Cost Sharing Benefits (In Network)
Policyholders are generally responsible for 100% of costs until the deductible amount is met. After the deductible has been met the policyholder is responsible for the coinsurance / copay until the out of pocket maximum is reached at which point the insurance company assumes 100% of all costs.
Deductible (Individual) |
$5,400 |
Deductible (Family) |
$10,800 |
Coinsurance |
Not applicable |
Out of Pocket Maximum (Individual) |
$7,150 |
Out of Pocket Maximum (Family) |
$14,300 |
Doctor Visits
Primary Care Visit |
Data Not Available |
Specialist Visit |
Data Not Available |
Inpatient Facility |
40% Coinsurance after deductible |
Inpatient Physician |
40% Coinsurance after deductible |
Emergency Room Services |
$750 Copay after deductible |
Tests and Imaging
Imaging (CT/PET Scans, MRIs) |
$600 Copay after deductible |
Laboratory Outpatient and Professional Services |
$375 Copay after deductible |
X-Ray and Diagnostic Imaging |
$375 Copay after deductible |
Health Management Programs
Asthma |
Not available |
Depression |
Not available |
Diabetes |
Not available |
Heart Disease |
Not available |
High Blood Pressure / High Cholesterol |
Not available |
Lower Back Pain |
Not available |
Pain Management |
Not available |
Pregnancy |
Not available |
Weight Loss |
Not available |
Other
Mental / Behavioral Health Inpatient |
40% Coinsurance after deductible |
Mental / Behavioral Health Outpatient |
Data Not Available |
Rehabilitative Speech Therapy |
$120 Copay after deductible |
Rehabilitative Occupational & Physical Therapy |
$120 Copay after deductible |
Outpatient Facility |
40% Coinsurance after deductible |
Outpatient Surgery |
40% Coinsurance after deductible |
Prescription Drugs
Generic Rx |
Data Not Available |
Preferred Brand Rx |
Data Not Available |
Non Preferred Brand Rx |
40% Coinsurance after deductible |
Specialty Drugs
| 40% Coinsurance after deductible |
Other Plans in Indiana
Plan
MDwise Marketplace Bronze Plus
|
Deductible
$5,400 |
Coinsurance Not applicable |
Out of Pocket
$7,150 |
Plan
MDwise Marketplace Silver Plus with Adult Vision
|
Deductible
$3,100 |
Coinsurance Not applicable |
Out of Pocket
$6,000 |
Plan
MDwise Marketplace Gold Plus with Adult Vision
|
Deductible
$1,500 |
Coinsurance Not applicable |
Out of Pocket
$3,500 |
Plan
MDwise Marketplace Silver Plus
|
Deductible
$3,100 |
Coinsurance Not applicable |
Out of Pocket
$6,000 |
Plan
MDwise Marketplace Bronze Basic
|
Deductible
$6,800 |
Coinsurance Not applicable |
Out of Pocket
$7,150 |
Plan
MDwise Marketplace Silver Basic
|
Deductible
$5,000 |
Coinsurance Not applicable |
Out of Pocket
$7,150 |
Plan
MDwise Marketplace Silver Coinsurance
|
Deductible
$3,600 |
Coinsurance Not applicable |
Out of Pocket
$6,400 |