASS Bonus Miles after first purchase
$122
Graph Card More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 17,160 x $0.01 = $172
Bonuses
0 x $0.01 = $0
5,000 x $0.01 = $50
Less Annual Fees -$100
Total Net Estimated Rewards Through 24 Months 122

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $50
APR 12.99% - 19.99% Variable

Card Details

  • 5,000 SKYPASS Bonus Miles after first purchase
  • 1 mile for every $2 spent in purchases
  • Redeem miles for reward travel and upgrades on Korean Air and SkyTeam partners
  • Redeem miles for reward travel and upgrades on Korean Air and SkyTeam partners
  • SKYPASS Visa card purchases help you reach and maintain Morning Calm Club Membership
  • $250,000 in Travel Accident Insurance
  • Auto Rental Collision Damage Waiver
  • Free credit score reporting monthly
Citi® / AAdvantage® Executive World Elite™ Mastercard®
$450 -1.27%
$0
Earn 50,000 American Airlines AAdvantage bonus miles after $5,000 in purchases the first 3 months
$-437
Graph Card Read Review More Details and Value Calculation

Estimated Rewards Through 24 Months

Card Rewards Estimated Rewards Value Dollars*
Spending Rewards 34,320 x $0.014 = $463
Bonuses
0 x $0.014 = $0
Less Annual Fees -$900
Total Net Estimated Rewards Through 24 Months -437

*The value estimate is calculated using ValuePenguin.com rewards point value.

Annual Fee $450
APR 15.24%

Card Details

  • 2 AAdvantage miles for every $1 spent on American Airlines
  • 1 mile for every $1 spent otherwise
  • Admirals Club membership for you and your immediate family
  • No foreign transaction fees
  • First checked bag is free for you and your companions
  • Priority check-in, screening, and boarding
  • Receive a 25% savings on eligible in-flight purchases
  • No annual mileage cap
 

Comments and Questions

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's website.

Info about the following cards: American Express® Gold Card, Delta Reserve® Credit Card from American Express, Platinum Delta SkyMiles® Credit Card, Starwood Preferred Guest® Credit Card from American Express, Hilton Honors Surpass® Credit Card, American Express® Blue Sky, American Express® Green Card, The Amex EveryDay® Preferred Credit Card from American Express, The Plenti® Credit Card from Amex, Blue from American Express®, Platinum Card® from American Express Exclusively for Mercedes-Benz, Bluebird, Centurion® Card from American Express, Hilton Honors American Express Aspire Card, Starwood Preferred Guest® American Express Luxury Card, and American Express Cash Magnet℠ Card has been collected independently by ValuePenguin. The issuer did not provide the details, nor is it responsible for their accuracy.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program. 

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How We Calculate Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees. These estimates here are ValuePenguin's alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

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