The world of insurance and personal finance can often be difficult to get a handle on. With our diverse set of guides, you can get in-depth information on a range of topics to help you put your money to its best use.

We offer insight about sports cars, cheap tires, condo coverage and more. We can help you make an informed decision about your home, health, car, and money.

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Net Operating Income (NOI): What Is It? How Do You Calculate It?

Net operating income, or NOI for short, is a measurement used to determine the profitability of a property in commercial real estate. NOI... Read More

What is Quick Ratio? How Do You Calculate It?

The quick ratio is an indicator of a company's short-term liquidity; it's also known as the acid-test ratio and the quick liquidity ratio.... Read More

HMO vs. PPO Insurance: What's the Difference?

HMO and PPO health and dental plans manage care in slightly different ways, from where you receive services to what you pay out of pocket. Read More

Are Your Renovations Covered by Homeowners Insurance?

Most large-scale renovation projects are not covered by a standard homeowners insurance policy. We explain the changes you should consider... Read More

HMO Plans: What Are They and How Do They Work?

Health maintenance organizations, HMOs, are a type of provider network that requires beneficiaries to obtain care through that network... Read More

CPI Insurance: How Does It Work? What Does It Cover?

Collateral protection insurance will be purchased by your auto lender if you don't have car insurance. We explain what it is, what it costs... Read More

How to Get a Good Driver Discount on Car Insurance

Most major insurers offer a discount to safe drivers. If you've avoided at-fault accidents and moving violations, you may be eligible for... Read More

What is a Surety Bond and When Do You Need One?

A surety bond is a legally binding contract that ensures obligations are met — or in the case of failure, that recompense will be paid to... Read More

How to Find the Best Insurance for First-Time Homebuyers

Most first-time homebuyers need homeowners insurance. We break down what to look for in a policy, when to get it, how much insurance you... Read More

What is Major Medical Insurance?

Major medical insurance provides minimum essential coverage for illness, hospitalization and preventive health care. Qualified plans are... Read More

USDA Business Loans: What are They? How Do They Work?

USDA business loans are a great source of affordable, long-term financing for small businesses, companies, nonprofits and other... Read More

How to Find Commercial Property Value

Putting a value on commercial real estate is part science and part art, but there are several valuation methods at your disposal. Read More