Sanford - Sanford Simplicity $4,750

South Dakota, 2018

  • Plan Type

    HMO

  • Metal Tier

    Silver

  • Out of Pocket Maximum

    $7,350

  • Deductible

    $4,750

Enroll Now
{"state":{"code":"SD","name":"South Dakota","fips":46,"exchangeName":["Healthcare.gov"],"exchangeUrl":["http:\/\/www.healthcare.gov"],"exchangeType":["Federal"]},"year":"2018","plan":{"name":"Sanford - Sanford Simplicity $4,750","planType":"HMO","tier":"Silver","oopm":"7350.00","deductible":"4750.00","redirectUrl":"https:\/\/www.healthcare.gov"},"phoneNum":"8558665590"}

Call (855) 866-5590 to speak with a licensed agent about a new health plan.

{"onCurrent":true}

Cost Sharing Benefits (In Network)

Policyholders are generally responsible for 100% of costs until the deductible amount is met. After the deductible has been met the policyholder is responsible for the coinsurance / copay until the out of pocket maximum is reached at which point the insurance company assumes 100% of all costs.

Deductible (Individual) $4,750
Deductible (Family) $9,500
Coinsurance Not applicable
Out of Pocket Maximum (Individual) $7,350
Out of Pocket Maximum (Family) $14,700

Doctor Visits

Primary Care Visit Data Not Available
Specialist Visit Data Not Available
Inpatient Facility 50% Coinsurance after deductible
Inpatient Physician 50% Coinsurance after deductible
Emergency Room Services 50% Coinsurance after deductible

Tests and Imaging

Imaging (CT/PET Scans, MRIs) 50% Coinsurance after deductible
Laboratory Outpatient and Professional Services 50% Coinsurance after deductible
X-Ray and Diagnostic Imaging 50% Coinsurance after deductible

Health Management Programs

Asthma Available
Depression Not available
Diabetes Available
Heart Disease Available
High Blood Pressure / High Cholesterol Available
Lower Back Pain Not available
Pain Management Not available
Pregnancy Available
Weight Loss Not available

Other

Mental / Behavioral Health Inpatient 50% Coinsurance after deductible
Mental / Behavioral Health Outpatient Data Not Available
Rehabilitative Speech Therapy Data Not Available
Rehabilitative Occupational & Physical Therapy Data Not Available
Outpatient Facility 50% Coinsurance after deductible
Outpatient Surgery 50% Coinsurance after deductible

Prescription Drugs

Generic Rx Data Not Available
Preferred Brand Rx 50% Coinsurance after deductible
Non Preferred Brand Rx 50% Coinsurance after deductible
Specialty Drugs 50% Coinsurance after deductible

73% Cost Sharing Benefits

Households with incomes between 200% to 250% of FPL qualify for the following cost sharing benefits for this silver plan. To understand how cost sharing reductions work and how they work for you see our article about Obamacare Cost Sharing Reduction Discounts

Deductibles and Cost Sharing

Deductible (Individual) $3,750
Deductible (Family) $7,500
Out of Pocket Maximum (Individual) $5,000
Out of Pocket Maximum (Family) $10,000

Doctor Visits

Primary Care Physician
Specialists
Emergency Room 40% Coinsurance after deductible
Inpatient Facility 40% Coinsurance after deductible
Inpatient Physician 40% Coinsurance after deductible

Prescription Drugs

Generic Rx
Preferred Brand Rx 40% Coinsurance after deductible
Non Preferred Brand Rx 40% Coinsurance after deductible
Specialty Drugs 40% Coinsurance after deductible

87% Cost Sharing Benefits

Households with incomes between 150% to 200% of FPL qualify for the following cost sharing benefits for this silver plan.

Deductibles and Cost Sharing

Deductible (Individual) $900
Deductible (Family) $1,800
Out of Pocket Maximum (Individual) $2,000
Out of Pocket Maximum (Family) $4,000

Doctor Visits

Primary Care Physician
Specialists
Emergency Room 25% Coinsurance after deductible
Inpatient Facility 25% Coinsurance after deductible
Inpatient Physician 25% Coinsurance after deductible

Prescription Drugs

Generic Rx
Preferred Brand Rx 25% Coinsurance after deductible
Non Preferred Brand Rx 25% Coinsurance after deductible
Specialty Drugs 25% Coinsurance after deductible

94% Cost Sharing Benefits

Households with incomes between 138% to 150% of FPL qualify for the following cost sharing benefits for this silver plan.

Deductibles and Cost Sharing

Deductible (Individual) $200
Deductible (Family) $400
Out of Pocket Maximum (Individual) $1,000
Out of Pocket Maximum (Family) $2,000

Doctor Visits

Primary Care Physician
Specialists
Emergency Room 10% Coinsurance after deductible
Inpatient Facility 10% Coinsurance after deductible
Inpatient Physician 10% Coinsurance after deductible

Prescription Drugs

Generic Rx
Preferred Brand Rx 10% Coinsurance after deductible
Non Preferred Brand Rx 10% Coinsurance after deductible
Specialty Drugs 10% Coinsurance after deductible

Other Plans in South Dakota

Plan Sanford TRUE $6,000 Deductible $6,000 Coinsurance Not applicable Out of Pocket $7,150
Plan Sanford Simplicity $1,250 Deductible $1,250 Coinsurance Not applicable Out of Pocket $4,750
Plan Sanford TRUE $4,750 Deductible $4,750 Coinsurance Not applicable Out of Pocket $7,350
Plan Sanford TRUE $4,000 HSA/HDHP Deductible $4,000 Coinsurance Not applicable Out of Pocket $4,000
Plan Sanford Simplicity $4,000 HSA/HDHP Deductible $4,000 Coinsurance Not applicable Out of Pocket $4,000
Plan Sanford TRUE $2,800 Deductible $2,800 Coinsurance Not applicable Out of Pocket $7,350
Plan Sanford Simplicity $3,500 Deductible $3,500 Coinsurance Not applicable Out of Pocket $7,150
Plan Sanford Simplicity $7,350 Deductible $7,350 Coinsurance Not applicable Out of Pocket $7,350
Plan Sanford TRUE $7,350 Deductible $7,350 Coinsurance Not applicable Out of Pocket $7,350
Plan Sanford TRUE $3,500 Deductible $3,500 Coinsurance Not applicable Out of Pocket $7,150
Plan Sanford TRUE $5,000 HSA/HDHP Deductible $5,000 Coinsurance Not applicable Out of Pocket $6,550
Plan Sanford Simplicity SIMPLE CHOICE $6,650 Deductible $6,650 Coinsurance Not applicable Out of Pocket $7,350
Plan Sanford Simplicity $2,800 Deductible $2,800 Coinsurance Not applicable Out of Pocket $7,350
Plan Sanford TRUE $1,250 Deductible $1,250 Coinsurance Not applicable Out of Pocket $4,750
Plan Sanford Simplicity $5,000 HSA/HDHP Deductible $5,000 Coinsurance Not applicable Out of Pocket $6,550
Plan Sanford Simplicity $6,000 Deductible $6,000 Coinsurance Not applicable Out of Pocket $7,150
{"onCurrent":true,"type":"tools"}

Cost Sharing Benefits (In Network)

Policyholders are generally responsible for 100% of costs until the deductible amount is met. After the deductible has been met the policyholder is responsible for the coinsurance / copay until the out of pocket maximum is reached at which point the insurance company assumes 100% of all costs.

Deductible (Individual) $4,750
Deductible (Family) $9,500
Coinsurance Not applicable
Out of Pocket Maximum (Individual) $7,350
Out of Pocket Maximum (Family) $14,700

Doctor Visits

Primary Care Visit Data Not Available
Specialist Visit Data Not Available
Inpatient Facility 50% Coinsurance after deductible
Inpatient Physician 50% Coinsurance after deductible
Emergency Room Services 50% Coinsurance after deductible

Tests and Imaging

Imaging (CT/PET Scans, MRIs) 50% Coinsurance after deductible
Laboratory Outpatient and Professional Services 50% Coinsurance after deductible
X-Ray and Diagnostic Imaging 50% Coinsurance after deductible

Health Management Programs

Asthma Available
Depression Not available
Diabetes Available
Heart Disease Available
High Blood Pressure / High Cholesterol Available
Lower Back Pain Not available
Pain Management Not available
Pregnancy Available
Weight Loss Not available

Other

Mental / Behavioral Health Inpatient 50% Coinsurance after deductible
Mental / Behavioral Health Outpatient Data Not Available
Rehabilitative Speech Therapy Data Not Available
Rehabilitative Occupational & Physical Therapy Data Not Available
Outpatient Facility 50% Coinsurance after deductible
Outpatient Surgery 50% Coinsurance after deductible

Prescription Drugs

Generic Rx Data Not Available
Preferred Brand Rx 50% Coinsurance after deductible
Non Preferred Brand Rx 50% Coinsurance after deductible
Specialty Drugs 50% Coinsurance after deductible

73% Cost Sharing Benefits

Households with incomes between 200% to 250% of FPL qualify for the following cost sharing benefits for this silver plan. To understand how cost sharing reductions work and how they work for you see our article about Obamacare Cost Sharing Reduction Discounts

Deductibles and Cost Sharing

Deductible (Individual) $3,750
Deductible (Family) $7,500
Out of Pocket Maximum (Individual) $5,000
Out of Pocket Maximum (Family) $10,000

Doctor Visits

Primary Care Physician
Specialists
Emergency Room 40% Coinsurance after deductible
Inpatient Facility 40% Coinsurance after deductible
Inpatient Physician 40% Coinsurance after deductible

Prescription Drugs

Generic Rx
Preferred Brand Rx 40% Coinsurance after deductible
Non Preferred Brand Rx 40% Coinsurance after deductible
Specialty Drugs 40% Coinsurance after deductible

87% Cost Sharing Benefits

Households with incomes between 150% to 200% of FPL qualify for the following cost sharing benefits for this silver plan.

Deductibles and Cost Sharing

Deductible (Individual) $900
Deductible (Family) $1,800
Out of Pocket Maximum (Individual) $2,000
Out of Pocket Maximum (Family) $4,000

Doctor Visits

Primary Care Physician
Specialists
Emergency Room 25% Coinsurance after deductible
Inpatient Facility 25% Coinsurance after deductible
Inpatient Physician 25% Coinsurance after deductible

Prescription Drugs

Generic Rx
Preferred Brand Rx 25% Coinsurance after deductible
Non Preferred Brand Rx 25% Coinsurance after deductible
Specialty Drugs 25% Coinsurance after deductible

94% Cost Sharing Benefits

Households with incomes between 138% to 150% of FPL qualify for the following cost sharing benefits for this silver plan.

Deductibles and Cost Sharing

Deductible (Individual) $200
Deductible (Family) $400
Out of Pocket Maximum (Individual) $1,000
Out of Pocket Maximum (Family) $2,000

Doctor Visits

Primary Care Physician
Specialists
Emergency Room 10% Coinsurance after deductible
Inpatient Facility 10% Coinsurance after deductible
Inpatient Physician 10% Coinsurance after deductible

Prescription Drugs

Generic Rx
Preferred Brand Rx 10% Coinsurance after deductible
Non Preferred Brand Rx 10% Coinsurance after deductible
Specialty Drugs 10% Coinsurance after deductible

Other Plans in South Dakota

Plan Sanford TRUE $6,000 Deductible $6,000 Coinsurance Not applicable Out of Pocket $7,150
Plan Sanford Simplicity $1,250 Deductible $1,250 Coinsurance Not applicable Out of Pocket $4,750
Plan Sanford TRUE $4,750 Deductible $4,750 Coinsurance Not applicable Out of Pocket $7,350
Plan Sanford TRUE $4,000 HSA/HDHP Deductible $4,000 Coinsurance Not applicable Out of Pocket $4,000
Plan Sanford Simplicity $4,000 HSA/HDHP Deductible $4,000 Coinsurance Not applicable Out of Pocket $4,000
Plan Sanford TRUE $2,800 Deductible $2,800 Coinsurance Not applicable Out of Pocket $7,350
Plan Sanford Simplicity $3,500 Deductible $3,500 Coinsurance Not applicable Out of Pocket $7,150
Plan Sanford Simplicity $7,350 Deductible $7,350 Coinsurance Not applicable Out of Pocket $7,350
Plan Sanford TRUE $7,350 Deductible $7,350 Coinsurance Not applicable Out of Pocket $7,350
Plan Sanford TRUE $3,500 Deductible $3,500 Coinsurance Not applicable Out of Pocket $7,150
Plan Sanford TRUE $5,000 HSA/HDHP Deductible $5,000 Coinsurance Not applicable Out of Pocket $6,550
Plan Sanford Simplicity SIMPLE CHOICE $6,650 Deductible $6,650 Coinsurance Not applicable Out of Pocket $7,350
Plan Sanford Simplicity $2,800 Deductible $2,800 Coinsurance Not applicable Out of Pocket $7,350
Plan Sanford TRUE $1,250 Deductible $1,250 Coinsurance Not applicable Out of Pocket $4,750
Plan Sanford Simplicity $5,000 HSA/HDHP Deductible $5,000 Coinsurance Not applicable Out of Pocket $6,550
Plan Sanford Simplicity $6,000 Deductible $6,000 Coinsurance Not applicable Out of Pocket $7,150